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Renting · Section 8

Data from November 2026

Renting in Gloucester County, New Jersey

Gloucester County has a HUD fair market rent of $1,860 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,531 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $35.77 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,860
a month, HUD, Fiscal year 2027
18% less than in New Jersey
Typical rent
$1,531
a month, Census, Average 2020–2024
11% less than in New Jersey
Wage needed
$35.77
an hour, 2 bedrooms
Or $74,400 a year, to spend no more than 30% of income on rent.
Rent-burdened households
55%
spend 30% or more of income on rent
7% more than in New Jersey

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Gloucester County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Among the neighboring counties, Salem County has the lowest typical rent ($1,253), 18% below the $1,531 in Gloucester County.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Gloucester County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Gloucester County was $2,097 a month in September 2026: 4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

HUD area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 29 ZIP codes in Gloucester County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,550 in 08066 to $2,360 in 08085. 21 ZIP codes are above the county's fair market rent ($1,860).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Gloucester County, 55% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

55%

of renter households spend 30% or more of their income on rent.

22,370 households rent in Gloucester County

  • Spend half or more of their income 29%
  • Spend 30% or more, but less than half 26%
  • Spend less than 30% 45%

Compared with the state and the country

  • Gloucester 55%
  • New Jersey 52%
  • United States 51%

Low-income apartments

Low-income apartments in Gloucester County

HUD lists 55 properties with homes for low-income households in Gloucester County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
37
HUD-assisted
15
public housing
3

4,887 homes in all; 3,698 of them low-income, according to HUD.

  • Hollybush Gardens I and II Tax credit (LIHTC) 252 Ruth Ave., Glassboro 251 homes, 227 low-income · In service since 2015
  • Colonial Park Apartments HUD-assisted 401 S Evergreen Ave, Woodbury 08096 199 low-income homes · For older adults
  • Colonial Park Apartments Tax credit (LIHTC) 401 S Evergreen Ave, Woodbury 199 homes, 197 low-income · In service since 2013
  • Hollybush Gardens I HUD-assisted 121 Hollybush Gdns, Glassboro 08028 252 homes, 159 low-income · For families
  • Mullica West Apartments Tax credit (LIHTC) 58 Woodstown Rd, Mullica Hill 167 homes, 150 low-income · In service since 2015
  • Paulsboro Gardens HUD-assisted 70 Baird Avenue, Paulsboro 08066 150 low-income homes · For families
  • Woodlake Apartments HUD-assisted 231 N Evergreen Ave, Woodbury 08096 147 low-income homes · For families
  • Justin Commons A/K/A Scotland Commons Tax credit (LIHTC) 111 Justin Way, Williamstown 132 low-income homes · In service since 2011
  • Clayton Providence House Tax credit (LIHTC) 927 Delsea Drive, Clayton 101 low-income homes · 1 bd: 102 · 2 bd: 1 · In service since 2005
  • Carino Park Public housing 100 Chestnut St, Williamstown 08094 100 low-income homes · Run by Gloucester County Housing Authority · Average payment: $397 a month · Average wait: 77 months · (856) 845-4959
  • Deptford Park Apartment Public housing 120 Pop Moylan Blvd, Deptford 08096 100 homes, 99 low-income · Run by Gloucester County Housing Authority · Average payment: $407 a month · Average wait: 73 months · (856) 845-4959
  • Millstream Apartments Tax credit (LIHTC) 241 Blackwood Barnsboro Rd, Sewell 96 low-income homes · In service since 1999
  • County House Village Tax credit (LIHTC) 100 Arons Cir, Sewell 96 homes, 95 low-income · In service since 1999
  • Lakeside Apartments HUD-assisted 231 N Evergreen Ave, Woodbury 08096 95 low-income homes · For families
  • Spring Mill Tax credit (LIHTC) 101 Walnut Ln, Harrison Township 94 homes, 93 low-income · In service since 2002
  • Conifer Village at Deptford Tax credit (LIHTC) 485 Deptford Ave, Westville 91 low-income homes · In service since 2009
  • The Oaks at Weatherby Tax credit (LIHTC) 1 Oaks Dr, Woolwich 86 homes, 85 low-income · In service since 2010
  • Deptford Park Apartments II Tax credit (LIHTC) 100 Pop Moylan Blvd, Deptford Township 80 low-income homes · In service since 1997
  • Woolwich Family Housing Tax credit (LIHTC) 1050 Auburn Road, Woolwich Township 80 low-income homes · In service since 2017
  • Whitney Crescent Tax credit (LIHTC) 814 Higgins Drive, Glassboro 80 homes, 79 low-income · In service since 2011
  • Whitney Crescent HUD-assisted 7101 Crescent Ct, Glassboro 08028 80 homes, 78 low-income · For families
  • Camp Salute Tax credit (LIHTC) 865 N Delsea Dr, Clayton 76 low-income homes
  • West Deptford Senior Housing HUD-assisted Grove Road, West Deptford 08086 75 low-income homes · For older adults
  • White Oak Lane at Mantua Tax credit (LIHTC) 407 White Oak Lane, Mantua Township 72 low-income homes · In service since 2013
  • East Greenwich Family Housing Tax credit (LIHTC) 129 W Cohawkin Rd, Clarksboro 70 low-income homes
  • Tanyard Oaks Tax credit (LIHTC) 1100 Tanyard Oaks Ct, Sewell 66 low-income homes · In service since 2010
  • Royal Crescent Tax credit (LIHTC) 1101- 1304 Royal Crescent CT, East Greenwich Twp 65 low-income homes · In service since 2007
  • Westville Senior Tax credit (LIHTC) 1000-1002 and 1010 Broadway, Westville 64 homes, 63 low-income
  • Westville Senior Tax credit (LIHTC) 1000-1002 and 1010 Broadway, Westville 64 homes, 63 low-income · In service since 2020 · For families
  • 204-1 scattered sites Public housing 1 Walnut Ave, Pitman 08071 62 low-income homes · Run by Gloucester County Housing Authority · Average payment: $1,051 a month · Homes at several sites · (856) 845-4959
  • Gibbstown VOA Elderly Housing HUD-assisted 400 Harmony Rd, Gibbstown 08027 60 homes, 59 low-income · For older adults · (856) 224-8613
  • Lincoln Boulevard Senior Phase I Tax credit (LIHTC) 737 Lincoln Blvd, Glassboro 65 homes, 58 low-income
  • Royal Oaks Apartments Tax credit (LIHTC) 259 Pine Brook Dr, Mantua 58 low-income homes · In service since 2008
  • GG Green Building Tax credit (LIHTC) 108 S Broad St, Woodbury 55 low-income homes · In service since 2013
  • New Sharon Woods HUD-assisted 100 Hillcrest Dr, Sewell 08080 51 homes, 50 low-income · For families · (856) 468-0070
  • Mullica West Phase II Tax credit (LIHTC) 54 Woodstown Rd, Mullica Hill 48 low-income homes
  • The Mews at St Mary HUD-assisted 32 Carroll Ave, Williamstown 08094 75 homes, 42 low-income · For older adults
  • MSAA Manor HUD-assisted 20 S Main St, Glassboro 08028 41 homes, 40 low-income · For people with disabilities
  • Woodbury Colonial Tax credit (LIHTC) 124 Green Ave, Woodbury 93 homes, 37 low-income · Studio: 93 · In service since 2004 · For older adults
  • Kings Way Apartments Tax credit (LIHTC) 1 Lore Dr, Swedesboro 36 low-income homes · In service since 2012
  • Life Link Homes Tax credit (LIHTC) 209 Awalt Dr, Glassboro 30 low-income homes · In service since 2006
  • Hampton Crescent Tax credit (LIHTC) 40 Highbridge Ln, West Deptford 26 low-income homes · In service since 2005
  • Glassboro Supervised Apartments HUD-assisted 32 Reading St, Glassboro 08028 6 low-income homes · For people with disabilities
  • The Mews at St Mary HUD-assisted 750 Blue Bell Rd, Williamstown 08094 75 homes, 5 low-income · (856) 342-4120
  • Gibbstown Consumer Home HUD-assisted 631 Pieta Pl, Gibbstown 08027 3 low-income homes · For people with disabilities
  • Hollybush Apartments I & II Tax credit (LIHTC) 252 Ruth Avenue, Glassboro 251 homes · In service since 2013
  • Mullica West Supportive Housing Tax credit (LIHTC) 58 Woodstown Rd, Mullica Hill 08062 167 homes · In service since 2014
  • Clayton Providence House #684 Tax credit (LIHTC) 865 N Delsea Dr, Clayton 08312 103 homes · In service since 2012
  • Litc#06414 Royal Crescent Tax credit (LIHTC) 1100 Royal Crescent Ct, Mount Royal 08061 65 homes · In service since 2007
  • Litc#06914 Royal Oaks Appartments Tax credit (LIHTC) 259 Pine Brook Dr, Mantua 08051 58 homes · In service since 2008
  • Nicholas Angelo DiLella Senior Housing HUD-assisted 400 Harmony Rd, Gibbstown 08027 55 homes
  • Woodbury Senior Tax credit (LIHTC) 108 S Broad St, Woodbury 55 homes · In service since 2013 · For older adults
  • Woodbury Senior #1210 Tax credit (LIHTC) 108 S Broad St, Woodbury 55 homes · In service since 2013
  • King's Way Apts. #328 Tax credit (LIHTC) 1 Lore Dr, Swedesboro 08085 36 homes · In service since 2012
  • Litc#06405 Life Link Homes Tax credit (LIHTC) 209 Awalt Dr, Glassboro 08028 30 homes · In service since 2006

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Gloucester County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Gloucester County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
People Extremely low (30%) Very low (50%) Low
1 person $25,800 $42,950 $68,750
2 people $29,450 $49,100 $78,550
3 people $33,150 $55,250 $88,350
4 people $36,800 $61,350 $98,150
5 people $39,750 $66,300 $106,050
6 people $44,360 $71,200 $113,900
7 people $50,040 $76,100 $121,750
8 people $55,720 $81,000 $129,600

Area median income: $122,700. HUD income limits by family size, Fiscal year 2026. Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,294 – $1,582
  • 1 bedroom $1,402 – $1,714
  • 2 bedrooms $1,674 – $2,046
  • 3 bedrooms $1,994 – $2,438
  • 4 bedrooms $2,201 – $2,690

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New Jersey Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New Jersey

What New Jersey law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1.5 months of rent
N.J.S.A. 46:8-21.2
When must they return my deposit?
30 days
N.J.S.A. 46:8-21.1
  • Only a court order can remove youN.J.S.A. 2A:39-1
  • Protection from retaliationN.J.S.A. 2A:42-10.10

Help

Where to get help with rent in Gloucester County

This HUD-approved agency has an office in Gloucester County. They counsel for free or at low cost.

  • Financial Wellness Institute Inc

    3 S Broad St, Woodbury

    • Budget and financial counseling
    • Budget and credit workshops
    • and 6 more

Rental assistance programs

The ones that serve in Gloucester County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Gloucester County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New Jersey, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,720

What you need before you get the keys.

What adds up

First month
$1,860
Security deposit
$1,860
Total
$3,720

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Gloucester County?

According to HUD (Fiscal year 2027): Studio: $1,438; 1 bedroom: $1,558; 2 bedrooms: $1,860; 3 bedrooms: $2,216; 4 bedrooms: $2,445. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Gloucester County?

Paying the 2-bedroom fair market rent ($1,860) without spending more than 30% of income takes $35.77 an hour full time, or $74,400 a year.

Who qualifies for Section 8 in Gloucester County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $61,350 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Gloucester County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,674 and $2,046 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Gloucester County?

For 2 bedrooms they run from $1,550 in 08066 to $2,360 in 08085. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Gloucester County?

HUD lists 55 properties with homes for low-income households in Gloucester County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Gloucester County?

HUD counts rent as a burden when it reaches 30% of income or more. In Gloucester County, 55% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).