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Renting · Section 8

Data from November 2026

Renting in Cumberland County, New Jersey

Cumberland County has a HUD fair market rent of $1,704 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,282 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $32.77 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,704
a month, HUD, Fiscal year 2027
25% less than in New Jersey
Typical rent
$1,282
a month, Census, Average 2020–2024
25% less than in New Jersey
Wage needed
$32.77
an hour, 2 bedrooms
Or $68,160 a year, to spend no more than 30% of income on rent.
Rent-burdened households
56%
spend 30% or more of income on rent
9% more than in New Jersey

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Cumberland County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Of the 21 counties in New Jersey, Cumberland County has the lowest typical household income: $67,436.

  2. Cumberland County has the 2nd lowest typical rent of the 21 counties in New Jersey ($1,282).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Cumberland County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Cumberland County was $1,649 a month in September 2026: 3.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,288 $24.77 $51,520
1 bedroom $1,420 $27.31 $56,800
2 bedrooms $1,704 $32.77 $68,160
3 bedrooms $2,360 $45.38 $94,400
4 bedrooms $2,478 $47.65 $99,120

HUD area: Vineland, NJ MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 24 ZIP codes in Cumberland County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,510 in 08323 to $2,210 in 08349. 12 ZIP codes are above the county's fair market rent ($1,704).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Cumberland County, 56% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

56%

of renter households spend 30% or more of their income on rent.

17,999 households rent in Cumberland County

  • Spend half or more of their income 31%
  • Spend 30% or more, but less than half 25%
  • Spend less than 30% 44%

Compared with the state and the country

  • Cumberland 56%
  • New Jersey 52%
  • United States 51%

Low-income apartments

Low-income apartments in Cumberland County

HUD lists 60 properties with homes for low-income households in Cumberland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
37
HUD-assisted
12
public housing
12

4,674 homes in all; 3,881 of them low-income, according to HUD.

  • One-Ten East Commerce Public housing 110 E Commerce St, Bridgeton 08302 252 low-income homes · Run by Bridgeton Housing Authority · Average payment: $408 a month · Average wait: 20 months · (856) 451-4454
  • NIA a/k/a AMITY HEIGHTS HUD-assisted 130 Pamphylia Ave, Bridgeton 08302 196 homes, 195 low-income · For families
  • Village Road Assisted Living Tax credit (LIHTC) 1111 Village Dr, Millville 154 low-income homes
  • Spring Garden Senior Housing HUD-assisted 1781 S Spring Rd, Vineland 08361 125 homes, 124 low-income · For older adults
  • Bridgeton Hope Vi Phase I Tax credit (LIHTC) 76 Lakeview Ave, Bridgeton 114 homes, 113 low-income · 2 bd: 60 · 3 bd: 54 · In service since 2005
  • Riverview East Public housing 130 S 2nd St, Millville 08332 110 low-income homes · Run by Millville Housing Authority · Average payment: $405 a month · Average wait: 12 months · (856) 825-8860
  • Bridgeton Villas I Tax credit (LIHTC) 205 Cottage Ave, Bridgeton 100 low-income homes
  • Burlington Manor Apartments HUD-assisted 100 N Burlington Rd, Bridgeton 08302 100 low-income homes · For families
  • Countryside Village Redevelopment - Phase I Tax credit (LIHTC) 766 Parsonage Rd, Bridgeton 100 low-income homes · In service since 2006
  • Delsea Village Tax credit (LIHTC) 2223 S 2nd St, Millville 100 low-income homes · 1 bd: 30 · 2 bd: 20 · 3 bd: 50 · In service since 2004
  • Ferguson/Holly Berry Court Public housing 2045 Wheaton Ave, Millville 08332 100 low-income homes · Run by Millville Housing Authority · Average payment: $511 a month · Average wait: 32 months · (856) 825-8860
  • Maplewood GRDNS Public housing 33 Maple Dr, Bridgeton 08302 100 low-income homes · Run by Bridgeton Housing Authority · Average payment: $450 a month · Average wait: 7 months · (856) 451-4454
  • Parkview & Dorazio Terrace Public housing 84 S West Ave, Vineland 08360 100 low-income homes · Run by Vineland Housing Authority · Average payment: $362 a month · Average wait: 40 months · (856) 691-4099
  • Walnut Manor Tax credit (LIHTC) 794 E Walnut Rd, Vineland 100 low-income homes · In service since 2006
  • Walnut Manor HUD-assisted 794 E Walnut Rd, Vineland 08360 100 low-income homes · For families
  • Delsea Village #718 Tax credit (LIHTC) · HUD-assisted 2223 S 2nd St, Millville 08332 100 homes, 99 low-income · In service since 2012 · For families
  • Ivy Square I HUD-assisted 205 Cottage Ave, Bridgeton 08302 100 homes, 99 low-income · For families
  • Luther Acres HUD-assisted 560 Sarah Pl, Vineland 08360 100 homes, 99 low-income · For older adults
  • Riverview West Public housing 100 Riverside Dr, Millville 08332 100 homes, 99 low-income · Run by Millville Housing Authority · Average payment: $387 a month · Average wait: 9 months · (856) 825-8860
  • Walnut Villas HUD-assisted 1027 Florence Ave, Vineland 08360 100 homes, 99 low-income · For families
  • Delsea Gardens HUD-assisted 2213 S 2nd St, Millville 08332 99 low-income homes · For families
  • Bridgeton Hope Vi Phase III Tax credit (LIHTC) 76 Lakeview Ave, Bridgeton 97 low-income homes · In service since 2005
  • Bridgeton Commons I Public housing 1 Clarke Rd, Bridgeton 08302 161 homes, 96 low-income · Run by Bridgeton Housing Authority · Average payment: $718 a month · Average wait: 28 months · Homes at several sites · (856) 451-4454
  • Countryside Village Redevelopment Phase III Tax credit (LIHTC) 766 Parsonage Rd, Bridgeton 93 low-income homes · In service since 2008
  • Hopewell Place Senior Apartments Tax credit (LIHTC) 40 Old Stagecoach Rd, Bridgeton 92 low-income homes · In service since 1998
  • Countryside Village Redevelopment Phase II Tax credit (LIHTC) 766 Parsonage Rd, Bridgeton 90 low-income homes · In service since 2007
  • Millville Ha Public housing 122 E Main St, Millville 08332 90 low-income homes · Run by Millville Housing Authority · Average payment: $439 a month · Average wait: 7 months · (856) 825-8860
  • Riverwalk Senior Apartments Tax credit (LIHTC) 17 E Broad St, Bridgeton 80 low-income homes · In service since 2006 · For older adults
  • Landis Square Tax credit (LIHTC) 925 E Landis Ave, Vineland 78 low-income homes · In service since 2017
  • Vineland Gardens Tax credit (LIHTC) 775 S 7th St, Vineland 76 low-income homes · In service since 2008
  • Vineland Gardens HUD-assisted 775 S 6th St, Vineland 08360 76 homes, 75 low-income · For families
  • Millville Senior Housing Tax credit (LIHTC) 324 S 2nd St, Millville 74 homes, 73 low-income · In service since 2008
  • Newcomb Senior Apartments Tax credit (LIHTC) 66 S State St, Vineland 70 low-income homes
  • Bridgeton Villas II Tax credit (LIHTC) 9af Cottage Avenue, Bridgeton 56 low-income homes · In service since 2020 · For families
  • Bridgeton Villas Phase II Tax credit (LIHTC) 9H Cottage Ave, Bridgeton 56 low-income homes
  • Ivy Square II HUD-assisted 9af Cottage Avenue, Bridgeton 08302 56 homes, 55 low-income · For families · (856) 455-7871
  • Bridgeton Commons Phase IV Tax credit (LIHTC) 76 Lakeview Ave, Bridgeton 50 low-income homes · In service since 2007
  • Ferguson/Holly Berry Court Public housing 1100 Holly Berry Ln, Millville 08332 49 low-income homes · Run by Millville Housing Authority · Average payment: $609 a month · Average wait: 26 months · (856) 825-8860
  • Vineland Ha Public housing 64 Arcadia Pl, Vineland 08360 39 low-income homes · Run by Vineland Housing Authority · Average payment: $902 a month · Homes at several sites · (856) 691-4099
  • Maurice View Plaza Public housing 1 E Vine St, Millville 08332 30 homes, 29 low-income · Run by Millville Housing Authority · Average payment: $349 a month · Average wait: 35 months · (856) 825-8860
  • Commercial Township Housing HUD-assisted 2303 High St, Port Norris 08349 24 low-income homes · For families
  • Parvins Branch Tax credit (LIHTC) 1171 E Walnut Rd, Vineland 24 low-income homes · In service since 2012
  • Bridgeton Commons Phase V Tax credit (LIHTC) 278 Cohansey St, Bridgeton 23 low-income homes · In service since 2008
  • Melrose Court Tax credit (LIHTC) 35 W Almond St, Vineland 17 low-income homes · In service since 2016
  • South Third Street Tax credit (LIHTC) 101 S 3rd St, Millville 6 homes, 4 low-income · In service since 2012
  • 516 Dock Street Tax credit (LIHTC) 516 Dock St, Millville 3 low-income homes · In service since 1991
  • Bridgeton Hope Vi Phase I #668 Tax credit (LIHTC) 76 Lakeview Ave, Bridgeton 08302 114 homes · In service since 2005
  • Countryside Village I #725 Tax credit (LIHTC) 99 Deerfield Dr, Bridgeton 08302 100 homes · In service since 2006
  • Litc#06910 - Countryside Village Phase III Tax credit (LIHTC) 99 Deerfield Dr, Bridgeton 08302 93 homes · In service since 2008
  • Litc#06909 Countryside Village Phase II Tax credit (LIHTC) 99 Deerfield Dr, Bridgeton 08302 90 homes · In service since 2007
  • Riverwalk Senior Apartments #677 Tax credit (LIHTC) 17 E Broad St, Bridgeton 08302 80 homes · In service since 2006
  • Glasstown Residence at River Park Tax credit (LIHTC) 324 S 2nd St, Millville 73 homes · In service since 2008
  • Millville Senior Housing #06908 Tax credit (LIHTC) 324 S 2nd St, Millville 08332 73 homes · In service since 2008
  • Parvins Branch - #257 Tax credit (LIHTC) 1171 E Walnut Rd, Vineland 08360 24 homes · In service since 2012
  • Bridgeton Hope Vi Phase V Tax credit (LIHTC) 278 Cohansey St, Bridgeton 23 homes · In service since 2008
  • Litc#06915 Bridgeton Hope Vi, Phase V Tax credit (LIHTC) 76 Lakeview Ave, Bridgeton 08302 23 homes · In service since 2008
  • Bridgeton Hope Vi Corporation Public housing 29 Madison St, Bridgeton 08302 9 homes · Run by Bridgeton Housing Authority · (856) 451-4454
  • South Third Street #230 Tax credit (LIHTC) 101 S 3rd St, Millville 6 homes · In service since 2012
  • 516 Dock Steet Tax credit (LIHTC) 516 Dock St, Millville 3 homes · 1 bd: 1 · 2 bd: 1 · 3 bd: 1 · In service since 2012
  • 516 Dock Steet #283 Tax credit (LIHTC) 516 Dock St, Millville 08332 3 homes · In service since 2012

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Cumberland County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Cumberland County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Vineland, NJ MSA.
People Extremely low (30%) Very low (50%) Low
1 person $20,500 $34,150 $54,600
2 people $23,400 $39,000 $62,400
3 people $27,320 $43,900 $70,200
4 people $33,000 $48,750 $78,000
5 people $38,680 $52,650 $84,250
6 people $44,360 $56,550 $90,500
7 people $50,040 $60,450 $96,750
8 people $55,720 $64,350 $103,000

Area median income: $89,100. HUD income limits by family size, Fiscal year 2026. Area: Vineland, NJ MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,159 – $1,417
  • 1 bedroom $1,278 – $1,562
  • 2 bedrooms $1,534 – $1,874
  • 3 bedrooms $2,124 – $2,596
  • 4 bedrooms $2,230 – $2,726

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New Jersey Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New Jersey

What New Jersey law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1.5 months of rent
N.J.S.A. 46:8-21.2
When must they return my deposit?
30 days
N.J.S.A. 46:8-21.1
  • Only a court order can remove youN.J.S.A. 2A:39-1
  • Protection from retaliationN.J.S.A. 2A:42-10.10

Help

Where to get help with rent in Cumberland County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Navicore Solutions- Hammonton, NJ

    212 Bellevue Ave, Hammonton · 27 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
  • Financial Wellness Institute Inc

    3 S Broad St, Woodbury · 35 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 6 more

Rental assistance programs

The ones that serve in Cumberland County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Cumberland County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New Jersey, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,408

What you need before you get the keys.

What adds up

First month
$1,704
Security deposit
$1,704
Total
$3,408

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Cumberland County?

According to HUD (Fiscal year 2027): Studio: $1,288; 1 bedroom: $1,420; 2 bedrooms: $1,704; 3 bedrooms: $2,360; 4 bedrooms: $2,478. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Cumberland County?

Paying the 2-bedroom fair market rent ($1,704) without spending more than 30% of income takes $32.77 an hour full time, or $68,160 a year.

Who qualifies for Section 8 in Cumberland County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Cumberland County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,534 and $1,874 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Cumberland County?

For 2 bedrooms they run from $1,510 in 08323 to $2,210 in 08349. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Cumberland County?

HUD lists 60 properties with homes for low-income households in Cumberland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Cumberland County?

HUD counts rent as a burden when it reaches 30% of income or more. In Cumberland County, 56% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).