Renting · Section 8
Data from November 2026
Renting in Lincoln County, Missouri
Lincoln County has a HUD fair market rent of $1,349 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $961 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $25.94 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,349
- a month, HUD, Fiscal year 2027
- 8% more than in Missouri
- Typical rent
- $961
- a month, Census, Average 2020–2024
- 7% less than in Missouri
- Wage needed
- $25.94
- an hour, 2 bedrooms
- Or $53,960 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 37%
- spend 30% or more of income on rent
- 18% less than in Missouri
Only here
Renting in Lincoln County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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At $89,278, Lincoln County ranks 3rd among the 115 counties in Missouri for the highest typical household income.
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Nearby, in Pike County, the typical rent is $778: 19% less than in Lincoln County ($961).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Lincoln County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Lincoln County was $1,435 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,064 | $20.46 | $42,560 |
| 1 bedroom | $1,104 | $21.23 | $44,160 |
| 2 bedrooms | $1,349 | $25.94 | $53,960 |
| 3 bedrooms | $1,731 | $33.29 | $69,240 |
| 4 bedrooms | $1,997 | $38.40 | $79,880 |
HUD area: St. Louis, MO-IL HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 10 ZIP codes in Lincoln County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,070 in 63377 to $1,460 in 63369. 2 ZIP codes are above the county's fair market rent ($1,349).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 63343 | Pike County, MO | $950 | $980 | $1,200 | $1,540 | $1,780 |
|---|---|---|---|---|---|---|
| 63343 | St. Louis, MO-IL | $950 | $980 | $1,200 | $1,540 | $1,780 |
| 63347 | St. Louis, MO-IL | $870 | $900 | $1,100 | $1,410 | $1,630 |
| 63349 | St. Louis, MO-IL | $910 | $940 | $1,150 | $1,480 | $1,700 |
| 63362 | St. Louis, MO-IL | $1,060 | $1,100 | $1,350 | $1,730 | $2,000 |
| 63369 | St. Louis, MO-IL | $1,150 | $1,200 | $1,460 | $1,870 | $2,160 |
| 63377 | St. Louis, MO-IL | $840 | $880 | $1,070 | $1,370 | $1,580 |
| 63379 | St. Louis, MO-IL | $970 | $1,010 | $1,230 | $1,580 | $1,820 |
| 63387 | St. Louis, MO-IL | $840 | $880 | $1,070 | $1,370 | $1,580 |
| 63389 | St. Louis, MO-IL | $910 | $940 | $1,150 | $1,480 | $1,700 |
- 63343 · Pike County, MO $1,200$1,540
- 63343 · St. Louis, MO-IL $1,200$1,540
- 63347 · St. Louis, MO-IL $1,100$1,410
- 63349 · St. Louis, MO-IL $1,150$1,480
- 63362 · St. Louis, MO-IL $1,350$1,730
- 63369 · St. Louis, MO-IL $1,460$1,870
- 63377 · St. Louis, MO-IL $1,070$1,370
- 63379 · St. Louis, MO-IL $1,230$1,580
- 63387 · St. Louis, MO-IL $1,070$1,370
- 63389 · St. Louis, MO-IL $1,150$1,480
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Lincoln County, 37% of renter households are in that position; in Missouri, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
37%
of renter households spend 30% or more of their income on rent.
4,787 households rent in Lincoln County
- Spend half or more of their income 19%
- Spend 30% or more, but less than half 18%
- Spend less than 30% 63%
Compared with the state and the country
- Lincoln 37%
- Missouri 46%
- United States 51%
Low-income apartments
Low-income apartments in Lincoln County
HUD lists 10 properties with homes for low-income households in Lincoln County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 10
350 homes in all; 350 of them low-income, according to HUD.
- Troy Villa Tax credit (LIHTC) 143 Carol Dr, Troy 63379 64 low-income homes · 1 bd: 16 · 2 bd: 48 · In service since 1995
- Woodcrest Villas Tax credit (LIHTC) 117 Cody Dr, Troy 63379 60 low-income homes · 2 bd: 30 · 3 bd: 30 · In service since 2003
- Walnut Creek Estates Tax credit (LIHTC) 20 Mennemeyer Rd, Troy 63379 50 low-income homes · 2 bd: 50 · In service since 2020 · For older adults
- Chestnut Ridge Tax credit (LIHTC) 973 Main St, Moscow Mills 63362 40 low-income homes · 3 bd: 40 · In service since 2018 · For families
- Gateway Villas Tax credit (LIHTC) 142 Carol Dr, Troy 63379 40 low-income homes · 2 bd: 40 · In service since 1998
- Lincoln Villas Tax credit (LIHTC) 3111 Villa DR, Troy 63379 36 low-income homes · 1 bd: 36 · In service since 1999
- Troy Estates Apts Tax credit (LIHTC) 211 Villa Dr, Troy 63379 24 low-income homes · 1 bd: 24 · In service since 1994
- Troy Village Apts Tax credit (LIHTC) 1216 Forsythe Cir, Troy 63379 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1992
- Parkview Estates of Moscow Mills Tax credit (LIHTC) 322 Railroad St, Moscow Mills 63362 12 low-income homes · 1 bd: 12 · In service since 1996
- Sunrise Villa Apartments Tax credit (LIHTC) 15 Sunrise Villa Ct, Troy 63379 2 bd: 42 · In service since 2016 · For older adults
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Lincoln County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Lincoln County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,850 | $39,750 | $63,600 |
| 2 people | $27,250 | $45,400 | $72,650 |
| 3 people | $30,650 | $51,100 | $81,750 |
| 4 people | $34,050 | $56,750 | $90,800 |
| 5 people | $38,680 | $61,300 | $98,100 |
| 6 people | $44,360 | $65,850 | $105,350 |
| 7 people | $50,040 | $70,400 | $112,600 |
| 8 people | $55,720 | $74,950 | $119,900 |
Area median income: $113,500. HUD income limits by family size, Fiscal year 2026. Area: St. Louis, MO-IL HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $958 – $1,170
- 1 bedroom $994 – $1,214
- 2 bedrooms $1,214 – $1,484
- 3 bedrooms $1,558 – $1,904
- 4 bedrooms $1,797 – $2,197
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Lincoln County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Missouri
What Missouri law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- Mo. Rev. Stat. §535.300.1
- When must they return my deposit?
- 30 days
- Mo. Rev. Stat. §535.300.3
- Only a court order can remove youMo. Rev. Stat. §441.233.1
- Repair and deduct from the rentMo. Rev. Stat. §441.234.1-.2
Help
Where to get help with rent in Lincoln County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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North East Community Action Corporation
16 N Court St, Bowling Green · 23 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
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Urban League of Metropolitan Saint Louis - ST. Louis County Operations
2900 Pershall Rd, Saint Louis · 43 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
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Urban League of Metropolitan Saint Louis Inc - Ferguson Community Empowerment Center
9420 W Florissant Ave, Saint Louis · 43 miles away
- Mortgage delinquency and default
- Fair housing pre-purchase workshops
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Lincoln County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Missouri, the average home bill was $129 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,698
What you need before you get the keys.
What adds up
- First month
- $1,349
- Security deposit
- $1,349
- Total
- $2,698
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Lincoln County?
According to HUD (Fiscal year 2027): Studio: $1,064; 1 bedroom: $1,104; 2 bedrooms: $1,349; 3 bedrooms: $1,731; 4 bedrooms: $1,997. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Lincoln County?
Paying the 2-bedroom fair market rent ($1,349) without spending more than 30% of income takes $25.94 an hour full time, or $53,960 a year.
Who qualifies for Section 8 in Lincoln County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $56,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Lincoln County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,214 and $1,484 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Lincoln County?
For 2 bedrooms they run from $1,070 in 63377 to $1,460 in 63369. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Lincoln County?
HUD lists 10 properties with homes for low-income households in Lincoln County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Lincoln County?
HUD counts rent as a burden when it reaches 30% of income or more. In Lincoln County, 37% of renter households are in that position; in Missouri, 46%, and nationwide, 51% (Average 2020–2024, Census).