In Clinton, a typical home is worth $155,400 and typical rent is $702 a month. Compared with all of Henry County, typical household income is 12% lower, typical rent is 9% lower, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $136,375 to $173,869.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Clinton is in Henry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Henry County. See the county
What this place has that others do not, from public data, most unusual first.
1
Clinton has the 4th largest share of rent-burdened renters of the 131 cities in Missouri with more than 5,000 people (66%).
2
Clinton has the 5th lowest typical rent of the 138 cities in Missouri with more than 5,000 people ($702).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Clinton barely changed; in Missouri, it rose 3.4%.
4
67% of households in Clinton own their home, against 75% in Henry County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Clinton
What homes there are in Clinton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Clinton
Henry County
Missouri
United States
Kind of home: Clinton and its comparisons
Measure
Clinton
Henry County
Missouri
United States
Detached house
70%
75%
71%
61%
Attached house
9%
5%
4%
6%
Building of 2 to 4
10%
6%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
10%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Clinton (70%), but less so than in Henry County (75%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Clinton
Henry County
Missouri
United States
Year built: Clinton and its comparisons
Measure
Clinton
Henry County
Missouri
United States
Before 1960
28%
28%
27%
26%
1960–1979
30%
25%
25%
24%
1980–1999
25%
26%
25%
25%
2000–2009
12%
14%
13%
14%
2010 or later
Unreliable estimate
7%
10%
11%
In Clinton, half of the homes were built before 1976; in Henry County, before 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K21%
$100K–$200K44%
$200K–$300K19%
$300K–$500K13%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Clinton and its comparisons
Measure
Clinton
Under $100K
21%
$100K–$200K
44%
$200K–$300K
19%
$300K–$500K
13%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
With an FHA limit of $541,287, at least 97% of owner-occupied homes in Clinton sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50027%
$500–$99955%
HUD fair market rent, 2 bedrooms: $962
$1,000–$1,49916%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Clinton and its comparisons
Measure
Clinton
Under $500
27%
$500–$999
55%
$1,000–$1,499
16%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
HUD's 2-bedroom fair market rent (FMR) for Henry County is $962; about 78% of rents in Clinton are below it.
With a mortgage
$1,155 a month
Henry County: $1,212 a month
Without a mortgage
$438 a month
Henry County: $448 a month
Owners with a mortgage
59%
Henry County: 52%
Owning costs about the same in Clinton as in Henry County: with a mortgage, $1,155 a month; without one, $438.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Clinton+57%
Henry County+45%
Missouri+47%
United States+53%
Typical rent
ClintonNo clear change
Henry County+20%
Missouri+25%
United States+33%
Typical household income
Clinton+34%
Henry County+27%
Missouri+28%
United States+29%
Change since 2015–2019: Clinton and its comparisons
Measure
Clinton
Henry County
Missouri
United States
Typical home value
+57%
+45%
+47%
+53%
Typical rent
No clear change
+20%
+25%
+33%
Typical household income
+34%
+27%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Clinton rose 57%; in Henry County, it rose 45%.
Since 2015–2019, the typical rent in Clinton did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Clinton and its comparisons
Measure
Clinton
Henry County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.7%
3.4%
People per household
2.20
2.39
2.40
2.53
Drive alone
78%
79%
75%
69%
Carpool
13%
11%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
6%
8%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Clinton has 2.20 people, fewer than in Henry County (2.39).
To get to work, 78% of workers in Clinton drive alone; in Henry County, 79%.
Do the math
What would you pay each month for a home in Clinton?
A typical home is tight for the typical income
We start with a typical home in Clinton, worth $155,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Clinton, which is $51,250 a year. For that payment to be 28% of income, a household would need to earn about $54,738 a year.
The calculator's FHA and conventional loan limits are those of all of Henry County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Clinton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,439 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,277
at 7.18% · 30 years
Loan amount
$152,585
Total interest
$219,534
Paid off in
November 2056
Includes $2,624 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,196 a month
Tight
$1,196 to $1,537 a month
Your payment · 30%
Hard
more than $1,537 a month
Compared with the typical household income in Clinton ($51,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,034
Property tax
$110
Home insurance
$65
FHA mortgage insurance (MIP)
$69
You need at least $5,439 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,277; principal and interest $1,034.
The city and its county
Clinton and Henry County
Clinton is in Henry County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Clinton
Map of Henry County, Missouri, with Clinton marked. Around it, the neighboring counties.
Clinton
Henry County
Clinton's own numbers
Typical home value
$155,400
Typical monthly rent
$702
Typical yearly household income
$51,250
Households that own their home
67%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Henry County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$962
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Henry County.
A typical home in Clinton is worth $155,400: 3% below the county and 33% below Missouri. With the typical household income in Clinton ($51,250 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Clinton3.0 years
Henry2.8 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Henry County
According to FHFA’s house price index, home prices in Henry County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Henry County.
Yearly change in FHFA’s price index in Henry County, 2016 to 2025
2016: +9.9% +9.9% 2016
2017: −1.5% −1.5% 2017
2018: +8.6% +8.6% 2018
2019: +3.5% +3.5% 2019
2020: +5.0% +5.0% 2020
2021: +11.4% +11.4% 2021
2022: +18.0% +18.0% 2022
2023: +6.9% +6.9% 2023
2024: +11.2% +11.2% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Henry County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+0.6%
+3.7%
+2.9%
5 years (2020–2025)
+57%
+51%
+47%
10 years (2015–2025)
+101%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Clinton next to Henry County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Clinton$155,400
Henry$160,600
Missouri$230,300
United States$332,700
Typical monthly rent
Clinton$702
Henry$768
Missouri$1,033
United States$1,413
Typical yearly household income
Clinton$51,250
Henry$57,926
Missouri$70,702
United States$80,734
See the full table
Clinton next to Henry County and Missouri
Measure
Clinton
Henry County
Missouri
U.S.
Typical home value
$155,400 ▼3% below the county
$160,600
$230,300
$332,700
Typical monthly rent
$702 ▼9% below the county
$768
$1,033
$1,413
Typical yearly household income
$51,250 ▼12% below the county
$57,926
$70,702
$80,734
Households that own their home
67% ▼8 points below the county
75%
68%
65%
Typical yearly property tax
$1,316
$1,296
$1,948
$3,119
Effective property tax rate
0.85% ▲0.04 points above the county
0.81%
0.85%
0.94%
Renters with high rent for their income
66% ▲13 points above the county
53%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Henry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Clinton
For a typical $155,400 home in Clinton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clinton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,277a month
Least cash to close
Down payment
$5,439
Cash to close
$10,101
Rate
7.18%
Mortgage insurance
FHA MIP · $69
Conventional, 5% down$1,249a month
Down payment
$7,770
Cash to close
$12,432
Rate
7.18%
Mortgage insurance
PMI · $74
Conventional, 20% down, no PMI$1,017a month
Down payment
$31,080
Cash to close
$35,742
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,161a month
Down payment
$23,310
Cash to close
$27,972
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Clinton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,277
$5,439
$152,585
7.18%
FHA MIP · $69
$10,101
580
Conventional, 5% down
$1,249
$7,770
$147,630
7.18%
PMI · $74
$12,432
620*
Conventional, 20% down, no PMI
$1,017
$31,080
$124,320
7.18%
None
$35,742
620*
ITIN, 15% down (example)
$1,161
$23,310
$132,090
8.18%
None
$27,972
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Clinton and for Henry County.
Property tax
Effective rate in Clinton
0.85%of the home’s value each year
$1,316 a year for the typical owner in Clinton.
Clinton0.85%
Henry0.81%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Clinton is $702 a month: 9% below the county. In Clinton, 66% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Henry County, by unit size. To pay the 2-bedroom one ($962 a month) without spending more than 30% of your income, you would need to earn $18.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Henry County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$670
$12.88
$26,800
1 bedroom
$735
$14.13
$29,400
2 bedrooms
$962
$18.50
$38,480
3 bedrooms
$1,259
$24.21
$50,360
4 bedrooms
$1,264
$24.31
$50,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Clinton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clinton is in ZIP code 64735.
For 2 bedrooms it is $960: $2 less than the fair market rent for Henry County ($962).
Fair market rent by ZIP code and size in Clinton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
64735
$670
$740
$960
$1,260
$1,310
ZIP code2 bd3 bd
64735 $960$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clinton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 12 buildings with rents for lower incomes in Clinton. These are the largest.
Katy Trail Estates25 Wetzel Cir, Clinton 64735150 low-income homes · 1 bd: 96 · 2 bd: 38 · 3 bd: 14 · 4 bd: 2 · In service since 2011 · For people with disabilities, families
Katy Trails Estates13 Wetzel Cir, Clinton 64735150 low-income homes · Run by Clinton Housing Authority · Average payment: $432 a month · Average wait: 3 months · Homes at several sites(660) 885-5852
Antioch Hills1819 N Gaines Dr, Clinton 6473596 low-income homes · 2 bd: 96 · In service since 2002
Kenton Place1101 E Ohio St, Clinton 6473571 homes, 70 low-income · 1 bd: 70 · In service since 2004 · For older adults(660) 885-8030
Clinton Manor1717 N Gaines Dr, Clinton 6473548 low-income homes · For older adults(660) 885-6154
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Henry County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Clinton or Henry County. The ones below are statewide in Missouri: they work in Clinton the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Clinton or Henry County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Clinton and all of Henry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Clinton?
The typical home value in Clinton is $155,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Henry County it is $160,600.
How much does it cost to rent in Clinton?
Typical rent in Clinton is $702 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Henry County is $962.
What is the FHA loan limit in Clinton?
Clinton uses the FHA limit for all of Henry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Clinton?
The typical homeowner in Clinton pays $1,316 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Henry County, the rate is 0.81%.
Where can I find free help to buy or rent in Clinton?
We found no HUD-approved counseling agencies with an office in Henry County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
