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Renting · Section 8

Data from November 2026

Renting in Jackson County, Mississippi

Jackson County has a HUD fair market rent of $1,099 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,101 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $21.13 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,099
a month, HUD, Fiscal year 2027
1% more than in Mississippi
Typical rent
$1,101
a month, Census, Average 2020–2024
15% more than in Mississippi
Wage needed
$21.13
an hour, 2 bedrooms
Or $43,960 a year, to spend no more than 30% of income on rent.
Rent-burdened households
51%
spend 30% or more of income on rent
1% less than in Mississippi

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Jackson County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Perry County, the typical rent is $755: 31% less than in Jackson County ($1,101).

  2. At $1,101, Jackson County ranks 6th among the 81 counties in Mississippi with this figure for the highest typical rent.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Jackson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Jackson County was $1,350 a month in September 2026: 0.6% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $960 $18.46 $38,400
1 bedroom $966 $18.58 $38,640
2 bedrooms $1,099 $21.13 $43,960
3 bedrooms $1,506 $28.96 $60,240
4 bedrooms $1,759 $33.83 $70,360

HUD area: Pascagoula, MS HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 9 ZIP codes in Jackson County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $970 in 39562 to $1,330 in 39564. 3 ZIP codes are above the county's fair market rent ($1,099).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 39553 · Pascagoula, MS $1,060$1,450
  • 39562 · Pascagoula, MS $970$1,320
  • 39563 · Pascagoula, MS $1,070$1,470
  • 39564 · Pascagoula, MS $1,330$1,820
  • 39565 · Gulfport-Biloxi, MS $1,110$1,520
  • 39565 · Pascagoula, MS $1,110$1,520
  • 39567 · Pascagoula, MS $970$1,320
  • 39581 · Pascagoula, MS $970$1,310
  • 39595 · Pascagoula, MS $970$1,320

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 51% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

51%

of renter households spend 30% or more of their income on rent.

15,758 households rent in Jackson County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 49%

Compared with the state and the country

  • Jackson 51%
  • Mississippi 51%
  • United States 51%

Low-income apartments

Low-income apartments in Jackson County

HUD lists 23 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
18
HUD-assisted
5

1,947 homes in all; 1,814 of them low-income, according to HUD.

  • Cambridge Park Apts Tax credit (LIHTC) 3414 Shortcut Rd, Pascagoula 39581 200 homes, 198 low-income · 1 bd: 32 · 2 bd: 111 · 3 bd: 57 · In service since 2003
  • Villa Maria Apts HUD-assisted 921 Porter Ave, Ocean Springs 39564 198 low-income homes · For older adults · (601) 875-8811
  • Brigdewater Park Apts Tax credit (LIHTC) 14104 Big Ridge Rd, Biloxi 39532 198 homes, 197 low-income · 1 bd: 48 · 2 bd: 90 · 3 bd: 60 · In service since 2009
  • Bayou Village Apts Tax credit (LIHTC) 1919 Martin Bluff Rd, Gautier 39553 128 homes, 127 low-income · 2 bd: 96 · 3 bd: 32 · In service since 2008
  • Ocean Estates II Tax credit (LIHTC) 3319 Breakwater Dr, Ocean Springs 39564 120 low-income homes · 3 bd: 120 · In service since 2009 · For people with disabilities
  • Lexington Park Apts Tax credit (LIHTC) 7350 Tucker Rd, Ocean Springs 39564 120 homes, 119 low-income · 1 bd: 12 · 2 bd: 48 · 3 bd: 60 · In service since 2009 · For families
  • Morrison Village Apts Tax credit (LIHTC) 2503 Old Mobile Ave, Pascagoula 39567 120 homes, 119 low-income · 1 bd: 48 · 2 bd: 72 · In service since 2009 · For older adults, people with disabilities
  • Highland Springs Apts Tax credit (LIHTC) 8100 Seaman Rd, Ocean Springs 39565 96 homes, 95 low-income · 1 bd: 12 · 2 bd: 48 · 3 bd: 36 · In service since 2009 · For people with disabilities
  • Taylor Heights Apts Tax credit (LIHTC) 2313 Old Mobile Ave, Pascagoula 39567 144 homes, 86 low-income · 1 bd: 24 · 2 bd: 72 · 3 bd: 48 · In service since 2009 · For people with disabilities
  • College Villa HUD-assisted 2726 Ladnier Rd, Gautier 39553 80 low-income homes · For families · (601) 497-2092
  • Bayside Village Tax credit (LIHTC) 2903 Pascagoula St, Pascagoula 39567 57 low-income homes · Studio: 5 · 1 bd: 46 · 2 bd: 6 · In service since 2011 · For older adults, people with disabilities
  • Colonnades Tax credit (LIHTC) 4901 Reilly Rd, Ocean Springs 39564 56 homes, 55 low-income · 2 bd: 56 · In service since 2009 · For older adults
  • Edenwood Apts Tax credit (LIHTC) 2403 Eden St, Pascagoula 39581 53 low-income homes · 2 bd: 24 · 3 bd: 28 · In service since 2004 · For people with disabilities
  • Samaritan House Apartments HUD-assisted 642 Jackson Ave, Ocean Springs 39564 50 low-income homes · For older adults · (601) 875-1087
  • Bartlett Bayou Apts Tax credit (LIHTC) 2718 Bartlett Ave, Pascagoula 39567 48 low-income homes · 2 bd: 20 · 3 bd: 28 · In service since 2006
  • Sioux Bayou Arms Tax credit (LIHTC) 1901 Martin Bluff Rd, Gautier 39553 48 homes, 46 low-income · 2 bd: 24 · 3 bd: 24 · In service since 2001 · For people with disabilities, families
  • Magnolia Place Apts Tax credit (LIHTC) 3501 Highway 90, Gautier 39553 40 homes, 39 low-income · 1 bd: 20 · 2 bd: 10 · 3 bd: 10 · In service since 1997 · For older adults
  • Brooks Manor Tax credit (LIHTC) 3401 Brooks St, Pascagoula 39567 38 low-income homes · 2 bd: 38 · In service since 1992
  • Escatawapa Village Apts Tax credit (LIHTC) 8603 Highway 613, Moss Point 39562 32 homes, 31 low-income · 1 bd: 8 · 2 bd: 24 · In service since 1996 · For people with disabilities, families
  • Escatawpa Village Apartments Tax credit (LIHTC) 8603 Highway 613, Moss Point 39562 31 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 2019
  • Gautier VOA Senior Housing, Inc. HUD-assisted Ladnier Road, Gauiter 39553 20 homes, 19 low-income · For older adults · (228) 522-2021
  • Singing River Services Group HUD-assisted 2850 Dolphin Dr, Gautier 39553 9 homes, 8 low-income · For people with disabilities · (228) 497-1359
  • Monaco Lake Townhomes Tax credit (LIHTC) 5201 Monaco Dr, Pascagoula 39581 61 homes

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Jackson County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Jackson County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Pascagoula, MS HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $18,250 $30,400 $48,650
2 people $21,640 $34,750 $55,600
3 people $27,320 $39,100 $62,550
4 people $33,000 $43,400 $69,450
5 people $38,680 $46,900 $75,050
6 people $44,360 $50,350 $80,600
7 people $50,040 $53,850 $86,150
8 people $55,720 $57,300 $91,700

Area median income: $86,800. HUD income limits by family size, Fiscal year 2026. Area: Pascagoula, MS HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $864 – $1,056
  • 1 bedroom $869 – $1,063
  • 2 bedrooms $989 – $1,209
  • 3 bedrooms $1,355 – $1,657
  • 4 bedrooms $1,583 – $1,935

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Jackson County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD

Housing agencies in Mississippi HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Mississippi

What Mississippi law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Miss. Code Ann. §89-8-21(3)
If I fall behind on rent, what notice must I get?
3 days
Miss. Code Ann. §89-8-13(5)(a)
How much notice ends a month-to-month rental?
30 days
Miss. Code Ann. §89-8-19(3)
  • Repair and deduct from the rentMiss. Code Ann. §89-8-15(1)

Help

Where to get help with rent in Jackson County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Mercy Housing and Human Development

    1135 Ford St, Gulfport · 24 miles away · Spanish

    Also serves in Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Hancock Housing Resource Center

    887 Washington St, Bay Saint Louis · 45 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Jackson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Mississippi, the average home bill was $155 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,198

What you need before you get the keys.

What adds up

First month
$1,099
Security deposit
$1,099
Total
$2,198

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Jackson County?

According to HUD (Fiscal year 2027): Studio: $960; 1 bedroom: $966; 2 bedrooms: $1,099; 3 bedrooms: $1,506; 4 bedrooms: $1,759. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Jackson County?

Paying the 2-bedroom fair market rent ($1,099) without spending more than 30% of income takes $21.13 an hour full time, or $43,960 a year.

Who qualifies for Section 8 in Jackson County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $43,400 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Jackson County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $989 and $1,209 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Jackson County?

For 2 bedrooms they run from $970 in 39562 to $1,330 in 39564. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Jackson County?

HUD lists 23 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Jackson County?

HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 51% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).