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Renting · Section 8

Data from November 2026

Renting in Harrison County, Mississippi

Harrison County has a HUD fair market rent of $1,185 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,115 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $22.79 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,185
a month, HUD, Fiscal year 2027
9% more than in Mississippi
Typical rent
$1,115
a month, Census, Average 2020–2024
17% more than in Mississippi
Wage needed
$22.79
an hour, 2 bedrooms
Or $47,400 a year, to spend no more than 30% of income on rent.
Rent-burdened households
50%
spend 30% or more of income on rent
2% less than in Mississippi

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Harrison County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Harrison County has the highest typical rent in its area: $1,115, more than any of its 6 neighboring counties; next is Jackson County ($1,101).

  2. Harrison County has the 5th highest typical rent of the 81 counties in Mississippi with this figure ($1,115).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Harrison County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Harrison County was $1,433 a month in September 2026: 2.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $844 $16.23 $33,760
1 bedroom $982 $18.88 $39,280
2 bedrooms $1,185 $22.79 $47,400
3 bedrooms $1,525 $29.33 $61,000
4 bedrooms $1,723 $33.13 $68,920

HUD area: Gulfport-Biloxi, MS HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Harrison County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,030 in 39530 to $1,300 in 39560. 6 ZIP codes are above the county's fair market rent ($1,185).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 39501 · Gulfport-Biloxi, MS $1,060$1,360
  • 39503 · Gulfport-Biloxi, MS $1,220$1,570
  • 39507 · Gulfport-Biloxi, MS $1,230$1,580
  • 39530 · Gulfport-Biloxi, MS $1,030$1,330
  • 39531 · Gulfport-Biloxi, MS $1,180$1,520
  • 39532 · Gulfport-Biloxi, MS $1,200$1,580
  • 39532 · Pascagoula, MS $1,200$1,580
  • 39534 · Gulfport-Biloxi, MS $1,030$1,330
  • 39540 · Gulfport-Biloxi, MS $1,290$1,660
  • 39560 · Gulfport-Biloxi, MS $1,300$1,670
  • 39571 · Gulfport-Biloxi, MS $1,130$1,450
  • 39574 · Gulfport-Biloxi, MS $1,090$1,400
  • 39574 · Stone County, MS $1,090$1,400

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Harrison County, 50% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

50%

of renter households spend 30% or more of their income on rent.

31,532 households rent in Harrison County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 50%

Compared with the state and the country

  • Harrison 50%
  • Mississippi 51%
  • United States 51%

Low-income apartments

Low-income apartments in Harrison County

HUD lists 61 properties with homes for low-income households in Harrison County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
46
HUD-assisted
13
public housing
5

5,386 homes in all; 5,124 of them low-income, according to HUD.

  • The Gates of Biloxi Tax credit (LIHTC) 7285 Woolmarket Rd, Biloxi 39532 224 homes, 222 low-income · 1 bd: 32 · 2 bd: 120 · 3 bd: 72 · In service since 2009
  • Riverchase Park Apts Tax credit (LIHTC) 11111 Highland Ave, Gulfport 39503 216 homes, 214 low-income · 1 bd: 36 · 2 bd: 108 · 3 bd: 72 · In service since 2009
  • Santa Maria del Mar HUD-assisted 1788 Medical Park Dr, Biloxi 39532 209 homes, 205 low-income · For older adults · (228) 432-1289
  • Sawgrass Park Apts Tax credit (LIHTC) 4560 Engram Dr, Gulfport 39501 204 homes, 202 low-income · 1 bd: 24 · 2 bd: 84 · 3 bd: 96 · In service since 2008 · For families
  • Bayview Place Tax credit (LIHTC) 401 Dr Gilbert Mason Dr, Biloxi 39530 196 low-income homes · 1 bd: 17 · 2 bd: 115 · 3 bd: 59 · 4 bd: 5 · In service since 2008 · For people with disabilities
  • Gulf Mist Apartments HUD-assisted 26 Pass Rd, Gulfport 39507 188 low-income homes · For families · (228) 863-4231
  • Three Rivers Landing Tax credit (LIHTC) 13120 Three Rivers Rd, Gulfport 39503 170 low-income homes · 1 bd: 30 · 2 bd: 82 · 3 bd: 58 · In service since 2009 · For people with disabilities, families
  • Park at Lemoyne Apt Tax credit (LIHTC) 10365 Gorenflo Rd, Diberville 39540 160 homes, 159 low-income · 1 bd: 24 · 2 bd: 56 · 3 bd: 80 · In service since 2009 · For families
  • Ashton Park Apts Tax credit (LIHTC) 9245 Cuandet Rd, Gulfport 39503 152 homes, 150 low-income · 1 bd: 16 · 2 bd: 71 · 3 bd: 65 · In service since 2001 · For families
  • Franklin Point Apts Tax credit (LIHTC) 12400 Depew Rd, Gulfport 39503 144 low-income homes · 1 bd: 16 · 2 bd: 80 · 3 bd: 48 · In service since 2010
  • Bayou Bay HUD-assisted 264 Stennis Dr, Biloxi 39531 150 homes, 143 low-income · For families · (228) 388-4537
  • Providence Pointe I Tax credit (LIHTC) 890 Motsie Rd, Biloxi 39532 144 homes, 143 low-income · 2 bd: 64 · 3 bd: 64 · 4 bd: 16 · In service since 1997 · For people with disabilities, families
  • Pass Estates Tax credit (LIHTC) 774 Brill St, Pass Christian 39571 130 homes, 127 low-income · 3 bd: 63 · 4 bd: 64 · In service since 2011 · For people with disabilities
  • Estates at Juan de Cuevas Tax credit (LIHTC) 10472 Gorenflo Rd, Diberville 39540 128 homes, 127 low-income · Studio: 1 · 1 bd: 24 · 2 bd: 63 · 3 bd: 40 · In service since 2009 · For people with disabilities
  • Emerald Pines Apts Tax credit (LIHTC) · HUD-assisted 3318 39th Ave, Gulfport 39501 120 low-income homes · 1 bd: 10 · 2 bd: 30 · 3 bd: 50 · 4 bd: 30 · In service since 2010 · For families · (228) 575-4115
  • Regency Way Apts Tax credit (LIHTC) 1400 28th St, Gulfport 39501 120 homes, 119 low-income · 1 bd: 12 · 2 bd: 72 · 3 bd: 36 · In service since 2009 · For people with disabilities, families
  • Crown Hill I Tax credit (LIHTC) 13853 Heatherwood Ln, Gulfport 39503 118 low-income homes · 4 bd: 118 · In service since 2009 · For people with disabilities
  • Thorton Hill Tax credit (LIHTC) 14192 Carlisle Ln, Gulfport 39503 118 low-income homes · 4 bd: 118 · In service since 2009 · For people with disabilities
  • William Bell Apts Tax credit (LIHTC) · HUD-assisted 1700 65th Ave, Gulfport 39501 104 low-income homes · 1 bd: 8 · 2 bd: 64 · 3 bd: 32 · In service since 2009 · For families · (228) 864-5970
  • Saraland Manor HUD-assisted 8010 Highway 49, Gulfport 39501 101 low-income homes · For older adults · (228) 863-7297
  • Elmwood Apts HUD-assisted 2020 Lawrence St, Biloxi 39531 100 low-income homes · For families · (601) 388-7829
  • Timber Creek Estates Phase I Tax credit (LIHTC) 6444 Allegheny Dr, Biloxi 39532 100 homes, 99 low-income · 3 bd: 39 · 4 bd: 60 · In service since 2010
  • Timber Creek Estates Phase II Tax credit (LIHTC) 13221 Rocky Mountain Dr, Biloxi 39532 100 homes, 99 low-income · 3 bd: 39 · 4 bd: 60 · In service since 2010
  • Crown Hill II Tax credit (LIHTC) 13937 Firecrest Cv, Gulfport 39503 99 low-income homes · 4 bd: 99 · In service since 2009 · For people with disabilities
  • Timber Grove Apts Tax credit (LIHTC) 10687 Auto Mall Pkwy, Diberville 39540 96 low-income homes · 1 bd: 12 · 2 bd: 48 · 3 bd: 36 · In service since 2009 · For people with disabilities
  • Village Place Apts Tax credit (LIHTC) 18059 Robinson Rd, Gulfport 39503 96 low-income homes · 1 bd: 12 · 2 bd: 48 · 3 bd: 36 · In service since 2010 · For people with disabilities
  • Brookstone Park Apts Phase III Tax credit (LIHTC) 5050 28th St, Gulfport 39501 96 homes, 95 low-income · 1 bd: 16 · 2 bd: 56 · 3 bd: 24 · In service since 2007 · For families
  • Camille Village Apts Tax credit (LIHTC) 642 E North St, Pass Christian 39571 86 homes, 85 low-income · 1 bd: 27 · 2 bd: 24 · 3 bd: 24 · 4 bd: 11 · In service since 2008 · For families
  • Sanderson Village Homes Tax credit (LIHTC) · Public housing 1000 34th St, Gulfport 39501 80 low-income homes · 1 bd: 40 · 2 bd: 40 · In service since 2014 · For older adults · Run by Mississippi Regional Housing Authority No. VIII · Average payment: $331 a month · Average wait: 29 months · (228) 831-2992
  • Cadet Point Senior Village Tax credit (LIHTC) 200 Maple St, Biloxi 39530 76 low-income homes · 1 bd: 72 · 2 bd: 4 · In service since 2007 · For older adults
  • Baywood Place Apts Tax credit (LIHTC) 1900 Switzer Rd, Gulfport 39507 72 homes, 71 low-income · 1 bd: 24 · 2 bd: 48 · In service since 2009 · For older adults
  • Angela Apts Tax credit (LIHTC) 10532 Klein Rd, Gulfport 39503 60 homes, 59 low-income · 1 bd: 8 · 2 bd: 36 · 3 bd: 16 · In service since 2009 · For families
  • Bellemont Gardens Tax credit (LIHTC) 871 Motsie Rd, Biloxi 39532 60 homes, 59 low-income · 2 bd: 60 · In service since 2009 · For older adults
  • Daugherty Road Apts Tax credit (LIHTC) 6083 Daugherty Rd, Long Beach 39560 60 homes, 59 low-income · 2 bd: 48 · 3 bd: 12 · In service since 1993 · For families
  • O'neal Road Apts Tax credit (LIHTC) 14221 Oneal Rd, Gulfport 39503 60 homes, 59 low-income · 2 bd: 44 · 3 bd: 16 · In service since 1993 · For families
  • Holliman Place I Tax credit (LIHTC) 12431 Holliman Cir, Gulfport 39503 59 homes, 58 low-income · 3 bd: 28 · 4 bd: 30 · In service since 2011 · For people with disabilities
  • Ashton Park Apts III Tax credit (LIHTC) 9245 Cuandet Rd, Gulfport 39503 56 low-income homes · 1 bd: 16 · 2 bd: 24 · 3 bd: 16 · In service since 2000 · For families
  • Gabriel Manor HUD-assisted 2321 Atkinson Rd, Biloxi 39531 52 homes, 51 low-income · For older adults · (601) 388-1013
  • Oakwood Park Estates Tax credit (LIHTC) 5012 Malibu St, Gulfport 39501 50 low-income homes · 4 bd: 50 · In service since 2008
  • Brookstone Park Apts I Tax credit (LIHTC) 5014 28th St, Gulfport 39501 48 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 24 · In service since 2005 · For families
  • Brookstone Park Apts II Tax credit (LIHTC) 5014 28th St, Gulfport 39501 48 homes, 47 low-income · 1 bd: 8 · 2 bd: 16 · 3 bd: 24 · In service since 2005
  • Lyman Village Apts Tax credit (LIHTC) 14229 Old Highway 49, Gulfport 39503 48 homes, 47 low-income · 1 bd: 16 · 2 bd: 32 · In service since 1998 · For older adults, families
  • Providence Pointe II Tax credit (LIHTC) 1623 Popps Ferry Rd, Biloxi 39532 48 homes, 47 low-income · 2 bd: 24 · 3 bd: 24 · In service since 2001 · For people with disabilities, families
  • North Park Estates Phase 1 Public housing 1750 Madison St, Gulfport 39501 80 homes, 42 low-income · Run by Mississippi Regional Housing Authority No. VIII · (228) 831-2992
  • Stonegate Apts (GULFPORT) Tax credit (LIHTC) 3939 21st St, Gulfport 39501 44 homes, 42 low-income · 3 bd: 44 · In service since 2005 · For people with disabilities
  • Magnolia State II Apts Tax credit (LIHTC) 1005 W Birch Dr, Gulfport 39503 40 low-income homes · 1 bd: 8 · 2 bd: 24 · 3 bd: 8 · In service since 1994 · For families
  • Carlow Manor HUD-assisted 15195 Barbara Dr, Gulfport 39503 40 homes, 39 low-income · For older adults · (228) 539-0707
  • Holliman Place II Tax credit (LIHTC) 12340 Houghton Dr, Gulfport 39503 40 homes, 38 low-income · 3 bd: 18 · 4 bd: 20 · In service since 2011 · For people with disabilities
  • Candlewood Villa Apts Tax credit (LIHTC) 1030 35th St, Gulfport 39501 32 low-income homes · 2 bd: 24 · 3 bd: 8 · In service since 2001 · For families
  • Holliman Place III Tax credit (LIHTC) 12424 Holliman Cir, Gulfport 39503 32 low-income homes · 3 bd: 16 · 4 bd: 16 · In service since 2011 · For people with disabilities
  • Roxbury Cove Tax credit (LIHTC) 12053 George St, Gulfport 39503 30 low-income homes · 3 bd: 30 · In service since 2008 · For families
  • Turnberry Estates Tax credit (LIHTC) 11439 Turnberry Ave, Gulfport 39503 30 low-income homes · 3 bd: 30 · In service since 2006 · For families
  • Hillside Gulfport Manor HUD-assisted 488 Tegarden Rd, Gulfport 39507 29 homes, 28 low-income · For older adults · (228) 896-6190
  • Preserve at Fairground Village Public housing 20415 Whirlaway Cir, Gulfport 39503 27 low-income homes · Run by Mississippi Regional Housing Authority No. VIII · Average payment: $459 a month · Average wait: 56 months · (228) 831-2992
  • Gabriel Manor II HUD-assisted 2321 Atkinson Rd, Biloxi 39531 20 low-income homes · For older adults · (228) 388-1013
  • Cheshire Homes HUD-assisted 480 Cheshire Dr, Gulfport 39507 13 homes, 12 low-income · For people with disabilities · (228) 896-3779
  • Cheshire Manor HUD-assisted 470 Cheshire Dr, Gulfport 39507 7 homes, 6 low-income · For people with disabilities · (228) 896-6677
  • Seashore Oaks Public housing 1450B Beach Blvd, Biloxi 39530 107 homes · Run by The Housing Authority of the City of Biloxi · (228) 374-7771
  • Bayview Place Public housing 643A Bradford St, Biloxi 39530 50 homes · Run by The Housing Authority of the City of Biloxi · Homes at several sites · (228) 374-7771
  • Water Street Tax credit (LIHTC) 634 Water St, Biloxi 39530 12 homes
  • Colony House II Apts Tax credit (LIHTC) 15150 Fisher Blvd, Gulfport 39503 7 homes

3 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Harrison County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Harrison County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$17,500 $29,100 $46,550
$21,640 $33,250 $53,200
$27,320 $37,400 $59,850
$33,000 $41,550 $66,500
$38,680 $44,900 $71,850
$44,360 $48,200 $77,150
$50,040 $51,550 $82,500
$54,850 $54,850 $87,800

Area median income: $83,100. HUD income limits by family size, Fiscal year 2026. Area: Gulfport-Biloxi, MS HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $760 – $928
  • 1 bedroom $884 – $1,080
  • 2 bedrooms $1,067 – $1,304
  • 3 bedrooms $1,373 – $1,678
  • 4 bedrooms $1,551 – $1,895

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Mississippi Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Mississippi

What Mississippi law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Miss. Code Ann. §89-8-21(3)
If I fall behind on rent, what notice must I get?
3 days
Miss. Code Ann. §89-8-13(5)(a)
How much notice ends a month-to-month rental?
30 days
Miss. Code Ann. §89-8-19(3)
  • Repair and deduct from the rentMiss. Code Ann. §89-8-15(1)

Help

Where to get help with rent in Harrison County

This HUD-approved agency has an office in Harrison County. They counsel for free or at low cost.

  • Mercy Housing and Human Development

    1135 Ford St, Gulfport · Spanish

    Also serves in Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (228) 896-1945
See every agency in Mississippi Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Harrison County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Mississippi, the average home bill was $155 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,370

What you need before you get the keys.

What adds up

First month
$1,185
Security deposit
$1,185
Total
$2,370

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Harrison County?

According to HUD (Fiscal year 2027): Studio: $844; 1 bedroom: $982; 2 bedrooms: $1,185; 3 bedrooms: $1,525; 4 bedrooms: $1,723. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Harrison County?

Paying the 2-bedroom fair market rent ($1,185) without spending more than 30% of income takes $22.79 an hour full time, or $47,400 a year.

Who qualifies for Section 8 in Harrison County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $41,550 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Harrison County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,067 and $1,304 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Harrison County?

For 2 bedrooms they run from $1,030 in 39530 to $1,300 in 39560. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Harrison County?

HUD lists 61 properties with homes for low-income households in Harrison County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Harrison County?

HUD counts rent as a burden when it reaches 30% of income or more. In Harrison County, 50% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).