Renting · Section 8

Data from November 2026

Renting in St. Louis County, Minnesota

St. Louis County has a HUD fair market rent of $1,207 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,013 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.21 an hour, full time.

Figure your move-in cash Section 8 here

A father and mother walk their son by the hand down the sidewalk.

Fair market rent, 2 bedrooms: $1,207; a month, HUD, Fiscal year 2027; 20% less than in Minnesota
Typical rent: $1,013; a month, Census, Average 2020–2024; 21% less than in Minnesota
Wage needed: $23.21; an hour, 2 bedrooms; Or $48,280 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 53%; spend 30% or more of income on rent; 10% more than in Minnesota

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in St. Louis County: what sets it apart

What this place has that others do not, from public data, most unusual first.

Nearby, in Koochiching County, the typical rent is $671: 34% less than in St. Louis County ($1,013).
St. Louis County has the 7th largest share of rent-burdened renters of the 87 counties in Minnesota (53%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in St. Louis County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in St. Louis County was $1,373 a month in September 2026: 3.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$841	$16.17	$33,640
1 bedroom	$961	$18.48	$38,440
2 bedrooms	$1,207	$23.21	$48,280
3 bedrooms	$1,671	$32.13	$66,840
4 bedrooms	$2,017	$38.79	$80,680

HUD area: Duluth, MN-WI MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 48 ZIP codes in St. Louis County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,110 in 55703 to $1,810 in 55779. 16 ZIP codes are above the county's fair market rent ($1,207).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code, HUD area and size, Fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.

55602	Duluth, MN-WI	$860	$980	$1,230	$1,700	$2,050
55602	Lake County, MN	$860	$980	$1,230	$1,700	$2,050
55702	Duluth, MN-WI	$1,050	$1,200	$1,510	$2,090	$2,520
55703	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55705	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55706	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55708	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55710	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55711	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55713	Duluth, MN-WI	$840	$960	$1,200	$1,660	$2,010
55717	Duluth, MN-WI	$1,180	$1,350	$1,700	$2,350	$2,840
55719	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55723	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55723	Itasca County, MN	$770	$890	$1,110	$1,530	$1,870
55724	Duluth, MN-WI	$860	$980	$1,230	$1,700	$2,060
55725	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55732	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55734	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55736	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55736	Itasca County, MN	$770	$890	$1,110	$1,530	$1,870
55738	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55741	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55746	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55746	Itasca County, MN	$770	$890	$1,110	$1,530	$1,870
55750	Duluth, MN-WI	$860	$980	$1,230	$1,700	$2,060
55751	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55758	Duluth, MN-WI	$810	$930	$1,160	$1,610	$1,940
55763	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55765	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55768	Duluth, MN-WI	$800	$920	$1,150	$1,590	$1,920
55771	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55771	Itasca County, MN	$770	$890	$1,110	$1,530	$1,870
55771	Koochiching County, MN	$770	$890	$1,110	$1,530	$1,870
55779	Duluth, MN-WI	$1,260	$1,440	$1,810	$2,510	$3,030
55782	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55790	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55792	Duluth, MN-WI	$770	$890	$1,110	$1,530	$1,870
55802	Duluth, MN-WI	$910	$1,040	$1,300	$1,800	$2,170
55803	Duluth, MN-WI	$1,200	$1,370	$1,720	$2,380	$2,870
55804	Duluth, MN-WI	$1,120	$1,280	$1,610	$2,230	$2,690
55805	Duluth, MN-WI	$850	$970	$1,220	$1,690	$2,040
55806	Duluth, MN-WI	$780	$890	$1,120	$1,550	$1,870
55807	Duluth, MN-WI	$840	$960	$1,210	$1,680	$2,020
55808	Duluth, MN-WI	$830	$950	$1,190	$1,650	$1,990
55810	Duluth, MN-WI	$920	$1,050	$1,320	$1,830	$2,210
55811	Duluth, MN-WI	$1,070	$1,230	$1,540	$2,130	$2,570
55812	Duluth, MN-WI	$1,050	$1,200	$1,510	$2,090	$2,520
55814	Duluth, MN-WI	$1,070	$1,230	$1,540	$2,130	$2,570

ZIP code 2 bd3 bd
55602 · Duluth, MN-WI $1,230$1,700
55602 · Lake County, MN $1,230$1,700
55702 · Duluth, MN-WI $1,510$2,090
55703 · Duluth, MN-WI $1,110$1,530
55705 · Duluth, MN-WI $1,110$1,530
55706 · Duluth, MN-WI $1,110$1,530
55708 · Duluth, MN-WI $1,110$1,530
55710 · Duluth, MN-WI $1,110$1,530
55711 · Duluth, MN-WI $1,110$1,530
55713 · Duluth, MN-WI $1,200$1,660
55717 · Duluth, MN-WI $1,700$2,350
55719 · Duluth, MN-WI $1,110$1,530
55723 · Duluth, MN-WI $1,110$1,530
55723 · Itasca County, MN $1,110$1,530
55724 · Duluth, MN-WI $1,230$1,700
55725 · Duluth, MN-WI $1,110$1,530
55732 · Duluth, MN-WI $1,110$1,530
55734 · Duluth, MN-WI $1,110$1,530
55736 · Duluth, MN-WI $1,110$1,530
55736 · Itasca County, MN $1,110$1,530
55738 · Duluth, MN-WI $1,110$1,530
55741 · Duluth, MN-WI $1,110$1,530
55746 · Duluth, MN-WI $1,110$1,530
55746 · Itasca County, MN $1,110$1,530
55750 · Duluth, MN-WI $1,230$1,700
55751 · Duluth, MN-WI $1,110$1,530
55758 · Duluth, MN-WI $1,160$1,610
55763 · Duluth, MN-WI $1,110$1,530
55765 · Duluth, MN-WI $1,110$1,530
55768 · Duluth, MN-WI $1,150$1,590
55771 · Duluth, MN-WI $1,110$1,530
55771 · Itasca County, MN $1,110$1,530
55771 · Koochiching County, MN $1,110$1,530
55779 · Duluth, MN-WI $1,810$2,510
55782 · Duluth, MN-WI $1,110$1,530
55790 · Duluth, MN-WI $1,110$1,530
55792 · Duluth, MN-WI $1,110$1,530
55802 · Duluth, MN-WI $1,300$1,800
55803 · Duluth, MN-WI $1,720$2,380
55804 · Duluth, MN-WI $1,610$2,230
55805 · Duluth, MN-WI $1,220$1,690
55806 · Duluth, MN-WI $1,120$1,550
55807 · Duluth, MN-WI $1,210$1,680
55808 · Duluth, MN-WI $1,190$1,650
55810 · Duluth, MN-WI $1,320$1,830
55811 · Duluth, MN-WI $1,540$2,130
55812 · Duluth, MN-WI $1,510$2,090
55814 · Duluth, MN-WI $1,540$2,130

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In St. Louis County, 53% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

53%

of renter households spend 30% or more of their income on rent.

25,095 households rent in St. Louis County

Spend half or more of their income 25%
Spend 30% or more, but less than half 27%
Spend less than 30% 47%

Compared with the state and the country

St. Louis 53%
Minnesota 48%
United States 51%

Low-income apartments

Low-income apartments in St. Louis County

with tax credits (LIHTC): 34
HUD-assisted: 47
public housing: 17

5,858 homes in all; 4,912 of them low-income, according to HUD.

North Pointe Apartments HUD-assisted 222 E 2nd St, Duluth 55805 387 low-income homes · For families · (218) 529-6300
Alice Nettell Tower HUD-assisted 550 N 3rd Ave, Virginia 55792 156 homes, 155 low-income · For older adults · (218) 741-3650
Lenox Place HUD-assisted 701 W Superior St, Duluth 55802 152 low-income homes · For older adults · (218) 722-0739
Gateway Tower Tax credit (LIHTC) · HUD-assisted 600 W Superior St, Duluth 55802 150 low-income homes · Studio: 11 · 1 bd: 139 · In service since 2017 · For older adults, people with disabilities, families, people experiencing homelessness · (218) 727-0929
Greysolon Plaza Tax credit (LIHTC) · HUD-assisted 231 E Superior St, Duluth 55802 150 low-income homes · 1 bd: 150 · In service since 2006 · For older adults · (218) 722-7523
Columbia Apts/Rouchleau Apts Public housing 602 N 3rd Ave, Virginia 55792 147 low-income homes · Run by HRA of VIRGINIA, MINNESOTA · Average payment: $353 a month · Average wait: 3 months · (218) 735-6309
Pine Mill Court/SS Duplexes Public housing 1024 3rd St S, Virginia 55792 128 low-income homes · Run by HRA of VIRGINIA, MINNESOTA · Average payment: $442 a month · Average wait: 4 months · Homes at several sites · (218) 735-6309
Vermillion Homes & Zenith Apartments Public housing 114 N 8th Ave E, Ely 55731 121 homes, 120 low-income · Run by HRA of ELY, MINNESOTA · Average payment: $394 a month · Average wait: 3 months · (218) 365-3900
Raintree West Apartments HUD-assisted 8517A Raintree Dr, Mountain Iron 55768 133 homes, 115 low-income · For families · (218) 749-4920
Longyear Terrace Public housing 10 1st St NE, Chisholm 55719 107 low-income homes · Run by HRA of CHISHOLM, MINNESOTA · Average payment: $400 a month · Average wait: 13 months · (218) 254-2656
Haven Court Public housing 3212 6th Ave E, Hibbing 55746 102 homes, 101 low-income · Run by The Hra of Hibbing, Minnesota · Average payment: $395 a month · Average wait: 2 months · (218) 263-3661
Pennel Park Apartments Tax credit (LIHTC) · HUD-assisted 330 N Arlington Ave, Duluth 55811 101 homes, 100 low-income · 1 bd: 99 · 2 bd: 2 · In service since 2005 · For older adults · (218) 727-8715
Southview Terrace Tax credit (LIHTC) Multiple Building Addresses, Hibbing 55746 145 homes, 96 low-income · 1 bd: 48 · 2 bd: 73 · 3 bd: 24 · In service since 2001
Lee Center HUD-assisted 3220 8th Ave E, Hibbing 55746 95 low-income homes · For older adults · (218) 262-2166
7th Ave & Park Terrance Apts Public housing 3230 7th Ave E, Hibbing 55746 90 low-income homes · Run by The Hra of Hibbing, Minnesota · Average payment: $421 a month · Average wait: 8 months · (218) 263-3661
PARK PLACE APARTMENTS aka Meadowview Apts HUD-assisted 3505 9th Ave W, Hibbing 55746 135 homes, 80 low-income · For families · (218) 263-4400
Spirit Lake Manor Tax credit (LIHTC) · HUD-assisted 1099 88th Ave W, Duluth 55808 81 homes, 80 low-income · 1 bd: 80 · 2 bd: 1 · In service since 2001 · For older adults · (218) 727-0461
Irongate Apts HUD-assisted 310 E 4th Ave N, Aurora 55705 78 low-income homes · For families · (218) 229-2886
Birch Court Apartments HUD-assisted 500 E 40th St, Hibbing 55746 108 homes, 75 low-income · For families · (218) 263-5341
The Village at Matterhorn Tax credit (LIHTC) Multiple Building Addresses, Duluth 55811 96 homes, 72 low-income · 1 bd: 12 · 2 bd: 69 · 3 bd: 15 · In service since 2007 · For people with disabilities, families
WESTGATE APARTMENTS -- (Hibbing) HUD-assisted 4020 9th Ave W, Hibbing 55746 100 homes, 71 low-income · For families · (218) 262-2329
New San Marco Apartments Tax credit (LIHTC) 230 W 3rd St, Duluth 55806 70 low-income homes · In service since 2007
Heritage Senior Apartments Tax credit (LIHTC) · HUD-assisted 700 Commonwealth Ave, Duluth 55808 61 homes, 60 low-income · Studio: 1 · 1 bd: 52 · 2 bd: 8 · In service since 2018 · For older adults · (218) 626-3282
First Avenue Apartments Public housing 2315 1st Ave, Hibbing 55746 60 low-income homes · Run by The Hra of Hibbing, Minnesota · Average payment: $300 a month · Average wait: 3 months · (218) 263-3661
PIONEER BLDG & SS Duplexes Public housing 111 5th St SE, Cook 55723 60 low-income homes · Run by Hra of Cook, Minnesota · Average payment: $514 a month · Average wait: 5 months · Homes at several sites · (218) 666-2533
Railview Apartments HUD-assisted 1015 2nd Ave, Proctor 55810 60 low-income homes · For older adults · (218) 624-3824
Woodland Garden HUD-assisted 127 E Calvary Rd, Duluth 55803 60 low-income homes · For older adults · (218) 724-2989
Windwood Townhomes Tax credit (LIHTC) Multiple Building Addresses, Duluth 55811 70 homes, 55 low-income · 1 bd: 12 · 2 bd: 10 · 3 bd: 39 · 4 bd: 9 · In service since 2002 · For families
Hilltop Manor HUD-assisted 100 McKinley Ave, Eveleth 55734 54 low-income homes · For older adults · (218) 744-5169
SUPERIOR VIEW APTS aka Twin Ports 4 sites HUD-assisted 1022 Junction Ave, Duluth 55812 52 low-income homes · For people with disabilities · (612) 645-7271
Garfield Square Apartments Tax credit (LIHTC) 10 Piedmont Ave, Duluth 55806 50 low-income homes · 1 bd: 50 · In service since 2019 · For people with disabilities, people experiencing homelessness
Lincoln Park Apartments Tax credit (LIHTC) 2424 W 5th St, Duluth 55806 50 low-income homes · Studio: 3 · 1 bd: 5 · 2 bd: 33 · 3 bd: 3 · In service since 2015 · For families, people experiencing homelessness
Broadview Manor Public housing 120 W Ohio Ave, Gilbert 55741 49 low-income homes · Run by Hra of Gilbert, Minnesota · Average payment: $487 a month · (218) 741-0398
Maple Grove Estates HUD-assisted 4087 Haines Rd, Hermantown 55811 48 low-income homes · For families · (218) 727-8874
Scattered Site-FMH Public housing 220 E 7th St, Duluth 55805 46 low-income homes · Run by HRA of DULUTH, MINNESOTA · Average payment: $678 a month · Average wait: 31 months · Homes at several sites · (218) 529-6300
Lakeland Shores Apartments HUD-assisted 4500 Cambridge St, Duluth 55804 46 homes, 45 low-income · For older adults · (218) 525-3468
Hillside Gardens HUD-assisted 419 7th St, Proctor 55810 45 low-income homes · For older adults · (218) 624-2371
Munger Terrace Tax credit (LIHTC) Multiple Building Addresses, Duluth 55806 45 low-income homes · 1 bd: 22 · 2 bd: 23 · In service since 2014 · For families
MUNGER TERRACE / Town View Apts. HUD-assisted 901 N 7th Ave E, Duluth 55805 45 low-income homes · For families · (218) 722-2568
Hillside/Steve Oneil Apartments Tax credit (LIHTC) 115 W 4th St, Duluth 55806 44 low-income homes · 1 bd: 7 · 2 bd: 26 · 3 bd: 11 · In service since 2015 · For people with disabilities, families, people experiencing homelessness
Southview Terrace Apts HUD-assisted 100 Southview Dr, Hibbing 55746 145 homes, 43 low-income · For families · (218) 263-8447
APPLEWOOD WEST / Fairmount Apts HUD-assisted 301 N 54th Ave W, Duluth 55807 42 low-income homes · For families · (218) 628-1411
DR. GRAHEK APTS aka Ely Seniors HUD-assisted 330 S 3rd Ave W, Ely 55731 42 low-income homes · For older adults · (218) 365-3103
Lincoln Center HUD-assisted 100 Central Ave NE, Chisholm 55719 41 low-income homes · For older adults · (218) 254-4590
ST. Anns Home HUD-assisted 330 E 3rd St, Duluth 55805 150 homes, 40 low-income · For older adults · (218) 727-8831
Androy Hotel Tax credit (LIHTC) 502 E Howard St, Hibbing 55746 48 homes, 40 low-income · In service since 1995
Ivy Manor Apartments (fka Lasalle Apartments) Tax credit (LIHTC) 201 N 5th Ave, Virginia 55792 41 homes, 40 low-income · Studio: 15 · 1 bd: 25 · 2 bd: 1 · In service since 2018 · For people with disabilities, people experiencing homelessness
Fire House #1 Redevelopment Tax credit (LIHTC) 101 E 3rd St, Duluth 55805 40 low-income homes · 1 bd: 8 · 2 bd: 28 · 3 bd: 4 · In service since 2013 · For families, people experiencing homelessness
Irving School Apartment Homes Tax credit (LIHTC) 101 N 56th Ave W, Duluth 55807 44 homes, 39 low-income · 1 bd: 4 · 2 bd: 27 · 3 bd: 11 · In service since 1994
Memorial Park Apartments II Tax credit (LIHTC) 605 N Central Ave, Duluth 55807 39 low-income homes · 1 bd: 1 · 2 bd: 5 · 3 bd: 3 · In service since 1998
Victory Apartments (AKA) MERIDIAN APARTMENTS HUD-assisted 2409 Leonard St, Duluth 55811 39 low-income homes · For older adults · (218) 722-2629
Washington Studios Tax credit (LIHTC) 315 N Lake Ave, Duluth 55806 39 low-income homes · 1 bd: 10 · 2 bd: 14 · 3 bd: 7 · In service since 1996
Village Place Tax credit (LIHTC) · Public housing 602 E 5th St, Duluth 55805 55 homes, 38 low-income · 1 bd: 8 · 2 bd: 47 · In service since 2005 · Run by HRA of DULUTH, MINNESOTA · Average payment: $564 a month · Average wait: 1 month · (218) 529-6300
Harbor View Phase I Tax credit (LIHTC) Multiple Building Addresses, Duluth 55805 44 homes, 35 low-income · 2 bd: 20 · 3 bd: 24 · In service since 2006 · For families
RIVERVIEW MANOR aka Floodwood Apts HUD-assisted 328 11th Ave E, Floodwood 55736 35 low-income homes · For older adults · (218) 476-2738
Hilltop Homes Public housing 908 Clay Ct, Eveleth 55734 34 low-income homes · Run by HRA of EVELETH, MINNESOTA · Average payment: $384 a month · Average wait: 2 months · (218) 744-1010
Kingsley Heights Apartments HUD-assisted 105 1/2 W 1st St, Duluth 55802 34 low-income homes · For families · (218) 722-7161
New Apollo Apartments Tax credit (LIHTC) · HUD-assisted 102 E 1st St, Duluth 55802 33 homes, 32 low-income · 1 bd: 10 · 2 bd: 4 · In service since 1994 · For families
Harbor View Phase III Tax credit (LIHTC) Lake Ave and 12th ST, Duluth 55805 41 homes, 31 low-income · 1 bd: 9 · 2 bd: 22 · 3 bd: 10 · In service since 2009 · For families, people experiencing homelessness
Village at Matterhorn Public housing 4736 Matterhorn Cir, Duluth 55811 96 homes, 30 low-income · Run by HRA of DULUTH, MINNESOTA · Average payment: $586 a month · Average wait: 3 months · (218) 529-6300
Birchwood East HUD-assisted 130 Anderson Dr, Virginia 55792 60 homes, 30 low-income · For families · (218) 749-3440
Harbor Highlands Phase II Tax credit (LIHTC) Multiple Building Addresses, Duluth 55806 42 homes, 30 low-income · 1 bd: 4 · 2 bd: 24 · 3 bd: 14 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
Harbor Highlands Phase IV Tax credit (LIHTC) Multiple Building Addresses, Duluth 55805 38 homes, 30 low-income · 2 bd: 18 · 3 bd: 20 · In service since 2012
Pine Manor HUD-assisted 1421 E Camp St, Ely 55731 30 low-income homes · For families · (218) 365-6926
Gimaajii-Mino-Bimaadiziyaan Tax credit (LIHTC) 202 W 2nd St, Duluth 55802 29 low-income homes · 1 bd: 5 · 2 bd: 11 · 3 bd: 9 · In service since 2012
Perpich Apartments Tax credit (LIHTC) 3203 3rd Ave W, Hibbing 55746 27 homes, 26 low-income · Studio: 6 · 1 bd: 18 · 2 bd: 3 · In service since 2007 · For people with disabilities, people experiencing homelessness
Endion School HUD-assisted 1802 E 2nd St, Duluth 55812 26 low-income homes · For families · (218) 728-1204
Westgate Townhomes Tax credit (LIHTC) Multiple Building Addresses, Duluth 55810 28 homes, 25 low-income · 2 bd: 10 · 3 bd: 18 · In service since 2001
Pine Grove Apartments HUD-assisted 4062 Haines Rd, Duluth 55811 25 homes, 24 low-income · For people with disabilities · (218) 727-1705
Morgan Park Townhouses HUD-assisted 8901 Edward St, Duluth 55808 24 low-income homes · For families · (218) 722-2568
STATE STREET APTS.aka BUHL HUD-assisted 212 State St, Buhl 55713 23 low-income homes · For older adults · (218) 741-5450
Windwood Townhomes HUD-assisted 701 Upham Rd, Duluth 55811 70 homes, 21 low-income · For families · (218) 722-4031
MESABA VILLAS SOUTH fka 092004NI - Mesaba Villas HUD-assisted 726 W 2nd St, Duluth 55806 27 homes, 21 low-income · For families · (218) 722-2568
Virginia Rotary Apartments HUD-assisted 1033 N 6th Ave, Virginia 55792 31 homes, 20 low-income · For families · (218) 741-5450
Bois Forte Homes III Tax credit (LIHTC) 6466 / 6468 Red Pine Way, Tower 55790 20 low-income homes · 2 bd: 10 · 4 bd: 20 · In service since 2018 · For people with disabilities, families
Burke Apartments HUD-assisted 720 Maple Grove Rd, Duluth 55811 20 low-income homes · For people with disabilities · (651) 645-7271
Renaissance at East Hillside Tax credit (LIHTC) Multiple Building Addresses, Duluth 55805 19 low-income homes · 2 bd: 11 · 3 bd: 8 · In service since 2003
Lakeside Manor HUD-assisted 3 3rd St NW, Chisholm 55719 48 homes, 18 low-income · For families · (218) 254-3896
Redruth Valley Apartments HUD-assisted 6801 Redruth St, Duluth 55807 18 low-income homes · For people with disabilities · (651) 645-7271
WINSTON COURT/aka ASI North HUD-assisted 710 E 31st St, Hibbing 55746 18 low-income homes · For people with disabilities · (651) 645-7271
Harbor View Phase II Public housing 12 W Village View Dr, Duluth 55806 42 homes, 17 low-income · Run by HRA of DULUTH, MINNESOTA · Average payment: $529 a month · (218) 529-6300
Buckingham Green Apartments Tax credit (LIHTC) 2026 W 3rd St, Duluth 55806 16 low-income homes · 1 bd: 16 · In service since 1998
Century Court Apartments (fka Crow River Apts.) Tax credit (LIHTC) Multiple Building Addresses, Hutchinson 55802 16 low-income homes · 1 bd: 5 · 2 bd: 7 · 3 bd: 3 · In service since 1995
Harbor View Phase III Public housing 1 E Village View Dr, Duluth 55805 41 homes, 15 low-income · Run by HRA of DULUTH, MINNESOTA · Average payment: $543 a month · Average wait: 15 months · (218) 529-6300
Harbor View Phase IV Public housing 14 E 11th St, Duluth 55805 38 homes, 15 low-income · Run by HRA of DULUTH, MINNESOTA · Average payment: $613 a month · Average wait: 14 months · Homes at several sites · (218) 529-6300
The Androy HUD-assisted 2010 5th Ave E, Hibbing 55746 48 homes, 13 low-income · For families
Arrowhead Sro Project Tax credit (LIHTC) 227 Adams Ave, Eveleth 55734 12 low-income homes · Studio: 12 · In service since 1997
Northfield Apartments HUD-assisted 2713 W Superior St, Duluth 55806 12 low-income homes · For people with disabilities · (888) 276-0426
Harbor View Phase I Public housing 22 W 11th St, Duluth 55806 44 homes, 11 low-income · Run by HRA of DULUTH, MINNESOTA · (218) 529-6300
Meadowlands Manor Tax credit (LIHTC) 7727 Scott Ave, Meadowlands 55765 12 homes, 8 low-income · 1 bd: 8 · 2 bd: 4 · In service since 1994
Westgate Apartments II HUD-assisted 4020 9th Ave W, Hibbing 55746 95 homes, 5 low-income · (218) 262-2329

7 properties have two programs at the same address and appear once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in St. Louis County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 8 agencies serve in St. Louis County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Duluth, MN-WI MSA.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$21,250	$35,400	$56,650
2 people	$24,300	$40,450	$64,750
3 people	$27,350	$45,500	$72,850
4 people	$33,000	$50,550	$80,900
5 people	$38,680	$54,600	$87,400
6 people	$44,360	$58,650	$93,850
7 people	$50,040	$62,700	$100,350
8 people	$55,720	$66,750	$106,800

Area median income: $101,100. HUD income limits by family size, Fiscal year 2026. Area: Duluth, MN-WI MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $757 – $925
1 bedroom $865 – $1,057
2 bedrooms $1,086 – $1,328
3 bedrooms $1,504 – $1,838
4 bedrooms $1,815 – $2,219

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HRA of DULUTH, MINNESOTA Public housing and Section 8 vouchers · 2,211 vouchers · 362 public housing units (218) 529-6300 HRA of DULUTH, MINNESOTA: info@duluthhousing.com
HRA of VIRGINIA, MINNESOTA Public housing and Section 8 vouchers · 587 vouchers · 275 public housing units (218) 735-6309 HRA of VIRGINIA, MINNESOTA: dana@vhra.org
The Hra of Hibbing, Minnesota Public housing · 251 public housing units (218) 263-3661
HRA of ELY, MINNESOTA Public housing · 120 public housing units (218) 365-3900 HRA of ELY, MINNESOTA: hradirector@ely.mn.us
HRA of CHISHOLM, MINNESOTA Public housing · 107 public housing units (218) 254-2656 HRA of CHISHOLM, MINNESOTA: andrewjugovichchisholmhra@gmail.com
Hra of Cook, Minnesota Public housing · 60 public housing units (218) 666-2533 Hra of Cook, Minnesota: director@cookhra.com
Hra of Gilbert, Minnesota Public housing · 49 public housing units (218) 741-0398 Hra of Gilbert, Minnesota: glbertha@uslink.net
HRA of EVELETH, MINNESOTA Public housing · 34 public housing units (218) 744-1010 HRA of EVELETH, MINNESOTA: hraeveleth@gmail.com

Housing agencies in Minnesota Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Minnesota

What Minnesota law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?: 21 days; Minn. Stat. §504B.178, subd. 3(a)
If I fall behind on rent, what notice must I get?: 14 days; Minn. Stat. §504B.321, subd. 1a(a)

Only a court order can remove youMinn. Stat. §504B.375, subd. 1
Protection from retaliationMinn. Stat. §504B.441

Help

Where to get help with rent in St. Louis County

These HUD-approved agencies have offices in St. Louis County. They counsel for free or at low cost.

AE
Arrowhead Economic Opportunity Agency, Inc.

702 S 3rd Ave, Virginia
- Pre-purchase counseling
- Homebuyer education workshops
218-749-2912x6895
CA
Community Action Duluth

2424 W 5th St, Duluth
- Budget and financial counseling
- Pre-purchase counseling
- and 1 more
(218) 726-1665
LS
Lutheran Social Service of Minnesota

1330 E Superior St, Duluth
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(218) 529-2227

Rental assistance programs

The ones that serve in St. Louis County or the whole state, with what each page says about being open.

Renter's Credit

Run by Minnesota Department of Revenue

Minnesota refundable credit for renters, claimed on the state tax return; it can be claimed with a Social Security number or an ITIN

Up to $2,720
See details

See every agency in Minnesota Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in St. Louis County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Minnesota, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in St. Louis County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,207. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$2,414

What you need before you get the keys.

What adds up

First month: $1,207
Security deposit: $1,207
Total: $2,414

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in St. Louis County?

According to HUD (Fiscal year 2027): Studio: $841; 1 bedroom: $961; 2 bedrooms: $1,207; 3 bedrooms: $1,671; 4 bedrooms: $2,017. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in St. Louis County?

Paying the 2-bedroom fair market rent ($1,207) without spending more than 30% of income takes $23.21 an hour full time, or $48,280 a year.

Who qualifies for Section 8 in St. Louis County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $50,550 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in St. Louis County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,086 and $1,328 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in St. Louis County?

For 2 bedrooms they run from $1,110 in 55703 to $1,810 in 55779. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in St. Louis County?

HUD lists 91 properties with homes for low-income households in St. Louis County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in St. Louis County?

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026
HUD-approved housing counseling agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in St. Louis County, Minnesota

Four numbers to start with

Renting in St. Louis County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in St. Louis County

The Section 8 voucher in St. Louis County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in Minnesota

Where to get help with rent in St. Louis County

Rental assistance programs

Renter's Credit

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in St. Louis County?

How much do you need to earn to rent in St. Louis County?

Who qualifies for Section 8 in St. Louis County?

How much does Section 8 pay in St. Louis County?

Does the fair market rent change by ZIP code in St. Louis County?

How many low-income apartments are there in St. Louis County?

How many households spend too much on rent in St. Louis County?