Renting · Section 8

Data from November 2026

Renting in Ramsey County, Minnesota

Ramsey County has a HUD fair market rent of $1,734 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,329 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $33.35 an hour, full time.

Figure your move-in cash Section 8 here

A family roasts marshmallows over a campfire at a forest campsite.

Fair market rent, 2 bedrooms: $1,734; a month, HUD, Fiscal year 2027; 15% more than in Minnesota
Typical rent: $1,329; a month, Census, Average 2020–2024; 4% more than in Minnesota
Wage needed: $33.35; an hour, 2 bedrooms; Or $69,360 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 51%; spend 30% or more of income on rent; 6% more than in Minnesota

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Ramsey County: what sets it apart

What this place has that others do not, from public data, most unusual first.

Of the 87 counties in Minnesota, Ramsey County has the lowest homeownership rate: 61%.
Ramsey County has the 8th highest typical rent of the 87 counties in Minnesota ($1,329).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Ramsey County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Ramsey County was $1,543 a month in September 2026: 3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$1,265	$24.33	$50,600
1 bedroom	$1,427	$27.44	$57,080
2 bedrooms	$1,734	$33.35	$69,360
3 bedrooms	$2,264	$43.54	$90,560
4 bedrooms	$2,538	$48.81	$101,520

HUD area: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 20 ZIP codes in Ramsey County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,540 in 55103 to $2,000 in 55127. 8 ZIP codes are above the county's fair market rent ($1,734).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code and size, Fiscal year 2027. HUD area: Minneapolis-St. Paul-Bloomington, MN-WI.

55101	$1,440	$1,630	$1,980	$2,590	$2,900
55102	$1,270	$1,430	$1,740	$2,270	$2,550
55103	$1,120	$1,270	$1,540	$2,040	$2,280
55104	$1,160	$1,310	$1,590	$2,080	$2,330
55105	$1,210	$1,370	$1,660	$2,170	$2,430
55106	$1,120	$1,270	$1,540	$2,040	$2,280
55107	$1,220	$1,370	$1,670	$2,180	$2,440
55108	$1,260	$1,420	$1,730	$2,260	$2,530
55109	$1,200	$1,350	$1,640	$2,140	$2,400
55110	$1,340	$1,510	$1,830	$2,390	$2,680
55112	$1,190	$1,340	$1,630	$2,130	$2,390
55113	$1,280	$1,450	$1,760	$2,300	$2,580
55114	$1,420	$1,600	$1,950	$2,550	$2,850
55116	$1,290	$1,460	$1,770	$2,310	$2,590
55117	$1,120	$1,270	$1,540	$2,040	$2,280
55119	$1,190	$1,340	$1,630	$2,130	$2,390
55126	$1,390	$1,570	$1,910	$2,490	$2,800
55127	$1,460	$1,650	$2,000	$2,610	$2,930
55130	$1,120	$1,270	$1,540	$2,040	$2,280
55155	$1,170	$1,320	$1,600	$2,090	$2,340

ZIP code 2 bd3 bd
55101 $1,980$2,590
55102 $1,740$2,270
55103 $1,540$2,040
55104 $1,590$2,080
55105 $1,660$2,170
55106 $1,540$2,040
55107 $1,670$2,180
55108 $1,730$2,260
55109 $1,640$2,140
55110 $1,830$2,390
55112 $1,630$2,130
55113 $1,760$2,300
55114 $1,950$2,550
55116 $1,770$2,310
55117 $1,540$2,040
55119 $1,630$2,130
55126 $1,910$2,490
55127 $2,000$2,610
55130 $1,540$2,040
55155 $1,600$2,090

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Ramsey County, 51% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

51%

of renter households spend 30% or more of their income on rent.

87,185 households rent in Ramsey County

Spend half or more of their income 25%
Spend 30% or more, but less than half 26%
Spend less than 30% 49%

Compared with the state and the country

Ramsey 51%
Minnesota 48%
United States 51%

Low-income apartments

Low-income apartments in Ramsey County

with tax credits (LIHTC): 127
HUD-assisted: 81
public housing: 3

19,990 homes in all; 17,940 of them low-income, according to HUD.

ST. Paul Pha MT Airy & Valley Rad - 06 HUD-assisted 120 Arch St E, Saint Paul 55130 610 low-income homes · For families
ST. Paul Pha Mcdonough Homes - 02 HUD-assisted 125 Arlington Ave E, Saint Paul 55117 592 low-income homes · For families
ST. Paul Pha Dunedin, Montreal Cleveland -09 HUD-assisted 179 Congress St E, Saint Paul 55107 560 homes, 557 low-income · For families
ST. Paul Pha Edgerton, Iowa, Wilson Rad - 04 HUD-assisted 1000 Edgerton St, Saint Paul 55130 556 homes, 553 low-income · For families
Skyline Tower Tax credit (LIHTC) · HUD-assisted 1247 Saint Anthony Ave, Saint Paul 55104 504 low-income homes · Studio: 46 · 1 bd: 321 · 2 bd: 137 · In service since 2000 · For families · (651) 646-7466
St. Paul PHA Hamline, Front, Seal HR RAD - 03 HUD-assisted 777 Hamline Ave N, Saint Paul 55104 479 homes, 476 low-income · For families
ST. Paul Pha Ravoux, Central Neill - 08 HUD-assisted 325 Laurel Ave, Saint Paul 55102 468 homes, 465 low-income · For families
Scattered Public housing 505 Saint Anthony Ave, Saint Paul 55103 418 low-income homes · Run by Public Housing Agency of the City of St Paul · Average payment: $895 a month · Average wait: 66 months · Homes at several sites · (651) 298-5664
ST. Paul Pha Roosevelt Rad - 05 HUD-assisted 1156 Supornick Ln, Saint Paul 55106 320 low-income homes · For families
Torre Westminster Vista Tax credit (LIHTC) · HUD-assisted 1374 Westminster St, Saint Paul 55130 289 low-income homes · 1 bd: 68 · 2 bd: 143 · 3 bd: 64 · 4 bd: 14 · In service since 2007 · For families · (651) 772-3123
Afton View Apartments HUD-assisted 365 Winthrop St S, Saint Paul 55119 286 homes, 268 low-income · For families · (651) 738-0059
ST. Paul Pha Exchange/Wabasha - 07 HUD-assisted 545 Wabasha St N, Saint Paul 55102 265 homes, 263 low-income · For families
Schmidt Artist Lofts Tax credit (LIHTC) 900 W 7th St, Saint Paul 55102 260 low-income homes · Studio: 8 · 1 bd: 135 · 2 bd: 97 · 3 bd: 20 · In service since 2014
Union Flats Tax credit (LIHTC) 787 Hampden Ave, Saint Paul 55114 217 low-income homes · 1 bd: 91 · 2 bd: 77 · 3 bd: 49 · In service since 2019
Cedarview Commons Tax credit (LIHTC) 2055 Highway 36 E, North Saint Paul 55109 204 homes, 201 low-income · 1 bd: 99 · 2 bd: 65 · 3 bd: 40 · In service since 2003
Coventry Apartments Tax credit (LIHTC) Multiple Building Addresses, Roseville 55113 196 low-income homes · 1 bd: 143 · 2 bd: 41 · 3 bd: 12 · In service since 2008 · For older adults
Coventry HUD-assisted 2824 Asbury St, Roseville 55113 196 homes, 195 low-income · For families · (651) 633-0350
Central Towers Tax credit (LIHTC) · HUD-assisted 20 Exchange St E, Saint Paul 55101 197 homes, 193 low-income · Studio: 65 · 1 bd: 126 · 2 bd: 2 · In service since 1996 · For older adults · (651) 215-4600
Higher Ground I Saint Paul Tax credit (LIHTC) 235 5th St W, Saint Paul 55102 193 homes, 183 low-income · Studio: 193 · In service since 2017 · For people experiencing homelessness
Pine Tree Park Apartments Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55104 199 homes, 180 low-income · In service since 1993
Dorothy Day Residence Tax credit (LIHTC) 183 Old 6th St W, Saint Paul 55102 177 low-income homes · Studio: 177 · In service since 2019 · For people with disabilities, people experiencing homelessness
Oakdale Village Apartments Tax credit (LIHTC) Multiple Building Addresses, Oakdale 55119 175 homes, 173 low-income · In service since 1995
Bellwether Communities Tax credit (LIHTC) 418 Maryland Ave W, Saint Paul 55117 172 low-income homes · Studio: 4 · 1 bd: 96 · 2 bd: 64 · 3 bd: 3 · 4 bd: 5 · In service since 2019
Crossroads of New Brighton Tax credit (LIHTC) · HUD-assisted 2287 Palmer Dr, New Brighton 55112 172 low-income homes · 1 bd: 110 · 2 bd: 50 · 3 bd: 12 · In service since 2016 · For older adults, families · (651) 636-6808
Maryland Park Apartments Tax credit (LIHTC) · HUD-assisted 1619 Maryland Ave E, Saint Paul 55106 172 low-income homes · Studio: 2 · 1 bd: 86 · 2 bd: 82 · 3 bd: 2 · In service since 2014 · For families · (651) 776-2709
Legends at Silver Lake Village Tax credit (LIHTC) 2500 38th Ave NE, Saint Anthony 55421 169 low-income homes · 1 bd: 111 · 2 bd: 58 · In service since 2015 · For older adults
Carleton Place Lofts Tax credit (LIHTC) 2285 University Ave W, Saint Paul 55114 169 homes, 168 low-income · Studio: 4 · 1 bd: 125 · 2 bd: 40 · In service since 2006 · For families
Winslow Commons HUD-assisted 160 Western Ave S, Saint Paul 55102 169 homes, 168 low-income · For older adults · (651) 224-1426
Maple Pond Homes Tax credit (LIHTC) 1819 Beebe Rd, Maplewood 55109 168 low-income homes · 1 bd: 99 · 2 bd: 63 · 3 bd: 6 · In service since 2018 · For people with disabilities, families
Parkway Gardens Tax credit (LIHTC) 1145 Hudson Rd, Saint Paul 55106 160 low-income homes · 1 bd: 42 · 2 bd: 118 · In service since 2005 · For older adults
Liberty Plaza Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55102 173 homes, 148 low-income · Studio: 10 · 1 bd: 42 · 2 bd: 40 · 3 bd: 81 · In service since 2002
Centennial Gardens East - West Tax credit (LIHTC) Multiple Building Addresses, Roseville 55113 190 homes, 144 low-income · Studio: 2 · 1 bd: 91 · 2 bd: 94 · 3 bd: 2 · 4 bd: 1 · In service since 2010
Press House Tax credit (LIHTC) 345 Cedar St, Saint Paul 55101 144 low-income homes · Studio: 20 · 1 bd: 108 · 2 bd: 6 · 3 bd: 10 · In service since 2018
Rivertown Commons Tax credit (LIHTC) · HUD-assisted 175 Charles Ave, Saint Paul 55103 140 homes, 139 low-income · 1 bd: 62 · 2 bd: 77 · In service since 2001 · For families · (651) 222-0090
Roseville Seniors HUD-assisted 1045 Larpenteur Ave W, Roseville 55113 127 low-income homes · For older adults · (651) 488-0747
Concordia Arms Tax credit (LIHTC) · HUD-assisted 2030 Lydia Ave E, Maplewood 55109 125 low-income homes · 1 bd: 124 · 2 bd: 1 · In service since 2014 · For older adults, people with disabilities, people experiencing homelessness · (651) 770-0402
Torre de San Miguel Homes HUD-assisted 42 Wood St, Saint Paul 55107 142 homes, 124 low-income · For families · (651) 224-5839
MAPLE POND HOMES fka Archer Heights Maplewood HUD-assisted 1816 Beebe Rd, Maplewood 55109 168 homes, 121 low-income · For families · (651) 770-3996
Graham Place Tax credit (LIHTC) 1745 Graham Ave, Saint Paul 55116 121 low-income homes · 1 bd: 42 · 2 bd: 79 · In service since 2005
Millberry Apartments Tax credit (LIHTC) 778 Berry St, Saint Paul 55114 121 low-income homes · 1 bd: 41 · 2 bd: 50 · 3 bd: 30 · In service since 2019
WILDER 202 APTS aka 516 Humboldt Apts HUD-assisted 516 Humboldt Ave, Saint Paul 55107 121 low-income homes · For older adults · (651) 292-0574
Franklyn Park Apartments HUD-assisted 2485 Seppala Blvd, North Saint Paul 55109 117 low-income homes · For older adults · (651) 770-1504
East Side Apartments Tax credit (LIHTC) 1256 Wilson Ave, Saint Paul 55106 114 low-income homes · 1 bd: 63 · 2 bd: 51 · In service since 2017 · For families
Cambric Tax credit (LIHTC) 720 7th St E, Saint Paul 55106 113 low-income homes · 1 bd: 80 · 2 bd: 33 · In service since 2016 · For older adults
Rockwood Place Apartments HUD-assisted 2259 Rockwood Ave, Saint Paul 55116 168 homes, 109 low-income · For older adults · (651) 699-9844
Carefree Cottages of Maplewood Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 137 homes, 108 low-income · 1 bd: 56 · 2 bd: 43 · 3 bd: 43 · In service since 1996
Rolling Hills Apartments Tax credit (LIHTC) 1332 Mississippi St, Saint Paul 55130 108 low-income homes · Studio: 9 · 1 bd: 27 · 2 bd: 69 · 3 bd: 3 · In service since 2013 · For families, people experiencing homelessness
Lyngblomsten Apartments HUD-assisted 1455 Almond Ave, Saint Paul 55108 105 low-income homes · For older adults · (651) 646-2941
Sherman-Forbes Housing HUD-assisted 309 Exchange St S, Saint Paul 55102 104 low-income homes · For families · (651) 222-0822
Lewis Park Apartments Tax credit (LIHTC) · HUD-assisted 180 Wayzata St, Saint Paul 55117 103 low-income homes · 1 bd: 68 · 2 bd: 35 · In service since 2014 · For people with disabilities · (651) 488-9923
Cottages of Vadnais Heights Tax credit (LIHTC) Multiple Building Addresses, Vadnais Heights 55127 100 low-income homes · 1 bd: 20 · 2 bd: 52 · 3 bd: 28 · In service since 1996
Hanover Townhomes Tax credit (LIHTC) · HUD-assisted 408 Farrington St, Saint Paul 55103 96 low-income homes · 1 bd: 32 · 2 bd: 32 · 3 bd: 32 · In service since 2017 · For families · (651) 292-8497
Wilder Square Coop HUD-assisted 750 Milton St N, Saint Paul 55104 163 homes, 93 low-income · For families · (651) 488-5531
Redeemers Arms HUD-assisted 313 Dale St N, Saint Paul 55103 151 homes, 92 low-income · For older adults · (651) 224-7665
Manitou Ridge Tax credit (LIHTC) Multiple Building Addresses, White Bear Lake 55110 118 homes, 91 low-income · 1 bd: 30 · 2 bd: 87 · In service since 2002
Como By the Lake Tax credit (LIHTC) · HUD-assisted 901 Como Blvd E, Saint Paul 55103 99 homes, 91 low-income · 1 bd: 75 · 2 bd: 24 · In service since 2018 · For older adults · (651) 489-3392
Wilder Square HUD-assisted 750 Milton St N, Saint Paul 55104 136 homes, 90 low-income · For families · (651) 488-5531
Joseph's Pointe at Upperlanding Tax credit (LIHTC) 200 Wilkin St, Saint Paul 55102 90 low-income homes · 2 bd: 74 · 3 bd: 16 · In service since 2004 · For families
Osceola Park Apartments Tax credit (LIHTC) 260 Osceola Ave S, Saint Paul 55102 89 low-income homes · 1 bd: 33 · 2 bd: 56 · In service since 2003 · For older adults
Hampden Square Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55114 86 low-income homes · 1 bd: 44 · 2 bd: 37 · 3 bd: 4 · In service since 2001
Rivercrossing Tax credit (LIHTC) 1725 Graham Ave, Saint Paul 55116 325 homes, 82 low-income · 1 bd: 149 · 2 bd: 106 · 3 bd: 70 · In service since 2005
808 Berry Place Apartments Tax credit (LIHTC) 808 Berry St, Saint Paul 55114 267 homes, 81 low-income · Studio: 16 · 1 bd: 110 · 2 bd: 117 · 3 bd: 24 · In service since 2003
Hazelwood Apartments Tax credit (LIHTC) 1515 Magnolia Ave E, Saint Paul 55106 99 homes, 81 low-income · 1 bd: 36 · 2 bd: 54 · 3 bd: 9 · In service since 2005
Washington Square HUD-assisted 2060 5th St, White Bear Lake 55110 81 low-income homes · For older adults · (651) 429-8440
University Dale Apartments Tax credit (LIHTC) 627 Aurora Ave, Saint Paul 55104 98 homes, 80 low-income · 1 bd: 55 · 2 bd: 43 · In service since 2006 · For people experiencing homelessness
Liberty Plaza HUD-assisted 280 Arundel St, Saint Paul 55103 173 homes, 78 low-income · For families · (651) 228-9311
Lonnie Adkins Court Apartments Tax credit (LIHTC) 425 Saint Anthony Ave, Saint Paul 55103 79 homes, 78 low-income · 1 bd: 11 · 2 bd: 56 · 3 bd: 12 · In service since 2015
The Provinces Apartments Tax credit (LIHTC) Multiple Building Addresses, Little Canada 55117 118 homes, 77 low-income · In service since 1998
Minnesota Place Tax credit (LIHTC) 46 4th St E, Saint Paul 55101 77 low-income homes · Studio: 15 · 1 bd: 62 · In service since 2010 · For people experiencing homelessness
Galway Place TH + Community Plaza Tax credit (LIHTC) 668 + 670 Central Avenue West, St Paul 55104 76 low-income homes · 2 bd: 49 · 3 bd: 26 · 4 bd: 1 · In service since 2019
Dorothy Day Residence fka Mary Hall HUD-assisted 215 Old 6th St W, Saint Paul 55102 177 homes, 75 low-income · For families
ST. Albans Park Tax credit (LIHTC) 665 Selby Ave, Saint Paul 55104 74 low-income homes · 1 bd: 28 · 2 bd: 34 · 3 bd: 6 · 4 bd: 6 · In service since 2013 · For people with disabilities, families, people experiencing homelessness
Silver Lake Pointe Apartments Tax credit (LIHTC) 2701 County Road I, Moundsview 55112 83 homes, 73 low-income · In service since 1996
Bluff Park Homes Tax credit (LIHTC) 328 Cesar Chavez St, Saint Paul 55107 73 low-income homes · 1 bd: 9 · 2 bd: 18 · 3 bd: 35 · 4 bd: 11 · In service since 1998
Jamestown Homes Tax credit (LIHTC) 586 Central Ave W, Saint Paul 55103 73 low-income homes · 1 bd: 10 · 2 bd: 57 · 3 bd: 6 · In service since 2017 · For families, people experiencing homelessness
Jamestown Homes HUD-assisted 600 Central Ave W, Saint Paul 55103 73 low-income homes · For families · (651) 227-5199
Phalen Senior Lofts Tax credit (LIHTC) 635 Phalen Blvd, Saint Paul 55130 73 low-income homes · 1 bd: 34 · 2 bd: 39 · In service since 2006 · For older adults
Crane Ordway Tax credit (LIHTC) 281 5th St E, Saint Paul 55101 70 low-income homes · Studio: 70 · In service since 2006 · For families, people experiencing homelessness
Renaissance Box Tax credit (LIHTC) 200 10th St E, Saint Paul 55101 70 low-income homes · Studio: 29 · 1 bd: 28 · 2 bd: 13 · In service since 2011 · For families, people experiencing homelessness
Capitol City Townhomes Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55102 69 low-income homes · 2 bd: 4 · 3 bd: 65 · In service since 2006
Labor Plaza HUD-assisted 500 Tedesco St, Saint Paul 55130 67 low-income homes · For older adults · (651) 776-3896
Tilsner Building Tax credit (LIHTC) 300 Broadway St, Saint Paul 55101 66 low-income homes · Studio: 5 · 1 bd: 16 · 2 bd: 38 · 3 bd: 6 · In service since 2001
Boulevard Tax credit (LIHTC) 2901 Mounds View Blvd, Moundsview 55112 60 low-income homes · 1 bd: 7 · 2 bd: 9 · 3 bd: 8 · In service since 2019 · For people with disabilities, families
Cathedral Hill Homes Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55102 60 low-income homes · 1 bd: 21 · 2 bd: 16 · 3 bd: 23 · In service since 2015 · For families, people experiencing homelessness
Cathedral Hill Homes HUD-assisted 280 Dayton Ave, Saint Paul 55102 60 low-income homes · For families · (651) 227-3966
Cottages of White Bear Township Tax credit (LIHTC) Multiple Building Addresses, White Bear Lake 55110 60 low-income homes · 1 bd: 12 · 2 bd: 32 · 3 bd: 16 · In service since 2013 · For people with disabilities, families
Lyons Court Apartments Tax credit (LIHTC) 510 Sibley St, Saint Paul 55101 60 low-income homes · 1 bd: 44 · 2 bd: 16 · In service since 2005 · For older adults
Minnesota Vistas Tax credit (LIHTC) 46 4th St E, Saint Paul 55101 60 low-income homes · Studio: 8 · 1 bd: 49 · 2 bd: 3 · In service since 2010
Hoffman Place Tax credit (LIHTC) 3656 Hoffman Rd, White Bear Lake 55110 60 homes, 59 low-income · 1 bd: 6 · 2 bd: 39 · 3 bd: 15 · In service since 2010
Western U Plaza (fka Old Home Plaza) Tax credit (LIHTC) 470 Western Ave N, Saint Paul 55103 60 homes, 59 low-income · Studio: 9 · 1 bd: 6 · 2 bd: 24 · 3 bd: 21 · In service since 2016 · For families, people experiencing homelessness
Edison Tax credit (LIHTC) 3110 Old Highway 8, Roseville 55113 59 low-income homes · 1 bd: 14 · 2 bd: 25 · 3 bd: 20 · In service since 2020 · For people with disabilities, families, people experiencing homelessness
Heritage House Apartments HUD-assisted 218 7th St E, Saint Paul 55101 58 low-income homes · For older adults · (651) 228-9775
Falcon Heights Town Square Apartments Tax credit (LIHTC) 1550 Larpenteur Ave W, Falcon Heights 55113 119 homes, 57 low-income · 1 bd: 39 · 2 bd: 66 · 3 bd: 14 · In service since 2005 · For families
Lonnie Adkins Court HUD-assisted 383 Western Ave N, Saint Paul 55103 79 homes, 57 low-income · For families · (651) 221-0459
Barclay Terrace Tax credit (LIHTC) 1088 Barclay St, Saint Paul 55106 77 homes, 57 low-income · 1 bd: 28 · 2 bd: 42 · 3 bd: 5 · 4 bd: 2 · In service since 2004
Hamline Station West Tax credit (LIHTC) 1309 University Ave W, Saint Paul 55104 57 low-income homes · Studio: 15 · 1 bd: 24 · 2 bd: 18 · In service since 2016
Maple Knoll Townhomes Tax credit (LIHTC) · HUD-assisted 1880 Mesabi Ave, Maplewood 55109 57 low-income homes · 1 bd: 5 · 2 bd: 32 · In service since 2015 · For families, people experiencing homelessness · (651) 770-9069
Rose Hill Neighborhood Tax credit (LIHTC) 1150 Barclay St, Saint Paul 55106 77 homes, 56 low-income · 1 bd: 28 · 2 bd: 42 · 3 bd: 7 · In service since 2002
ST. Philips Gardens Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55104 56 low-income homes · 1 bd: 12 · 2 bd: 39 · 3 bd: 5 · In service since 2013 · For people with disabilities, families, people experiencing homelessness
Winnipeg Apartments Tax credit (LIHTC) 850 Rice St, Saint Paul 55117 56 low-income homes · 1 bd: 26 · 2 bd: 28 · 3 bd: 2 · In service since 2008 · For families, people experiencing homelessness
Century Hill Townhouses HUD-assisted 3525 Century Ave N, White Bear Lake 55110 55 low-income homes · For families · (651) 777-2722
The Commerce Building Tax credit (LIHTC) 8 4th St E, Saint Paul 55101 55 low-income homes · 1 bd: 42 · 2 bd: 13 · In service since 2008 · For people experiencing homelessness
Cottages of Cottage Grove Tax credit (LIHTC) Multiple Building Addresses, Cottage Grove 55106 59 homes, 54 low-income · 1 bd: 12 · 2 bd: 31 · 3 bd: 16 · In service since 1994
Century Hills Tax credit (LIHTC) Multiple Building Addresses, White Bear Lake 55110 55 homes, 54 low-income · 2 bd: 30 · 3 bd: 23 · 4 bd: 2 · In service since 2001
Ramsey Hill Apartments Tax credit (LIHTC) · HUD-assisted 478 Marshall Ave, Saint Paul 55102 54 low-income homes · Studio: 6 · 1 bd: 36 · 2 bd: 4 · 3 bd: 8 · In service since 1996 · For people with disabilities, families · (612) 371-0766
Lakes Run Apartments Tax credit (LIHTC) 321 Old Highway 8 SW, New Brighton 55112 52 low-income homes · 2 bd: 39 · 3 bd: 13 · In service since 2006 · For families
Northern Warehouse Tax credit (LIHTC) 308 Prince St, Saint Paul 55101 52 low-income homes · 1 bd: 20 · 2 bd: 32 · In service since 2011
Sibley Court Apartments Tax credit (LIHTC) 484 Temperance St, Saint Paul 55101 122 homes, 51 low-income · Studio: 14 · 1 bd: 44 · 2 bd: 50 · 3 bd: 14 · In service since 2003 · For families
East Side Commons Tax credit (LIHTC) 868 Bradley St, Saint Paul 55130 51 low-income homes · Studio: 4 · 1 bd: 3 · 2 bd: 18 · 3 bd: 20 · 4 bd: 6 · In service since 2012 · For families, people experiencing homelessness
Hamline Station East Tax credit (LIHTC) 1305 University Ave W, Saint Paul 55104 51 low-income homes · 1 bd: 12 · 2 bd: 26 · 3 bd: 13 · In service since 2015 · For people with disabilities, families, people experiencing homelessness
Thomas Avenue Flats Tax credit (LIHTC) 1500 Thomas Ave, Saint Paul 55104 51 low-income homes · 1 bd: 11 · 2 bd: 23 · 3 bd: 17 · In service since 2019 · For families
Sienna Green Phase II Tax credit (LIHTC) · HUD-assisted 2275 Snelling Ave N, Roseville 55113 120 homes, 50 low-income · 1 bd: 4 · 2 bd: 30 · 3 bd: 16 · In service since 2012 · For families, people experiencing homelessness · (651) 631-1400
Sibley Park Apartments Tax credit (LIHTC) 211 7th St E, Saint Paul 55101 114 homes, 50 low-income · Studio: 20 · 1 bd: 39 · 2 bd: 45 · 3 bd: 10 · In service since 2002 · For families
Park Edge Apartments Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 51 homes, 50 low-income · 1 bd: 33 · 2 bd: 18 · In service since 2000
2700 University Apartments Tax credit (LIHTC) 2700 University Ave W, Saint Paul 55114 50 low-income homes · Studio: 14 · 1 bd: 26 · 2 bd: 10 · In service since 2016 · For families
Wyngate Townhomes at Maplewood Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 50 low-income homes · 3 bd: 42 · 4 bd: 8 · In service since 2006 · For families
Arlington Garden Apartments HUD-assisted 110 Arlington Ave W, Saint Paul 55117 50 homes, 49 low-income · For older adults · (651) 487-7560
Carty Heights HUD-assisted 412 Dunlap St N, Saint Paul 55104 50 homes, 49 low-income · For older adults · (651) 288-1142
Midway Pointe HUD-assisted 1880 University Ave W, Saint Paul 55104 50 homes, 49 low-income · For older adults
Seabury HUD-assisted 1830 University Ave W, Saint Paul 55104 50 homes, 49 low-income · For older adults · (651) 379-5102
Silver Lake Commons Tax credit (LIHTC) Multiple Building Addresses, Mounds View 55112 50 homes, 49 low-income · 1 bd: 16 · 2 bd: 24 · 3 bd: 7 · 4 bd: 3 · In service since 1998
Kings Crossing HUD-assisted 500 Dale St N, Saint Paul 55103 49 low-income homes · For older adults · (651) 493-4606
Calibre Ridge Tax credit (LIHTC) Multiple Building Addresses, Roseville 55113 49 homes, 48 low-income · 2 bd: 1 · 3 bd: 47 · In service since 1994
Lexington Commons Tax credit (LIHTC) 375 Lexington Pkwy N, Saint Paul 55104 48 low-income homes · In service since 2011
Trails Edge Townhomes Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 48 low-income homes · 2 bd: 27 · 3 bd: 21 · In service since 2009 · For families, people experiencing homelessness
Ames Green Tax credit (LIHTC) 1144 Barclay St, Saint Paul 55106 55 homes, 47 low-income · 1 bd: 16 · 2 bd: 28 · 3 bd: 6 · 4 bd: 5 · In service since 2005
Falls Meadowridge Townhomes Tax credit (LIHTC) Multiple Building Addresses, Little Falls 55102 48 homes, 47 low-income · 2 bd: 18 · 3 bd: 24 · 4 bd: 6 · In service since 2003
Arbor Pointe Apartments Tax credit (LIHTC) 635 Maryland Ave W, Saint Paul 55117 47 low-income homes · 1 bd: 18 · 2 bd: 29 · In service since 2004 · For older adults
Woodlynn Village Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 59 homes, 46 low-income · 1 bd: 25 · 2 bd: 34 · In service since 2008 · For older adults
Vista Village HUD-assisted 422 Concord St, Saint Paul 55107 48 homes, 46 low-income · For families · (651) 221-0384
Willow Ridge Apartments Tax credit (LIHTC) 1255 County Road D E, Vadnais Heights 55109 47 homes, 46 low-income · 2 bd: 28 · 3 bd: 19 · In service since 2007 · For families
Willow Wood Apartments HUD-assisted 3441 Willow Ave, White Bear Lake 55110 46 homes, 45 low-income · For older adults · (651) 748-0084
Commerce Apartments Phase II Tax credit (LIHTC) 8 4th St E, Saint Paul 55101 45 low-income homes · 1 bd: 35 · 2 bd: 10 · In service since 2011
S.e. Hall-Whitney Young Plaza HUD-assisted 425 Selby Ave, Saint Paul 55102 45 low-income homes · For older adults · (651) 222-7669
WEINBERG APTS aka SHOLOM HUD-assisted 760 Perlman St, Saint Paul 55102 45 low-income homes · For older adults · (651) 637-0360
Crestview Community Expansion Tax credit (LIHTC) 1145 Westminster St, Saint Paul 55130 44 low-income homes · 1 bd: 10 · 2 bd: 28 · 3 bd: 6 · In service since 2004 · For people with disabilities
Fort Road Flats Tax credit (LIHTC) 2242 7th St W, Saint Paul 55116 44 low-income homes · 1 bd: 11 · 2 bd: 22 · 3 bd: 11 · In service since 2012 · For families
Prior Crossing Tax credit (LIHTC) 1949 University Ave W, Saint Paul 55104 44 low-income homes · Studio: 44 · In service since 2016 · For people with disabilities, people experiencing homelessness
The Meadowlands Aka Crossroads of Shoreview Tax credit (LIHTC) · HUD-assisted 3912 Gramsie Ct, Shoreview 55126 44 low-income homes · 1 bd: 2 · 2 bd: 20 · 3 bd: 18 · 4 bd: 4 · In service since 2016 · For families · (651) 481-1082
Elders Lodge HUD-assisted 1500 Magnolia Ave E, Saint Paul 55106 43 homes, 42 low-income · For older adults · (651) 778-2501
Adyc Supportive Housing Tax credit (LIHTC) 769 University Ave W, Saint Paul 55104 42 low-income homes · Studio: 42 · In service since 2019
ST. Philips Gardens HUD-assisted 760 Rondo Ave, Saint Paul 55104 56 homes, 41 low-income · For families · (651) 228-0484
Garden Terrace Tax credit (LIHTC) · HUD-assisted 2880 Market Place Dr, Little Canada 55117 41 low-income homes · 1 bd: 40 · 2 bd: 1 · In service since 2006 · For older adults · (651) 291-1750
Garden Terrace Apartments HUD-assisted 2874 Market Place Dr, Little Canada 55117 41 low-income homes · For older adults · (651) 481-9028
Sibley Cove Tax credit (LIHTC) 1996 County Road D E, Maplewood 55109 81 homes, 40 low-income · 2 bd: 71 · 3 bd: 10 · In service since 2004 · For families
The Villages at Frost-English Tax credit (LIHTC) 1265 Frost Ave, Maplewood 55109 50 homes, 40 low-income · 1 bd: 11 · 2 bd: 22 · In service since 2016 · For families, people experiencing homelessness
Century Trails HUD-assisted 1730 Monastery Way, Maplewood 55109 40 low-income homes · For older adults · (651) 288-9162
Community Plaza Tax credit (LIHTC) 709 Central Ave W, Saint Paul 55104 40 low-income homes · 2 bd: 21 · 3 bd: 19 · In service since 2000 · For families
Community Plaza HUD-assisted 705 Central Ave W, Saint Paul 55104 40 low-income homes · For families · (612) 337-2650
Villa del Sol Tax credit (LIHTC) 88 Cesar Chavez St, Saint Paul 55107 40 low-income homes · 1 bd: 10 · 2 bd: 20 · 3 bd: 10 · In service since 2017 · For families
Wildwood Manor HUD-assisted 2559 Moundsview Dr, Moundsview 55112 40 low-income homes · For older adults · (612) 786-1422
Jeremiah Saint Paul Project Tax credit (LIHTC) 932 Concordia Ave, Saint Paul 55104 39 homes, 38 low-income · 1 bd: 1 · 2 bd: 28 · 3 bd: 10 · In service since 2007 · For families, people experiencing homelessness
Capitol Plaza South HUD-assisted 375 Marion St, Saint Paul 55103 72 homes, 36 low-income · For families · (651) 224-0309
653 Artist Lofts Tax credit (LIHTC) 653 Galtier St, Saint Paul 55103 36 low-income homes · 2 bd: 12 · 3 bd: 24 · In service since 1992
NHHI-ST.PAUL BARRIER FREE HSG aka Lafayette Plaza HUD-assisted 619 Lafayette Rd N, Saint Paul 55130 36 low-income homes · For people with disabilities · (651) 639-9799
Brownstone Lofts Tax credit (LIHTC) 839 University Ave W, Saint Paul 55104 35 low-income homes · 1 bd: 32 · 2 bd: 3 · In service since 2017 · For families
Selby Grotto Apartments Tax credit (LIHTC) · HUD-assisted 755 Selby Ave, Saint Paul 55104 56 homes, 34 low-income · 1 bd: 14 · 2 bd: 26 · In service since 2004 · For families · (651) 815-0665
East Metro Place II - Stabilization of East Metro Tax credit (LIHTC) 3521 Century Ave N, White Bear Lake 55110 35 homes, 34 low-income · 2 bd: 16 · 3 bd: 16 · 4 bd: 3 · In service since 2005 · For families
Selby Milton Victoria Tax credit (LIHTC) 852 Selby Ave, Saint Paul 55104 34 low-income homes · Studio: 4 · 1 bd: 26 · 2 bd: 4 · In service since 2019 · For older adults
Straus Lofts Tax credit (LIHTC) 350 Sibley St, Saint Paul 55101 49 homes, 33 low-income · Studio: 11 · 1 bd: 16 · 2 bd: 19 · 3 bd: 3 · In service since 2003 · For families
Vadnais Highlands Tax credit (LIHTC) Multiple Building Addresses, Vadnais Heights 55109 35 homes, 33 low-income · 2 bd: 32 · 3 bd: 3 · In service since 2003 · For families
Selby Commons Tax credit (LIHTC) 180 Milton St N, Saint Paul 55104 32 low-income homes · 1 bd: 1 · 2 bd: 13 · 3 bd: 10 · 4 bd: 9 · In service since 1991 · For families
Cottages of Hillcrest Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55119 32 homes, 31 low-income · In service since 1994
The Pointe at River Crossing Tax credit (LIHTC) 1375 Davern St, Saint Paul 55116 133 homes, 29 low-income · 1 bd: 59 · 2 bd: 66 · 3 bd: 8 · In service since 2009
The Shores Tax credit (LIHTC) 2130 Lexington Ave, Shoreview 55126 68 homes, 29 low-income · In service since 2003
Maplewood Gardens HUD-assisted 410 McKnight Rd S, Maplewood 55119 29 low-income homes · For families · (651) 739-4855
ST. Albans Park HUD-assisted 662 Dayton Ave, Saint Paul 55104 74 homes, 24 low-income · For families · (651) 227-5121
Thorndale Plaza HUD-assisted 1050 Thorndale Ave, New Brighton 55112 25 homes, 24 low-income · For people with disabilities · (651) 639-9799
Hamline Park Townhomes Tax credit (LIHTC) 1525 Charles Ave, Saint Paul 55104 24 low-income homes · 2 bd: 9 · 3 bd: 13 · 4 bd: 2 · In service since 1990 · For people with disabilities, families
Jackson Street Village (fka Family Project) Tax credit (LIHTC) Multiple Building Addresses, Saint Paul 55117 24 low-income homes · 2 bd: 4 · 3 bd: 16 · 4 bd: 5 · In service since 2003 · For people with disabilities, families, people experiencing homelessness
Wilkins Townhomes HUD-assisted 587 Ashland Ave, Saint Paul 55102 23 low-income homes · For families · (651) 225-8084
Bear Run Townhomes Tax credit (LIHTC) Multiple Building Addresses, White Bear Lake 55110 22 low-income homes · 3 bd: 22 · In service since 1996
Roselawn Village Apts HUD-assisted 1074 Roselawn Ave W, Roseville 55113 22 low-income homes · For people with disabilities · (651) 488-3535
Birmingham HUD-assisted 846 Birmingham St, Saint Paul 55106 21 low-income homes · For families · (952) 943-1100
Etna Woods HUD-assisted 1216 Clarence St, Saint Paul 55106 20 low-income homes · For families · (651) 771-5181
Mounds View Supportive Housing HUD-assisted 2670 County Road I, Moundsview 55112 20 homes, 19 low-income · For people with disabilities · (763) 416-0369
Park Crossing Apartments Tax credit (LIHTC) 1068 Raymond Ave, Saint Paul 55108 19 homes, 18 low-income · In service since 1992
Historic Bluff Landings Tax credit (LIHTC) 207 Bates Ave, Saint Paul 55106 16 low-income homes · 2 bd: 3 · 3 bd: 10 · 4 bd: 3 · In service since 2003 · For families
Idaho Ridge Tax credit (LIHTC) 1611 Edgemont St, Saint Paul 55130 16 low-income homes · 2 bd: 8 · 3 bd: 8 · In service since 2001 · For families
Ramsey Commons Tax credit (LIHTC) · HUD-assisted 643 Dayton Ave, Saint Paul 55104 16 low-income homes · 1 bd: 16 · In service since 2006 · For older adults, people with disabilities · (651) 291-1750
Visitation Place Tax credit (LIHTC) 1034 Lafond Ave, Saint Paul 55104 16 low-income homes · 1 bd: 1 · 2 bd: 7 · 3 bd: 8 · In service since 2004 · For families
Van Dyke Street Homes Tax credit (LIHTC) Multiple Building Addresses, Maplewood 55109 20 homes, 15 low-income · 2 bd: 8 · 3 bd: 12 · In service since 2004 · For families
Euclid View Flats Tax credit (LIHTC) 234 Bates Ave, Saint Paul 55106 12 low-income homes · 2 bd: 12 · In service since 2018 · For families
The Terraces Tax credit (LIHTC) 460 Wabasha St S, Saint Paul 55107 11 low-income homes · 1 bd: 1 · 2 bd: 11 · 3 bd: 11 · In service since 1993
Asi-Ramsey County Inc. HUD-assisted 1746 Snelling Ave N, Falcon Heights 55113 8 low-income homes · For people with disabilities · (651) 645-7271
McDonough Homes II Public housing 1582 Timberlake Rd, Saint Paul 55117 7 low-income homes · Run by Public Housing Agency of the City of St Paul · Homes at several sites · (651) 298-5664
The Juniper HUD-assisted 1310 Frost Ave, Maplewood 55109 7 low-income homes · (651) 867-3510
Booth Brown Foyer HUD-assisted 1471 Como Ave, Saint Paul 55108 25 homes, 6 low-income · For families
Hamline Park HUD-assisted 1525G Charles Ave, Saint Paul 55104 54 homes, 4 low-income · (612) 371-0766
Commerce Apartments Phase 2 HUD-assisted 10 4th St E, Saint Paul 55101 45 homes, 4 low-income · (651) 292-0020
Dunedin Homes II Public housing 193 Congress St E, Saint Paul 55107 4 low-income homes · Run by Public Housing Agency of the City of St Paul · Homes at several sites · (651) 298-5664
Minnesota Housing Finanace Agency HUD-assisted 400 Sibley St, Saint Paul 55101
Minnesota Housing Finance Agency HUD-assisted 400 Sibley St, Saint Paul 55101 (800) 657-3769
Minnesota Housing Finance Agency HUD-assisted 400 Wabasha St N, Saint Paul 55102 (651) 296-7608

17 properties have two programs at the same address and appear once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Ramsey County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 4 agencies serve in Ramsey County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$27,650	$46,050	$73,650
2 people	$31,600	$52,600	$84,200
3 people	$35,550	$59,200	$94,700
4 people	$39,450	$65,750	$105,200
5 people	$42,650	$71,050	$113,650
6 people	$45,800	$76,300	$122,050
7 people	$50,040	$81,550	$130,450
8 people	$55,720	$86,800	$138,900

Area median income: $131,500. HUD income limits by family size, Fiscal year 2026. Area: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $1,139 – $1,392
1 bedroom $1,284 – $1,570
2 bedrooms $1,561 – $1,907
3 bedrooms $2,038 – $2,490
4 bedrooms $2,284 – $2,792

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Metropolitan Council Section 8 vouchers · 7,136 vouchers (651) 602-1187 Metropolitan Council: terri.smith@metc.state.mn.us
Public Housing Agency of the City of St Paul Public housing and Section 8 vouchers · 5,231 vouchers · 429 public housing units (651) 298-5664 Public Housing Agency of the City of St Paul: mai.moua@stpha.org
Mental Health Resources Section 8 vouchers · 213 vouchers (651) 659-2959 Mental Health Resources: glloyd@mhresources.com
Radias Health Section 8 vouchers · 134 vouchers (612) 243-4107 Radias Health: glloyd@mhresources.com

Housing agencies in Minnesota Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Minnesota

What Minnesota law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?: 21 days; Minn. Stat. §504B.178, subd. 3(a)
If I fall behind on rent, what notice must I get?: 14 days; Minn. Stat. §504B.321, subd. 1a(a)

Only a court order can remove youMinn. Stat. §504B.375, subd. 1
Protection from retaliationMinn. Stat. §504B.441

Help

Where to get help with rent in Ramsey County

These HUD-approved agencies have offices in Ramsey County. They counsel for free or at low cost.

NS
Navicore Solutions-Roseville, MN

1700 Highway 36 W Ste 510, Roseville · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(866) 472-4557
SM
Southern Minnesota Regional Legal Services, Inc.

445 Minnesota St Ste 1800, Saint Paul
- Mortgage delinquency and default
- Rental counseling
(651) 222-5863

Rental assistance programs

The ones that serve in Ramsey County or the whole state, with what each page says about being open.

Renter's Credit

Run by Minnesota Department of Revenue

Minnesota refundable credit for renters, claimed on the state tax return; it can be claimed with a Social Security number or an ITIN

Up to $2,720
See details

See every agency in Minnesota Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Ramsey County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Minnesota, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in Ramsey County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,734. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$3,468

What you need before you get the keys.

What adds up

First month: $1,734
Security deposit: $1,734
Total: $3,468

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Ramsey County?

According to HUD (Fiscal year 2027): Studio: $1,265; 1 bedroom: $1,427; 2 bedrooms: $1,734; 3 bedrooms: $2,264; 4 bedrooms: $2,538. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Ramsey County?

Paying the 2-bedroom fair market rent ($1,734) without spending more than 30% of income takes $33.35 an hour full time, or $69,360 a year.

Who qualifies for Section 8 in Ramsey County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $65,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Ramsey County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,561 and $1,907 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Ramsey County?

For 2 bedrooms they run from $1,540 in 55103 to $2,000 in 55127. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Ramsey County?

HUD lists 194 properties with homes for low-income households in Ramsey County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Ramsey County?

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026
HUD-approved housing counseling agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in Ramsey County, Minnesota

Four numbers to start with

Renting in Ramsey County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in Ramsey County

The Section 8 voucher in Ramsey County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in Minnesota

Where to get help with rent in Ramsey County

Rental assistance programs

Renter's Credit

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in Ramsey County?

How much do you need to earn to rent in Ramsey County?

Who qualifies for Section 8 in Ramsey County?

How much does Section 8 pay in Ramsey County?

Does the fair market rent change by ZIP code in Ramsey County?

How many low-income apartments are there in Ramsey County?

How many households spend too much on rent in Ramsey County?