Renting · Section 8
Data from November 2026
Renting in Aitkin County, Minnesota
Aitkin County has a HUD fair market rent of $1,048 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $869 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.15 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,048
- a month, HUD, Fiscal year 2027
- 30% less than in Minnesota
- Typical rent
- $869
- a month, Census, Average 2020–2024
- 32% less than in Minnesota
- Wage needed
- $20.15
- an hour, 2 bedrooms
- Or $41,920 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 47%
- spend 30% or more of income on rent
- 2% less than in Minnesota
Only here
Renting in Aitkin County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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At 85%, Aitkin County ranks 4th among the 87 counties in Minnesota for the highest homeownership rate.
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At $60,833, Aitkin County ranks 4th among the 87 counties in Minnesota for the lowest typical household income.
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11% of households in Aitkin County have no internet at home, against 6% in Minnesota.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Aitkin County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $796 | $15.31 | $31,840 |
| 1 bedroom | $801 | $15.40 | $32,040 |
| 2 bedrooms | $1,048 | $20.15 | $41,920 |
| 3 bedrooms | $1,451 | $27.90 | $58,040 |
| 4 bedrooms | $1,515 | $29.13 | $60,600 |
HUD area: Aitkin County, MN. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 17 ZIP codes in Aitkin County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 55748 to $1,110 in 56350. 8 ZIP codes are above the county's fair market rent ($1,048).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 55748 | Aitkin County, MN | $760 | $780 | $1,010 | $1,400 | $1,470 |
|---|---|---|---|---|---|---|
| 55748 | Itasca County, MN | $760 | $780 | $1,010 | $1,400 | $1,470 |
| 55752 | Aitkin County, MN | $810 | $870 | $1,110 | $1,510 | $1,630 |
| 55752 | Itasca County, MN | $810 | $870 | $1,110 | $1,510 | $1,630 |
| 55760 | Aitkin County, MN | $810 | $820 | $1,070 | $1,480 | $1,550 |
| 55785 | Aitkin County, MN | $770 | $800 | $1,040 | $1,410 | $1,570 |
| 55785 | Cass County, MN | $770 | $800 | $1,040 | $1,410 | $1,570 |
| 55787 | Aitkin County, MN | $790 | $890 | $1,110 | $1,530 | $1,870 |
| 55787 | Duluth, MN-WI | $790 | $890 | $1,110 | $1,530 | $1,870 |
| 56342 | Aitkin County, MN | $770 | $810 | $1,020 | $1,300 | $1,700 |
| 56342 | Kanabec County, MN | $770 | $810 | $1,020 | $1,300 | $1,700 |
| 56342 | Mille Lacs County, MN | $770 | $810 | $1,020 | $1,300 | $1,700 |
| 56350 | Aitkin County, MN | $830 | $860 | $1,110 | $1,410 | $1,630 |
| 56350 | Pine County, MN | $830 | $860 | $1,110 | $1,410 | $1,630 |
| 56431 | Aitkin County, MN | $780 | $800 | $1,040 | $1,420 | $1,500 |
| 56431 | Crow Wing County, MN | $780 | $800 | $1,040 | $1,420 | $1,500 |
| 56469 | Aitkin County, MN | $810 | $820 | $1,070 | $1,480 | $1,550 |
- 55748 · Aitkin County, MN $1,010$1,400
- 55748 · Itasca County, MN $1,010$1,400
- 55752 · Aitkin County, MN $1,110$1,510
- 55752 · Itasca County, MN $1,110$1,510
- 55760 · Aitkin County, MN $1,070$1,480
- 55785 · Aitkin County, MN $1,040$1,410
- 55785 · Cass County, MN $1,040$1,410
- 55787 · Aitkin County, MN $1,110$1,530
- 55787 · Duluth, MN-WI $1,110$1,530
- 56342 · Aitkin County, MN $1,020$1,300
- 56342 · Kanabec County, MN $1,020$1,300
- 56342 · Mille Lacs County, MN $1,020$1,300
- 56350 · Aitkin County, MN $1,110$1,410
- 56350 · Pine County, MN $1,110$1,410
- 56431 · Aitkin County, MN $1,040$1,420
- 56431 · Crow Wing County, MN $1,040$1,420
- 56469 · Aitkin County, MN $1,070$1,480
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Aitkin County, 47% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
47%
of renter households spend 30% or more of their income on rent.
1,062 households rent in Aitkin County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 53%
Compared with the state and the country
- Aitkin 47%
- Minnesota 48%
- United States 51%
Low-income apartments
Low-income apartments in Aitkin County
HUD lists 4 properties with homes for low-income households in Aitkin County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 2
- HUD-assisted
- 2
- public housing
- 1
229 homes in all; 229 of them low-income, according to HUD.
- Aitkin Hra Public housing 215 3rd St SE, Aitkin 56431 145 low-income homes · Run by HRA of AITKIN COUNTY, MINNESOTA · Average payment: $420 a month · Homes at several sites · (218) 927-2151
- Aitkin Manor Apartments HUD-assisted 230 1st Ave NE, Aitkin 56431 40 low-income homes · For older adults · (218) 927-2440
- Northpoint Townhomes (fka Ripple River Townhomes) Tax credit (LIHTC) · HUD-assisted 610 Air Park Dr, Aitkin 56431 32 low-income homes · 2 bd: 22 · 3 bd: 10 · In service since 2014 · For families, people experiencing homelessness · (218) 927-3521
- River Heights Apartments Tax credit (LIHTC) 1000 Minnesota Ave S, Aitkin 56431 12 low-income homes · 1 bd: 3 · 2 bd: 9 · In service since 2014 · For people with disabilities, families
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Aitkin County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Aitkin County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,600 | $34,300 | $54,900 |
| 2 people | $23,550 | $39,200 | $62,750 |
| 3 people | $27,320 | $44,100 | $70,600 |
| 4 people | $33,000 | $49,000 | $78,400 |
| 5 people | $38,680 | $52,950 | $84,700 |
| 6 people | $44,360 | $56,850 | $90,950 |
| 7 people | $50,040 | $60,800 | $97,250 |
| 8 people | $55,720 | $64,700 | $103,500 |
Area median income: $83,800. HUD income limits by family size, Fiscal year 2026. Area: Aitkin County, MN. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $716 – $876
- 1 bedroom $721 – $881
- 2 bedrooms $943 – $1,153
- 3 bedrooms $1,306 – $1,596
- 4 bedrooms $1,364 – $1,667
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- HRA of AITKIN COUNTY, MINNESOTA Public housing and Section 8 vouchers · 35 vouchers · 145 public housing units (218) 927-2151 HRA of AITKIN COUNTY, MINNESOTA: teresa@aitkinhra.org
Housing agencies in Minnesota Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Minnesota
What Minnesota law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 21 days
- Minn. Stat. §504B.178, subd. 3(a)
- If I fall behind on rent, what notice must I get?
- 14 days
- Minn. Stat. §504B.321, subd. 1a(a)
- Only a court order can remove youMinn. Stat. §504B.375, subd. 1
- Protection from retaliationMinn. Stat. §504B.441
Help
Where to get help with rent in Aitkin County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Lutheran Social Service of Minnesota
716 E Street, Brainerd · 40 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 1 more
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Kootasca Community Action, Inc.
822 NE 5th Ave, Grand Rapids · 44 miles away
- Pre-purchase counseling
- Homebuyer education workshops
Rental assistance programs
The ones that serve in Aitkin County or the whole state, with what each page says about being open.
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Renter's Credit
Run by Minnesota Department of Revenue
Minnesota refundable credit for renters, claimed on the state tax return; it can be claimed with a Social Security number or an ITIN
Up to $2,720
See details
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Aitkin County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Minnesota, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,096
What you need before you get the keys.
What adds up
- First month
- $1,048
- Security deposit
- $1,048
- Total
- $2,096
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Aitkin County?
According to HUD (Fiscal year 2027): Studio: $796; 1 bedroom: $801; 2 bedrooms: $1,048; 3 bedrooms: $1,451; 4 bedrooms: $1,515. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Aitkin County?
Paying the 2-bedroom fair market rent ($1,048) without spending more than 30% of income takes $20.15 an hour full time, or $41,920 a year.
Who qualifies for Section 8 in Aitkin County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $49,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Aitkin County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $943 and $1,153 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Aitkin County?
For 2 bedrooms they run from $1,010 in 55748 to $1,110 in 56350. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Aitkin County?
HUD lists 4 properties with homes for low-income households in Aitkin County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Aitkin County?
HUD counts rent as a burden when it reaches 30% of income or more. In Aitkin County, 47% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).