Renting in Saginaw County, Michigan: fair rents and Section 8

Fair market rent, 2 bedrooms: $1,141; a month, HUD, Fiscal year 2027; 16% less than in Michigan
Typical rent: $947; a month, Census, Average 2020–2024; 16% less than in Michigan
Wage needed: $21.94; an hour, 2 bedrooms; Or $45,640 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 55%; spend 30% or more of income on rent; 9% more than in Michigan

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Saginaw County: what sets it apart

What this place has that others do not, from public data, most unusual first.

Saginaw County has the 6th largest share of rent-burdened renters of the 83 counties in Michigan (55%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Saginaw County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Saginaw County was $1,055 a month in September 2026: 8.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$795	$15.29	$31,800
1 bedroom	$893	$17.17	$35,720
2 bedrooms	$1,141	$21.94	$45,640
3 bedrooms	$1,466	$28.19	$58,640
4 bedrooms	$1,500	$28.85	$60,000

HUD area: Saginaw, MI MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 32 ZIP codes in Saginaw County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 48616 to $1,400 in 48623. 18 ZIP codes are above the county's fair market rent ($1,141).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code, HUD area and size, Fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.

48415	Flint, MI	$810	$920	$1,170	$1,500	$1,540
48415	Saginaw, MI	$810	$920	$1,170	$1,500	$1,540
48415	Tuscola County, MI	$810	$920	$1,170	$1,500	$1,540
48417	Flint, MI	$870	$980	$1,250	$1,610	$1,640
48417	Saginaw, MI	$870	$980	$1,250	$1,610	$1,640
48601	Saginaw, MI	$770	$870	$1,110	$1,430	$1,460
48602	Saginaw, MI	$780	$880	$1,120	$1,440	$1,470
48603	Saginaw, MI	$870	$980	$1,250	$1,610	$1,640
48604	Bay City, MI	$880	$990	$1,260	$1,620	$1,660
48604	Saginaw, MI	$880	$990	$1,260	$1,620	$1,660
48607	Saginaw, MI	$850	$950	$1,220	$1,570	$1,600
48609	Saginaw, MI	$770	$860	$1,100	$1,410	$1,450
48614	Gratiot County, MI	$880	$990	$1,260	$1,620	$1,660
48614	Saginaw, MI	$880	$990	$1,260	$1,620	$1,660
48616	Saginaw, MI	$710	$790	$1,010	$1,310	$1,420
48616	Shiawassee County, MI	$710	$790	$1,010	$1,310	$1,420
48623	Bay City, MI	$990	$1,090	$1,400	$1,800	$1,860
48623	Midland, MI	$990	$1,090	$1,400	$1,800	$1,860
48623	Saginaw, MI	$990	$1,090	$1,400	$1,800	$1,860
48626	Midland, MI	$830	$920	$1,180	$1,510	$1,570
48626	Saginaw, MI	$830	$920	$1,180	$1,510	$1,570
48637	Gratiot County, MI	$820	$840	$1,080	$1,370	$1,520
48637	Midland, MI	$820	$840	$1,080	$1,370	$1,520
48637	Saginaw, MI	$820	$840	$1,080	$1,370	$1,520
48638	Saginaw, MI	$790	$890	$1,140	$1,460	$1,500
48649	Saginaw, MI	$710	$790	$1,010	$1,310	$1,420
48649	Shiawassee County, MI	$710	$790	$1,010	$1,310	$1,420
48655	Saginaw, MI	$710	$790	$1,010	$1,310	$1,340
48722	Saginaw, MI	$860	$960	$1,230	$1,580	$1,620
48724	Saginaw, MI	$840	$950	$1,210	$1,550	$1,590
48734	Saginaw, MI	$710	$790	$1,010	$1,310	$1,350
48734	Tuscola County, MI	$710	$790	$1,010	$1,310	$1,350

ZIP code 2 bd3 bd
48415 · Flint, MI $1,170$1,500
48415 · Saginaw, MI $1,170$1,500
48415 · Tuscola County, MI $1,170$1,500
48417 · Flint, MI $1,250$1,610
48417 · Saginaw, MI $1,250$1,610
48601 · Saginaw, MI $1,110$1,430
48602 · Saginaw, MI $1,120$1,440
48603 · Saginaw, MI $1,250$1,610
48604 · Bay City, MI $1,260$1,620
48604 · Saginaw, MI $1,260$1,620
48607 · Saginaw, MI $1,220$1,570
48609 · Saginaw, MI $1,100$1,410
48614 · Gratiot County, MI $1,260$1,620
48614 · Saginaw, MI $1,260$1,620
48616 · Saginaw, MI $1,010$1,310
48616 · Shiawassee County, MI $1,010$1,310
48623 · Bay City, MI $1,400$1,800
48623 · Midland, MI $1,400$1,800
48623 · Saginaw, MI $1,400$1,800
48626 · Midland, MI $1,180$1,510
48626 · Saginaw, MI $1,180$1,510
48637 · Gratiot County, MI $1,080$1,370
48637 · Midland, MI $1,080$1,370
48637 · Saginaw, MI $1,080$1,370
48638 · Saginaw, MI $1,140$1,460
48649 · Saginaw, MI $1,010$1,310
48649 · Shiawassee County, MI $1,010$1,310
48655 · Saginaw, MI $1,010$1,310
48722 · Saginaw, MI $1,230$1,580
48724 · Saginaw, MI $1,210$1,550
48734 · Saginaw, MI $1,010$1,310
48734 · Tuscola County, MI $1,010$1,310

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Saginaw County, 55% of renter households are in that position; in Michigan, 50%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

55%

of renter households spend 30% or more of their income on rent.

20,188 households rent in Saginaw County

Spend half or more of their income 31%
Spend 30% or more, but less than half 24%
Spend less than 30% 45%

Compared with the state and the country

Saginaw 55%
Michigan 50%
United States 51%

Low-income apartments

Low-income apartments in Saginaw County

HUD lists 42 properties with homes for low-income households in Saginaw County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC): 26
HUD-assisted: 13
public housing: 6

3,558 homes in all; 3,332 of them low-income, according to HUD.

Bridgton Place Townhomes HUD-assisted 359 Vestry Dr, Saginaw 48601 230 low-income homes · For families · (989) 777-8670
Bridgton Townhomes Tax credit (LIHTC) 359 Vestry Dr, Saginaw 48601 230 low-income homes · 1 bd: 40 · 2 bd: 100 · 3 bd: 80 · 4 bd: 10 · In service since 2011
South Colony Place I HUD-assisted 180 S Colony Dr, Saginaw 48638 201 homes, 200 low-income · For older adults · (989) 793-9290
Lakeside Village HUD-assisted 4370 Lakeside Cir, Saginaw 48603 200 homes, 199 low-income · For older adults · (989) 799-9080
Maplewood Manor Public housing 535 S Warren Ave, Saginaw 48607 159 homes, 137 low-income · Run by Saginaw Housing Commission · Average payment: $347 a month · Average wait: 2 months · (989) 755-8183
The Crossings at Buena Vista Phase I Tax credit (LIHTC) 3670 Hess Ave, Saginaw 48601 128 low-income homes · 1 bd: 24 · 2 bd: 64 · 3 bd: 40 · In service since 1997
Elmwood Manor Public housing 2814 E Genesee Ave, Saginaw 48601 122 low-income homes · Run by Saginaw Housing Commission · Average payment: $326 a month · Average wait: 2 months · (989) 755-8183
Birch Park Apts Tax credit (LIHTC) · HUD-assisted 3000 Birch Park Dr, Saginaw 48601 120 low-income homes · 1 bd: 4 · 2 bd: 84 · 3 bd: 32 · In service since 2007 · For families · (989) 752-6785
Northfield Center Apartments HUD-assisted 2750 Northfield Ct, Saginaw 48601 120 low-income homes · For older adults · (989) 777-4770
Northfield Center Apts Tax credit (LIHTC) 5465 Northfield Ct, Saginaw 48601 120 low-income homes · 1 bd: 54 · 2 bd: 46 · 3 bd: 20 · In service since 2012 · For older adults
Rosien Towers Public housing 310 S Harrison St, Saginaw 48602 110 low-income homes · Run by Saginaw Housing Commission · Average payment: $302 a month · Average wait: 2 months · (989) 755-8183
Mapleview Apts (buena Vista) Tax credit (LIHTC) 1224 Genei Ct W, Saginaw 48601 104 homes, 103 low-income · 2 bd: 84 · 3 bd: 20 · In service since 2003 · For people with disabilities, families
Westchester Village North Apts Tax credit (LIHTC) · HUD-assisted 3200 Dale Rd, Saginaw 48603 101 homes, 100 low-income · 1 bd: 101 · In service since 2018 · For older adults · (989) 790-7483
Vista Villa Tax credit (LIHTC) 3622 Hess Ave, Saginaw 48601 100 low-income homes · 1 bd: 20 · 2 bd: 66 · 3 bd: 14 · In service since 1994
South Colony Place II HUD-assisted South Colony Place II, Saginaw 48638 98 low-income homes · For families · (989) 793-9290
Town & Garden Public housing 1101 Findley St, Saginaw 48601 92 low-income homes · Run by Saginaw Housing Commission · Average payment: $348 a month · Average wait: 21 months · (989) 755-8183
Pinewood Manor Public housing 2715 S Jefferson Ave, Saginaw 48601 89 low-income homes · Run by Saginaw Housing Commission · Average payment: $304 a month · Average wait: 8 months · (989) 755-8183
Scattered Sites V Public housing 615 Bradley St, Saginaw 48601 81 low-income homes · Run by Saginaw Housing Commission · Average payment: $476 a month · Average wait: 9 months · Homes at several sites · (989) 755-8183
Woodland Glen Townhomes Tax credit (LIHTC) 3926 Hermansau Dr, Saginaw 48603 80 low-income homes · 2 bd: 46 · 3 bd: 24 · 4 bd: 10 · In service since 1998
Westchester Village Apts East Tax credit (LIHTC) · HUD-assisted 4000 Harold St, Saginaw 48601 75 homes, 74 low-income · 1 bd: 75 · In service since 2018 · For older adults · (989) 753-0061
Westchester Village Apartments South HUD-assisted 4055 W Michigan Ave, Saginaw 48638 150 homes, 70 low-income · For older adults · (989) 793-3201
Brookwood Park Tax credit (LIHTC) 1 Brookwood Ln S, Saginaw 48601 60 low-income homes · 3 bd: 36 · 4 bd: 24 · In service since 2002
Mapleview Apts Phase 2 Tax credit (LIHTC) 1235 Genei Ct W, Saginaw 48601 56 low-income homes · 2 bd: 44 · 3 bd: 12 · In service since 2004 · For families
Rock Creek Manor Tax credit (LIHTC) 606 N 4th St, Chesaning 48616 56 low-income homes · 1 bd: 16 · 2 bd: 40 · In service since 2007 · For families
Buena Vista Senior Community HUD-assisted 4530 Hess Ave, Saginaw 48601 55 homes, 54 low-income · For older adults · (989) 754-3425
Reuben Daniels Townhomes Tax credit (LIHTC) 1101 N 12th St, Saginaw 48601 50 low-income homes · 2 bd: 16 · 3 bd: 34 · In service since 2006 · For people with disabilities, families
South Saginaw Homes Tax credit (LIHTC) 1345 Logan, Saginaw 48601 49 low-income homes · 3 bd: 10 · 4 bd: 39 · In service since 2007 · For families
Arbor Glen Apts Tax credit (LIHTC) 120 W North St, Saint Charles 48655 48 low-income homes · 1 bd: 34 · 2 bd: 14 · In service since 1990
The Meadows (freeland in Sag County) Tax credit (LIHTC) 8321 Webster Rd, Freeland 48623 48 low-income homes · 1 bd: 24 · 2 bd: 24 · In service since 2000
Heritage Village Apts Phase II Tax credit (LIHTC) 325 W Schleier St, Frankenmuth 48734 48 homes, 47 low-income · 1 bd: 20 · 2 bd: 28 · In service since 1995
South Saginaw Homes II Tax credit (LIHTC) 3700 Sheridan Rd, Saginaw 48601 42 low-income homes · 3 bd: 21 · 4 bd: 21 · In service since 2012
Meadow Wood Village Apts HUD-assisted 156 Meadowwood Ln, Chesaning 48616 51 homes, 41 low-income · For families · (989) 845-2411
Bliss Park Senior Housing Tax credit (LIHTC) 1111 N Harrison St, Saginaw 48602 35 low-income homes · 1 bd: 16 · 2 bd: 19 · In service since 2012 · For older adults
Park Place (HEMLOCK) Tax credit (LIHTC) 410 Parkside Ln, Hemlock 48626 30 homes, 29 low-income · 1 bd: 14 · 2 bd: 14 · 3 bd: 2 · In service since 1995
Showboat Manor Tax credit (LIHTC) 845 Bentley St, Chesaning 48616 26 homes, 25 low-income · 1 bd: 26 · In service since 1993
Wickes Park Homes Tax credit (LIHTC) 359 Vestry Dr, Saginaw 48601 24 low-income homes · 3 bd: 24 · In service since 2011
Carrollton Village Tax credit (LIHTC) 3955 N Michigan Ave, Saginaw 48604 72 homes, 21 low-income · 1 bd: 48 · 2 bd: 24 · In service since 1994
Joan Manley Wolfe Apartments HUD-assisted 4235 McCarty Rd, Saginaw 48603 16 low-income homes · For people with disabilities · (989) 793-8731
Trinity Buena Vista Homes Tax credit (LIHTC) 920 N 25th St, Saginaw 48601 12 low-income homes · 3 bd: 12 · In service since 2004 · For families
Carrollton Village II Tax credit (LIHTC) 3989 N Michigan Ave, Saginaw 48604 25 homes, 10 low-income · 1 bd: 10 · 2 bd: 15 · In service since 1999
Together With Friends HUD-assisted 6079 Foxwood Ct, Saginaw 48638 6 low-income homes · For people with disabilities · (989) 498-0390
Erwin Senior Apts Tax credit (LIHTC) 2241 Farmer St, Saginaw 48601 39 homes

3 properties have two programs at the same address and appear once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Saginaw County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Saginaw County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Saginaw, MI MSA.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$17,600	$29,300	$46,850
2 people	$21,640	$33,450	$53,550
3 people	$27,320	$37,650	$60,250
4 people	$33,000	$41,800	$66,900
5 people	$38,680	$45,150	$72,300
6 people	$44,360	$48,500	$77,650
7 people	$50,040	$51,850	$83,000
8 people	$55,200	$55,200	$88,350

Area median income: $83,200. HUD income limits by family size, Fiscal year 2026. Area: Saginaw, MI MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $716 – $875
1 bedroom $804 – $982
2 bedrooms $1,027 – $1,255
3 bedrooms $1,319 – $1,613
4 bedrooms $1,350 – $1,650

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Saginaw Housing Commission Public housing and Section 8 vouchers · 1,266 vouchers · 631 public housing units (989) 755-8183 Saginaw Housing Commission: shc@saginawhousing.org

Housing agencies in Michigan Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Michigan

What Michigan law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?: Up to 1.5 months of rent; MCL 554.602
When must they return my deposit?: 30 days; MCL 554.609(1)
If I fall behind on rent, what notice must I get?: 7 days; MCL 554.134(2)

Only a court order can remove youMCL 600.2918(2)
Protection from retaliationMCL 600.5720(1)

Help

Where to get help with rent in Saginaw County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

GC
Genesee County Habitat for Humanity

101 Burton St, Flint · 28 miles away
- Fair housing pre-purchase workshops
- Pre-purchase counseling
- and 2 more
(810) 766-9089
MS
Michigan State University Extension Services

446 W Circle Dr, East Lansing · 47 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 4 more
(586) 469-7610
CA
Capital Area Housing Partnership

1900 S Cedar St Ste C3, Lansing · 49 miles away

Also serves in other languages.
- Mortgage delinquency and default
- Budget and credit workshops
- and 8 more
(517) 332-4663

See every agency in Michigan Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Saginaw County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Michigan, the average home bill was $119 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in Saginaw County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,141. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$2,282

What you need before you get the keys.

What adds up

First month: $1,141
Security deposit: $1,141
Total: $2,282

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Saginaw County?

According to HUD (Fiscal year 2027): Studio: $795; 1 bedroom: $893; 2 bedrooms: $1,141; 3 bedrooms: $1,466; 4 bedrooms: $1,500. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Saginaw County?

Paying the 2-bedroom fair market rent ($1,141) without spending more than 30% of income takes $21.94 an hour full time, or $45,640 a year.

Who qualifies for Section 8 in Saginaw County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $41,800 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Saginaw County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,027 and $1,255 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Saginaw County?

For 2 bedrooms they run from $1,010 in 48616 to $1,400 in 48623. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Saginaw County?

HUD lists 42 properties with homes for low-income households in Saginaw County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Saginaw County?

HUD counts rent as a burden when it reaches 30% of income or more. In Saginaw County, 55% of renter households are in that position; in Michigan, 50%, and nationwide, 51% (Average 2020–2024, Census).

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026
HUD-approved housing counseling agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in Saginaw County, Michigan

Four numbers to start with

Renting in Saginaw County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in Saginaw County

The Section 8 voucher in Saginaw County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in Michigan

Where to get help with rent in Saginaw County

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in Saginaw County?

How much do you need to earn to rent in Saginaw County?

Who qualifies for Section 8 in Saginaw County?

How much does Section 8 pay in Saginaw County?

Does the fair market rent change by ZIP code in Saginaw County?

How many low-income apartments are there in Saginaw County?

How many households spend too much on rent in Saginaw County?