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City · 7,987 residents · Genesee County, Michigan

Grand Blanc , Michigan

In Grand Blanc, a typical home is worth $235,500 and typical rent is $919 a month. Compared with all of Genesee County, the typical home value is 29% higher, typical household income is 9% higher, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $235,500

    29% above the county

    About the same as Michigan

    • Grand Blanc
    • Genesee
    • Michigan

  • Typical rent

    $919a month

    7% below the county

    19% below Michigan

    • Grand Blanc
    • Genesee
    • Michigan

  • Typical household income

    $68,052a year

    9% above the county

    7% below Michigan

    • Grand Blanc
    • Genesee
    • Michigan

  • Households that own their home

    60%

    11 points below the county

    14 points below Michigan

    • Grand Blanc
    • Genesee
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$291,636
3.6% more than 12 months ago
Typical rent
$1,079 a month
2.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Grand Blanc is in Genesee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Genesee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Grand Blanc apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Flint, the typical home value is $53,500: 77% less than in Grand Blanc ($235,500).

  2. The typical home in Grand Blanc is worth $235,500, 29% more than in Genesee County as a whole ($182,400).

  3. 60% of households in Grand Blanc own their home, against 71% in Genesee County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Grand Blanc

What homes there are in Grand Blanc, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Grand Blanc, 5 in 10 homes are single-family detached houses; in Genesee County, 7.

Year built

Here half of the homes date from 1973 or later; in Genesee County, from 1969 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,481 a month

Genesee County: $1,455 a month

Without a mortgage

$682 a month

Genesee County: $583 a month

Owners with a mortgage

68%

Genesee County: 57%

The typical cost for an owner with a mortgage in Grand Blanc is $1,481 a month, near the figure in Genesee County ($1,455).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Grand Blanc gained value more slowly than in Genesee County: 38% since 2015–2019, against 64%.

Rents in Grand Blanc rose faster than in Genesee County: 33% since 2015–2019, against 29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGrand BlancGenesee CountyMichiganUnited States
Rental vacancy Unreliable estimate3.2%5.1%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.272.382.422.53
Drive alone 72%79%74%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 22%10%14%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Grand Blanc look like those in Genesee County: 2.27 people on average.

Many people here do not commute at all: 22% work from home; in Genesee County, 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Grand Blanc?

A typical home costs more than the typical income allows

We start with a typical home in Grand Blanc, worth $235,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Grand Blanc, which is $68,052 a year. For that payment to be 28% of income, a household would need to earn about $89,345 a year.

The calculator's FHA and conventional loan limits are those of all of Genesee County.

Your numbers

Local data
$

Starts at the typical home value in Grand Blanc. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,243 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,085

at 7.18% · 30 years

Loan amount
$231,234
Total interest
$332,691
Paid off in
November 2056

Includes $3,977 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,588 a month

  • Tight

    $1,588 to $2,042 a month

  • Hard

    more than $2,042 a month

    Your payment · 37%

Compared with the typical household income in Grand Blanc ($68,052 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,085
Principal & interest$1,566
Property tax$316
Home insurance$98
FHA mortgage insurance (MIP)$104

You need at least $8,243 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Grand Blanc and Genesee County

Grand Blanc is in Genesee County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Grand Blanc's own numbers

Typical home value
$235,500
Typical monthly rent
$919
Typical yearly household income
$68,052
Households that own their home
60%
Effective property tax rate
1.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Genesee County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,133
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Genesee County.

Everything about Genesee County

Buying

Buying a home in Grand Blanc

A typical home in Grand Blanc is worth $235,500: 29% above the county and about the same as Michigan. With the typical household income in Grand Blanc ($68,052 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Grand Blanc 3.5 years
  • Genesee 2.9 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Genesee County

According to FHFA’s house price index, home prices in Genesee County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Genesee County.

Period County Michigan U.S.
Last year (2025) +5.0% +4.7% +2.9%
5 years (2020–2025) +48% +52% +47%
10 years (2015–2025) +97% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Grand Blanc next to Genesee County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Grand Blanc $235,500
  • Genesee $182,400
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Grand Blanc $919
  • Genesee $989
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Grand Blanc $68,052
  • Genesee $62,281
  • Michigan $72,875
  • United States $80,734
See the full table
Grand Blanc next to Genesee County and Michigan
Measure Grand Blanc Genesee County Michigan U.S.
Typical home value $235,500 $182,400 $231,600 $332,700
Typical monthly rent $919 $989 $1,129 $1,413
Typical yearly household income $68,052 $62,281 $72,875 $80,734
Households that own their home 60% 71% 73% 65%
Typical yearly property tax $3,782 $2,487 $2,904 $3,119
Effective property tax rate 1.61% 1.36% 1.25% 0.94%
Renters with high rent for their income 44% 53% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Genesee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Grand Blanc

For a typical $235,500 home in Grand Blanc, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Grand Blanc's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,085a month

    Least cash to close
    Down payment
    $8,243
    Cash to close
    $15,308
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $104

  • Conventional, 5% down $2,042a month

    Down payment
    $11,775
    Cash to close
    $18,840
    Rate
    7.18%
    Mortgage insurance
    PMI · $112

  • Conventional, 20% down, no PMI $1,690a month

    Down payment
    $47,100
    Cash to close
    $54,165
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,908a month

    Down payment
    $35,325
    Cash to close
    $42,390
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Grand Blanc and for Genesee County.

Property tax

Effective rate in Grand Blanc

1.61%of the home’s value each year

$3,782 a year for the typical owner in Grand Blanc.

  • Grand Blanc 1.61%
  • Genesee 1.36%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Genesee County

FEMA does not publish these numbers by city: they are for all of Genesee County.

Homes in the high-risk zone
0.7%
1,058
Of those, with NFIP insurance
20%
County Michigan U.S.
Homes in the high-risk zone 0.7% 1.6% 3.5%
Of those, with NFIP insurance 20% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Grand Blanc

Typical rent in Grand Blanc is $919 a month: 7% below the county. In Grand Blanc, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Genesee County, by unit size. To pay the 2-bedroom one ($1,133 a month) without spending more than 30% of your income, you would need to earn $21.79 an hour working full time.

HUD fair market rent for all of Genesee County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $792 $15.23 $31,680
1 bedroom $939 $18.06 $37,560
2 bedrooms $1,133 $21.79 $45,320
3 bedrooms $1,391 $26.75 $55,640
4 bedrooms $1,613 $31.02 $64,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Grand Blanc

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Grand Blanc is in ZIP code 48439.

For 2 bedrooms it is $1,220: $87 more than the fair market rent for Genesee County ($1,133).

  • 48439 $1,220$1,500

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Grand Blanc when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Grand Blanc

HUD lists 3 buildings with rents for lower incomes in Grand Blanc. These are the largest.

  • Cedar Bend Apts 4250 E Hill Rd, Grand Blanc 48439 148 homes, 147 low-income · 1 bd: 48 · 2 bd: 60 · 3 bd: 32 · 4 bd: 8 · In service since 2002
  • Riverbend of Grand Blanc 5216 Perry Rd, Grand Blanc 48439 81 low-income homes · 1 bd: 4 · 2 bd: 77 · In service since 1998
  • Grand Meadows II 12624 Pagels Dr, Grand Blanc 48439 63 low-income homes · 1 bd: 52 · 2 bd: 11 · In service since 1991

See all 75 buildings in Genesee County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Grand Blanc

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Genesee County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Grand Blanc

No down payment, repair or rent-help program on our list is for Grand Blanc or Genesee County. The ones below are statewide in Michigan: they work in Grand Blanc the same as in the rest of the state.

Which programs do I qualify for? All programs in Michigan

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

    Deferred

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

    Tax credit

    See the program Official page

Housing counselors near Grand Blanc

The HUD-approved agencies closest to the center of Grand Blanc, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Metro Community Development, Inc.

    1174 Robert T Longway Blvd, Flint · 7 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    810-767-4622-370

  • Genesee County Habitat for Humanity

    101 Burton St, Flint · 7 miles away

    • Fair housing pre-purchase workshops
    • Pre-purchase counseling
    • and 2 more
    (810) 766-9089

  • Oakland County Housing Counseling

    1200 N Telegraph Rd, Pontiac · 24 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 4 more
    (248) 858-5402

Every agency in Genesee County All counseling agencies in Michigan

Help in Spanish near Grand Blanc

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Grand Blanc

In HUD’s record, no housing authority with an office in Genesee County is named for Grand Blanc or Genesee County.

One other authority has an office in Genesee County: see the list Source: HUD

Cities

Other cities in Genesee County

These cities are also in Genesee County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Genesee County Housing in Michigan

Nearby cities

The cities closest to Grand Blanc, with the typical home value.

Neighboring counties

If Genesee County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Grand Blanc.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Grand Blanc

Short answers with the numbers for Grand Blanc and all of Genesee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Grand Blanc?

The typical home value in Grand Blanc is $235,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Genesee County it is $182,400.

How much does it cost to rent in Grand Blanc?

Typical rent in Grand Blanc is $919 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Genesee County is $1,133.

What is the FHA loan limit in Grand Blanc?

Grand Blanc uses the FHA limit for all of Genesee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Grand Blanc?

The typical homeowner in Grand Blanc pays $3,782 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Genesee County, the rate is 1.36%.

Where can I find free help to buy or rent in Grand Blanc?

There are 2 HUD-approved counseling agencies with an office in Genesee County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).