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City · 29,500 residents · Genesee County, Michigan

Burton , Michigan

In Burton, a typical home is worth $141,600 and typical rent is $1,009 a month. Compared with all of Genesee County, the typical home value is 22% lower and the share of households that own their home is 5 points higher.

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  • Typical home value

    $141,600

    22% below the county

    39% below Michigan

    • Burton
    • Genesee
    • Michigan

  • Typical rent

    $1,009a month

    2% above the county

    11% below Michigan

    • Burton
    • Genesee
    • Michigan

  • Typical household income

    $60,052a year

    4% below the county

    18% below Michigan

    • Burton
    • Genesee
    • Michigan

  • Households that own their home

    76%

    5 points above the county

    3 points above Michigan

    • Burton
    • Genesee
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$156,823
1% more than 12 months ago
Typical rent
$869 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Burton is in Genesee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Genesee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Burton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Beecher, the typical home value is $51,500: 64% less than in Burton ($141,600).

  2. The typical home in Burton is worth $141,600, 22% less than in Genesee County as a whole ($182,400).

  3. 76% of households in Burton own their home, against 71% in Genesee County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Burton

What homes there are in Burton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Burton, 8 in 10 homes are single-family detached houses; in Genesee County, 7.

Year built

Homes in Burton are older: the typical year built is 1964; in Genesee County, 1969.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Genesee County is high ($541,287): at least 98% of owner-occupied homes in Burton are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,268 a month

Genesee County: $1,455 a month

Without a mortgage

$542 a month

Genesee County: $583 a month

Owners with a mortgage

56%

Genesee County: 57%

Owning costs less in Burton: with a mortgage, the typical cost is $1,268 a month; in Genesee County, $1,455. Without one, $542.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Burton rose at about the same pace as in Genesee County: 62% against 64%.

The typical rent in Burton rose 28% since 2015–2019, about the same as in Genesee County (29%).

To compare: typical income in Burton rose 25%; the home, +62%; the rent, +28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBurtonGenesee CountyMichiganUnited States
Rental vacancy Unreliable estimate3.2%5.1%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.362.382.422.53
Drive alone 78%79%74%69%
Carpool 13%9%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 7%10%14%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Burton look like those in Genesee County: 2.36 people on average.

More people carpool to work in Burton than in Genesee County: 13% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Burton?

A typical home is within reach of the typical income

We start with a typical home in Burton, worth $141,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Burton, which is $60,052 a year.

The calculator's FHA and conventional loan limits are those of all of Genesee County.

Your numbers

Local data
$

Starts at the typical home value in Burton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,956 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,254

at 7.18% · 30 years

Loan amount
$139,035
Total interest
$200,039
Paid off in
November 2056

Includes $2,391 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,401 a month

    Your payment · 25%

  • Tight

    $1,401 to $1,802 a month

  • Hard

    more than $1,802 a month

Compared with the typical household income in Burton ($60,052 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,254
Principal & interest$942
Property tax$190
Home insurance$59
FHA mortgage insurance (MIP)$63

You need at least $4,956 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Burton and Genesee County

Burton is in Genesee County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Burton's own numbers

Typical home value
$141,600
Typical monthly rent
$1,009
Typical yearly household income
$60,052
Households that own their home
76%
Effective property tax rate
1.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Genesee County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,133
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Genesee County.

Everything about Genesee County

Buying

Buying a home in Burton

A typical home in Burton is worth $141,600: 22% below the county and 39% below Michigan. With the typical household income in Burton ($60,052 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Burton 2.4 years
  • Genesee 2.9 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Genesee County

According to FHFA’s house price index, home prices in Genesee County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Genesee County.

Period County Michigan U.S.
Last year (2025) +5.0% +4.7% +2.9%
5 years (2020–2025) +48% +52% +47%
10 years (2015–2025) +97% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Burton next to Genesee County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Burton $141,600
  • Genesee $182,400
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Burton $1,009
  • Genesee $989
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Burton $60,052
  • Genesee $62,281
  • Michigan $72,875
  • United States $80,734
See the full table
Burton next to Genesee County and Michigan
Measure Burton Genesee County Michigan U.S.
Typical home value $141,600 $182,400 $231,600 $332,700
Typical monthly rent $1,009 $989 $1,129 $1,413
Typical yearly household income $60,052 $62,281 $72,875 $80,734
Households that own their home 76% 71% 73% 65%
Typical yearly property tax $2,281 $2,487 $2,904 $3,119
Effective property tax rate 1.61% 1.36% 1.25% 0.94%
Renters with high rent for their income 51% 53% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Genesee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Burton

For a typical $141,600 home in Burton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Burton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,253a month

    Least cash to close
    Down payment
    $4,956
    Cash to close
    $9,204
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $63

  • Conventional, 5% down $1,228a month

    Down payment
    $7,080
    Cash to close
    $11,328
    Rate
    7.18%
    Mortgage insurance
    PMI · $67

  • Conventional, 20% down, no PMI $1,016a month

    Down payment
    $28,320
    Cash to close
    $32,568
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,147a month

    Down payment
    $21,240
    Cash to close
    $25,488
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Burton and for Genesee County.

Property tax

Effective rate in Burton

1.61%of the home’s value each year

$2,281 a year for the typical owner in Burton.

  • Burton 1.61%
  • Genesee 1.36%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Genesee County

FEMA does not publish these numbers by city: they are for all of Genesee County.

Homes in the high-risk zone
0.7%
1,058
Of those, with NFIP insurance
20%
County Michigan U.S.
Homes in the high-risk zone 0.7% 1.6% 3.5%
Of those, with NFIP insurance 20% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Burton

Typical rent in Burton is $1,009 a month: 2% above the county. In Burton, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Genesee County, by unit size. To pay the 2-bedroom one ($1,133 a month) without spending more than 30% of your income, you would need to earn $21.79 an hour working full time.

HUD fair market rent for all of Genesee County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $792 $15.23 $31,680
1 bedroom $939 $18.06 $37,560
2 bedrooms $1,133 $21.79 $45,320
3 bedrooms $1,391 $26.75 $55,640
4 bedrooms $1,613 $31.02 $64,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Burton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Burton has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,180 in 48519 to $1,250 in 48509.

3 of the 3 are above the fair market rent for Genesee County ($1,133).

  • 48509 $1,250$1,540
  • 48519 $1,180$1,450
  • 48529 $1,200$1,470

A ZIP code counts for Burton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Burton

HUD lists 2 buildings with rents for lower incomes in Burton. These are the largest.

  • Burton Place 2287 S Center Rd, Burton 48519 200 low-income homes · 1 bd: 191 · 2 bd: 9 · In service since 2019 · For older adults (810) 742-2030
  • Lockwood of Burton 2173 S Center Rd, Burton 48519 126 homes, 51 low-income · 1 bd: 65 · 2 bd: 61 · In service since 2002 · For older adults

See all 75 buildings in Genesee County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Burton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Genesee County; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Burton

No down payment, repair or rent-help program on our list is for Burton or Genesee County. The ones below are statewide in Michigan: they work in Burton the same as in the rest of the state.

Which programs do I qualify for? All programs in Michigan

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

    Deferred

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

    Tax credit

    See the program Official page

Housing counselors near Burton

The HUD-approved agencies closest to the center of Burton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Metro Community Development, Inc.

    1174 Robert T Longway Blvd, Flint · 4 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    810-767-4622-370

  • Genesee County Habitat for Humanity

    101 Burton St, Flint · 4 miles away

    • Fair housing pre-purchase workshops
    • Pre-purchase counseling
    • and 2 more
    (810) 766-9089

  • Oakland County Housing Counseling

    1200 N Telegraph Rd, Pontiac · 28 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 4 more
    (248) 858-5402

Every agency in Genesee County All counseling agencies in Michigan

Help in Spanish near Burton

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Burton

In HUD’s record, no housing authority with an office in Genesee County is named for Burton or Genesee County.

One other authority has an office in Genesee County: see the list Source: HUD

Cities

Other cities in Genesee County

These cities are also in Genesee County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Genesee County Housing in Michigan

Nearby cities

The cities closest to Burton, with the typical home value.

Neighboring counties

If Genesee County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Burton.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Burton

Short answers with the numbers for Burton and all of Genesee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Burton?

The typical home value in Burton is $141,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Genesee County it is $182,400.

How much does it cost to rent in Burton?

Typical rent in Burton is $1,009 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Genesee County is $1,133.

What is the FHA loan limit in Burton?

Burton uses the FHA limit for all of Genesee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Burton?

The typical homeowner in Burton pays $2,281 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Genesee County, the rate is 1.36%.

Where can I find free help to buy or rent in Burton?

There are 2 HUD-approved counseling agencies with an office in Genesee County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).