City · 12,228 residents · Worcester County, Massachusetts
Webster, Massachusetts
In Webster, a typical home is worth $333,100 and typical rent is $1,198 a month. Compared with all of Worcester County, typical household income is 33% lower, the typical home value is 21% lower, and the share of households that own their home is 20 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $345,860 to $442,459.
Typical rent
$1,837a month
Typical rent from Zillow, March 2026 to September 2026: from $1,775 to $1,837.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Webster is in Worcester County. The FHA loan limit ($545,100 for a one-unit home), the fair market rents and the help on this page are those of all of Worcester County. See the county
What this place has that others do not, from public data, most unusual first.
1
45% of households in Webster own their home, against 66% in Worcester County.
2
The typical household income in Webster is $63,837,33% less than in Worcester County as a whole ($95,939).
3
The typical home in Webster is worth $333,100,21% less than in Worcester County as a whole ($423,700).
4
The typical rent in Webster is $1,198 a month, 16% less than in Worcester County as a whole ($1,426).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Webster
What homes there are in Webster, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Webster
Worcester County
Massachusetts
United States
Kind of home: Webster and its comparisons
Measure
Webster
Worcester County
Massachusetts
United States
Detached house
36%
57%
51%
61%
Attached house
Unreliable estimate
6%
6%
6%
Building of 2 to 4
43%
20%
20%
8%
Apartments (5 or more)
18%
17%
22%
19%
Mobile home
Unreliable estimate
1%
1%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Webster there is a bit of everything: no kind of home reaches half. The most common are buildings of 2 to 4 homes (43%), more than in Worcester County (20%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Webster
Worcester County
Massachusetts
United States
Year built: Webster and its comparisons
Measure
Webster
Worcester County
Massachusetts
United States
Before 1960
58%
44%
47%
26%
1960–1979
17%
20%
21%
24%
1980–1999
17%
22%
18%
25%
2000–2009
6%
9%
7%
14%
2010 or later
Unreliable estimate
6%
7%
11%
In Webster, half of the homes were built before 1954; in Worcester County, before 1967.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K11%
$200K–$300K24%
$300K–$500K55%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Webster and its comparisons
Measure
Webster
Under $100K
Unreliable estimate
$100K–$200K
11%
$200K–$300K
24%
$300K–$500K
55%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50010%
$500–$99924%
$1,000–$1,49942%
$1,500–$1,99913%
$2,000–$2,4999%
HUD fair market rent, 2 bedrooms: $2,043
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Webster and its comparisons
Measure
Webster
Under $500
10%
$500–$999
24%
$1,000–$1,499
42%
$1,500–$1,999
13%
$2,000–$2,499
9%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
By rent, most homes in Webster cost less than HUD's 2-bedroom fair market rent ($2,043): about 90%.
With a mortgage
$1,931 a month
Worcester County: $2,387 a month
Without a mortgage
$754 a month
Worcester County: $951 a month
Owners with a mortgage
75%
Worcester County: 68%
In Webster, 75% of owners have a mortgage, and their typical cost is $1,931 a month, against $2,387 in Worcester County. Without one it drops to $754.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Webster+64%
Worcester County+51%
Massachusetts+47%
United States+53%
Typical rent
Webster+32%
Worcester County+35%
Massachusetts+37%
United States+33%
Typical household income
Webster+30%
Worcester County+29%
Massachusetts+28%
United States+29%
Change since 2015–2019: Webster and its comparisons
Measure
Webster
Worcester County
Massachusetts
United States
Typical home value
+64%
+51%
+47%
+53%
Typical rent
+32%
+35%
+37%
+33%
Typical household income
+30%
+29%
+28%
+29%
Since 2015–2019, homes in Webster gained value faster than in Worcester County: 64% against 51%.
Much as in Worcester County, the typical rent in Webster rose 32% since 2015–2019.
The typical household income in Webster rose 30% over that time; home values changed +64% and rent +32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Webster and its comparisons
Measure
Webster
Worcester County
Massachusetts
United States
Rental vacancy
Unreliable estimate
3.3%
3.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.6%
0.9%
More than one person per room
Unreliable estimate
1.9%
2.3%
3.4%
People per household
2.30
2.50
2.44
2.53
Drive alone
77%
71%
61%
69%
Carpool
8%
8%
7%
9%
Public transit
Unreliable estimate
2%
7%
3%
Walk or bike
Unreliable estimate
2%
5%
3%
Work from home
7%
16%
19%
15%
Other means
5%
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.30 on average, against 2.50 in Worcester County.
In Webster, 77% of workers drive alone to work; in Worcester County, 71%.
Do the math
What would you pay each month for a home in Webster?
A typical home costs more than the typical income allows
We start with a typical home in Webster, worth $333,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Webster, which is $63,837 a year. For that payment to be 28% of income, a household would need to earn about $118,759 a year.
The calculator's FHA and conventional loan limits are those of all of Worcester County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Webster. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,659 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,771
at 7.18% · 30 years
Loan amount
$327,066
Total interest
$470,572
Paid off in
November 2056
Includes $5,625 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,490 a month
Tight
$1,490 to $1,915 a month
Hard
more than $1,915 a month
Your payment · 52%
Compared with the typical household income in Webster ($63,837 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,216
Property tax
$269
Home insurance
$139
FHA mortgage insurance (MIP)
$147
You need at least $11,659 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,771; principal and interest $2,216.
The city and its county
Webster and Worcester County
Webster is in Worcester County, Massachusetts. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Webster
Map of Worcester County, Massachusetts, with Webster marked. Around it, the neighboring counties.
Webster
Worcester County
Other cities with a page
Webster's own numbers
Typical home value
$333,100
Typical monthly rent
$1,198
Typical yearly household income
$63,837
Households that own their home
45%
Effective property tax rate
0.97%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Worcester County
FHA limit, one-unit home
$545,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,659–$2,499
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Worcester County.
A typical home in Webster is worth $333,100: 21% below the county and 41% below Massachusetts. With the typical household income in Webster ($63,837 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Webster5.2 years
Worcester4.4 years
Massachusetts5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Worcester County
According to FHFA’s house price index, home prices in Worcester County rose 95% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Worcester County.
Yearly change in FHFA’s price index in Worcester County, 2016 to 2025
2016: +4.0% +4.0% 2016
2017: +5.4% +5.4% 2017
2018: +5.6% +5.6% 2018
2019: +4.4% +4.4% 2019
2020: +4.3% +4.3% 2020
2021: +13.3% +13.3% 2021
2022: +13.8% +13.8% 2022
2023: +8.6% +8.6% 2023
2024: +6.8% +6.8% 2024
2025: +3.4% +3.4% 2025
Change in FHFA’s price index in Worcester County, Massachusetts and the United States
Period
County
Massachusetts
U.S.
Last year (2025)
+3.4%
+3.7%
+2.9%
5 years (2020–2025)
+55%
+49%
+47%
10 years (2015–2025)
+95%
+87%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Webster next to Worcester County, Massachusetts and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Webster$333,100
Worcester$423,700
Massachusetts$562,100
United States$332,700
Typical monthly rent
Webster$1,198
Worcester$1,426
Massachusetts$1,762
United States$1,413
Typical yearly household income
Webster$63,837
Worcester$95,939
Massachusetts$103,960
United States$80,734
See the full table
Webster next to Worcester County and Massachusetts
Measure
Webster
Worcester County
Massachusetts
U.S.
Typical home value
$333,100 ▼21% below the county
$423,700
$562,100
$332,700
Typical monthly rent
$1,198 ▼16% below the county
$1,426
$1,762
$1,413
Typical yearly household income
$63,837 ▼33% below the county
$95,939
$103,960
$80,734
Households that own their home
45% ▼20 points below the county
66%
63%
65%
Typical yearly property tax
$3,234 ▼41% below the county
$5,438
$5,992
$3,119
Effective property tax rate
0.97% ▼0.31 points below the county
1.28%
1.07%
0.94%
Renters with high rent for their income
46% ▼4 points below the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Worcester County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Webster
For a typical $333,100 home in Webster, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Webster's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,771a month
Least cash to close
Down payment
$11,659
Cash to close
$21,652
Rate
7.18%
Mortgage insurance
FHA MIP · $147
Conventional, 5% down$2,710a month
Down payment
$16,655
Cash to close
$26,648
Rate
7.18%
Mortgage insurance
PMI · $158
Conventional, 20% down, no PMI$2,213a month
Down payment
$66,620
Cash to close
$76,613
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,521a month
Down payment
$49,965
Cash to close
$59,958
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Webster
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,771
$11,659
$327,067
7.18%
FHA MIP · $147
$21,652
580
Conventional, 5% down
$2,710
$16,655
$316,445
7.18%
PMI · $158
$26,648
620*
Conventional, 20% down, no PMI
$2,213
$66,620
$266,480
7.18%
None
$76,613
620*
ITIN, 15% down (example)
$2,521
$49,965
$283,135
8.18%
None
$59,958
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Webster is $1,198 a month: 16% below the county. In Webster, 46% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for each area of Worcester County; Webster is in Worcester, MA HUD Metro FMR Area. To pay the 2-bedroom one ($2,043 a month) without spending more than 30% of your income, you would need to earn $39.29 an hour working full time.
Fair market rent by size in Worcester, MA HUD Metro FMR Area
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Worcester, MA HUD Metro FMR Area (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,577
$30.33
$63,080
1 bedroom
$1,587
$30.52
$63,480
2 bedrooms
$2,043
$39.29
$81,720
3 bedrooms
$2,560
$49.23
$102,400
4 bedrooms
$2,915
$56.06
$116,600
HUD splits this county into 4 areas with different fair market rents: for 2 bedrooms they run from $1,659 to $2,499. The table by area, below, shows which one each town is in.
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
Fair market rent by HUD area in Worcester County
HUD splits this county into 4 areas, each with its own fair market rent. Find your town in its area's list; the housing agency tells you which one it uses for your voucher.
Fair market rent by HUD area in Worcester County
HUD area
Studio
1 bd
2 bd
3 bd
4 bd
Hourly wage, 2 bd
Worcester, MA HUD Metro FMR AreaThe area where most people liveWebster is in this area33 towns in this area
Auburn town, Barre town, Boylston town, Brookfield town, Charlton town, Clinton town, Douglas town, Dudley town, East Brookfield town, Grafton town, Holden town, Leicester town, Millbury town, Northborough town, Northbridge town, North Brookfield town, Oakham town, Oxford town, Paxton town, Princeton town, Rutland town, Shrewsbury town, Southbridge Town city, Spencer town, Sterling town, Sturbridge town, Sutton town, Uxbridge town, Webster town, Westborough town, West Boylston town, West Brookfield town, Worcester city
$1,577
$1,587
$2,043
$2,560
$2,915
$39.29
Fitchburg-Leominster, MA HUD Metro FMR Area8 towns in this area
Ashburnham town, Fitchburg city, Gardner city, Leominster city, Lunenburg town, Templeton town, Westminster town, Winchendon town
$1,323
$1,571
$1,900
$2,419
$2,828
$36.54
Eastern Worcester County, MA HUD Metro FMR Area11 towns in this area
Western Worcester County, MA HUD Metro FMR Area8 towns in this area
Athol town, Hardwick town, Hubbardston town, New Braintree town, Petersham town, Phillipston town, Royalston town, Warren town
$1,280
$1,288
$1,659
$2,297
$2,773
$31.90
HUD fair market rent by area and size, per month, Fiscal year 2027. The wage is what full-time work must pay to rent 2 bedrooms without spending more than 30% of income. Source: HUD, Fiscal year 2027Source: Fair Market Rents (HUD)Fiscal year 2027Fair Market Rents (HUD) (external site)
By ZIP code
Fair market rent by ZIP code in Webster
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Webster is in ZIP code 01570.
For 2 bedrooms it is $1,860.
Fair market rent by ZIP code and size in Webster, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
01570
$1,430
$1,440
$1,860
$2,300
$2,550
ZIP code2 bd3 bd
01570 $1,860$2,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Webster when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 9 buildings with rents for lower incomes in Webster. These are the largest.
North Village at Webster II8 Village Way, Webster134 homes, 121 low-income · 2 bd: 98 · 3 bd: 36
Slater Estates96 Slater St, Webster 0157070 low-income homes · For older adults
Sitkowski29 Negus St, Webster66 low-income homes · 1 bd: 29 · 2 bd: 37 · In service since 2015 · For families
Sitkowski School29 Negus St, Webster66 low-income homes · 1 bd: 59 · 2 bd: 7 · In service since 2015 · For older adults
Golden Heights11 Golden Hts, Webster 0157061 low-income homes · Run by Webster Housing Authority · Average payment: $506 a month · Average wait: 24 months(508) 943-1634
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Worcester County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Webster or Worcester County. The ones below are statewide in Massachusetts: they work in Webster the same as in the rest of the state.
Massachusetts state agency second mortgage for the down payment: up to $30,000 at 0% and deferred, or up to $25,000 at 2% or 3% over 15 years, for first-time buyers with eligible income.Offered by MassHousing.
No legal help resource on our list is for Webster or Worcester County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Webster and all of Worcester County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Webster?
The typical home value in Webster is $333,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Worcester County it is $423,700.
How much does it cost to rent in Webster?
Typical rent in Webster is $1,198 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Worcester County is $1,659–$2,499.
What is the FHA loan limit in Webster?
Webster uses the FHA limit for all of Worcester County (2026): $545,100 for a one-unit home and $1,048,300 for a four-unit home.
How much property tax do owners pay in Webster?
The typical homeowner in Webster pays $3,234 a year, according to the U.S. Census Bureau. That is 0.97% of the home’s value; in Worcester County, the rate is 1.28%.
Where can I find free help to buy or rent in Webster?
There are 3 HUD-approved counseling agencies with an office in Worcester County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
