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Renting · Section 8

Data from November 2026

Renting in Warren County, Kentucky

Warren County has a HUD fair market rent of $1,199 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,002 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.06 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,199
a month, HUD, Fiscal year 2027
4% more than in Kentucky
Typical rent
$1,002
a month, Census, Average 2020–2024
4% more than in Kentucky
Wage needed
$23.06
an hour, 2 bedrooms
Or $47,960 a year, to spend no more than 30% of income on rent.
Rent-burdened households
48%
spend 30% or more of income on rent
6% more than in Kentucky

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Warren County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. At 56%, Warren County ranks 3rd among the 120 counties in Kentucky for the lowest homeownership rate.

  2. Nearby, in Butler County, the typical rent is $679: 32% less than in Warren County ($1,002).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Warren County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Warren County was $1,226 a month in September 2026: 1.2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $920 $17.69 $36,800
1 bedroom $1,020 $19.62 $40,800
2 bedrooms $1,199 $23.06 $47,960
3 bedrooms $1,438 $27.65 $57,520
4 bedrooms $1,959 $37.67 $78,360

HUD area: Bowling Green, KY HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 15 ZIP codes in Warren County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,040 in 42274 to $1,410 in 42122. 9 ZIP codes are above the county's fair market rent ($1,199).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 42101 · Bowling Green, KY $1,180$1,420
  • 42101 · Butler County, KY $1,180$1,420
  • 42103 · Bowling Green, KY $1,370$1,640
  • 42104 · Bowling Green, KY $1,230$1,480
  • 42104 · Simpson County, KY $1,230$1,480
  • 42122 · Allen County, KY $1,410$1,690
  • 42122 · Bowling Green, KY $1,410$1,690
  • 42159 · Bowling Green, KY $1,350$1,620
  • 42170 · Bowling Green, KY $1,240$1,520
  • 42170 · Logan County, KY $1,240$1,520
  • 42170 · Simpson County, KY $1,240$1,520
  • 42171 · Barren County, KY $1,090$1,320
  • 42171 · Bowling Green, KY $1,090$1,320
  • 42274 · Bowling Green, KY $1,040$1,250
  • 42274 · Logan County, KY $1,040$1,250

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Warren County, 48% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

48%

of renter households spend 30% or more of their income on rent.

24,679 households rent in Warren County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 22%
  • Spend less than 30% 52%

Compared with the state and the country

  • Warren 48%
  • Kentucky 45%
  • United States 51%

Low-income apartments

Low-income apartments in Warren County

HUD lists 46 properties with homes for low-income households in Warren County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
36
HUD-assisted
8
public housing
2

2,126 homes in all; 1,953 of them low-income, according to HUD.

  • Summit View Homes Public housing 241A Ragland Way, Bowling Green 42101 340 homes, 338 low-income · Run by Housing Authority of Bowling Green · Average payment: $482 a month · Average wait: 16 months · (270) 843-6071
  • Bryant Way Public housing 949 Bryant Way, Bowling Green 42103 258 homes, 257 low-income · Run by Housing Authority of Bowling Green · Average payment: $499 a month · Average wait: 14 months · (270) 843-6071
  • Bowling Green Towers HUD-assisted 1149 College St, Bowling Green 42101 204 homes, 187 low-income · For older adults · (270) 842-4215
  • Regency Park - Bowling Green HUD-assisted 2425 Thoroughbred Dr, Bowling Green 42104 120 low-income homes · For families · (270) 842-0172
  • Payton Landing Tax credit (LIHTC) Scottsville Road, Bowling Green 42104 76 low-income homes · 1 bd: 20 · 2 bd: 36 · 3 bd: 20 · In service since 2020 · For families
  • Morning Sun - Sunday Sun Tax credit (LIHTC) Pascoe BLVD., Bowling Green 42104 60 low-income homes · 1 bd: 6 · 2 bd: 48 · 3 bd: 6 · In service since 1996 · For older adults, families
  • Bowling Green Scholar House Tax credit (LIHTC) 10th Avenue West, Bowling Green 42101 56 low-income homes · 2 bd: 56 · In service since 2008
  • Northfield Acres HUD-assisted 5297 Louisville Rd, Bowling Green 42101 50 low-income homes · For families · (502) 694-3526
  • Garden Apts HUD-assisted 414 Trent Way, Bowling Green 42101 48 low-income homes · For families · (270) 781-4154
  • Abel Court HUD-assisted 1020 Barren River Rd, Bowling Green 42101 48 homes, 47 low-income · For families · (270) 842-4114
  • Men's Addiction Recovery Campus Tax credit (LIHTC) Old Louisville Road, Bowling Green 42101 45 low-income homes · 4 bd: 45 · In service since 2016 · For older adults
  • Park Row Senior Apartments Tax credit (LIHTC) Park Row, Bowling Green 42101 40 low-income homes · 1 bd: 40 · In service since 2004 · For older adults
  • Walnut Valley Apartments Tax credit (LIHTC) Windover Ave., Bowling Green 42101 40 low-income homes · 2 bd: 24 · 3 bd: 16 · In service since 2001 · For older adults, families
  • Windover Place Apartments Tax credit (LIHTC) Russellville RD., Bowling Green 42101 40 low-income homes · 2 bd: 32 · 3 bd: 8 · In service since 2007 · For families
  • The Flats at Riverview HUD-assisted 901 Jackson St, Bowling Green 42101 48 homes, 37 low-income · For families · (270) 781-4511
  • Fort Webb Manor HUD-assisted 221 Fort Webb Drive, Bowling Green 42101 37 homes, 36 low-income · For older adults · (270) 467-0241
  • Renaissance Village Tax credit (LIHTC) Third Avenue, East, Bowling Green 42101 34 low-income homes · 1 bd: 25 · 2 bd: 9 · In service since 2006 · For older adults
  • Daystar Village Tax credit (LIHTC) Patton Way, Bowling Green 42104 32 low-income homes · 1 bd: 32 · In service since 2001 · For older adults
  • Easton Place Tax credit (LIHTC) Worth Way (OFFICE), Bowling Green 42101 32 low-income homes · 1 bd: 32 · In service since 2016 · For older adults
  • Grant Village Tax credit (LIHTC) 12th Ave. East, Bowling Green 42101 32 low-income homes · 1 bd: 24 · 2 bd: 8 · In service since 2003 · For older adults
  • Lorie Village Tax credit (LIHTC) Patton Way, Bowling Green 42104 32 low-income homes · 2 bd: 32 · In service since 2004 · For older adults
  • Marita Manor, Limited Tax credit (LIHTC) Brownstock Road, Bowling Green 42101 32 low-income homes · 2 bd: 32 · In service since 2010 · For older adults
  • Holly Hills Apartments Tax credit (LIHTC) East Heights Ave., Bowling Green 42101 30 low-income homes · 2 bd: 24 · 3 bd: 6 · In service since 1997
  • Kingston Heights Tax credit (LIHTC) Kelly RD., Bowling Green 42101 30 low-income homes · 1 bd: 4 · 2 bd: 18 · 3 bd: 8 · In service since 1997 · For families
  • Double Springs Manor II Tax credit (LIHTC) Jackson ST., Bowling Green 42101 25 low-income homes · 1 bd: 9 · 2 bd: 16 · In service since 1999 · For older adults
  • Greenwood Villa Apartments HUD-assisted 1500 Bryant Way, Bowling Green 42103 120 homes, 24 low-income · For families · (270) 842-3600
  • 22a Rocky CT Tax credit (LIHTC) 22A Rocky Ct, Bowling Green 42101 24 low-income homes · In service since 1993
  • Double Springs Manor I Tax credit (LIHTC) Raven ST., Bowling Green 42101 24 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 1996 · For older adults
  • Hunter Terrace Tax credit (LIHTC) Worth Way (OFFICE), Bowling Green 42101 24 low-income homes · 2 bd: 24 · In service since 2012 · For families
  • Independence Place Apartments Tax credit (LIHTC) Main Avenue, Bowling Green 42101 24 low-income homes · 1 bd: 4 · 2 bd: 20 · In service since 2009
  • Brittney Square Tax credit (LIHTC) Kelly RD., Bowling Green 42101 20 low-income homes · 3 bd: 20 · In service since 1998
  • Adams Station Tax credit (LIHTC) Adams ST., Bowling Green 42101 16 low-income homes · 2 bd: 14 · 3 bd: 2 · In service since 2003
  • Bohannon Place Tax credit (LIHTC) 12th Ave. East, Bowling Green 42102 12 low-income homes · 1 bd: 1 · 2 bd: 10 · 3 bd: 2 · In service since 2004 · For families
  • 715 Chestnut ST Tax credit (LIHTC) 715 Chestnut St, Bowling Green 42101 8 low-income homes · In service since 1993
  • 1112 High ST Tax credit (LIHTC) 1112 High St, Bowling Green 42101 3 low-income homes · In service since 1991
  • 1115 Vine Street Tax credit (LIHTC) Vine ST., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1993
  • 1144 Adams ST Tax credit (LIHTC) 1144 Adams St, Bowling Green 42101 2 low-income homes · In service since 1991
  • 1281 Clay ST Tax credit (LIHTC) 1281 Clay St, Bowling Green 42101 2 low-income homes · In service since 1991
  • Eastern Heights Duplex 108 Tax credit (LIHTC) Eastern Heights Ave., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1992
  • Eastern Heights Duplex 147 Tax credit (LIHTC) Eastern Heights Ave., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1992
  • Eastern Heights Duplex 189 Tax credit (LIHTC) Eastern Heights Ave., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1992
  • Eastern Heights Duplex 213 Tax credit (LIHTC) Eastern Heights Ave., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1992
  • Eastern Heights Duplex 58 Tax credit (LIHTC) Rocky CT., Bowling Green 42101 2 low-income homes · 2 bd: 2 · In service since 1992 · For families
  • 205 W 14th Ave Tax credit (LIHTC) 205 W 14th Ave, Bowling Green 42101 1 low-income home · In service since 1991
  • B.C. Wimpee 1311 Tax credit (LIHTC) Payne ST., Bowling Green 42101 1 low-income home · 3 bd: 1 · In service since 1993
  • Men's Addiction Recovery Campus Tax credit (LIHTC) 1791 Old Louisville Rd, Bowling Green 42101 44 homes

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Warren County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Warren County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Bowling Green, KY HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $17,100 $28,500 $45,600
2 people $21,640 $32,600 $52,100
3 people $27,320 $36,650 $58,600
4 people $33,000 $40,700 $65,100
5 people $38,680 $44,000 $70,350
6 people $44,360 $47,250 $75,550
7 people $50,040 $50,500 $80,750
8 people $53,750 $53,750 $85,950

Area median income: $81,400. HUD income limits by family size, Fiscal year 2026. Area: Bowling Green, KY HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $828 – $1,012
  • 1 bedroom $918 – $1,122
  • 2 bedrooms $1,079 – $1,319
  • 3 bedrooms $1,294 – $1,582
  • 4 bedrooms $1,763 – $2,155

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Kentucky Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Kentucky

What Kentucky law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

If I fall behind on rent, what notice must I get?
7 days
KRS 383.660(2)
  • Only a court order can remove youKRS 383.690
  • Protection from retaliationKRS 383.705(1)
  • Repair and deduct from the rentKRS 383.635(1)

Help

Where to get help with rent in Warren County

These HUD-approved agencies have offices in Warren County. They counsel for free or at low cost.

  • Kentucky Legal Aid

    1700 Destiny Ln, Bowling Green · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
  • Housing Assistance and Development Services, Inc.

    2530 Scottsville Rd Ste 106A, Bowling Green

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Warren County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Kentucky, the average home bill was $134 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,398

What you need before you get the keys.

What adds up

First month
$1,199
Security deposit
$1,199
Total
$2,398

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Warren County?

According to HUD (Fiscal year 2027): Studio: $920; 1 bedroom: $1,020; 2 bedrooms: $1,199; 3 bedrooms: $1,438; 4 bedrooms: $1,959. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Warren County?

Paying the 2-bedroom fair market rent ($1,199) without spending more than 30% of income takes $23.06 an hour full time, or $47,960 a year.

Who qualifies for Section 8 in Warren County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $40,700 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Warren County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,079 and $1,319 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Warren County?

For 2 bedrooms they run from $1,040 in 42274 to $1,410 in 42122. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Warren County?

HUD lists 46 properties with homes for low-income households in Warren County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Warren County?

HUD counts rent as a burden when it reaches 30% of income or more. In Warren County, 48% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).