Renting · Section 8
Data from November 2026
Renting in Clinton County, Kentucky
Clinton County has a HUD fair market rent of $909 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $617 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $17.48 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $909
- a month, HUD, Fiscal year 2027
- 21% less than in Kentucky
- Typical rent
- $617
- a month, Census, Average 2020–2024
- 36% less than in Kentucky
- Wage needed
- $17.48
- an hour, 2 bedrooms
- Or $36,360 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- About the same as in Kentucky
Only here
Renting in Clinton County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Among the neighboring counties, Cumberland County has the lowest typical rent ($523), 15% below the $617 in Clinton County.
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14% of households in Clinton County have no internet at home, against 9% in Kentucky.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Clinton County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $650 | $12.50 | $26,000 |
| 1 bedroom | $695 | $13.37 | $27,800 |
| 2 bedrooms | $909 | $17.48 | $36,360 |
| 3 bedrooms | $1,083 | $20.83 | $43,320 |
| 4 bedrooms | $1,270 | $24.42 | $50,800 |
HUD area: Clinton County, KY. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 5 ZIP codes in Clinton County (Fiscal year 2027). Type yours to see it.
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 42602 | Clinton County, KY | $710 | $760 | $1,000 | $1,190 | $1,390 |
|---|---|---|---|---|---|---|
| 42602 | Cumberland County, KY | $710 | $760 | $1,000 | $1,190 | $1,390 |
| 42602 | Pickett County, TN | $710 | $760 | $1,000 | $1,190 | $1,390 |
| 42602 | Russell County, KY | $710 | $760 | $1,000 | $1,190 | $1,390 |
| 42602 | Wayne County, KY | $710 | $760 | $1,000 | $1,190 | $1,390 |
- 42602 · Clinton County, KY $1,000$1,190
- 42602 · Cumberland County, KY $1,000$1,190
- 42602 · Pickett County, TN $1,000$1,190
- 42602 · Russell County, KY $1,000$1,190
- 42602 · Wayne County, KY $1,000$1,190
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Clinton County, 45% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
1,112 households rent in Clinton County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 22%
- Spend less than 30% 55%
Compared with the state and the country
- Clinton 45%
- Kentucky 45%
- United States 51%
Low-income apartments
Low-income apartments in Clinton County
HUD lists 11 properties with homes for low-income households in Clinton County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 8
- HUD-assisted
- 2
- public housing
- 1
293 homes in all; 258 of them low-income, according to HUD.
- Golden Harvest Village HUD-assisted 200 E Cumberland St, Albany 42602 56 low-income homes · For older adults · (606) 387-7708
- Albany Manor Associates HUD-assisted Route 5, Albany 42602 41 low-income homes · For families · (606) 387-7157
- Westbrook Homes Public housing 400 Burkesville Rd, Albany 42602 30 low-income homes · Run by Housing Authority of Albany · Average payment: $309 a month · Average wait: 1 month · (606) 387-7708
- Clinton Terrace Apts Tax credit (LIHTC) 100 W Water St, Albany 42602 24 low-income homes · In service since 1993
- Foothills Subdivision Tax credit (LIHTC) Ellis RD., Albany 42602 24 low-income homes · 3 bd: 24 · In service since 2004
- Hidden Acres Subdivision Tax credit (LIHTC) PO Box 245, Albany 42602 24 low-income homes · 3 bd: 24 · In service since 2006
- The Pines at Cumberland Apartments Tax credit (LIHTC) E. Cumberland ST., Albany 42602 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 2007
- Albany Single Family Project Tax credit (LIHTC) Route 1, Box 1034, Albany 42602 23 low-income homes · 3 bd: 24 · In service since 2000 · For families
- Albany Commons II Apartments - Project Tax credit (LIHTC) Nolan ST., Albany 42602 12 low-income homes · 1 bd: 12 · In service since 1999
- Albany Commons Apartments Tax credit (LIHTC) Albany Commons Street, Albany 42602 24 homes · 1 bd: 24 · In service since 2010 · For older adults
- Albany Commons II Apts - Project Tax credit (LIHTC) 34-37 Nolan ST, Albany 42602 11 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Clinton County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Clinton County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $15,960 | $25,200 | $40,250 |
| 2 people | $21,640 | $28,800 | $46,000 |
| 3 people | $27,320 | $32,400 | $51,750 |
| 4 people | $33,000 | $35,950 | $57,500 |
| 5 people | $38,680 | $38,850 | $62,100 |
| 6 people | $41,750 | $41,750 | $66,700 |
| 7 people | $44,600 | $44,600 | $71,300 |
| 8 people | $47,500 | $47,500 | $75,900 |
Area median income: $56,200. HUD income limits by family size, Fiscal year 2026. Area: Clinton County, KY. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $585 – $715
- 1 bedroom $626 – $765
- 2 bedrooms $818 – $1,000
- 3 bedrooms $975 – $1,191
- 4 bedrooms $1,143 – $1,397
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of Albany Public housing · 30 public housing units (606) 387-7708 Housing Authority of Albany: ghv@windstream.net
Housing agencies in Kentucky Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Kentucky
What Kentucky law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 7 days
- KRS 383.660(2)
- Only a court order can remove youKRS 383.690
- Protection from retaliationKRS 383.705(1)
- Repair and deduct from the rentKRS 383.635(1)
Help
Where to get help with rent in Clinton County
HUD lists no counseling agencies near in Clinton County. Free legal aid and your housing agency can guide you.
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Clinton County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Kentucky, the average home bill was $134 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,818
What you need before you get the keys.
What adds up
- First month
- $909
- Security deposit
- $909
- Total
- $1,818
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Clinton County?
According to HUD (Fiscal year 2027): Studio: $650; 1 bedroom: $695; 2 bedrooms: $909; 3 bedrooms: $1,083; 4 bedrooms: $1,270. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Clinton County?
Paying the 2-bedroom fair market rent ($909) without spending more than 30% of income takes $17.48 an hour full time, or $36,360 a year.
Who qualifies for Section 8 in Clinton County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $35,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Clinton County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $818 and $1,000 a month. Your agency publishes its figure.
How many low-income apartments are there in Clinton County?
HUD lists 11 properties with homes for low-income households in Clinton County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Clinton County?
HUD counts rent as a burden when it reaches 30% of income or more. In Clinton County, 45% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).