Renting · Section 8
Data from November 2026
Renting in Bullitt County, Kentucky
Bullitt County has a HUD fair market rent of $1,276 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $987 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $24.54 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,276
- a month, HUD, Fiscal year 2027
- 10% more than in Kentucky
- Typical rent
- $987
- a month, Census, Average 2020–2024
- 2% more than in Kentucky
- Wage needed
- $24.54
- an hour, 2 bedrooms
- Or $51,040 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- About the same as in Kentucky
Only here
Renting in Bullitt County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
At 85%, Bullitt County ranks 5th among the 120 counties in Kentucky for the highest homeownership rate.
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At $80,558, Bullitt County ranks 7th among the 120 counties in Kentucky for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Bullitt County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Bullitt County was $1,665 a month in September 2026: 0.7% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $976 | $18.77 | $39,040 |
| 1 bedroom | $1,058 | $20.35 | $42,320 |
| 2 bedrooms | $1,276 | $24.54 | $51,040 |
| 3 bedrooms | $1,629 | $31.33 | $65,160 |
| 4 bedrooms | $1,874 | $36.04 | $74,960 |
HUD area: Louisville, KY-IN HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 8 ZIP codes in Bullitt County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 40150 to $1,230 in 40109. No ZIP code is above the county's fair market rent ($1,276).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 40047 | Louisville, KY-IN | $870 | $950 | $1,140 | $1,460 | $1,670 |
|---|---|---|---|---|---|---|
| 40109 | Louisville, KY-IN | $940 | $1,020 | $1,230 | $1,580 | $1,810 |
| 40110 | Louisville, KY-IN | $840 | $900 | $1,100 | $1,410 | $1,630 |
| 40150 | Elizabethtown, KY | $780 | $840 | $1,010 | $1,310 | $1,510 |
| 40150 | Louisville, KY-IN | $780 | $840 | $1,010 | $1,310 | $1,510 |
| 40165 | Louisville, KY-IN | $870 | $950 | $1,140 | $1,460 | $1,670 |
| 40177 | Elizabethtown, KY | $790 | $820 | $1,010 | $1,380 | $1,640 |
| 40177 | Louisville, KY-IN | $790 | $820 | $1,010 | $1,380 | $1,640 |
- 40047 · Louisville, KY-IN $1,140$1,460
- 40109 · Louisville, KY-IN $1,230$1,580
- 40110 · Louisville, KY-IN $1,100$1,410
- 40150 · Elizabethtown, KY $1,010$1,310
- 40150 · Louisville, KY-IN $1,010$1,310
- 40165 · Louisville, KY-IN $1,140$1,460
- 40177 · Elizabethtown, KY $1,010$1,380
- 40177 · Louisville, KY-IN $1,010$1,380
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Bullitt County, 45% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
4,785 households rent in Bullitt County
- Spend half or more of their income 26%
- Spend 30% or more, but less than half 20%
- Spend less than 30% 55%
Compared with the state and the country
- Bullitt 45%
- Kentucky 45%
- United States 51%
Low-income apartments
Low-income apartments in Bullitt County
HUD lists 20 properties with homes for low-income households in Bullitt County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 16
- HUD-assisted
- 4
646 homes in all; 633 of them low-income, according to HUD.
- Shepherdsville Village I HUD-assisted 130 Landmark Ct, Shepherdsville 40165 104 low-income homes · For families · (502) 543-2671
- Dove Field Manor Tax credit (LIHTC) Cornell Drive, Mt Washington 40047 40 low-income homes · 2 bd: 40 · In service since 2005 · For older adults
- Marilyn Heights Tax credit (LIHTC) West Emerald Circle, Mt Washington 40047 40 low-income homes · 2 bd: 40 · In service since 2004 · For older adults
- MT. Washington Terrace Tax credit (LIHTC) Highway 44 East, Mt Washington 40047 40 low-income homes · 1 bd: 12 · 2 bd: 28 · In service since 2017 · For older adults
- Tanager Landing Apartments Tax credit (LIHTC) Tanager LN., Shepherdsville 40165 52 homes, 39 low-income · 2 bd: 24 · 3 bd: 28 · In service since 2004
- Cedar Grove Apartments, Phase I Tax credit (LIHTC) Johnson DR, Shepherdsville 40165 36 low-income homes · 1 bd: 4 · 2 bd: 28 · 3 bd: 4 · In service since 2001
- Cedar Grove Apartments, Phase II Tax credit (LIHTC) Johnson Drive, Shepherdsville 40165 36 low-income homes · 1 bd: 12 · 2 bd: 24 · In service since 2008 · For families
- Northside Apartments I Tax credit (LIHTC) Northside Ave, Shepherdsville 40165 36 low-income homes · 1 bd: 12 · 2 bd: 20 · 3 bd: 4 · In service since 2008 · For families
- Linda Villa Tax credit (LIHTC) Highland Court, Shepherdsville 40165 32 low-income homes · 2 bd: 32 · In service since 2005 · For older adults
- MT. Washington Place Tax credit (LIHTC) Hwy. 44 East, Mt Washington 40047 32 low-income homes · 1 bd: 16 · 2 bd: 16 · In service since 2000
- Lakeview Station Apartments Tax credit (LIHTC) Alyssa DR., Shepherdsville 40165 28 low-income homes · 2 bd: 28 · In service since 2003
- Allison Apartments Tax credit (LIHTC) Winning Colors DR., Mt Washington 40047 24 low-income homes · 3 bd: 24 · In service since 1999 · For families
- Angela Homes Tax credit (LIHTC) Sand Dollar CT., Shepherdsville 40165 24 low-income homes · 3 bd: 24 · In service since 1999 · For families
- Autumn Manor Apartments Tax credit (LIHTC) Highland Court, Shepherdsville 40165 24 low-income homes · 1 bd: 20 · 2 bd: 4 · In service since 2008 · For older adults
- MT Washington Apartments HUD-assisted 190 West Ave, Mount Washington 40047 24 low-income homes · For families · (502) 633-3742
- Sunset Village Apartments Tax credit (LIHTC) Louise Court, Mt Washington 40047 24 low-income homes · 1 bd: 24 · In service since 2013 · For older adults
- Robin Crest Partners Tax credit (LIHTC) Deerfield CT., Shepherdsville 40165 18 low-income homes · 3 bd: 21 · In service since 2002 · For families
- Lebanon Junction Gates Tax credit (LIHTC) S. Preston Highway, Lebanon Junction 40150 16 low-income homes · 1 bd: 16 · In service since 2018 · For older adults
- Hillcrest Village HUD-assisted PO Box 620, Mount Washington 40047 8 low-income homes · For families · (502) 491-2422
- Lynnwood Village HUD-assisted 245 Beechwood Ln, Mt Washington 40047 8 low-income homes · For families · (502) 538-7819
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Bullitt County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Bullitt County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,800 | $34,650 | $55,450 |
| 2 people | $23,800 | $39,600 | $63,400 |
| 3 people | $27,320 | $44,550 | $71,300 |
| 4 people | $33,000 | $49,500 | $79,200 |
| 5 people | $38,680 | $53,500 | $85,550 |
| 6 people | $44,360 | $57,450 | $91,900 |
| 7 people | $50,040 | $61,400 | $98,250 |
| 8 people | $55,720 | $65,350 | $104,550 |
Area median income: $99,000. HUD income limits by family size, Fiscal year 2026. Area: Louisville, KY-IN HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $878 – $1,074
- 1 bedroom $952 – $1,164
- 2 bedrooms $1,148 – $1,404
- 3 bedrooms $1,466 – $1,792
- 4 bedrooms $1,687 – $2,061
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Bullitt County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Kentucky
What Kentucky law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 7 days
- KRS 383.660(2)
- Only a court order can remove youKRS 383.690
- Protection from retaliationKRS 383.705(1)
- Repair and deduct from the rentKRS 383.635(1)
Help
Where to get help with rent in Bullitt County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Apprisen - CCCS of the Midwest - Louisville
10200 Linn Station Rd, Louisville · 20 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 2 more
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Louisville Urban League
1535 W Broadway, Louisville · 20 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 10 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Bullitt County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Kentucky, the average home bill was $134 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,552
What you need before you get the keys.
What adds up
- First month
- $1,276
- Security deposit
- $1,276
- Total
- $2,552
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Bullitt County?
According to HUD (Fiscal year 2027): Studio: $976; 1 bedroom: $1,058; 2 bedrooms: $1,276; 3 bedrooms: $1,629; 4 bedrooms: $1,874. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Bullitt County?
Paying the 2-bedroom fair market rent ($1,276) without spending more than 30% of income takes $24.54 an hour full time, or $51,040 a year.
Who qualifies for Section 8 in Bullitt County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $49,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Bullitt County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,148 and $1,404 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Bullitt County?
For 2 bedrooms they run from $1,010 in 40150 to $1,230 in 40109. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Bullitt County?
HUD lists 20 properties with homes for low-income households in Bullitt County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Bullitt County?
HUD counts rent as a burden when it reaches 30% of income or more. In Bullitt County, 45% of renter households are in that position; in Kentucky, 45%, and nationwide, 51% (Average 2020–2024, Census).