In Fort Scott, a typical home is worth $100,500 and typical rent is $755 a month. Compared with all of Bourbon County, typical household income is 12% lower, the typical home value is 12% lower, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $93,117 to $130,606.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fort Scott is in Bourbon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bourbon County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Fort Scott rose 9.9%; in Kansas, it rose 3.5%.
2
Nearby, in Parsons, the typical home value is $71,700: 29% less than in Fort Scott ($100,500).
3
66% of households in Fort Scott own their home, against 74% in Bourbon County.
4
Fort Scott has the 7th lowest typical rent of the 65 cities in Kansas with more than 5,000 people ($755).
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Fort Scott
What homes there are in Fort Scott, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fort Scott
Bourbon County
Kansas
United States
Kind of home: Fort Scott and its comparisons
Measure
Fort Scott
Bourbon County
Kansas
United States
Detached house
83%
81%
72%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
Unreliable estimate
4%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
8%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Fort Scott, 8 in 10 homes are single-family detached houses, about the same as in Bourbon County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Fort Scott
Bourbon County
Kansas
United States
Year built: Fort Scott and its comparisons
Measure
Fort Scott
Bourbon County
Kansas
United States
Before 1960
68%
52%
32%
26%
1960–1979
14%
20%
24%
24%
1980–1999
10%
15%
23%
25%
2000–2009
8%
8%
12%
14%
2010 or later
Unreliable estimate
4%
9%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K50%
$100K–$200K37%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Fort Scott and its comparisons
Measure
Fort Scott
Under $100K
50%
$100K–$200K
37%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99970%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Fort Scott and its comparisons
Measure
Fort Scott
Under $500
Unreliable estimate
$500–$999
70%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,116 a month
Bourbon County: $1,201 a month
Without a mortgage
$565 a month
Bourbon County: $544 a month
Owners with a mortgage
42%
Bourbon County: 43%
The typical cost for an owner with a mortgage in Fort Scott is $1,116 a month, less than in Bourbon County ($1,201); without one, $565.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fort Scott+72%
Bourbon County+38%
Kansas+43%
United States+53%
Typical rent
Fort Scott+21%
Bourbon County+16%
Kansas+25%
United States+33%
Typical household income
Fort Scott+47%
Bourbon County+35%
Kansas+25%
United States+29%
Change since 2015–2019: Fort Scott and its comparisons
Measure
Fort Scott
Bourbon County
Kansas
United States
Typical home value
+72%
+38%
+43%
+53%
Typical rent
+21%
+16%
+25%
+33%
Typical household income
+47%
+35%
+25%
+29%
From 2015–2019 to 2020–2024, the typical home value in Fort Scott rose 72%; in Bourbon County, it rose 38%.
The typical rent in Fort Scott rose 21% over the same time; in Bourbon County, it rose 16%.
To compare: typical income in Fort Scott rose 47%; the home, +72%; the rent, +21%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fort Scott and its comparisons
Measure
Fort Scott
Bourbon County
Kansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.1%
3.4%
People per household
2.09
2.40
2.44
2.53
Drive alone
66%
69%
75%
69%
Carpool
15%
15%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
11%
11%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Fort Scott has 2.09 people, fewer than in Bourbon County (2.40).
In Fort Scott, 66% of workers drive alone to work; in Bourbon County, 69%.
Do the math
What would you pay each month for a home in Fort Scott?
A typical home is within reach of the typical income
We start with a typical home in Fort Scott, worth $100,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Fort Scott, which is $52,159 a year.
The calculator's FHA and conventional loan limits are those of all of Bourbon County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fort Scott. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,518 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$902
at 7.18% · 30 years
Loan amount
$98,679
Total interest
$141,976
Paid off in
November 2056
Includes $1,697 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,217 a month
Your payment · 21%
Tight
$1,217 to $1,565 a month
Hard
more than $1,565 a month
Compared with the typical household income in Fort Scott ($52,159 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$668
Property tax
$147
Home insurance
$42
FHA mortgage insurance (MIP)
$44
You need at least $3,518 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $902; principal and interest $668.
The city and its county
Fort Scott and Bourbon County
Fort Scott is in Bourbon County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fort Scott
Map of Bourbon County, Kansas, with Fort Scott marked. Around it, the neighboring counties.
Fort Scott
Bourbon County
Fort Scott's own numbers
Typical home value
$100,500
Typical monthly rent
$755
Typical yearly household income
$52,159
Households that own their home
66%
Effective property tax rate
1.76%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bourbon County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$994
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
2.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bourbon County.
A typical home in Fort Scott is worth $100,500: 12% below the county and 54% below Kansas. With the typical household income in Fort Scott ($52,159 a year), a typical home costs 1.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fort Scott1.9 years
Bourbon1.9 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bourbon County
According to FHFA’s house price index, home prices in Bourbon County rose 71% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bourbon County.
Yearly change in FHFA’s price index in Bourbon County, 2016 to 2025
2016: −2.6% −2.6% 2016
2017: +3.6% +3.6% 2017
2018: +8.5% +8.5% 2018
2019: +4.9% +4.9% 2019
2020: −3.7% −3.7% 2020
2021: +14.9% +14.9% 2021
2022: +12.0% +12.0% 2022
2023: +7.5% +7.5% 2023
2024: +7.0% +7.0% 2024
2025: +4.4% +4.4% 2025
Change in FHFA’s price index in Bourbon County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+4.4%
+4.1%
+2.9%
5 years (2020–2025)
+55%
+49%
+47%
10 years (2015–2025)
+71%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fort Scott next to Bourbon County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fort Scott$100,500
Bourbon$113,800
Kansas$217,200
United States$332,700
Typical monthly rent
Fort Scott$755
Bourbon$752
Kansas$1,060
United States$1,413
Typical yearly household income
Fort Scott$52,159
Bourbon$59,238
Kansas$74,275
United States$80,734
See the full table
Fort Scott next to Bourbon County and Kansas
Measure
Fort Scott
Bourbon County
Kansas
U.S.
Typical home value
$100,500 ▼12% below the county
$113,800
$217,200
$332,700
Typical monthly rent
$755
$752
$1,060
$1,413
Typical yearly household income
$52,159 ▼12% below the county
$59,238
$74,275
$80,734
Households that own their home
66% ▼8 points below the county
74%
67%
65%
Typical yearly property tax
$1,767
$1,789
$2,798
$3,119
Effective property tax rate
1.76% ▲0.19 points above the county
1.57%
1.29%
0.94%
Renters with high rent for their income
41% ▲4 points above the county
36%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bourbon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fort Scott
For a typical $100,500 home in Fort Scott, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Scott's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$902a month
Least cash to close
Down payment
$3,518
Cash to close
$6,533
Rate
7.18%
Mortgage insurance
FHA MIP · $44
Conventional, 5% down$884a month
Down payment
$5,025
Cash to close
$8,040
Rate
7.18%
Mortgage insurance
PMI · $48
Conventional, 20% down, no PMI$734a month
Down payment
$20,100
Cash to close
$23,115
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$827a month
Down payment
$15,075
Cash to close
$18,090
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fort Scott
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$902
$3,518
$98,680
7.18%
FHA MIP · $44
$6,533
580
Conventional, 5% down
$884
$5,025
$95,475
7.18%
PMI · $48
$8,040
620*
Conventional, 20% down, no PMI
$734
$20,100
$80,400
7.18%
None
$23,115
620*
ITIN, 15% down (example)
$827
$15,075
$85,425
8.18%
None
$18,090
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fort Scott is $755 a month: about the same as the county. In Fort Scott, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bourbon County, by unit size. To pay the 2-bedroom one ($994 a month) without spending more than 30% of your income, you would need to earn $19.12 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bourbon County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$692
$13.31
$27,680
1 bedroom
$760
$14.62
$30,400
2 bedrooms
$994
$19.12
$39,760
3 bedrooms
$1,184
$22.77
$47,360
4 bedrooms
$1,489
$28.63
$59,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fort Scott
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Scott is in ZIP code 66701.
For 2 bedrooms it is $1,000: $6 more than the fair market rent for Bourbon County ($994).
Fair market rent by ZIP code and size in Fort Scott, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
66701
$700
$760
$1,000
$1,190
$1,500
ZIP code2 bd3 bd
66701 $1,000$1,190
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Scott when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Fort Scott. These are the largest.
Ks040-01315 Scott Ave, Fort Scott 66701211 homes, 188 low-income · Run by Fort Scott Housing Authority · Average payment: $394 a month · Average wait: 3 months · Homes at several sites(620) 223-4570
Ironquill Estates1319 Beech Ave, Fort Scott 6670168 low-income homes · For families(620) 223-3150
The Highlands Apts804 Shepherd St, Fort Scott 6670148 low-income homes · 2 bd: 32 · 3 bd: 16 · In service since 2003
Cavalry Crossing201 W 23rd St, Fort Scott 6670140 low-income homes · 1 bd: 38 · 2 bd: 2 · In service since 1993
Western Senior Living8 E 1st St, Fort Scott 6670135 low-income homes · 1 bd: 25 · 2 bd: 10 · In service since 2016 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Bourbon County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Fort Scott or Bourbon County. The ones below are statewide in Kansas: they work in Fort Scott the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Fort Scott or Bourbon County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fort Scott and all of Bourbon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fort Scott?
The typical home value in Fort Scott is $100,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bourbon County it is $113,800.
How much does it cost to rent in Fort Scott?
Typical rent in Fort Scott is $755 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bourbon County is $994.
What is the FHA loan limit in Fort Scott?
Fort Scott uses the FHA limit for all of Bourbon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Fort Scott?
The typical homeowner in Fort Scott pays $1,767 a year, according to the U.S. Census Bureau. That is 1.76% of the home’s value; in Bourbon County, the rate is 1.57%.
Where can I find free help to buy or rent in Fort Scott?
We found no HUD-approved counseling agencies with an office in Bourbon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
