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City · 8,606 residents · Riley County, Kansas

Fort Riley , Kansas

In Fort Riley, typical rent is $1,234 a month. Compared with all of Riley County, typical rent is 18% higher and typical household income is 11% lower.

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  • Typical rent

    $1,234a month

    18% above the county

    16% above Kansas

    • Fort Riley
    • Riley
    • Kansas

  • Typical household income

    $54,362a year

    11% below the county

    27% below Kansas

    • Fort Riley
    • Riley
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Fort Riley is in Riley County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Riley County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Riley apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Concordia, the typical rent is $808: 35% less than in Fort Riley ($1,234).

  2. The typical rent in Fort Riley is $1,234 a month, 18% more than in Riley County as a whole ($1,046).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Riley

What homes there are in Fort Riley, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 62% of them, more than in Riley County (10%), and no kind reaches half.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Fort Riley changed since 2015–2019, so the Census does not compare its figures from then and now. In Riley County, the typical home value rose 18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFort RileyRiley CountyKansasUnited States
Rental vacancy Unreliable estimate5.6%6.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.1%2.1%3.4%
People per household 2.742.222.442.53
Drive alone 39%65%75%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike 52%14%3%3%
Work from home Unreliable estimate11%12%15%
Other means Unreliable estimate1%1%2%
Typical commute under 10 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Fort Riley has 2.74 people, more than in Riley County (2.22).

More people walk or bike to work in Fort Riley: 52%, against 14% in Riley County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Riley?

The Census Bureau publishes no typical home value or typical household income for Fort Riley, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Fort Riley, so the calculator starts with the one for Riley County: $237,100. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Riley County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Riley County.

Your numbers

Local data
$

Starts at the typical home value in Fort Riley. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,299 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,069

at 7.18% · 30 years

Loan amount
$232,805
Total interest
$334,952
Paid off in
November 2056

Includes $4,004 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,268 a month

  • Tight

    $1,268 to $1,631 a month

  • Hard

    more than $1,631 a month

    Your payment · 46%

Compared with the typical household income in Fort Riley ($54,362 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,069
Principal & interest$1,577
Property tax$289
Home insurance$99
FHA mortgage insurance (MIP)$105

You need at least $8,299 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fort Riley and Riley County

Fort Riley is in Riley County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fort Riley's own numbers

Typical monthly rent
$1,234
Typical yearly household income
$54,362

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Riley County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,107
Price change over 5 years (FHFA)
+34%
Homes in a high flood-risk zone
2.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Riley County.

Everything about Riley County

Buying

Buying a home in Fort Riley

The Census Bureau publishes no typical home value for Fort Riley. Below are the numbers for Riley County.

How prices have changed in Riley County

According to FHFA’s house price index, home prices in Riley County rose 44% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Riley County.

Period County Kansas U.S.
Last year (2025) +2.0% +4.1% +2.9%
5 years (2020–2025) +34% +49% +47%
10 years (2015–2025) +44% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Riley next to Riley County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Fort Riley $1,234
  • Riley $1,046
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Fort Riley $54,362
  • Riley $61,098
  • Kansas $74,275
  • United States $80,734
See the full table
Fort Riley next to Riley County and Kansas
Measure Fort Riley Riley County Kansas U.S.
Typical monthly rent $1,234 $1,046 $1,060 $1,413
Typical yearly household income $54,362 $61,098 $74,275 $80,734
Renters with high rent for their income 43% 51% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Riley County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Riley

The Census Bureau publishes no typical home value for Fort Riley, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Riley and for Riley County.

Property tax

Data not available for this place

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Riley County

FEMA does not publish these numbers by city: they are for all of Riley County.

Homes in the high-risk zone
2.3%
484
Of those, with NFIP insurance
32%
County Kansas U.S.
Homes in the high-risk zone 2.3% 2% 3.5%
Of those, with NFIP insurance 32% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Riley

Typical rent in Fort Riley is $1,234 a month: 18% above the county. In Fort Riley, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Riley County, by unit size. To pay the 2-bedroom one ($1,107 a month) without spending more than 30% of your income, you would need to earn $21.29 an hour working full time.

HUD fair market rent for all of Riley County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $859 $16.52 $34,360
1 bedroom $924 $17.77 $36,960
2 bedrooms $1,107 $21.29 $44,280
3 bedrooms $1,533 $29.48 $61,320
4 bedrooms $1,850 $35.58 $74,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Riley

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Riley is in ZIP code 66442.

For 2 bedrooms it is $1,370: $263 more than the fair market rent for Riley County ($1,107).

  • 66442 $1,370$1,890

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Riley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fort Riley

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Riley County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Fort Riley

No down payment, repair or rent-help program on our list is for Fort Riley or Riley County. The ones below are statewide in Kansas: they work in Fort Riley the same as in the rest of the state.

Which programs do I qualify for? All programs in Kansas

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

    Forgivable

    See the program Official page

Housing counselors near Fort Riley

The HUD-approved agencies closest to the center of Fort Riley, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 102 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (800) 757-1788

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 116 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (913) 342-7580

  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 197 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (620) 227-1562

All counseling agencies in Kansas

Help in Spanish near Fort Riley

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Riley

In HUD’s record, no housing authority with an office in Riley County is named for Fort Riley or Riley County.

2 other authorities have an office in Riley County: see the list Source: HUD

Cities

Other cities in Riley County

These cities are also in Riley County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Riley County Housing in Kansas

Nearby cities

The cities closest to Fort Riley, with the typical home value.

Neighboring counties

If Riley County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fort Riley.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Fort Riley

Short answers with the numbers for Fort Riley and all of Riley County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Fort Riley?

Typical rent in Fort Riley is $1,234 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Riley County is $1,107.

What is the FHA loan limit in Fort Riley?

Fort Riley uses the FHA limit for all of Riley County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Fort Riley?

We found no HUD-approved counseling agencies with an office in Riley County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).