Español

Este sitio también está en español. Leer en español

City · 6,449 residents · Dickinson County, Kansas

Abilene , Kansas

In Abilene, a typical home is worth $131,500 and typical rent is $1,022 a month. Compared with all of Dickinson County, typical household income is 15% lower and typical rent is 13% higher.

WhatsApp

  • Typical home value

    $131,500

    10% below the county

    39% below Kansas

    • Abilene
    • Dickinson
    • Kansas

  • Typical rent

    $1,022a month

    13% above the county

    4% below Kansas

    • Abilene
    • Dickinson
    • Kansas

  • Typical household income

    $57,924a year

    15% below the county

    22% below Kansas

    • Abilene
    • Dickinson
    • Kansas

  • Households that own their home

    74%

    5 points below the county

    7 points above Kansas

    • Abilene
    • Dickinson
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$182,156
3.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Abilene is in Dickinson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dickinson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Abilene apart

What this place has that others do not, from public data, most unusual first.

  1. Abilene has the 5th largest share of rent-burdened renters of the 62 cities in Kansas with more than 5,000 people (58%).

  2. The typical household income in Abilene is $57,924, 15% less than in Dickinson County as a whole ($68,417).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Abilene

What homes there are in Abilene, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Abilene, but it weighs less than in Dickinson County: 83% against 87%.

Year built

By age, homes in Abilene look like those in Dickinson County: the typical year built is 1954.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,134 a month

Dickinson County: $1,359 a month

Without a mortgage

$645 a month

Dickinson County: $630 a month

Owners with a mortgage

42%

Dickinson County: 51%

The typical cost for an owner with a mortgage in Abilene is $1,134 a month, less than in Dickinson County ($1,359); without one, $645.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Abilene did not change clearly: the difference is within the Census margin of error.

The typical rent in Abilene rose 52% over the same time; in Dickinson County, it rose 31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAbileneDickinson CountyKansasUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.1%3.4%
People per household 2.002.262.442.53
Drive alone 81%82%75%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home Unreliable estimate6%12%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate10 to 19 minutes20 to 29 minutes

On average, a household in Abilene has 2.00 people, fewer than in Dickinson County (2.26).

To get to work, 81% of workers in Abilene drive alone; in Dickinson County, 82%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Abilene?

A typical home is within reach of the typical income

We start with a typical home in Abilene, worth $131,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Abilene, which is $57,924 a year.

The calculator's FHA and conventional loan limits are those of all of Dickinson County.

Your numbers

Local data
$

Starts at the typical home value in Abilene. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,603 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,166

at 7.18% · 30 years

Loan amount
$129,118
Total interest
$185,770
Paid off in
November 2056

Includes $2,221 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,352 a month

    Your payment · 24%

  • Tight

    $1,352 to $1,738 a month

  • Hard

    more than $1,738 a month

Compared with the typical household income in Abilene ($57,924 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,166
Principal & interest$875
Property tax$179
Home insurance$55
FHA mortgage insurance (MIP)$58

You need at least $4,603 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Abilene and Dickinson County

Abilene is in Dickinson County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Abilene's own numbers

Typical home value
$131,500
Typical monthly rent
$1,022
Typical yearly household income
$57,924
Households that own their home
74%
Effective property tax rate
1.63%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dickinson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,021
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dickinson County.

Everything about Dickinson County

Buying

Buying a home in Abilene

A typical home in Abilene is worth $131,500: 10% below the county and 39% below Kansas. With the typical household income in Abilene ($57,924 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Abilene 2.3 years
  • Dickinson 2.1 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dickinson County

According to FHFA’s house price index, home prices in Dickinson County rose 51% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dickinson County.

Period County Kansas U.S.
Last year (2025) +6.6% +4.1% +2.9%
5 years (2020–2025) +37% +49% +47%
10 years (2015–2025) +51% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Abilene next to Dickinson County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Abilene $131,500
  • Dickinson $146,800
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Abilene $1,022
  • Dickinson $901
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Abilene $57,924
  • Dickinson $68,417
  • Kansas $74,275
  • United States $80,734
See the full table
Abilene next to Dickinson County and Kansas
Measure Abilene Dickinson County Kansas U.S.
Typical home value $131,500 $146,800 $217,200 $332,700
Typical monthly rent $1,022 $901 $1,060 $1,413
Typical yearly household income $57,924 $68,417 $74,275 $80,734
Households that own their home 74% 79% 67% 65%
Typical yearly property tax $2,140 $2,154 $2,798 $3,119
Effective property tax rate 1.63% 1.47% 1.29% 0.94%
Renters with high rent for their income 58% 45% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dickinson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Abilene

For a typical $131,500 home in Abilene, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Abilene's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,166a month

    Least cash to close
    Down payment
    $4,603
    Cash to close
    $8,548
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58

  • Conventional, 5% down $1,142a month

    Down payment
    $6,575
    Cash to close
    $10,520
    Rate
    7.18%
    Mortgage insurance
    PMI · $62

  • Conventional, 20% down, no PMI $946a month

    Down payment
    $26,300
    Cash to close
    $30,245
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,068a month

    Down payment
    $19,725
    Cash to close
    $23,670
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Abilene and for Dickinson County.

Property tax

Effective rate in Abilene

1.63%of the home’s value each year

$2,140 a year for the typical owner in Abilene.

  • Abilene 1.63%
  • Dickinson 1.47%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Dickinson County

FEMA does not publish these numbers by city: they are for all of Dickinson County.

Homes in the high-risk zone
0.5%
60
Of those, with NFIP insurance
77%
County Kansas U.S.
Homes in the high-risk zone 0.5% 2% 3.5%
Of those, with NFIP insurance 77% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Abilene

Typical rent in Abilene is $1,022 a month: 13% above the county. In Abilene, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dickinson County, by unit size. To pay the 2-bedroom one ($1,021 a month) without spending more than 30% of your income, you would need to earn $19.63 an hour working full time.

HUD fair market rent for all of Dickinson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $775 $14.90 $31,000
1 bedroom $780 $15.00 $31,200
2 bedrooms $1,021 $19.63 $40,840
3 bedrooms $1,313 $25.25 $52,520
4 bedrooms $1,342 $25.81 $53,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Abilene

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Abilene is in ZIP code 67410.

For 2 bedrooms it is $1,020: $1 less than the fair market rent for Dickinson County ($1,021).

  • 67410 $1,020$1,310

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Abilene when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Abilene

HUD lists 4 buildings with rents for lower incomes in Abilene. These are the largest.

  • Frontier Estates 601 N Buckeye Ave, Abilene 67410 60 low-income homes · For older adults (785) 263-1080
  • Mulberry Court Apts 1500 N Cedar St, Abilene 67410 37 low-income homes · For older adults (785) 263-7459
  • Occk Housing 1404 N Olive St, Abilene 67410 36 low-income homes · For people with disabilities (785) 263-4433
  • Abilene Plaza Apts I 510 NW 2nd St, Abilene 67410 24 low-income homes · 1 bd: 24 · In service since 1998 · For older adults, people with disabilities

See all 10 buildings in Dickinson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Abilene

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Dickinson County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Abilene

No down payment, repair or rent-help program on our list is for Abilene or Dickinson County. The ones below are statewide in Kansas: they work in Abilene the same as in the rest of the state.

Which programs do I qualify for? All programs in Kansas

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

    Forgivable

    See the program Official page

Housing counselors near Abilene

The HUD-approved agencies closest to the center of Abilene, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 85 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (800) 757-1788

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 139 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (913) 342-7580

  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 171 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (620) 227-1562

All counseling agencies in Kansas

Help in Spanish near Abilene

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Abilene

In HUD’s record, no housing authority with an office in Dickinson County is named for Abilene or Dickinson County.

3 other authorities have an office in Dickinson County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Abilene, with the typical home value.

Everything about Dickinson County Housing in Kansas

Neighboring counties

If Dickinson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Abilene.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Abilene

Short answers with the numbers for Abilene and all of Dickinson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Abilene?

The typical home value in Abilene is $131,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dickinson County it is $146,800.

How much does it cost to rent in Abilene?

Typical rent in Abilene is $1,022 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dickinson County is $1,021.

What is the FHA loan limit in Abilene?

Abilene uses the FHA limit for all of Dickinson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Abilene?

The typical homeowner in Abilene pays $2,140 a year, according to the U.S. Census Bureau. That is 1.63% of the home’s value; in Dickinson County, the rate is 1.47%.

Where can I find free help to buy or rent in Abilene?

We found no HUD-approved counseling agencies with an office in Dickinson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).