Renting · Section 8
Data from November 2026
Renting in Woodbury County, Iowa
Woodbury County has a HUD fair market rent of $1,194 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $981 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $22.96 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,194
- a month, HUD, Fiscal year 2027
- 7% more than in Iowa
- Typical rent
- $981
- a month, Census, Average 2020–2024
- About the same as in Iowa
- Wage needed
- $22.96
- an hour, 2 bedrooms
- Or $47,760 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 42%
- spend 30% or more of income on rent
- 3% less than in Iowa
Only here
Renting in Woodbury County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Woodbury County has the highest typical rent in its area: $981, more than any of its 6 neighboring counties; next is Plymouth County ($910).
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Woodbury County has the 7th lowest homeownership rate of the 99 counties in Iowa (68%).
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Woodbury County has the 9th highest typical rent of the 99 counties in Iowa ($981).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Woodbury County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Woodbury County was $1,252 a month in September 2026: 5.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $831 | $15.98 | $33,240 |
| 1 bedroom | $965 | $18.56 | $38,600 |
| 2 bedrooms | $1,194 | $22.96 | $47,760 |
| 3 bedrooms | $1,447 | $27.83 | $57,880 |
| 4 bedrooms | $1,618 | $31.12 | $64,720 |
HUD area: Sioux City, IA-NE-SD MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 31 ZIP codes in Woodbury County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,040 in 51030 to $1,540 in 51054. 4 ZIP codes are above the county's fair market rent ($1,194).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 51004 | Sioux City, IA-NE-SD | $920 | $1,070 | $1,320 | $1,600 | $1,790 |
|---|---|---|---|---|---|---|
| 51007 | Sioux City, IA-NE-SD | $800 | $920 | $1,140 | $1,390 | $1,550 |
| 51015 | Sioux City, IA-NE-SD | $730 | $840 | $1,050 | $1,270 | $1,430 |
| 51016 | Cherokee County, IA | $780 | $900 | $1,110 | $1,350 | $1,500 |
| 51016 | Ida County, IA | $780 | $900 | $1,110 | $1,350 | $1,500 |
| 51016 | Sioux City, IA-NE-SD | $780 | $900 | $1,110 | $1,350 | $1,500 |
| 51019 | Crawford County, IA | $770 | $870 | $1,050 | $1,310 | $1,520 |
| 51019 | Ida County, IA | $770 | $870 | $1,050 | $1,310 | $1,520 |
| 51019 | Monona County, IA | $770 | $870 | $1,050 | $1,310 | $1,520 |
| 51019 | Sioux City, IA-NE-SD | $770 | $870 | $1,050 | $1,310 | $1,520 |
| 51026 | Monona County, IA | $730 | $840 | $1,050 | $1,270 | $1,430 |
| 51026 | Sioux City, IA-NE-SD | $730 | $840 | $1,050 | $1,270 | $1,430 |
| 51030 | Sioux City, IA-NE-SD | $720 | $840 | $1,040 | $1,250 | $1,400 |
| 51039 | Sioux City, IA-NE-SD | $740 | $860 | $1,060 | $1,290 | $1,440 |
| 51044 | Sioux City, IA-NE-SD | $820 | $930 | $1,160 | $1,410 | $1,630 |
| 51048 | Cherokee County, IA | $760 | $840 | $1,040 | $1,320 | $1,420 |
| 51048 | Plymouth County, IA | $760 | $840 | $1,040 | $1,320 | $1,420 |
| 51048 | Sioux City, IA-NE-SD | $760 | $840 | $1,040 | $1,320 | $1,420 |
| 51052 | Sioux City, IA-NE-SD | $730 | $850 | $1,050 | $1,270 | $1,420 |
| 51054 | Sioux City, IA-NE-SD | $1,070 | $1,240 | $1,540 | $1,870 | $2,090 |
| 51055 | Monona County, IA | $740 | $850 | $1,060 | $1,290 | $1,480 |
| 51055 | Sioux City, IA-NE-SD | $740 | $850 | $1,060 | $1,290 | $1,480 |
| 51056 | Monona County, IA | $720 | $840 | $1,040 | $1,250 | $1,420 |
| 51056 | Sioux City, IA-NE-SD | $720 | $840 | $1,040 | $1,250 | $1,420 |
| 51101 | Sioux City, IA-NE-SD | $720 | $840 | $1,040 | $1,250 | $1,380 |
| 51103 | Plymouth County, IA | $810 | $940 | $1,160 | $1,410 | $1,570 |
| 51103 | Sioux City, IA-NE-SD | $810 | $940 | $1,160 | $1,410 | $1,570 |
| 51104 | Sioux City, IA-NE-SD | $810 | $940 | $1,160 | $1,410 | $1,570 |
| 51105 | Sioux City, IA-NE-SD | $720 | $840 | $1,040 | $1,250 | $1,380 |
| 51106 | Sioux City, IA-NE-SD | $900 | $1,040 | $1,290 | $1,560 | $1,750 |
| 51111 | Sioux City, IA-NE-SD | $860 | $990 | $1,230 | $1,490 | $1,670 |
- 51004 · Sioux City, IA-NE-SD $1,320$1,600
- 51007 · Sioux City, IA-NE-SD $1,140$1,390
- 51015 · Sioux City, IA-NE-SD $1,050$1,270
- 51016 · Cherokee County, IA $1,110$1,350
- 51016 · Ida County, IA $1,110$1,350
- 51016 · Sioux City, IA-NE-SD $1,110$1,350
- 51019 · Crawford County, IA $1,050$1,310
- 51019 · Ida County, IA $1,050$1,310
- 51019 · Monona County, IA $1,050$1,310
- 51019 · Sioux City, IA-NE-SD $1,050$1,310
- 51026 · Monona County, IA $1,050$1,270
- 51026 · Sioux City, IA-NE-SD $1,050$1,270
- 51030 · Sioux City, IA-NE-SD $1,040$1,250
- 51039 · Sioux City, IA-NE-SD $1,060$1,290
- 51044 · Sioux City, IA-NE-SD $1,160$1,410
- 51048 · Cherokee County, IA $1,040$1,320
- 51048 · Plymouth County, IA $1,040$1,320
- 51048 · Sioux City, IA-NE-SD $1,040$1,320
- 51052 · Sioux City, IA-NE-SD $1,050$1,270
- 51054 · Sioux City, IA-NE-SD $1,540$1,870
- 51055 · Monona County, IA $1,060$1,290
- 51055 · Sioux City, IA-NE-SD $1,060$1,290
- 51056 · Monona County, IA $1,040$1,250
- 51056 · Sioux City, IA-NE-SD $1,040$1,250
- 51101 · Sioux City, IA-NE-SD $1,040$1,250
- 51103 · Plymouth County, IA $1,160$1,410
- 51103 · Sioux City, IA-NE-SD $1,160$1,410
- 51104 · Sioux City, IA-NE-SD $1,160$1,410
- 51105 · Sioux City, IA-NE-SD $1,040$1,250
- 51106 · Sioux City, IA-NE-SD $1,290$1,560
- 51111 · Sioux City, IA-NE-SD $1,230$1,490
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Woodbury County, 42% of renter households are in that position; in Iowa, 44%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
42%
of renter households spend 30% or more of their income on rent.
12,945 households rent in Woodbury County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 18%
- Spend less than 30% 58%
Compared with the state and the country
- Woodbury 42%
- Iowa 44%
- United States 51%
Low-income apartments
Low-income apartments in Woodbury County
HUD lists 31 properties with homes for low-income households in Woodbury County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 21
- HUD-assisted
- 14
1,705 homes in all; 1,436 of them low-income, according to HUD.
- Century II / West Park Apts HUD-assisted 515 Court St, Sioux City 51101 131 low-income homes · For older adults · (712) 255-3665
- Morning Hills and Southview Apts HUD-assisted 2627 S Rustin St, Sioux City 51106 128 homes, 126 low-income · For families · (712) 255-3665
- Hillside Park Tax credit (LIHTC) · HUD-assisted 2800 W 4th St, Sioux City 51103 102 homes, 101 low-income · 1 bd: 10 · 2 bd: 56 · 3 bd: 30 · 4 bd: 6 · In service since 2008 · For families · (712) 258-0801
- Pheasant Acres Apartments HUD-assisted 3640 Indian Hills Dr, Sioux City 51104 100 low-income homes · For older adults · (402) 952-4579
- Martin Tower Tax credit (LIHTC) · HUD-assisted 410 Pierce St, Sioux City 51101 86 low-income homes · For older adults · (712) 202-0088
- Centennial Manor Tax credit (LIHTC) · HUD-assisted 441 W 3rd St, Sioux City 51103 80 low-income homes · 1 bd: 80 · In service since 2006 · For older adults · (712) 255-3665, ext. 53
- Shire Apts Tax credit (LIHTC) · HUD-assisted 4236 Hickory Ln, Sioux City 51106 64 low-income homes · 1 bd: 64 · In service since 2002 · For older adults · (712) 266-8492
- Independence Village Apartments HUD-assisted 821 Iowa St, Sioux City 51105 62 homes, 60 low-income · For people with disabilities · (712) 898-7044
- Call Terminal II Tax credit (LIHTC) 1106 4th St, Sioux City 51101 70 homes, 59 low-income · 1 bd: 46 · 2 bd: 46 · In service since 2015 · For families
- Evergreen Terrace HUD-assisted 2430 West St, Sioux City 51103 55 low-income homes · For older adults · (712) 258-0508
- Maple Heights Apartments HUD-assisted 5300 Stone Ave, Sioux City 51106 50 low-income homes · For older adults · (712) 274-2318
- Fairmount Park Senior Housing HUD-assisted 210 S Fairmount St, Sioux City 51106 46 low-income homes · For older adults · (712) 252-3022
- Prime Living Apts Tax credit (LIHTC) 725 Pearl St, Sioux City 51101 60 homes, 42 low-income · Studio: 10 · 1 bd: 50 · In service since 2006 · For older adults
- Prestwick Apts Tax credit (LIHTC) 4230 Hickory Ln, Sioux City 51106 204 homes, 41 low-income · 1 bd: 96 · 2 bd: 108 · In service since 1996
- The Aberdeen Apartments Tax credit (LIHTC) 1121 Jackson St, Sioux City 51105 46 homes, 41 low-income · 1 bd: 9 · 2 bd: 15 · 3 bd: 15 · 4 bd: 7 · In service since 2018 · For families
- Lessenich Place Apts Tax credit (LIHTC) 301 5th St, Sioux City 51101 41 low-income homes · 1 bd: 30 · 2 bd: 11 · In service since 2013 · For families
- Riverside Gardens HUD-assisted 715 Bruner Ave, Sioux City 51109 40 homes, 39 low-income · For older adults · (712) 277-2083
- Riverside Estates Tax credit (LIHTC) 1104 River Dr S, Sioux City 51109 32 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 2002
- Town View Apartments HUD-assisted 454 W 4th St, Sioux City 51103 32 low-income homes · For families · (712) 899-7717
- Town View Apts Tax credit (LIHTC) 425 W 3rd St, Sioux City 51103 32 low-income homes · 2 bd: 24 · 3 bd: 8 · In service since 2006 · For families
- Pinnacle Apts of Sioux City Tax credit (LIHTC) 2610 Apache Ct, Sioux City 51104 24 low-income homes · 1 bd: 13 · 2 bd: 11 · In service since 1999
- Sanctuary Apts Tax credit (LIHTC) 3300 W 4th St, Sioux City 51103 24 low-income homes · 1 bd: 4 · 2 bd: 14 · 3 bd: 6 · In service since 2007 · For families
- Bridges West Tax credit (LIHTC) 225 Bluff St, Sioux City 51103 22 low-income homes · Studio: 13 · 2 bd: 8 · In service since 2002
- Spring Hills Apts (sioux City) Tax credit (LIHTC) 2800 41st St, Sioux City 51108 22 low-income homes · 1 bd: 17 · 2 bd: 3 · 3 bd: 2 · In service since 2004 · For people with disabilities, families
- Carnegie Place Apts Tax credit (LIHTC) 705 6th St, Sioux City 51101 20 low-income homes · 1 bd: 8 · 2 bd: 12 · In service since 2013 · For families
- Maple Heights Annex HUD-assisted 5300 Stone Ave, Sioux City 51106 20 homes, 19 low-income · For older adults · (712) 276-3821
- The Everett Tax credit (LIHTC) 1314 W 3rd St, Sioux City 51103 20 homes, 18 low-income · 1 bd: 3 · 2 bd: 11 · 3 bd: 3 · 4 bd: 3 · In service since 2019 · For families
- Murray Apts Tax credit (LIHTC) 821 Jackson St, Sioux City 51105 17 low-income homes · 1 bd: 14 · 2 bd: 3 · In service since 2010 · For families
- Woodbury Ridge Tax credit (LIHTC) 805 Main St, Moville 51039 12 low-income homes · 1 bd: 2 · 2 bd: 8 · 3 bd: 2 · In service since 2002 · For families
- Hearthstone Apts Tax credit (LIHTC) 2317 W 19th St, Sioux City 51103 46 homes
- Century Plaza Tax credit (LIHTC) 411 Nebraska St, Sioux City 51101 17 homes
4 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Woodbury County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Woodbury County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,550 | $34,300 | $54,850 |
| 2 people | $23,500 | $39,200 | $62,650 |
| 3 people | $27,320 | $44,100 | $70,500 |
| 4 people | $33,000 | $48,950 | $78,300 |
| 5 people | $38,680 | $52,900 | $84,600 |
| 6 people | $44,360 | $56,800 | $90,850 |
| 7 people | $50,040 | $60,700 | $97,100 |
| 8 people | $55,720 | $64,650 | $103,400 |
Area median income: $97,900. HUD income limits by family size, Fiscal year 2026. Area: Sioux City, IA-NE-SD MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $748 – $914
- 1 bedroom $869 – $1,062
- 2 bedrooms $1,075 – $1,313
- 3 bedrooms $1,302 – $1,592
- 4 bedrooms $1,456 – $1,780
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- City of Sioux City Housing Authority Section 8 vouchers · 1,221 vouchers (712) 279-6980 City of Sioux City Housing Authority: atooley@sioux-city.org
Housing agencies in Iowa Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Iowa
What Iowa law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- Iowa Code §562A.12(1)
- When must they return my deposit?
- 30 days
- Iowa Code §562A.12(3)(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Iowa Code §562A.27(2)
- How much notice ends a month-to-month rental?
- 30 days
- Iowa Code §562A.34(2)
- Only a court order can remove youIowa Code §562A.33
- Repair and deduct from the rentIowa Code §562A.27(4)
Help
Where to get help with rent in Woodbury County
This HUD-approved agency has an office in Woodbury County. They counsel for free or at low cost.
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Center for Siouxland
715 Douglas St, Sioux City
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 9 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Woodbury County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Iowa, the average home bill was $112 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,388
What you need before you get the keys.
What adds up
- First month
- $1,194
- Security deposit
- $1,194
- Total
- $2,388
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Woodbury County?
According to HUD (Fiscal year 2027): Studio: $831; 1 bedroom: $965; 2 bedrooms: $1,194; 3 bedrooms: $1,447; 4 bedrooms: $1,618. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Woodbury County?
Paying the 2-bedroom fair market rent ($1,194) without spending more than 30% of income takes $22.96 an hour full time, or $47,760 a year.
Who qualifies for Section 8 in Woodbury County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Woodbury County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,075 and $1,313 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Woodbury County?
For 2 bedrooms they run from $1,040 in 51030 to $1,540 in 51054. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Woodbury County?
HUD lists 31 properties with homes for low-income households in Woodbury County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Woodbury County?
HUD counts rent as a burden when it reaches 30% of income or more. In Woodbury County, 42% of renter households are in that position; in Iowa, 44%, and nationwide, 51% (Average 2020–2024, Census).