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Section 8 · Pottawattamie County

Data from November 2026

How much does Section 8 pay in Pottawattamie County, Iowa?

HUD sets the 2-bedroom fair market rent in Pottawattamie County at $1,450 a month (Fiscal year 2027). From that figure, your housing agency sets its payment standard, which as a rule runs from $1,305 to $1,595. The voucher pays up to that standard, minus your share: generally 30% of your adjusted monthly income.

By ZIP codeHow to apply
WhatsApp
Fair market rent, 2 bedrooms
$1,450
a month, HUD, Fiscal year 2027
30% more than in Iowa
Possible payment standard, 2 BR
$1,305 – $1,595
90% to 110% of the fair market rent
By ZIP code, 2 BR
$1,010 – $1,460
across 16 ZIP codes
Section 8 vouchers
784
at 1 agency based here

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Public Housing Agencies (HUD) Retrieved November 6, 2026 Public Housing Agencies (HUD)

Only here

Section 8 in Pottawattamie County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. HUD sets no higher 2-bedroom fair market rent in Iowa than the one for Pottawattamie County ($1,450 a month), among 99 counties.

  2. A year of 2-bedroom fair market rent in Pottawattamie County ($1,450 a month) is 31% of the very low income limit for a family of 4 ($57,000). None of the 99 counties in Iowa has a higher share.

  3. Next door, in Shelby County, HUD sets the 2-bedroom fair market rent at $927: 36% less than in Pottawattamie County ($1,450).

  4. The 2-bedroom fair market rent in Pottawattamie County ($1,450) is 42% above the median rent tenants pay across all homes ($1,018, Census). Only 6 of the 99 counties in Iowa have a wider gap.

  5. Across the 16 ZIP codes in Pottawattamie County, the 2-bedroom ZIP code fair market rent runs from $1,010 in 51525 to $1,460 in 51510: 45% more.

  6. Only 7 of the 99 counties in Iowa have a higher very low income limit (50%) than Pottawattamie County for a family of 4 ($57,000 a year).

Sources: HUD (Fiscal year 2027); HUD (Fiscal year 2026); U.S. Census Bureau (Average 2020–2024); HUD (Fiscal year 2027).

Fair market rent and payment standard

What the voucher can pay, by size

Each year HUD publishes a fair market rent (FMR) for each home size in Pottawattamie County. Your housing agency uses it to set its payment standard: the most the voucher can pay toward rent and utilities.

  • The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113
  • Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)
  • Above 110% is an exception payment standard. Up to 120%, the agency only has to notify HUD that it meets certain criteria. 24 CFR §982.503(d)
Fair market rent and possible payment standard HUD fair market rent by size and the basic payment-standard range (90% to 110% of the fair market rent), Fiscal year 2027.
Size Fair rent per month Possible payment standard
Studio $1,167 $1,050 – $1,284
1 bedroom $1,219 $1,097 – $1,341
2 bedrooms $1,450 $1,305 – $1,595
3 bedrooms $1,924 $1,732 – $2,116
4 bedrooms $2,179 $1,961 – $2,397

HUD area: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent of each ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 16 ZIP codes in Pottawattamie County (Fiscal year 2027). Where they are used, they are the basis of your home’s payment standard.

For 2 bedrooms they run from $1,010 in 51525 to $1,460 in 51510. With the 90% to 110% rule, the payment standard could run from $909 to $1,111 in 51525 and from $1,314 to $1,606 in 51510.

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Lowest and highest, by size

  • Studio $820 – $1,180
  • 1 bedroom $850 – $1,230
  • 2 bedrooms $1,010 – $1,460
  • 3 bedrooms $1,350 – $1,940
  • 4 bedrooms $1,530 – $2,190
Fair market rent by ZIP code and size, in ZIP code order, Fiscal year 2027. HUD area: Omaha-Council Bluffs, NE-IA.
ZIP code Studio1 bd2 bd3 bd4 bd
51501$1,050$1,100$1,310$1,740$1,970
51503$990$1,030$1,230$1,630$1,850
51510$1,180$1,230$1,460$1,940$2,190
51521$860$900$1,070$1,410$1,590
51525$820$850$1,010$1,360$1,530
51526$990$1,030$1,230$1,630$1,840
51536$850$890$1,060$1,410$1,590
51542$880$910$1,090$1,440$1,640
51548$970$1,010$1,200$1,590$1,800
51549$820$850$1,010$1,360$1,530
51553$820$850$1,010$1,360$1,530
51559$950$990$1,180$1,570$1,770
51560$920$960$1,140$1,510$1,710
51575$1,080$1,130$1,340$1,780$2,010
51576$940$980$1,170$1,550$1,760
51577$820$860$1,020$1,350$1,530

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

How it is figured

What the voucher pays and what you pay

The housing agency pays the owner directly. This is how it is figured, under HUD’s rules:

  1. The payment standard is the most the voucher pays. The agency pays the lower of the payment standard minus your share, or the rent with utilities minus your share. 24 CFR §982.505(a), (b)

  2. Your share (the total tenant payment) is the highest of 30% of your adjusted monthly income, 10% of your monthly income, the part of public assistance set aside for housing, or the minimum rent. 24 CFR §5.628(a)

  3. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  4. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.305(a)(5), §982.508

An example with HUD’s figures in Pottawattamie County

A family of 4 earning HUD’s extremely low income limit in Pottawattamie County has $34,200 a year, about $2,850 a month. 30% of that income is $855. Since adjusted income is the same or lower, the family’s share would generally not be more than that. If the agency sets the payment standard equal to the fair market rent ($1,450) and the 2-bedroom home rents for that, the voucher would pay about $595 or more.

Rent, equal to the fair market rent
$1,450
Family share, at most
$855
Voucher payment, at least
$595

This is only an example. Your agency figures your adjusted income, the home size you get and its own payment standard. Sources: HUD fair market rent (Fiscal year 2027) and HUD income limits (Fiscal year 2026).

How to apply

Where and how to ask for a voucher in Pottawattamie County

1 housing agency is based in Pottawattamie County. This is how you apply:

  • You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD
  • Because demand is high, you may need to sign up on several waiting lists. You do not need to live where you apply. HUD
  • Generally, your family must have very low income: no more than 50% of the area median income. In Pottawattamie County, for a family of 4 that limit is $57,000 a year (Fiscal year 2026). 24 CFR §5.603, §982.201(b)

How much can you earn? Check your case Section 8 and mixed-status families: how it worksRental help and public charge: what the rules sayHow to avoid rental scams: the signs and what to do

Housing agencies that serve this place

Housing agencies in Iowa HUD list of housing agencies Source: HUD, Retrieved November 6, 2026

Frequently asked questions

How much does Section 8 pay for 2 bedrooms in Pottawattamie County?

It depends on your agency’s payment standard and your income. HUD sets the 2-bedroom fair market rent at $1,450 (Fiscal year 2027), and the basic payment standard can run from $1,305 to $1,595. The voucher pays up to that standard minus your share.

How much do I pay with a voucher?

If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income.

Does the payment standard change by ZIP code in Pottawattamie County?

For 2 bedrooms they run from $1,010 in 51525 to $1,460 in 51510. With the 90% to 110% rule, the payment standard could run from $909 to $1,111 in 51525 and from $1,314 to $1,606 in 51510. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

Where do I apply for Section 8 in Pottawattamie County?

At a public housing agency. 1 is based in Pottawattamie County, such as Municipal Housing Agency of Council Bluffs. If you qualify, your name usually goes on a waiting list. You can sign up on several: you do not need to live where you apply.

Who qualifies for Section 8 in Pottawattamie County?

Generally, your family must have very low income: no more than 50% of the area median income. In Pottawattamie County, for a family of 4 that limit is $57,000 a year (Fiscal year 2026).