In Knoxville, a typical home is worth $160,300 and typical rent is $801 a month. Compared with all of Marion County, the typical home value is 31% lower and typical household income is 22% lower.
Typical home value from Zillow, September 2021 to September 2026: from $169,577 to $208,301.
Typical rent
$906a month
▼ 0.9% less than 12 months ago
Typical rent from Zillow, September 2025 to September 2026: from $914 to $906.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Knoxville is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Knoxville is worth $160,300,31% less than in Marion County as a whole ($233,000).
2
The typical household income in Knoxville is $61,599,22% less than in Marion County as a whole ($78,680).
3
14% of households in Knoxville have no internet at home (7% in Marion County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Knoxville
What homes there are in Knoxville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Knoxville
Marion County
Iowa
United States
Kind of home: Knoxville and its comparisons
Measure
Knoxville
Marion County
Iowa
United States
Detached house
71%
78%
72%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
10%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
9%
14%
19%
Mobile home
8%
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Knoxville, 7 in 10 homes are single-family detached houses; in Marion County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Knoxville
Marion County
Iowa
United States
Year built: Knoxville and its comparisons
Measure
Knoxville
Marion County
Iowa
United States
Before 1960
35%
30%
38%
26%
1960–1979
36%
31%
24%
24%
1980–1999
18%
20%
17%
25%
2000–2009
6%
11%
11%
14%
2010 or later
Unreliable estimate
8%
11%
11%
Homes in Knoxville are older: the typical year built is 1971; in Marion County, 1975.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K28%
$100K–$200K35%
$200K–$300K18%
$300K–$500K14%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Knoxville and its comparisons
Measure
Knoxville
Under $100K
28%
$100K–$200K
35%
$200K–$300K
18%
$300K–$500K
14%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 94% of owner-occupied homes in Knoxville sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99976%
$1,000–$1,49912%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Knoxville and its comparisons
Measure
Knoxville
Under $500
Unreliable estimate
$500–$999
76%
$1,000–$1,499
12%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,217 a month
Marion County: $1,546 a month
Without a mortgage
$531 a month
Marion County: $608 a month
Owners with a mortgage
60%
Marion County: 59%
In Knoxville, 60% of owners have a mortgage, and their typical cost is $1,217 a month, against $1,546 in Marion County. Without one it drops to $531.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Knoxville+69%
Marion County+48%
Iowa+41%
United States+53%
Typical rent
Knoxville+19%
Marion County+23%
Iowa+23%
United States+33%
Typical household income
Knoxville+29%
Marion County+29%
Iowa+24%
United States+29%
Change since 2015–2019: Knoxville and its comparisons
Measure
Knoxville
Marion County
Iowa
United States
Typical home value
+69%
+48%
+41%
+53%
Typical rent
+19%
+23%
+23%
+33%
Typical household income
+29%
+29%
+24%
+29%
From 2015–2019 to 2020–2024, the typical home value in Knoxville rose 69%; in Marion County, it rose 48%.
Since 2015–2019, the typical rent in Knoxville rose 19%, less than in Marion County (23%).
The typical household income in Knoxville rose 29% over that time; home values changed +69% and rent +19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Knoxville and its comparisons
Measure
Knoxville
Marion County
Iowa
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.6%
1.6%
3.4%
People per household
2.29
2.40
2.36
2.53
Drive alone
79%
79%
76%
69%
Carpool
Unreliable estimate
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
4%
3%
3%
Work from home
11%
10%
11%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
A household in Knoxville has 2.29 people on average, about the same as in Marion County (2.40).
In Knoxville, 79% of workers drive alone to work; in Marion County, 79%.
Do the math
What would you pay each month for a home in Knoxville?
A typical home is within reach of the typical income
We start with a typical home in Knoxville, worth $160,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Knoxville, which is $61,599 a year.
The calculator's FHA and conventional loan limits are those of all of Marion County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Knoxville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,611 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,407
at 7.18% · 30 years
Loan amount
$157,396
Total interest
$226,456
Paid off in
November 2056
Includes $2,707 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,437 a month
Your payment · 27%
Tight
$1,437 to $1,848 a month
Hard
more than $1,848 a month
Compared with the typical household income in Knoxville ($61,599 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,066
Property tax
$203
Home insurance
$67
FHA mortgage insurance (MIP)
$71
You need at least $5,611 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,407; principal and interest $1,066.
The city and its county
Knoxville and Marion County
Knoxville is in Marion County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Knoxville
Map of Marion County, Iowa, with Knoxville marked. Around it, the neighboring counties.
Knoxville
Marion County
Other cities with a page
Knoxville's own numbers
Typical home value
$160,300
Typical monthly rent
$801
Typical yearly household income
$61,599
Households that own their home
76%
Effective property tax rate
1.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marion County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,021
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
1.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.
A typical home in Knoxville is worth $160,300: 31% below the county and 23% below Iowa. With the typical household income in Knoxville ($61,599 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Knoxville2.6 years
Marion3.0 years
Iowa2.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marion County
According to FHFA’s house price index, home prices in Marion County rose 80% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marion County.
Yearly change in FHFA’s price index in Marion County, 2016 to 2025
2016: +0.9% +0.9% 2016
2017: +6.6% +6.6% 2017
2018: +4.8% +4.8% 2018
2019: +5.7% +5.7% 2019
2020: +0.5% +0.5% 2020
2021: +9.5% +9.5% 2021
2022: +14.8% +14.8% 2022
2023: +6.7% +6.7% 2023
2024: +5.1% +5.1% 2024
2025: +6.4% +6.4% 2025
Change in FHFA’s price index in Marion County, Iowa and the United States
Period
County
Iowa
U.S.
Last year (2025)
+6.4%
+3.2%
+2.9%
5 years (2020–2025)
+50%
+41%
+47%
10 years (2015–2025)
+80%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Knoxville next to Marion County, Iowa and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Knoxville$160,300
Marion$233,000
Iowa$208,000
United States$332,700
Typical monthly rent
Knoxville$801
Marion$884
Iowa$972
United States$1,413
Typical yearly household income
Knoxville$61,599
Marion$78,680
Iowa$75,059
United States$80,734
See the full table
Knoxville next to Marion County and Iowa
Measure
Knoxville
Marion County
Iowa
U.S.
Typical home value
$160,300 ▼31% below the county
$233,000
$208,000
$332,700
Typical monthly rent
$801 ▼9% below the county
$884
$972
$1,413
Typical yearly household income
$61,599 ▼22% below the county
$78,680
$75,059
$80,734
Households that own their home
76% ▼2 points below the county
78%
72%
65%
Typical yearly property tax
$2,430 ▼15% below the county
$2,848
$2,897
$3,119
Effective property tax rate
1.52% ▲0.3 points above the county
1.22%
1.39%
0.94%
Renters with high rent for their income
41% ▲3 points above the county
38%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Knoxville
For a typical $160,300 home in Knoxville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Knoxville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,407a month
Least cash to close
Down payment
$5,611
Cash to close
$10,420
Rate
7.18%
Mortgage insurance
FHA MIP · $71
Conventional, 5% down$1,378a month
Down payment
$8,015
Cash to close
$12,824
Rate
7.18%
Mortgage insurance
PMI · $76
Conventional, 20% down, no PMI$1,139a month
Down payment
$32,060
Cash to close
$36,869
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,287a month
Down payment
$24,045
Cash to close
$28,854
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Knoxville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,407
$5,611
$157,397
7.18%
FHA MIP · $71
$10,420
580
Conventional, 5% down
$1,378
$8,015
$152,285
7.18%
PMI · $76
$12,824
620*
Conventional, 20% down, no PMI
$1,139
$32,060
$128,240
7.18%
None
$36,869
620*
ITIN, 15% down (example)
$1,287
$24,045
$136,255
8.18%
None
$28,854
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Knoxville is $801 a month: 9% below the county. In Knoxville, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,021 a month) without spending more than 30% of your income, you would need to earn $19.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marion County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$711
$13.67
$28,440
1 bedroom
$826
$15.88
$33,040
2 bedrooms
$1,021
$19.63
$40,840
3 bedrooms
$1,217
$23.40
$48,680
4 bedrooms
$1,378
$26.50
$55,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Knoxville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Knoxville is in ZIP code 50138.
For 2 bedrooms it is $960: $61 less than the fair market rent for Marion County ($1,021).
Fair market rent by ZIP code and size in Knoxville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
50138
$670
$780
$960
$1,140
$1,300
ZIP code2 bd3 bd
50138 $960$1,140
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Knoxville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Knoxville. These are the largest.
Unselected800 N Depot St, Knoxville 5013848 homes, 47 low-income · Run by Low Rent Housing Agency of Knoxville · Average payment: $567 a month · Average wait: 5 months · Homes at several sites(641) 828-7371
Villas at Fox Pointe2110 Madelyn Dr, Knoxville 5013850 homes, 42 low-income · 2 bd: 8 · 3 bd: 16 · 4 bd: 26 · In service since 2015 · For families
Madison Heights Apts2000 W Madison St, Knoxville 5013824 low-income homes · 1 bd: 6 · 2 bd: 13 · 3 bd: 5 · In service since 1998 · For families
Oakview I1017 Levin Dr, Knoxville 5013824 low-income homes · For older adults(641) 842-5663
Windsor Ridge1210 Eric Dr, Knoxville 5013824 low-income homes · 1 bd: 24 · In service since 2001 · For older adults, people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Marion County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Knoxville or Marion County. The ones below are statewide in Iowa: they work in Knoxville the same as in the rest of the state.
With the Iowa state authority's FirstHome mortgage, a first-time buyer can get a second loan of up to 3% of the price (maximum $10,000) or up to 5% (maximum $15,000), with no monthly payments, repaid when you sell, refinance or pay off the mortgage.Offered by Iowa Finance Authority (IFA).
Iowa state authority second loan, with the Homes for Iowans mortgage, of up to 3% of the price (maximum $10,000) or 5% (maximum $15,000) for the down payment and closing costs; no monthly payments, and for any buyer.Offered by Iowa Finance Authority (IFA).
No legal help resource on our list is for Knoxville or Marion County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Knoxville and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Knoxville?
The typical home value in Knoxville is $160,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $233,000.
How much does it cost to rent in Knoxville?
Typical rent in Knoxville is $801 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,021.
What is the FHA loan limit in Knoxville?
Knoxville uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Knoxville?
The typical homeowner in Knoxville pays $2,430 a year, according to the U.S. Census Bureau. That is 1.52% of the home’s value; in Marion County, the rate is 1.22%.
Where can I find free help to buy or rent in Knoxville?
We found no HUD-approved counseling agencies with an office in Marion County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
