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City · 8,560 residents · Polk County, Iowa

Bondurant , Iowa

In Bondurant, a typical home is worth $318,800 and typical rent is $1,337 a month. Compared with all of Polk County, typical household income is 62% higher, the typical home value is 22% higher, and the share of households that own their home is 24 points higher.

Bondurant in numbers

  • Typical home value

    $318,800

    22% above the county

    53% above Iowa

    • Bondurant
    • Polk
    • Iowa
  • Typical rent

    $1,337a month

    16% above the county

    38% above Iowa

    • Bondurant
    • Polk
    • Iowa
  • Typical household income

    $135,674a year

    62% above the county

    81% above Iowa

    • Bondurant
    • Polk
    • Iowa
  • Households that own their home

    91%

    24 points above the county

    19 points above Iowa

    • Bondurant
    • Polk
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$332,189
0.9% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $299,115 to $332,189.
Typical rent
$1,245 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bondurant is in Polk County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Polk County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bondurant apart

What this place has that others do not, from public data, most unusual first.

  1. Bondurant has the 2nd highest homeownership rate of the 86 cities in Iowa with more than 5,000 people (91%).

  2. Bondurant has the 2nd highest typical household income of the 86 cities in Iowa with more than 5,000 people ($135,674).

  3. Nearby, in Des Moines, the typical home value is $194,700: 39% less than in Bondurant ($318,800).

  4. Bondurant has the 5th highest typical rent of the 85 cities in Iowa with more than 5,000 people ($1,337).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Bondurant fell 0.9%; in Iowa, it rose 3.3%.

  6. Nearby, in Des Moines, the typical rent is $1,090: 18% less than in Bondurant ($1,337).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Bondurant

What homes there are in Bondurant, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Bondurant and its comparisons
MeasureBondurantPolk CountyIowaUnited States
Detached house 92%63%72%61%
Attached house Unreliable estimate8%5%6%
Building of 2 to 4 Unreliable estimate4%6%8%
Apartments (5 or more) Unreliable estimate24%14%19%
Mobile home Unreliable estimate2%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Bondurant, 9 in 10 homes are single-family detached houses; in Polk County, 6.

Year built
Year built: Bondurant and its comparisons
MeasureBondurantPolk CountyIowaUnited States
Before 1960 Unreliable estimate28%38%26%
1960–1979 Unreliable estimate20%24%24%
1980–1999 Unreliable estimate21%17%25%
2000–2009 22%14%11%14%
2010 or later 53%17%11%11%

Homes in Bondurant are newer: the typical year built is 2011; in Polk County, 1982.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Bondurant and its comparisons
MeasureBondurant
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K 35%
$300K–$500K 56%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Bondurant and its comparisons
MeasureBondurant
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 69%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,803 a month

Polk County: $1,741 a month

Without a mortgage

$683 a month

Polk County: $714 a month

Owners with a mortgage

89%

Polk County: 70%

The typical cost for an owner with a mortgage in Bondurant is $1,803 a month, near the figure in Polk County ($1,741).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Bondurant and its comparisons
MeasureBondurantPolk CountyIowaUnited States
Typical home value +47%+46%+41%+53%
Typical rent +56%+26%+23%+33%
Typical household income +39%+24%+24%+29%

Much as in Polk County, the typical home value in Bondurant rose 47% since 2015–2019.

The typical rent in Bondurant rose 56% over the same time; in Polk County, it rose 26%.

Housing prices ran ahead of income in Bondurant: typical income rose 39%, against +47% for home values and +56% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Bondurant and its comparisons
MeasureBondurantPolk CountyIowaUnited States
Rental vacancy Unreliable estimate5.5%5.7%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate2.4%1.6%3.4%
People per household 2.902.412.362.53
Drive alone 76%72%76%69%
Carpool 10%8%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 14%16%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

More people live in each home here: 2.90 on average, against 2.41 in Polk County.

The car rules in Bondurant: 76% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bondurant?

A typical home is within reach of the typical income

We start with a typical home in Bondurant, worth $318,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Bondurant, which is $135,674 a year.

The calculator's FHA and conventional loan limits are those of all of Polk County.

Your numbers

Local data
$

Starts at the typical home value in Bondurant. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,158 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,819

at 7.18% · 30 years

Loan amount
$313,026
Total interest
$450,371
Paid off in
November 2056

Includes $5,384 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,166 a month

    Your payment · 25%

  • Tight

    $3,166 to $4,070 a month

  • Hard

    more than $4,070 a month

Compared with the typical household income in Bondurant ($135,674 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,819
Monthly payment breakdown
Principal & interest$2,121
Property tax$425
Home insurance$133
FHA mortgage insurance (MIP)$141

You need at least $11,158 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,819; principal and interest $2,121.

The city and its county

Bondurant and Polk County

Bondurant is in Polk County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Polk County, Iowa, with Bondurant marked. Around it, the neighboring counties.

Bondurant's own numbers

Typical home value
$318,800
Typical monthly rent
$1,337
Typical yearly household income
$135,674
Households that own their home
91%
Effective property tax rate
1.6%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Polk County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,360
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Polk County.

Everything about Polk County

Buying

Buying a home in Bondurant

A typical home in Bondurant is worth $318,800: 22% above the county and 53% above Iowa. With the typical household income in Bondurant ($135,674 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bondurant 2.3 years
  • Polk 3.1 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Polk County

According to FHFA’s house price index, home prices in Polk County rose 70% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Polk County.

Yearly change in FHFA’s price index in Polk County, 2016 to 2025
  1. 2020: +2.0%
  2. 2021: +9.1%
  3. 2022: +12.6%
  4. 2023: +7.4%
  5. 2024: +4.6%
  6. 2025: +1.7%
Change in FHFA’s price index in Polk County, Iowa and the United States
Period County Iowa U.S.
Last year (2025) +1.7% +3.2% +2.9%
5 years (2020–2025) +40% +41% +47%
10 years (2015–2025) +70% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bondurant next to Polk County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bondurant $318,800
  • Polk $262,100
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Bondurant $1,337
  • Polk $1,149
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Bondurant $135,674
  • Polk $83,576
  • Iowa $75,059
  • United States $80,734
See the full table
Bondurant next to Polk County and Iowa
Measure Bondurant Polk County Iowa U.S.
Typical home value $318,800 22% above the county $262,100 $208,000 $332,700
Typical monthly rent $1,337 16% above the county $1,149 $972 $1,413
Typical yearly household income $135,674 62% above the county $83,576 $75,059 $80,734
Households that own their home 91% 24 points above the county 67% 72% 65%
Typical yearly property tax $5,089 16% above the county $4,396 $2,897 $3,119
Effective property tax rate 1.6% 0.08 points below the county 1.68% 1.39% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Polk County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bondurant

For a typical $318,800 home in Bondurant, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bondurant's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,819a month

    Least cash to close
    Down payment
    $11,158
    Cash to close
    $20,722
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $141
  • Conventional, 5% down $2,761a month

    Down payment
    $15,940
    Cash to close
    $25,504
    Rate
    7.18%
    Mortgage insurance
    PMI · $151
  • Conventional, 20% down, no PMI $2,286a month

    Down payment
    $63,760
    Cash to close
    $73,324
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,580a month

    Down payment
    $47,820
    Cash to close
    $57,384
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bondurant and for Polk County.

Property tax

Effective rate in Bondurant

1.6%of the home’s value each year

$5,089 a year for the typical owner in Bondurant.

  • Bondurant 1.6%
  • Polk 1.68%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Polk County

FEMA does not publish these numbers by city: they are for all of Polk County.

Homes in the high-risk zone
1%
1,607
Of those, with NFIP insurance
23%
Homes in the high-risk zone and with NFIP insurance: Polk County, Iowa and the U.S.
Measure County Iowa U.S.
Homes in the high-risk zone 1% 2.2% 3.5%
Of those, with NFIP insurance 23% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bondurant

Typical rent in Bondurant is $1,337 a month: 16% above the county.

HUD publishes a fair market rent for all of Polk County, by unit size. To pay the 2-bedroom one ($1,360 a month) without spending more than 30% of your income, you would need to earn $26.15 an hour working full time.

HUD fair market rent for all of Polk County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Polk County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,102 $21.19 $44,080
1 bedroom $1,145 $22.02 $45,800
2 bedrooms $1,360 $26.15 $54,400
3 bedrooms $1,856 $35.69 $74,240
4 bedrooms $1,901 $36.56 $76,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bondurant

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bondurant is in ZIP code 50035.

For 2 bedrooms it is $1,400: $40 more than the fair market rent for Polk County ($1,360).

  • 50035 $1,400$1,910

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bondurant when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bondurant

HUD lists one building with rents for lower incomes in Bondurant.

  • Candleridge Apts of Bondurant 515 Brick St SE, Bondurant 50035 23 low-income homes · In service since 1992

See all 138 buildings in Polk County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bondurant

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Polk County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Bondurant

No down payment, repair or rent-help program on our list is for Bondurant or Polk County. The ones below are statewide in Iowa: they work in Bondurant the same as in the rest of the state.

Housing counselors near Bondurant

The HUD-approved agencies closest to the center of Bondurant, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Greater Des Moines Habitat for Humanity

    95 University Ave, Des Moines · 11 miles away

    • Pre-purchase counseling
  • Home Opportunities Made Easy, Inc. (home, Inc.)

    1618 6th Ave, Des Moines · 11 miles away · Spanish

    • Home improvement and repairs
    • Homelessness services
    • and 5 more
  • Family Management Financial Solutions, Inc.

    2310 Falls Ave Ste 4, Waterloo · 78 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

Every agency in Polk County All counseling agencies in Iowa

Help in Spanish near Bondurant

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bondurant

In HUD’s record, no housing authority with an office in Polk County is named for Bondurant or Polk County.

2 other authorities have an office in Polk County: see the list Source: HUD

Cities

Other cities in Polk County

These cities are also in Polk County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Bondurant

Short answers with the numbers for Bondurant and all of Polk County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bondurant?

The typical home value in Bondurant is $318,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Polk County it is $262,100.

How much does it cost to rent in Bondurant?

Typical rent in Bondurant is $1,337 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Polk County is $1,360.

What is the FHA loan limit in Bondurant?

Bondurant uses the FHA limit for all of Polk County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bondurant?

The typical homeowner in Bondurant pays $5,089 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in Polk County, the rate is 1.68%.

Where can I find free help to buy or rent in Bondurant?

There are 2 HUD-approved counseling agencies with an office in Polk County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).