In Sellersburg, a typical home is worth $231,500 and typical rent is $1,151 a month. Compared with all of Clark County, the share of households that own their home is 5 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $250,411 to $299,096.
Typical rent
$1,264a month
Typical rent from Zillow, March 2026 to September 2026: from $1,200 to $1,264.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Sellersburg is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Scottsburg, the typical home value is $146,200: 37% less than in Sellersburg ($231,500).
2
Nearby, in Scottsburg, the typical rent is $831: 28% less than in Sellersburg ($1,151).
3
80% of households in Sellersburg own their home, against 75% in Clark County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Sellersburg
What homes there are in Sellersburg, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Sellersburg
Clark County
Indiana
United States
Kind of home: Sellersburg and its comparisons
Measure
Sellersburg
Clark County
Indiana
United States
Detached house
75%
73%
73%
61%
Attached house
Unreliable estimate
4%
4%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
13%
13%
19%
Mobile home
Unreliable estimate
5%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Sellersburg, 8 in 10 homes are single-family detached houses, about the same as in Clark County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Sellersburg
Clark County
Indiana
United States
Year built: Sellersburg and its comparisons
Measure
Sellersburg
Clark County
Indiana
United States
Before 1960
19%
21%
31%
26%
1960–1979
33%
27%
24%
24%
1980–1999
18%
22%
23%
25%
2000–2009
15%
15%
12%
14%
2010 or later
15%
16%
10%
11%
In Sellersburg, half of the homes were built before 1979; in Clark County, before 1982.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K26%
$200K–$300K32%
$300K–$500K25%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Sellersburg and its comparisons
Measure
Sellersburg
Under $100K
Unreliable estimate
$100K–$200K
26%
$200K–$300K
32%
$300K–$500K
25%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99934%
$1,000–$1,49954%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Sellersburg and its comparisons
Measure
Sellersburg
Under $500
Unreliable
$500–$999
34%
$1,000–$1,499
54%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,344 a month
Clark County: $1,403 a month
Without a mortgage
$483 a month
Clark County: $517 a month
Owners with a mortgage
66%
Clark County: 66%
Owning costs about the same in Sellersburg as in Clark County: with a mortgage, $1,344 a month; without one, $483.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Sellersburg+50%
Clark County+56%
Indiana+54%
United States+53%
Typical rent
SellersburgNo clear change
Clark County+34%
Indiana+29%
United States+33%
Typical household income
SellersburgNo clear change
Clark County+33%
Indiana+28%
United States+29%
Change since 2015–2019: Sellersburg and its comparisons
Measure
Sellersburg
Clark County
Indiana
United States
Typical home value
+50%
+56%
+54%
+53%
Typical rent
No clear change
+34%
+29%
+33%
Typical household income
No clear change
+33%
+28%
+29%
The typical home value in Sellersburg rose 50% since 2015–2019, less than in Clark County (56%).
Rent in Sellersburg moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Sellersburg and its comparisons
Measure
Sellersburg
Clark County
Indiana
United States
Rental vacancy
Unreliable estimate
7.4%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
0.8%
0.9%
More than one person per room
Unreliable estimate
2.0%
1.8%
3.4%
People per household
2.35
2.39
2.46
2.53
Drive alone
80%
77%
76%
69%
Carpool
Unreliable estimate
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
11%
13%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Clark County, a household in Sellersburg has 2.35 people on average.
In Sellersburg, 80% of workers drive alone to work; in Clark County, 77%.
Do the math
What would you pay each month for a home in Sellersburg?
A typical home is tight for the typical income
We start with a typical home in Sellersburg, worth $231,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Sellersburg, which is $72,179 a year. For that payment to be 28% of income, a household would need to earn about $80,386 a year.
The calculator's FHA and conventional loan limits are those of all of Clark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Sellersburg. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,103 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,876
at 7.18% · 30 years
Loan amount
$227,306
Total interest
$327,041
Paid off in
November 2056
Includes $3,909 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,684 a month
Tight
$1,684 to $2,165 a month
Your payment · 31%
Hard
more than $2,165 a month
Compared with the typical household income in Sellersburg ($72,179 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,540
Property tax
$137
Home insurance
$97
FHA mortgage insurance (MIP)
$102
You need at least $8,103 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,876; principal and interest $1,540.
The city and its county
Sellersburg and Clark County
Sellersburg is in Clark County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Sellersburg
Map of Clark County, Indiana, with Sellersburg marked. Around it, the neighboring counties.
Sellersburg
Clark County
Other cities with a page
Sellersburg's own numbers
Typical home value
$231,500
Typical monthly rent
$1,151
Typical yearly household income
$72,179
Households that own their home
80%
Effective property tax rate
0.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,276
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
4.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.
A typical home in Sellersburg is worth $231,500: 4% above the county and 6% above Indiana. With the typical household income in Sellersburg ($72,179 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Sellersburg3.2 years
Clark3.0 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clark County
According to FHFA’s house price index, home prices in Clark County rose 90% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clark County.
Yearly change in FHFA’s price index in Clark County, 2016 to 2025
2016: +3.6% +3.6% 2016
2017: +6.2% +6.2% 2017
2018: +6.8% +6.8% 2018
2019: +5.0% +5.0% 2019
2020: +4.9% +4.9% 2020
2021: +12.2% +12.2% 2021
2022: +14.1% +14.1% 2022
2023: +7.4% +7.4% 2023
2024: +5.2% +5.2% 2024
2025: +1.5% +1.5% 2025
Change in FHFA’s price index in Clark County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+1.5%
+4.3%
+2.9%
5 years (2020–2025)
+47%
+53%
+47%
10 years (2015–2025)
+90%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Sellersburg next to Clark County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Sellersburg$231,500
Clark$222,900
Indiana$218,200
United States$332,700
Typical monthly rent
Sellersburg$1,151
Clark$1,129
Indiana$1,062
United States$1,413
Typical yearly household income
Sellersburg$72,179
Clark$74,214
Indiana$71,957
United States$80,734
See the full table
Sellersburg next to Clark County and Indiana
Measure
Sellersburg
Clark County
Indiana
U.S.
Typical home value
$231,500 ▲4% above the county
$222,900
$218,200
$332,700
Typical monthly rent
$1,151
$1,129
$1,062
$1,413
Typical yearly household income
$72,179 ▼3% below the county
$74,214
$71,957
$80,734
Households that own their home
80% ▲5 points above the county
75%
71%
65%
Typical yearly property tax
$1,648 ▼4% below the county
$1,716
$1,614
$3,119
Effective property tax rate
0.71% ▼0.06 points below the county
0.77%
0.74%
0.94%
Renters with high rent for their income
43% ▼2 points below the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Sellersburg
For a typical $231,500 home in Sellersburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sellersburg's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,876a month
Least cash to close
Down payment
$8,103
Cash to close
$15,048
Rate
7.18%
Mortgage insurance
FHA MIP · $102
Conventional, 5% down$1,833a month
Down payment
$11,575
Cash to close
$18,520
Rate
7.18%
Mortgage insurance
PMI · $110
Conventional, 20% down, no PMI$1,488a month
Down payment
$46,300
Cash to close
$53,245
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,702a month
Down payment
$34,725
Cash to close
$41,670
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Sellersburg
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,876
$8,103
$227,307
7.18%
FHA MIP · $102
$15,048
580
Conventional, 5% down
$1,833
$11,575
$219,925
7.18%
PMI · $110
$18,520
620*
Conventional, 20% down, no PMI
$1,488
$46,300
$185,200
7.18%
None
$53,245
620*
ITIN, 15% down (example)
$1,702
$34,725
$196,775
8.18%
None
$41,670
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Sellersburg is $1,151 a month: about the same as the county. In Sellersburg, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,276 a month) without spending more than 30% of your income, you would need to earn $24.54 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$976
$18.77
$39,040
1 bedroom
$1,058
$20.35
$42,320
2 bedrooms
$1,276
$24.54
$51,040
3 bedrooms
$1,629
$31.33
$65,160
4 bedrooms
$1,874
$36.04
$74,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Sellersburg
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sellersburg is in ZIP code 47172.
For 2 bedrooms it is $1,310: $34 more than the fair market rent for Clark County ($1,276).
Fair market rent by ZIP code and size in Sellersburg, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
47172
$1,000
$1,090
$1,310
$1,670
$1,920
ZIP code2 bd3 bd
47172 $1,310$1,670
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sellersburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Clark County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Sellersburg or Clark County. The ones below are statewide in Indiana: they work in Sellersburg the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Sellersburg or Clark County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Sellersburg and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Sellersburg?
The typical home value in Sellersburg is $231,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $222,900.
How much does it cost to rent in Sellersburg?
Typical rent in Sellersburg is $1,151 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,276.
What is the FHA loan limit in Sellersburg?
Sellersburg uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Sellersburg?
The typical homeowner in Sellersburg pays $1,648 a year, according to the U.S. Census Bureau. That is 0.71% of the home’s value; in Clark County, the rate is 0.77%.
Where can I find free help to buy or rent in Sellersburg?
We found no HUD-approved counseling agencies with an office in Clark County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
