In Jeffersonville, a typical home is worth $216,800 and typical rent is $1,148 a month. Home values, rent and income are very close to those of all of Clark County.
Typical home value from Zillow, September 2021 to September 2026: from $201,875 to $251,463.
Typical rent
$1,366a month
= about the same as 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,180 to $1,366.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Jeffersonville is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Scottsburg, the typical home value is $146,200: 33% less than in Jeffersonville ($216,800).
2
Nearby, in Scottsburg, the typical rent is $831: 28% less than in Jeffersonville ($1,148).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Jeffersonville
What homes there are in Jeffersonville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Jeffersonville
Clark County
Indiana
United States
Kind of home: Jeffersonville and its comparisons
Measure
Jeffersonville
Clark County
Indiana
United States
Detached house
70%
73%
73%
61%
Attached house
4%
4%
4%
6%
Building of 2 to 4
6%
5%
6%
8%
Apartments (5 or more)
16%
13%
13%
19%
Mobile home
3%
5%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Jeffersonville, 7 in 10 homes are single-family detached houses, about the same as in Clark County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Jeffersonville
Clark County
Indiana
United States
Year built: Jeffersonville and its comparisons
Measure
Jeffersonville
Clark County
Indiana
United States
Before 1960
21%
21%
31%
26%
1960–1979
27%
27%
24%
24%
1980–1999
24%
22%
23%
25%
2000–2009
16%
15%
12%
14%
2010 or later
13%
16%
10%
11%
By age, homes in Jeffersonville look like those in Clark County: the typical year built is 1982.
By size, homes in Jeffersonville look like those in Clark County: 66% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K32%
$200K–$300K36%
$300K–$500K19%
$500K–$750K2%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Jeffersonville and its comparisons
Measure
Jeffersonville
Under $100K
10%
$100K–$200K
32%
$200K–$300K
36%
$300K–$500K
19%
$500K–$750K
2%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA loan limit for Clark County is $541,287, and about 98% of owner-occupied homes in Jeffersonville are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5007%
$500–$99921%
$1,000–$1,49959%
HUD fair market rent, 2 bedrooms: $1,276
$1,500–$1,9999%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Jeffersonville and its comparisons
Measure
Jeffersonville
Under $500
7%
$500–$999
21%
$1,000–$1,499
59%
$1,500–$1,999
9%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 61% of rented homes in Jeffersonville cost less than HUD's 2-bedroom fair market rent for Clark County ($1,276); the rest cost more.
With a mortgage
$1,367 a month
Clark County: $1,403 a month
Without a mortgage
$548 a month
Clark County: $517 a month
Owners with a mortgage
65%
Clark County: 66%
In Jeffersonville, 65% of owners have a mortgage; their typical cost is $1,367 a month, about the same as in Clark County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Jeffersonville+58%
Clark County+56%
Indiana+54%
United States+53%
Typical rent
Jeffersonville+34%
Clark County+34%
Indiana+29%
United States+33%
Typical household income
Jeffersonville+26%
Clark County+33%
Indiana+28%
United States+29%
Change since 2015–2019: Jeffersonville and its comparisons
Measure
Jeffersonville
Clark County
Indiana
United States
Typical home value
+58%
+56%
+54%
+53%
Typical rent
+34%
+34%
+29%
+33%
Typical household income
+26%
+33%
+28%
+29%
The typical home value in Jeffersonville rose 58% since 2015–2019, about the same as in Clark County (56%).
Much as in Clark County, the typical rent in Jeffersonville rose 34% since 2015–2019.
Here income did not keep up with housing: it rose 26%, while home values changed +58% and rent +34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Jeffersonville and its comparisons
Measure
Jeffersonville
Clark County
Indiana
United States
Rental vacancy
6.7%
7.4%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
0.8%
0.9%
More than one person per room
Unreliable estimate
2.0%
1.8%
3.4%
People per household
2.25
2.39
2.46
2.53
Drive alone
75%
77%
76%
69%
Carpool
8%
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
14%
13%
11%
15%
Other means
1%
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Jeffersonville, the rental vacancy rate is 6.7%, about the same as in Clark County.
Households in Jeffersonville are smaller: 2.25 people on average; in Clark County, 2.39.
To get to work, 75% of workers in Jeffersonville drive alone; in Clark County, 77%.
Do the math
What would you pay each month for a home in Jeffersonville?
A typical home is tight for the typical income
We start with a typical home in Jeffersonville, worth $216,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Jeffersonville, which is $70,930 a year. For that payment to be 28% of income, a household would need to earn about $76,366 a year.
The calculator's FHA and conventional loan limits are those of all of Clark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Jeffersonville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,588 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,782
at 7.18% · 30 years
Loan amount
$212,873
Total interest
$306,275
Paid off in
November 2056
Includes $3,661 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,655 a month
Tight
$1,655 to $2,128 a month
Your payment · 30%
Hard
more than $2,128 a month
Compared with the typical household income in Jeffersonville ($70,930 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,442
Property tax
$154
Home insurance
$90
FHA mortgage insurance (MIP)
$96
You need at least $7,588 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,782; principal and interest $1,442.
The city and its county
Jeffersonville and Clark County
Jeffersonville is in Clark County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Jeffersonville
Map of Clark County, Indiana, with Jeffersonville marked. Around it, the neighboring counties.
Jeffersonville
Clark County
Other cities with a page
Jeffersonville's own numbers
Typical home value
$216,800
Typical monthly rent
$1,148
Typical yearly household income
$70,930
Households that own their home
72%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,276
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
4.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.
A typical home in Jeffersonville is worth $216,800: 3% below the county and about the same as Indiana. With the typical household income in Jeffersonville ($70,930 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Jeffersonville3.1 years
Clark3.0 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clark County
According to FHFA’s house price index, home prices in Clark County rose 90% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clark County.
Yearly change in FHFA’s price index in Clark County, 2016 to 2025
2016: +3.6% +3.6% 2016
2017: +6.2% +6.2% 2017
2018: +6.8% +6.8% 2018
2019: +5.0% +5.0% 2019
2020: +4.9% +4.9% 2020
2021: +12.2% +12.2% 2021
2022: +14.1% +14.1% 2022
2023: +7.4% +7.4% 2023
2024: +5.2% +5.2% 2024
2025: +1.5% +1.5% 2025
Change in FHFA’s price index in Clark County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+1.5%
+4.3%
+2.9%
5 years (2020–2025)
+47%
+53%
+47%
10 years (2015–2025)
+90%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Jeffersonville next to Clark County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Jeffersonville$216,800
Clark$222,900
Indiana$218,200
United States$332,700
Typical monthly rent
Jeffersonville$1,148
Clark$1,129
Indiana$1,062
United States$1,413
Typical yearly household income
Jeffersonville$70,930
Clark$74,214
Indiana$71,957
United States$80,734
See the full table
Jeffersonville next to Clark County and Indiana
Measure
Jeffersonville
Clark County
Indiana
U.S.
Typical home value
$216,800 ▼3% below the county
$222,900
$218,200
$332,700
Typical monthly rent
$1,148
$1,129
$1,062
$1,413
Typical yearly household income
$70,930 ▼4% below the county
$74,214
$71,957
$80,734
Households that own their home
72% ▼3 points below the county
75%
71%
65%
Typical yearly property tax
$1,839 ▲7% above the county
$1,716
$1,614
$3,119
Effective property tax rate
0.85% ▲0.08 points above the county
0.77%
0.74%
0.94%
Renters with high rent for their income
44% ▼1 points below the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Jeffersonville
For a typical $216,800 home in Jeffersonville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jeffersonville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,782a month
Least cash to close
Down payment
$7,588
Cash to close
$14,092
Rate
7.18%
Mortgage insurance
FHA MIP · $96
Conventional, 5% down$1,742a month
Down payment
$10,840
Cash to close
$17,344
Rate
7.18%
Mortgage insurance
PMI · $103
Conventional, 20% down, no PMI$1,419a month
Down payment
$43,360
Cash to close
$49,864
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,619a month
Down payment
$32,520
Cash to close
$39,024
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Jeffersonville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,782
$7,588
$212,873
7.18%
FHA MIP · $96
$14,092
580
Conventional, 5% down
$1,742
$10,840
$205,960
7.18%
PMI · $103
$17,344
620*
Conventional, 20% down, no PMI
$1,419
$43,360
$173,440
7.18%
None
$49,864
620*
ITIN, 15% down (example)
$1,619
$32,520
$184,280
8.18%
None
$39,024
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Jeffersonville is $1,148 a month: about the same as the county. In Jeffersonville, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,276 a month) without spending more than 30% of your income, you would need to earn $24.54 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$976
$18.77
$39,040
1 bedroom
$1,058
$20.35
$42,320
2 bedrooms
$1,276
$24.54
$51,040
3 bedrooms
$1,629
$31.33
$65,160
4 bedrooms
$1,874
$36.04
$74,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Jeffersonville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jeffersonville is in ZIP code 47130.
For 2 bedrooms it is $1,340: $64 more than the fair market rent for Clark County ($1,276).
Fair market rent by ZIP code and size in Jeffersonville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
47130
$1,030
$1,110
$1,340
$1,710
$1,970
ZIP code2 bd3 bd
47130 $1,340$1,710
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jeffersonville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 9 buildings with rents for lower incomes in Jeffersonville. These are the largest.
Clark Arms Apts117 W Market St, Jeffersonville 47130243 low-income homes · Run by Housing Authority of the City of Jeffersonville · Average payment: $358 a month · Average wait: 5 months(812) 283-3553
The Meranda1306 Wall St, Jeffersonville 47130228 low-income homes · For older adults(812) 283-3762
Greenwood Apts203 National Ave, Jeffersonville 47130126 low-income homes · Run by Housing Authority of the City of Jeffersonville · Average payment: $376 a month · Average wait: 5 months(812) 283-3553
Hallmark Jeffersonville2000 Paddle Wheel Ct, Jeffersonville 4713080 homes, 71 low-income · 2 bd: 32 · 3 bd: 40 · 4 bd: 8 · In service since 2007
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Clark County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Jeffersonville or Clark County. The ones below are statewide in Indiana: they work in Jeffersonville the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
The HUD-approved agencies closest to the center of Jeffersonville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Jeffersonville or Clark County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Jeffersonville and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Jeffersonville?
The typical home value in Jeffersonville is $216,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $222,900.
How much does it cost to rent in Jeffersonville?
Typical rent in Jeffersonville is $1,148 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,276.
What is the FHA loan limit in Jeffersonville?
Jeffersonville uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Jeffersonville?
The typical homeowner in Jeffersonville pays $1,839 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Clark County, the rate is 0.77%.
Where can I find free help to buy or rent in Jeffersonville?
We found no HUD-approved counseling agencies with an office in Clark County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
