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City · 10,664 residents · Marshall County, Indiana

Plymouth , Indiana

In Plymouth, a typical home is worth $131,800 and typical rent is $957 a month. Compared with all of Marshall County, the typical home value is 36% lower, typical household income is 18% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $131,800

    36% below the county

    40% below Indiana

    • Plymouth
    • Marshall
    • Indiana

  • Typical rent

    $957a month

    2% above the county

    10% below Indiana

    • Plymouth
    • Marshall
    • Indiana

  • Typical household income

    $58,623a year

    18% below the county

    19% below Indiana

    • Plymouth
    • Marshall
    • Indiana

  • Households that own their home

    58%

    19 points below the county

    13 points below Indiana

    • Plymouth
    • Marshall
    • Indiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$249,729
6.9% more than 12 months ago
Typical rent
$1,850 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Plymouth is in Marshall County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marshall County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Plymouth apart

What this place has that others do not, from public data, most unusual first.

  1. Plymouth has the smallest share of rent-burdened renters of the 120 cities in Indiana with more than 5,000 people: 28%.

  2. 58% of households in Plymouth own their home, against 76% in Marshall County.

  3. The typical home in Plymouth is worth $131,800, 36% less than in Marshall County as a whole ($204,900).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Plymouth rose 6.9%; in Indiana, it rose 2.9%.

  5. The typical household income in Plymouth is $58,623, 18% less than in Marshall County as a whole ($71,808).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Plymouth

What homes there are in Plymouth, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Plymouth, but it weighs less than in Marshall County: 63% against 82%.

Mobile homes are 10% of homes in Plymouth, more than in Marshall County (6%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Marshall County is high ($541,287): at least 100% of owner-occupied homes in Plymouth are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,177 a month

Marshall County: $1,312 a month

Without a mortgage

$484 a month

Marshall County: $511 a month

Owners with a mortgage

57%

Marshall County: 58%

In Plymouth, 57% of owners have a mortgage, and their typical cost is $1,177 a month, against $1,312 in Marshall County. Without one it drops to $484.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Plymouth rose 41%; in Marshall County, it rose 48%.

Rents in Plymouth rose faster than in Marshall County: 38% since 2015–2019, against 24%.

Income in Plymouth grew faster than housing: it rose 56%, while home values changed +41% and rent +38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePlymouthMarshall CountyIndianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.8%1.8%3.4%
People per household 2.282.572.462.53
Drive alone 79%77%76%69%
Carpool 14%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate6%2%3%
Work from home Unreliable estimate6%11%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.28 on average, against 2.57 in Marshall County.

More people carpool to work in Plymouth than in Marshall County: 14% against 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Plymouth?

A typical home is within reach of the typical income

We start with a typical home in Plymouth, worth $131,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Plymouth, which is $58,623 a year.

The calculator's FHA and conventional loan limits are those of all of Marshall County.

Your numbers

Local data
$

Starts at the typical home value in Plymouth. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,613 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,072

at 7.18% · 30 years

Loan amount
$129,413
Total interest
$186,195
Paid off in
November 2056

Includes $2,226 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,368 a month

    Your payment · 22%

  • Tight

    $1,368 to $1,759 a month

  • Hard

    more than $1,759 a month

Compared with the typical household income in Plymouth ($58,623 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,072
Principal & interest$877
Property tax$82
Home insurance$55
FHA mortgage insurance (MIP)$58

You need at least $4,613 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Plymouth and Marshall County

Plymouth is in Marshall County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Plymouth's own numbers

Typical home value
$131,800
Typical monthly rent
$957
Typical yearly household income
$58,623
Households that own their home
58%
Effective property tax rate
0.75%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marshall County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,088
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marshall County.

Everything about Marshall County

Buying

Buying a home in Plymouth

A typical home in Plymouth is worth $131,800: 36% below the county and 40% below Indiana. With the typical household income in Plymouth ($58,623 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Plymouth 2.2 years
  • Marshall 2.9 years
  • Indiana 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marshall County

According to FHFA’s house price index, home prices in Marshall County rose 88% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marshall County.

Period County Indiana U.S.
Last year (2025) +8.2% +4.3% +2.9%
5 years (2020–2025) +55% +53% +47%
10 years (2015–2025) +88% +95% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Plymouth next to Marshall County, Indiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Plymouth $131,800
  • Marshall $204,900
  • Indiana $218,200
  • United States $332,700
Typical monthly rent
  • Plymouth $957
  • Marshall $938
  • Indiana $1,062
  • United States $1,413
Typical yearly household income
  • Plymouth $58,623
  • Marshall $71,808
  • Indiana $71,957
  • United States $80,734
See the full table
Plymouth next to Marshall County and Indiana
Measure Plymouth Marshall County Indiana U.S.
Typical home value $131,800 $204,900 $218,200 $332,700
Typical monthly rent $957 $938 $1,062 $1,413
Typical yearly household income $58,623 $71,808 $71,957 $80,734
Households that own their home 58% 76% 71% 65%
Typical yearly property tax $989 $1,362 $1,614 $3,119
Effective property tax rate 0.75% 0.66% 0.74% 0.94%
Renters with high rent for their income 28% 33% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marshall County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Plymouth

For a typical $131,800 home in Plymouth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Plymouth's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,072a month

    Least cash to close
    Down payment
    $4,613
    Cash to close
    $8,567
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58

  • Conventional, 5% down $1,048a month

    Down payment
    $6,590
    Cash to close
    $10,544
    Rate
    7.18%
    Mortgage insurance
    PMI · $63

  • Conventional, 20% down, no PMI $852a month

    Down payment
    $26,360
    Cash to close
    $30,314
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $973a month

    Down payment
    $19,770
    Cash to close
    $23,724
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Plymouth and for Marshall County.

Property tax

Effective rate in Plymouth

0.75%of the home’s value each year

$989 a year for the typical owner in Plymouth.

  • Plymouth 0.75%
  • Marshall 0.66%
  • Indiana 0.74%

What Indiana publishes Homestead standard deduction: the amount drops each year (Indiana Department of Local Government Finance (DLGF), Form HC10)

Exemptions and deadlines in Indiana

Flood risk in Marshall County

FEMA does not publish these numbers by city: they are for all of Marshall County.

Homes in the high-risk zone
1.3%
258
Of those, with NFIP insurance
12%
County Indiana U.S.
Homes in the high-risk zone 1.3% 2.3% 3.5%
Of those, with NFIP insurance 12% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Plymouth

Typical rent in Plymouth is $957 a month: 2% above the county. In Plymouth, 28% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marshall County, by unit size. To pay the 2-bedroom one ($1,088 a month) without spending more than 30% of your income, you would need to earn $20.92 an hour working full time.

HUD fair market rent for all of Marshall County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $814 $15.65 $32,560
1 bedroom $877 $16.87 $35,080
2 bedrooms $1,088 $20.92 $43,520
3 bedrooms $1,296 $24.92 $51,840
4 bedrooms $1,430 $27.50 $57,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Plymouth

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Plymouth is in ZIP code 46563.

For 2 bedrooms it is $1,170: $82 more than the fair market rent for Marshall County ($1,088).

  • 46563 $1,170$1,420

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Plymouth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Plymouth

HUD lists 6 buildings with rents for lower incomes in Plymouth. These are the largest.

  • Carriage Green Apts 1280 Dora Ln, Plymouth 46563 80 low-income homes · 1 bd: 17 · 2 bd: 39 · 3 bd: 24 · In service since 1997
  • Neidlinger Garden Court Plymouth 905 Berkley St, Plymouth 46563 41 homes, 40 low-income · For older adults (574) 936-5900
  • Garden Court Downtown 315 W Garro St, Plymouth 46563 30 low-income homes · For older adults (219) 936-2348
  • Fairfield Garden Court 2200 Hillcrest Ave, Plymouth 46563 25 low-income homes · For older adults (574) 935-3600
  • Hurford House 903 Berkley St, Plymouth 46563 14 low-income homes · For older adults (574) 935-5000

See all 14 buildings in Marshall County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Plymouth

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Marshall County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Plymouth

No down payment, repair or rent-help program on our list is for Plymouth or Marshall County. The ones below are statewide in Indiana: they work in Plymouth the same as in the rest of the state.

Which programs do I qualify for? All programs in Indiana

  • Next Home

    Statewide in Indiana

    Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Type not stated

    See the program Official page

  • First Step

    Statewide in Indiana

    Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Deferred

    See the program Official page

Housing counselors near Plymouth

The HUD-approved agencies closest to the center of Plymouth, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Lacasa of Goshen Inc - Branch Office

    516 S Main St, Elkhart · 29 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (574) 533-4450

  • Lacasa of Goshen, Inc.

    202 N Cottage Ave, Goshen · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    574-533-4450x72

  • City of Gary Department of Community Development

    401 Broadway, Gary · 56 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (219) 881-5075

All counseling agencies in Indiana

Help in Spanish near Plymouth

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Plymouth

HUD lists no housing authority with an office in Marshall County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Indiana Source: HUD

Cities

Nearby cities

The cities closest to Plymouth, with the typical home value.

Everything about Marshall County Housing in Indiana

Neighboring counties

If Marshall County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Plymouth.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Plymouth

Short answers with the numbers for Plymouth and all of Marshall County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Plymouth?

The typical home value in Plymouth is $131,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marshall County it is $204,900.

How much does it cost to rent in Plymouth?

Typical rent in Plymouth is $957 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marshall County is $1,088.

What is the FHA loan limit in Plymouth?

Plymouth uses the FHA limit for all of Marshall County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Plymouth?

The typical homeowner in Plymouth pays $989 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Marshall County, the rate is 0.66%.

Where can I find free help to buy or rent in Plymouth?

We found no HUD-approved counseling agencies with an office in Marshall County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).