In La Porte, a typical home is worth $157,500 and typical rent is $948 a month. Compared with all of LaPorte County, the typical home value is 19% lower, typical household income is 17% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $208,121 to $276,740.
Typical rent
$1,271a month
Typical rent from Zillow, December 2025 to September 2026: from $1,215 to $1,271.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
La Porte is in LaPorte County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of LaPorte County. See the county
What this place has that others do not, from public data, most unusual first.
1
60% of households in La Porte own their home, against 75% in LaPorte County.
2
The typical home in La Porte is worth $157,500,19% less than in LaPorte County as a whole ($195,500).
3
The typical household income in La Porte is $59,307,17% less than in LaPorte County as a whole ($71,055).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in La Porte
What homes there are in La Porte, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
La Porte
LaPorte County
Indiana
United States
Kind of home: La Porte and its comparisons
Measure
La Porte
LaPorte County
Indiana
United States
Detached house
67%
78%
73%
61%
Attached house
4%
3%
4%
6%
Building of 2 to 4
14%
6%
6%
8%
Apartments (5 or more)
13%
9%
13%
19%
Mobile home
Unreliable estimate
4%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in La Porte (67%), but less so than in LaPorte County (78%).
Year built
Before 19601960–19791980–19992000–20092010 or later
La Porte
LaPorte County
Indiana
United States
Year built: La Porte and its comparisons
Measure
La Porte
LaPorte County
Indiana
United States
Before 1960
54%
39%
31%
26%
1960–1979
24%
26%
24%
24%
1980–1999
11%
20%
23%
25%
2000–2009
8%
10%
12%
14%
2010 or later
3%
4%
10%
11%
The typical home in La Porte was built in 1957, 12 years before the typical one in LaPorte County.
There are fewer big homes in La Porte than in LaPorte County: 51% have 3 bedrooms or more, against 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K17%
$100K–$200K53%
$200K–$300K21%
$300K–$500K6%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: La Porte and its comparisons
Measure
La Porte
Under $100K
17%
$100K–$200K
53%
$200K–$300K
21%
$300K–$500K
6%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 97% of owner-occupied homes in La Porte sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5008%
$500–$99951%
$1,000–$1,49939%
HUD fair market rent, 2 bedrooms: $1,245
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: La Porte and its comparisons
Measure
La Porte
Under $500
8%
$500–$999
51%
$1,000–$1,499
39%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
About 77% of rented homes in La Porte cost less than HUD's 2-bedroom fair market rent for LaPorte County ($1,245).
With a mortgage
$1,205 a month
LaPorte County: $1,303 a month
Without a mortgage
$501 a month
LaPorte County: $495 a month
Owners with a mortgage
66%
LaPorte County: 59%
Owning costs less in La Porte: with a mortgage, the typical cost is $1,205 a month; in LaPorte County, $1,303. Without one, $501.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
La Porte+59%
LaPorte County+47%
Indiana+54%
United States+53%
Typical rent
La Porte+36%
LaPorte County+31%
Indiana+29%
United States+33%
Typical household income
La Porte+44%
LaPorte County+32%
Indiana+28%
United States+29%
Change since 2015–2019: La Porte and its comparisons
Measure
La Porte
LaPorte County
Indiana
United States
Typical home value
+59%
+47%
+54%
+53%
Typical rent
+36%
+31%
+29%
+33%
Typical household income
+44%
+32%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in La Porte rose 59%; in LaPorte County, it rose 47%.
The typical rent in La Porte rose 36% over the same time; in LaPorte County, it rose 31%.
While home values in La Porte changed +59% and rent +36%, the typical household income rose 44%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: La Porte and its comparisons
Measure
La Porte
LaPorte County
Indiana
United States
Rental vacancy
Unreliable estimate
4.8%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.8%
1.8%
3.4%
People per household
2.44
2.41
2.46
2.53
Drive alone
85%
83%
76%
69%
Carpool
7%
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
7%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in La Porte look like those in LaPorte County: 2.44 people on average.
To get to work, 85% of workers in La Porte drive alone; in LaPorte County, 83%.
Do the math
What would you pay each month for a home in La Porte?
A typical home is within reach of the typical income
We start with a typical home in La Porte, worth $157,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in La Porte, which is $59,307 a year.
The calculator's FHA and conventional loan limits are those of all of LaPorte County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in La Porte. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,513 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,293
at 7.18% · 30 years
Loan amount
$154,647
Total interest
$222,500
Paid off in
November 2056
Includes $2,660 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,384 a month
Your payment · 26%
Tight
$1,384 to $1,779 a month
Hard
more than $1,779 a month
Compared with the typical household income in La Porte ($59,307 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,048
Property tax
$110
Home insurance
$66
FHA mortgage insurance (MIP)
$70
You need at least $5,513 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,293; principal and interest $1,048.
The city and its county
La Porte and LaPorte County
La Porte is in LaPorte County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
La Porte
Map of LaPorte County, Indiana, with La Porte marked. Around it, the neighboring counties.
La Porte
LaPorte County
Other cities with a page
La Porte's own numbers
Typical home value
$157,500
Typical monthly rent
$948
Typical yearly household income
$59,307
Households that own their home
60%
Effective property tax rate
0.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of LaPorte County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,245
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of LaPorte County.
A typical home in La Porte is worth $157,500: 19% below the county and 28% below Indiana. With the typical household income in La Porte ($59,307 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
La Porte2.7 years
LaPorte2.8 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in LaPorte County
According to FHFA’s house price index, home prices in LaPorte County rose 97% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of LaPorte County.
Yearly change in FHFA’s price index in LaPorte County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +2.7% +2.7% 2017
2018: +7.0% +7.0% 2018
2019: +5.7% +5.7% 2019
2020: +3.7% +3.7% 2020
2021: +10.6% +10.6% 2021
2022: +16.2% +16.2% 2022
2023: +9.4% +9.4% 2023
2024: +4.9% +4.9% 2024
2025: +7.8% +7.8% 2025
Change in FHFA’s price index in LaPorte County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+7.8%
+4.3%
+2.9%
5 years (2020–2025)
+59%
+53%
+47%
10 years (2015–2025)
+97%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
La Porte next to LaPorte County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
La Porte$157,500
LaPorte$195,500
Indiana$218,200
United States$332,700
Typical monthly rent
La Porte$948
LaPorte$976
Indiana$1,062
United States$1,413
Typical yearly household income
La Porte$59,307
LaPorte$71,055
Indiana$71,957
United States$80,734
See the full table
La Porte next to LaPorte County and Indiana
Measure
La Porte
LaPorte County
Indiana
U.S.
Typical home value
$157,500 ▼19% below the county
$195,500
$218,200
$332,700
Typical monthly rent
$948 ▼3% below the county
$976
$1,062
$1,413
Typical yearly household income
$59,307 ▼17% below the county
$71,055
$71,957
$80,734
Households that own their home
60% ▼14 points below the county
75%
71%
65%
Typical yearly property tax
$1,319 ▼12% below the county
$1,503
$1,614
$3,119
Effective property tax rate
0.84% ▲0.07 points above the county
0.77%
0.74%
0.94%
Renters with high rent for their income
44% ▼3 points below the county
47%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below LaPorte County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in La Porte
For a typical $157,500 home in La Porte, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, La Porte's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,293a month
Least cash to close
Down payment
$5,513
Cash to close
$10,238
Rate
7.18%
Mortgage insurance
FHA MIP · $70
Conventional, 5% down$1,264a month
Down payment
$7,875
Cash to close
$12,600
Rate
7.18%
Mortgage insurance
PMI · $75
Conventional, 20% down, no PMI$1,029a month
Down payment
$31,500
Cash to close
$36,225
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,175a month
Down payment
$23,625
Cash to close
$28,350
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in La Porte
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,293
$5,513
$154,647
7.18%
FHA MIP · $70
$10,238
580
Conventional, 5% down
$1,264
$7,875
$149,625
7.18%
PMI · $75
$12,600
620*
Conventional, 20% down, no PMI
$1,029
$31,500
$126,000
7.18%
None
$36,225
620*
ITIN, 15% down (example)
$1,175
$23,625
$133,875
8.18%
None
$28,350
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in La Porte is $948 a month: 3% below the county. In La Porte, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of LaPorte County, by unit size. To pay the 2-bedroom one ($1,245 a month) without spending more than 30% of your income, you would need to earn $23.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in LaPorte County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$963
$18.52
$38,520
1 bedroom
$1,031
$19.83
$41,240
2 bedrooms
$1,245
$23.94
$49,800
3 bedrooms
$1,525
$29.33
$61,000
4 bedrooms
$1,762
$33.88
$70,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in La Porte
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). La Porte is in ZIP code 46350.
For 2 bedrooms it is $1,240: $5 less than the fair market rent for LaPorte County ($1,245).
Fair market rent by ZIP code and size in La Porte, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
46350
$960
$1,030
$1,240
$1,520
$1,750
ZIP code2 bd3 bd
46350 $1,240$1,520
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for La Porte when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in LaPorte County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for La Porte or LaPorte County. The ones below are statewide in Indiana: they work in La Porte the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for La Porte or LaPorte County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for La Porte and all of LaPorte County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in La Porte?
The typical home value in La Porte is $157,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in LaPorte County it is $195,500.
How much does it cost to rent in La Porte?
Typical rent in La Porte is $948 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in LaPorte County is $1,245.
What is the FHA loan limit in La Porte?
La Porte uses the FHA limit for all of LaPorte County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in La Porte?
The typical homeowner in La Porte pays $1,319 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in LaPorte County, the rate is 0.77%.
Where can I find free help to buy or rent in La Porte?
We found no HUD-approved counseling agencies with an office in LaPorte County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
