In Westville, a typical home is worth $139,300 and typical rent is $1,019 a month. Compared with all of LaPorte County, the typical home value is 29% lower, typical household income is 14% lower, and the share of households that own their home is 9 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $275,382 to $364,630.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Westville is in LaPorte County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of LaPorte County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Westville is worth $139,300,29% less than in LaPorte County as a whole ($195,500).
2
84% of households in Westville own their home, against 75% in LaPorte County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Westville
What homes there are in Westville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Westville
LaPorte County
Indiana
United States
Kind of home: Westville and its comparisons
Measure
Westville
LaPorte County
Indiana
United States
Detached house
56%
78%
73%
61%
Attached house
Unreliable estimate
3%
4%
6%
Building of 2 to 4
Unreliable estimate
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
9%
13%
19%
Mobile home
39%
4%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Westville (56%), but less so than in LaPorte County (78%).
Mobile homes are 39% of homes in Westville, more than in LaPorte County (4%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Westville
LaPorte County
Indiana
United States
Year built: Westville and its comparisons
Measure
Westville
LaPorte County
Indiana
United States
Before 1960
14%
39%
31%
26%
1960–1979
12%
26%
24%
24%
1980–1999
26%
20%
23%
25%
2000–2009
33%
10%
12%
14%
2010 or later
15%
4%
10%
11%
Homes in Westville are newer: the typical year built is 1999; in LaPorte County, 1969.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K41%
$100K–$200K19%
$200K–$300K37%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Westville and its comparisons
Measure
Westville
Under $100K
41%
$100K–$200K
19%
$200K–$300K
37%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Westville and its comparisons
Measure
Westville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,307 a month
LaPorte County: $1,303 a month
Without a mortgage
$454 a month
LaPorte County: $495 a month
Owners with a mortgage
60%
LaPorte County: 59%
In Westville, 60% of owners have a mortgage; their typical cost is $1,307 a month, about the same as in LaPorte County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
WestvilleNo clear change
LaPorte County+47%
Indiana+54%
United States+53%
Typical rent
Westville+75%
LaPorte County+31%
Indiana+29%
United States+33%
Typical household income
Westville+22%
LaPorte County+32%
Indiana+28%
United States+29%
Change since 2015–2019: Westville and its comparisons
Measure
Westville
LaPorte County
Indiana
United States
Typical home value
No clear change
+47%
+54%
+53%
Typical rent
+75%
+31%
+29%
+33%
Typical household income
+22%
+32%
+28%
+29%
The typical home value in Westville stayed about the same since 2015–2019: the Census sees no clear change.
The typical rent in Westville rose 75% over the same time; in LaPorte County, it rose 31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Westville and its comparisons
Measure
Westville
LaPorte County
Indiana
United States
Rental vacancy
Unreliable estimate
4.8%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.8%
1.8%
3.4%
People per household
2.28
2.41
2.46
2.53
Drive alone
83%
83%
76%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
7%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Westville are smaller: 2.28 people on average; in LaPorte County, 2.41.
In Westville, 83% of workers drive alone to work; in LaPorte County, 83%.
Do the math
What would you pay each month for a home in Westville?
A typical home is within reach of the typical income
We start with a typical home in Westville, worth $139,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Westville, which is $60,794 a year.
The calculator's FHA and conventional loan limits are those of all of LaPorte County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Westville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,876 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,129
at 7.18% · 30 years
Loan amount
$136,776
Total interest
$196,789
Paid off in
November 2056
Includes $2,352 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,419 a month
Your payment · 22%
Tight
$1,419 to $1,824 a month
Hard
more than $1,824 a month
Compared with the typical household income in Westville ($60,794 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$927
Property tax
$82
Home insurance
$58
FHA mortgage insurance (MIP)
$62
You need at least $4,876 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,129; principal and interest $927.
The city and its county
Westville and LaPorte County
Westville is in LaPorte County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Westville
Map of LaPorte County, Indiana, with Westville marked. Around it, the neighboring counties.
Westville
LaPorte County
Other cities with a page
Westville's own numbers
Typical home value
$139,300
Typical monthly rent
$1,019
Typical yearly household income
$60,794
Households that own their home
84%
Effective property tax rate
0.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of LaPorte County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,245
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of LaPorte County.
A typical home in Westville is worth $139,300: 29% below the county and 36% below Indiana. With the typical household income in Westville ($60,794 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Westville2.3 years
LaPorte2.8 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in LaPorte County
According to FHFA’s house price index, home prices in LaPorte County rose 97% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of LaPorte County.
Yearly change in FHFA’s price index in LaPorte County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +2.7% +2.7% 2017
2018: +7.0% +7.0% 2018
2019: +5.7% +5.7% 2019
2020: +3.7% +3.7% 2020
2021: +10.6% +10.6% 2021
2022: +16.2% +16.2% 2022
2023: +9.4% +9.4% 2023
2024: +4.9% +4.9% 2024
2025: +7.8% +7.8% 2025
Change in FHFA’s price index in LaPorte County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+7.8%
+4.3%
+2.9%
5 years (2020–2025)
+59%
+53%
+47%
10 years (2015–2025)
+97%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Westville next to LaPorte County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Westville$139,300
LaPorte$195,500
Indiana$218,200
United States$332,700
Typical monthly rent
Westville$1,019
LaPorte$976
Indiana$1,062
United States$1,413
Typical yearly household income
Westville$60,794
LaPorte$71,055
Indiana$71,957
United States$80,734
See the full table
Westville next to LaPorte County and Indiana
Measure
Westville
LaPorte County
Indiana
U.S.
Typical home value
$139,300 ▼29% below the county
$195,500
$218,200
$332,700
Typical monthly rent
$1,019 ▲4% above the county
$976
$1,062
$1,413
Typical yearly household income
$60,794 ▼14% below the county
$71,055
$71,957
$80,734
Households that own their home
84% ▲9 points above the county
75%
71%
65%
Typical yearly property tax
$986 ▼34% below the county
$1,503
$1,614
$3,119
Effective property tax rate
0.71% ▼0.06 points below the county
0.77%
0.74%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below LaPorte County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Westville
For a typical $139,300 home in Westville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Westville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,129a month
Least cash to close
Down payment
$4,876
Cash to close
$9,055
Rate
7.18%
Mortgage insurance
FHA MIP · $62
Conventional, 5% down$1,103a month
Down payment
$6,965
Cash to close
$11,144
Rate
7.18%
Mortgage insurance
PMI · $66
Conventional, 20% down, no PMI$895a month
Down payment
$27,860
Cash to close
$32,039
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,024a month
Down payment
$20,895
Cash to close
$25,074
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Westville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,129
$4,876
$136,777
7.18%
FHA MIP · $62
$9,055
580
Conventional, 5% down
$1,103
$6,965
$132,335
7.18%
PMI · $66
$11,144
620*
Conventional, 20% down, no PMI
$895
$27,860
$111,440
7.18%
None
$32,039
620*
ITIN, 15% down (example)
$1,024
$20,895
$118,405
8.18%
None
$25,074
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Westville is $1,019 a month: 4% above the county.
HUD publishes a fair market rent for all of LaPorte County, by unit size. To pay the 2-bedroom one ($1,245 a month) without spending more than 30% of your income, you would need to earn $23.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in LaPorte County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$963
$18.52
$38,520
1 bedroom
$1,031
$19.83
$41,240
2 bedrooms
$1,245
$23.94
$49,800
3 bedrooms
$1,525
$29.33
$61,000
4 bedrooms
$1,762
$33.88
$70,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Westville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Westville is in ZIP code 46391.
For 2 bedrooms it is $1,560: $315 more than the fair market rent for LaPorte County ($1,245).
Fair market rent by ZIP code and size in Westville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
46391
$1,210
$1,290
$1,560
$1,900
$2,170
ZIP code2 bd3 bd
46391 $1,560$1,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Westville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in LaPorte County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Westville or LaPorte County. The ones below are statewide in Indiana: they work in Westville the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Westville or LaPorte County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Westville and all of LaPorte County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Westville?
The typical home value in Westville is $139,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in LaPorte County it is $195,500.
How much does it cost to rent in Westville?
Typical rent in Westville is $1,019 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in LaPorte County is $1,245.
What is the FHA loan limit in Westville?
Westville uses the FHA limit for all of LaPorte County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Westville?
The typical homeowner in Westville pays $986 a year, according to the U.S. Census Bureau. That is 0.71% of the home’s value; in LaPorte County, the rate is 0.77%.
Where can I find free help to buy or rent in Westville?
We found no HUD-approved counseling agencies with an office in LaPorte County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
