In Hidden Valley, a typical home is worth $289,400. Compared with all of Dearborn County, typical household income is 43% higher, the typical home value is 19% higher, and the share of households that own their home is 12 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $291,103 to $369,238.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hidden Valley is in Dearborn County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dearborn County. See the county
What this place has that others do not, from public data, most unusual first.
1
Hidden Valley has the highest homeownership rate of the 134 cities in Indiana with more than 5,000 people: 98%.
2
Nearby, in Connersville, the typical home value is $106,300: 63% less than in Hidden Valley ($289,400).
3
The typical household income in Hidden Valley is $121,208,43% more than in Dearborn County as a whole ($84,735).
4
The typical home in Hidden Valley is worth $289,400,19% more than in Dearborn County as a whole ($243,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hidden Valley
What homes there are in Hidden Valley, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hidden Valley
Dearborn County
Indiana
United States
Kind of home: Hidden Valley and its comparisons
Measure
Hidden Valley
Dearborn County
Indiana
United States
Detached house
97%
82%
73%
61%
Attached house
Unreliable estimate
4%
4%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
8%
13%
19%
Mobile home
Unreliable estimate
3%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Hidden Valley, 10 in 10 homes are single-family detached houses; in Dearborn County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hidden Valley
Dearborn County
Indiana
United States
Year built: Hidden Valley and its comparisons
Measure
Hidden Valley
Dearborn County
Indiana
United States
Before 1960
Unreliable estimate
25%
31%
26%
1960–1979
12%
22%
24%
24%
1980–1999
67%
30%
23%
25%
2000–2009
18%
14%
12%
14%
2010 or later
Unreliable estimate
8%
10%
11%
Here half of the homes date from 1994 or later; in Dearborn County, from 1982 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K9%
$200K–$300K35%
$300K–$500K40%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hidden Valley and its comparisons
Measure
Hidden Valley
Under $100K
Unreliable estimate
$100K–$200K
9%
$200K–$300K
35%
$300K–$500K
40%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hidden Valley and its comparisons
Measure
Hidden Valley
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,726 a month
Dearborn County: $1,518 a month
Without a mortgage
$462 a month
Dearborn County: $522 a month
Owners with a mortgage
76%
Dearborn County: 65%
In Hidden Valley, 76% of owners have a mortgage, and their typical cost is $1,726 a month, against $1,518 in Dearborn County. Without one it drops to $462.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hidden Valley+48%
Dearborn County+43%
Indiana+54%
United States+53%
Typical household income
Hidden ValleyNo clear change
Dearborn County+23%
Indiana+28%
United States+29%
Change since 2015–2019: Hidden Valley and its comparisons
Measure
Hidden Valley
Dearborn County
Indiana
United States
Typical home value
+48%
+43%
+54%
+53%
Typical rent
No data
+14%
+29%
+33%
Typical household income
No clear change
+23%
+28%
+29%
Since 2015–2019, homes in Hidden Valley gained value faster than in Dearborn County: 48% against 43%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hidden Valley and its comparisons
Measure
Hidden Valley
Dearborn County
Indiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.8%
3.4%
People per household
3.06
2.49
2.46
2.53
Drive alone
75%
78%
76%
69%
Carpool
12%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
10%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Hidden Valley are bigger: 3.06 people on average; in Dearborn County, 2.49.
To get to work, 75% of workers in Hidden Valley drive alone; in Dearborn County, 78%.
Do the math
What would you pay each month for a home in Hidden Valley?
A typical home is within reach of the typical income
We start with a typical home in Hidden Valley, worth $289,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Hidden Valley, which is $121,208 a year.
The calculator's FHA and conventional loan limits are those of all of Dearborn County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hidden Valley. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,129 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,330
at 7.18% · 30 years
Loan amount
$284,158
Total interest
$408,837
Paid off in
November 2056
Includes $4,887 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,828 a month
Your payment · 23%
Tight
$2,828 to $3,636 a month
Hard
more than $3,636 a month
Compared with the typical household income in Hidden Valley ($121,208 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,925
Property tax
$157
Home insurance
$121
FHA mortgage insurance (MIP)
$128
You need at least $10,129 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,330; principal and interest $1,925.
The city and its county
Hidden Valley and Dearborn County
Hidden Valley is in Dearborn County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hidden Valley
Map of Dearborn County, Indiana, with Hidden Valley marked. Around it, the neighboring counties.
Hidden Valley
Dearborn County
Other cities with a page
Hidden Valley's own numbers
Typical home value
$289,400
Typical yearly household income
$121,208
Households that own their home
98%
Effective property tax rate
0.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dearborn County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dearborn County.
A typical home in Hidden Valley is worth $289,400: 19% above the county and 33% above Indiana. With the typical household income in Hidden Valley ($121,208 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hidden Valley2.4 years
Dearborn2.9 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dearborn County
According to FHFA’s house price index, home prices in Dearborn County rose 94% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dearborn County.
Yearly change in FHFA’s price index in Dearborn County, 2016 to 2025
2016: +3.8% +3.8% 2016
2017: +3.2% +3.2% 2017
2018: +5.0% +5.0% 2018
2019: +5.6% +5.6% 2019
2020: +3.9% +3.9% 2020
2021: +11.5% +11.5% 2021
2022: +15.1% +15.1% 2022
2023: +7.8% +7.8% 2023
2024: +9.1% +9.1% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Dearborn County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+4.0%
+4.3%
+2.9%
5 years (2020–2025)
+57%
+53%
+47%
10 years (2015–2025)
+94%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hidden Valley next to Dearborn County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hidden Valley$289,400
Dearborn$243,400
Indiana$218,200
United States$332,700
Typical yearly household income
Hidden Valley$121,208
Dearborn$84,735
Indiana$71,957
United States$80,734
See the full table
Hidden Valley next to Dearborn County and Indiana
Measure
Hidden Valley
Dearborn County
Indiana
U.S.
Typical home value
$289,400 ▲19% above the county
$243,400
$218,200
$332,700
Typical yearly household income
$121,208 ▲43% above the county
$84,735
$71,957
$80,734
Households that own their home
98% ▲12 points above the county
85%
71%
65%
Typical yearly property tax
$1,879 ▲5% above the county
$1,789
$1,614
$3,119
Effective property tax rate
0.65% ▼0.09 points below the county
0.74%
0.74%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dearborn County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hidden Valley
For a typical $289,400 home in Hidden Valley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hidden Valley's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,330a month
Least cash to close
Down payment
$10,129
Cash to close
$18,811
Rate
7.18%
Mortgage insurance
FHA MIP · $128
Conventional, 5% down$2,277a month
Down payment
$14,470
Cash to close
$23,152
Rate
7.18%
Mortgage insurance
PMI · $137
Conventional, 20% down, no PMI$1,846a month
Down payment
$57,880
Cash to close
$66,562
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,113a month
Down payment
$43,410
Cash to close
$52,092
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hidden Valley
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,330
$10,129
$284,158
7.18%
FHA MIP · $128
$18,811
580
Conventional, 5% down
$2,277
$14,470
$274,930
7.18%
PMI · $137
$23,152
620*
Conventional, 20% down, no PMI
$1,846
$57,880
$231,520
7.18%
None
$66,562
620*
ITIN, 15% down (example)
$2,113
$43,410
$245,990
8.18%
None
$52,092
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
The Census Bureau publishes no typical rent for Hidden Valley. Below are the fair market rents for Dearborn County.
HUD publishes a fair market rent for all of Dearborn County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dearborn County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hidden Valley
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hidden Valley is in ZIP code 47025.
For 2 bedrooms it is $1,200: $242 less than the fair market rent for Dearborn County ($1,442).
Fair market rent by ZIP code and size in Hidden Valley, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
47025
$880
$940
$1,200
$1,580
$1,780
ZIP code2 bd3 bd
47025 $1,200$1,580
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hidden Valley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Dearborn County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Hidden Valley or Dearborn County. The ones below are statewide in Indiana: they work in Hidden Valley the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
The HUD-approved agencies closest to the center of Hidden Valley, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
TR
Transition Resources - Pendleton
600 Corporation Dr Ste 105, Pendleton · 76 miles away
No legal help resource on our list is for Hidden Valley or Dearborn County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hidden Valley and all of Dearborn County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hidden Valley?
The typical home value in Hidden Valley is $289,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dearborn County it is $243,400.
What is the FHA loan limit in Hidden Valley?
Hidden Valley uses the FHA limit for all of Dearborn County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hidden Valley?
The typical homeowner in Hidden Valley pays $1,879 a year, according to the U.S. Census Bureau. That is 0.65% of the home’s value; in Dearborn County, the rate is 0.74%.
Where can I find free help to buy or rent in Hidden Valley?
We found no HUD-approved counseling agencies with an office in Dearborn County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
