In Batesville, a typical home is worth $225,400 and typical rent is $847 a month. Compared with all of Ripley County, typical household income is 12% lower and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $256,961 to $323,098.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Batesville is in Ripley County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Ripley County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Connersville, the typical home value is $106,300: 53% less than in Batesville ($225,400).
2
Batesville has the 6th largest share of rent-burdened renters of the 120 cities in Indiana with more than 5,000 people (67%).
3
67% of households in Batesville own their home, against 77% in Ripley County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Batesville
What homes there are in Batesville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Batesville
Ripley County
Indiana
United States
Kind of home: Batesville and its comparisons
Measure
Batesville
Ripley County
Indiana
United States
Detached house
72%
79%
73%
61%
Attached house
Unreliable estimate
1%
4%
6%
Building of 2 to 4
10%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
7%
13%
19%
Mobile home
Unreliable estimate
8%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Batesville, 7 in 10 homes are single-family detached houses; in Ripley County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Batesville
Ripley County
Indiana
United States
Year built: Batesville and its comparisons
Measure
Batesville
Ripley County
Indiana
United States
Before 1960
35%
35%
31%
26%
1960–1979
24%
18%
24%
24%
1980–1999
24%
28%
23%
25%
2000–2009
10%
12%
12%
14%
2010 or later
8%
8%
10%
11%
In Batesville, half of the homes were built before 1974; in Ripley County, before 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K35%
$200K–$300K40%
$300K–$500K20%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Batesville and its comparisons
Measure
Batesville
Under $100K
Unreliable estimate
$100K–$200K
35%
$200K–$300K
40%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99962%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Batesville and its comparisons
Measure
Batesville
Under $500
Unreliable estimate
$500–$999
62%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,516 a month
Ripley County: $1,380 a month
Without a mortgage
$477 a month
Ripley County: $518 a month
Owners with a mortgage
68%
Ripley County: 61%
Owning costs more in Batesville: with a mortgage, the typical cost is $1,516 a month; in Ripley County, $1,380. Without one, $477.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Batesville+34%
Ripley County+46%
Indiana+54%
United States+53%
Typical rent
BatesvilleNo clear change
Ripley County+21%
Indiana+29%
United States+33%
Typical household income
BatesvilleNo clear change
Ripley County+25%
Indiana+28%
United States+29%
Change since 2015–2019: Batesville and its comparisons
Measure
Batesville
Ripley County
Indiana
United States
Typical home value
+34%
+46%
+54%
+53%
Typical rent
No clear change
+21%
+29%
+33%
Typical household income
No clear change
+25%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Batesville rose 34%; in Ripley County, it rose 46%.
Rent in Batesville moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Batesville and its comparisons
Measure
Batesville
Ripley County
Indiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.8%
3.4%
People per household
2.36
2.48
2.46
2.53
Drive alone
85%
82%
76%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
11%
8%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Batesville look like those in Ripley County: 2.36 people on average.
In Batesville, 11% of workers work from home, more than in Ripley County (8%).
Do the math
What would you pay each month for a home in Batesville?
A typical home is tight for the typical income
We start with a typical home in Batesville, worth $225,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Batesville, which is $62,292 a year. For that payment to be 28% of income, a household would need to earn about $77,865 a year.
The calculator's FHA and conventional loan limits are those of all of Ripley County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Batesville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,889 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,817
at 7.18% · 30 years
Loan amount
$221,317
Total interest
$318,424
Paid off in
November 2056
Includes $3,806 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,453 a month
Tight
$1,453 to $1,869 a month
Your payment · 35%
Hard
more than $1,869 a month
Compared with the typical household income in Batesville ($62,292 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,499
Property tax
$124
Home insurance
$94
FHA mortgage insurance (MIP)
$100
You need at least $7,889 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,817; principal and interest $1,499.
The city and its county
Batesville and Ripley County
Batesville is in Ripley County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Batesville
Map of Ripley County, Indiana, with Batesville marked. Around it, the neighboring counties.
Batesville
Ripley County
Other cities with a page
Batesville's own numbers
Typical home value
$225,400
Typical monthly rent
$847
Typical yearly household income
$62,292
Households that own their home
67%
Effective property tax rate
0.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Ripley County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,053
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ripley County.
A typical home in Batesville is worth $225,400: about the same as the county and 3% above Indiana. With the typical household income in Batesville ($62,292 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Batesville3.6 years
Ripley3.2 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Ripley County
According to FHFA’s house price index, home prices in Ripley County rose 88% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Ripley County.
Yearly change in FHFA’s price index in Ripley County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +4.4% +4.4% 2017
2018: +2.2% +2.2% 2018
2019: +6.5% +6.5% 2019
2020: +3.9% +3.9% 2020
2021: +10.2% +10.2% 2021
2022: +12.0% +12.0% 2022
2023: +7.0% +7.0% 2023
2024: +8.1% +8.1% 2024
2025: +7.6% +7.6% 2025
Change in FHFA’s price index in Ripley County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+7.6%
+4.3%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+88%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Batesville next to Ripley County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Batesville$225,400
Ripley$222,500
Indiana$218,200
United States$332,700
Typical monthly rent
Batesville$847
Ripley$839
Indiana$1,062
United States$1,413
Typical yearly household income
Batesville$62,292
Ripley$70,573
Indiana$71,957
United States$80,734
See the full table
Batesville next to Ripley County and Indiana
Measure
Batesville
Ripley County
Indiana
U.S.
Typical home value
$225,400
$222,500
$218,200
$332,700
Typical monthly rent
$847
$839
$1,062
$1,413
Typical yearly household income
$62,292 ▼12% below the county
$70,573
$71,957
$80,734
Households that own their home
67% ▼10 points below the county
77%
71%
65%
Typical yearly property tax
$1,483 ▲19% above the county
$1,250
$1,614
$3,119
Effective property tax rate
0.66% ▲0.1 points above the county
0.56%
0.74%
0.94%
Renters with high rent for their income
67% ▲23 points above the county
44%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ripley County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Batesville
For a typical $225,400 home in Batesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Batesville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,817a month
Least cash to close
Down payment
$7,889
Cash to close
$14,651
Rate
7.18%
Mortgage insurance
FHA MIP · $100
Conventional, 5% down$1,776a month
Down payment
$11,270
Cash to close
$18,032
Rate
7.18%
Mortgage insurance
PMI · $107
Conventional, 20% down, no PMI$1,439a month
Down payment
$45,080
Cash to close
$51,842
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,648a month
Down payment
$33,810
Cash to close
$40,572
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Batesville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,817
$7,889
$221,317
7.18%
FHA MIP · $100
$14,651
580
Conventional, 5% down
$1,776
$11,270
$214,130
7.18%
PMI · $107
$18,032
620*
Conventional, 20% down, no PMI
$1,439
$45,080
$180,320
7.18%
None
$51,842
620*
ITIN, 15% down (example)
$1,648
$33,810
$191,590
8.18%
None
$40,572
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Batesville is $847 a month: about the same as the county. In Batesville, 67% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Ripley County, by unit size. To pay the 2-bedroom one ($1,053 a month) without spending more than 30% of your income, you would need to earn $20.25 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Ripley County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$788
$15.15
$31,520
1 bedroom
$805
$15.48
$32,200
2 bedrooms
$1,053
$20.25
$42,120
3 bedrooms
$1,363
$26.21
$54,520
4 bedrooms
$1,384
$26.62
$55,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Batesville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Batesville is in ZIP code 47006.
For 2 bedrooms it is $1,110: $57 more than the fair market rent for Ripley County ($1,053).
Fair market rent by ZIP code and size in Batesville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
47006
$820
$870
$1,110
$1,440
$1,450
ZIP code2 bd3 bd
47006 $1,110$1,440
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Batesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Batesville. These are the largest.
Romweber Flats I322 South St, Batesville 4700654 low-income homes · 1 bd: 37 · 2 bd: 17 · In service since 2012 · For older adults
Romweber Flats II123 S Depot St, Batesville 4700630 low-income homes · 1 bd: 22 · 2 bd: 8 · In service since 2014 · For older adults
Lammers Pike LP44 Chateau Blvd, Batesville 4700633 homes, 28 low-income · 2 bd: 33 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Ripley County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Batesville or Ripley County. The ones below are statewide in Indiana: they work in Batesville the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Batesville or Ripley County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Batesville and all of Ripley County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Batesville?
The typical home value in Batesville is $225,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ripley County it is $222,500.
How much does it cost to rent in Batesville?
Typical rent in Batesville is $847 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ripley County is $1,053.
What is the FHA loan limit in Batesville?
Batesville uses the FHA limit for all of Ripley County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Batesville?
The typical homeowner in Batesville pays $1,483 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Ripley County, the rate is 0.56%.
Where can I find free help to buy or rent in Batesville?
We found no HUD-approved counseling agencies with an office in Ripley County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
