In Rushville, a typical home is worth $127,300 and typical rent is $911 a month. Compared with all of Rush County, the typical home value is 24% lower, typical household income is 20% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $146,323 to $204,325.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Rushville is in Rush County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Rush County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in New Castle, the typical home value is $98,000: 23% less than in Rushville ($127,300).
2
61% of households in Rushville own their home, against 75% in Rush County.
3
The typical home in Rushville is worth $127,300,24% less than in Rush County as a whole ($166,800).
4
The typical household income in Rushville is $53,434,20% less than in Rush County as a whole ($66,473).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Rushville
What homes there are in Rushville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Rushville
Rush County
Indiana
United States
Kind of home: Rushville and its comparisons
Measure
Rushville
Rush County
Indiana
United States
Detached house
73%
82%
73%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
8%
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
6%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Rushville (73%), but less so than in Rush County (82%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Rushville
Rush County
Indiana
United States
Year built: Rushville and its comparisons
Measure
Rushville
Rush County
Indiana
United States
Before 1960
65%
56%
31%
26%
1960–1979
18%
17%
24%
24%
1980–1999
10%
15%
23%
25%
2000–2009
Unreliable estimate
8%
12%
14%
2010 or later
Unreliable estimate
4%
10%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K32%
$100K–$200K51%
$200K–$300K13%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Rushville and its comparisons
Measure
Rushville
Under $100K
32%
$100K–$200K
51%
$200K–$300K
13%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99954%
$1,000–$1,49931%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Rushville and its comparisons
Measure
Rushville
Under $500
Unreliable estimate
$500–$999
54%
$1,000–$1,499
31%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,000 a month
Rush County: $1,291 a month
Without a mortgage
$477 a month
Rush County: $477 a month
Owners with a mortgage
61%
Rush County: 58%
The typical cost for an owner with a mortgage in Rushville is $1,000 a month, less than in Rush County ($1,291); without one, $477.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Rushville+43%
Rush County+48%
Indiana+54%
United States+53%
Typical rent
Rushville+30%
Rush County+23%
Indiana+29%
United States+33%
Typical household income
RushvilleNo clear change
Rush County+22%
Indiana+28%
United States+29%
Change since 2015–2019: Rushville and its comparisons
Measure
Rushville
Rush County
Indiana
United States
Typical home value
+43%
+48%
+54%
+53%
Typical rent
+30%
+23%
+29%
+33%
Typical household income
No clear change
+22%
+28%
+29%
Homes in Rushville gained value more slowly than in Rush County: 43% since 2015–2019, against 48%.
Rents in Rushville rose faster than in Rush County: 30% since 2015–2019, against 23%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Rushville and its comparisons
Measure
Rushville
Rush County
Indiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.8%
3.4%
People per household
2.34
2.46
2.46
2.53
Drive alone
84%
82%
76%
69%
Carpool
9%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
6%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Rushville has 2.34 people on average, about the same as in Rush County (2.46).
To get to work, 84% of workers in Rushville drive alone; in Rush County, 82%.
Do the math
What would you pay each month for a home in Rushville?
A typical home is within reach of the typical income
We start with a typical home in Rushville, worth $127,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Rushville, which is $53,434 a year.
The calculator's FHA and conventional loan limits are those of all of Rush County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Rushville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,456 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,033
at 7.18% · 30 years
Loan amount
$124,994
Total interest
$179,837
Paid off in
November 2056
Includes $2,150 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,247 a month
Your payment · 23%
Tight
$1,247 to $1,603 a month
Hard
more than $1,603 a month
Compared with the typical household income in Rushville ($53,434 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$847
Property tax
$76
Home insurance
$53
FHA mortgage insurance (MIP)
$56
You need at least $4,456 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,033; principal and interest $847.
The city and its county
Rushville and Rush County
Rushville is in Rush County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Rushville
Map of Rush County, Indiana, with Rushville marked. Around it, the neighboring counties.
Rushville
Rush County
Other cities with a page
Rushville's own numbers
Typical home value
$127,300
Typical monthly rent
$911
Typical yearly household income
$53,434
Households that own their home
61%
Effective property tax rate
0.72%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Rush County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
1.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rush County.
A typical home in Rushville is worth $127,300: 24% below the county and 42% below Indiana. With the typical household income in Rushville ($53,434 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Rushville2.4 years
Rush2.5 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Rush County
According to FHFA’s house price index, home prices in Rush County rose 96% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Rush County.
Yearly change in FHFA’s price index in Rush County, 2016 to 2025
2016: +2.3% +2.3% 2016
2017: +8.7% +8.7% 2017
2018: −0.2% −0.2% 2018
2019: +5.5% +5.5% 2019
2020: +6.0% +6.0% 2020
2021: +13.4% +13.4% 2021
2022: +11.5% +11.5% 2022
2023: +10.4% +10.4% 2023
2024: +3.4% +3.4% 2024
2025: +9.4% +9.4% 2025
Change in FHFA’s price index in Rush County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+9.4%
+4.3%
+2.9%
5 years (2020–2025)
+58%
+53%
+47%
10 years (2015–2025)
+96%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Rushville next to Rush County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Rushville$127,300
Rush$166,800
Indiana$218,200
United States$332,700
Typical monthly rent
Rushville$911
Rush$873
Indiana$1,062
United States$1,413
Typical yearly household income
Rushville$53,434
Rush$66,473
Indiana$71,957
United States$80,734
See the full table
Rushville next to Rush County and Indiana
Measure
Rushville
Rush County
Indiana
U.S.
Typical home value
$127,300 ▼24% below the county
$166,800
$218,200
$332,700
Typical monthly rent
$911 ▲4% above the county
$873
$1,062
$1,413
Typical yearly household income
$53,434 ▼20% below the county
$66,473
$71,957
$80,734
Households that own their home
61% ▼14 points below the county
75%
71%
65%
Typical yearly property tax
$922 ▼15% below the county
$1,079
$1,614
$3,119
Effective property tax rate
0.72% ▲0.07 points above the county
0.65%
0.74%
0.94%
Renters with high rent for their income
47% ▲3 points above the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rush County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Rushville
For a typical $127,300 home in Rushville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rushville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,032a month
Least cash to close
Down payment
$4,456
Cash to close
$8,275
Rate
7.18%
Mortgage insurance
FHA MIP · $56
Conventional, 5% down$1,009a month
Down payment
$6,365
Cash to close
$10,184
Rate
7.18%
Mortgage insurance
PMI · $60
Conventional, 20% down, no PMI$819a month
Down payment
$25,460
Cash to close
$29,279
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$937a month
Down payment
$19,095
Cash to close
$22,914
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Rushville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,032
$4,456
$124,994
7.18%
FHA MIP · $56
$8,275
580
Conventional, 5% down
$1,009
$6,365
$120,935
7.18%
PMI · $60
$10,184
620*
Conventional, 20% down, no PMI
$819
$25,460
$101,840
7.18%
None
$29,279
620*
ITIN, 15% down (example)
$937
$19,095
$108,205
8.18%
None
$22,914
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Rushville is $911 a month: 4% above the county. In Rushville, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Rush County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Rush County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$759
$14.60
$30,360
1 bedroom
$786
$15.12
$31,440
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,208
$23.23
$48,320
4 bedrooms
$1,333
$25.63
$53,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Rushville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rushville is in ZIP code 46173.
For 2 bedrooms it is $1,040: $26 more than the fair market rent for Rush County ($1,014).
Fair market rent by ZIP code and size in Rushville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
46173
$780
$810
$1,040
$1,330
$1,370
ZIP code2 bd3 bd
46173 $1,040$1,330
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rushville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Rushville. These are the largest.
The Village at Flatrock Apts1800 N Flatrock River Ct, Rushville 4617360 low-income homes · 1 bd: 12 · 2 bd: 30 · 3 bd: 12 · 4 bd: 6 · In service since 2005 · For people with disabilities
Rushville Commons215 Aspen Dr, Rushville 4617348 low-income homes · For older adults(765) 932-5311
Bethel Community221 Conrad Harcourt Way, Rushville 4617330 low-income homes · For older adults(765) 932-3937
Campaign Quarters201 W 2nd St, Rushville 4617326 low-income homes · 1 bd: 5 · 2 bd: 21 · In service since 2019 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Rush County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Rushville or Rush County. The ones below are statewide in Indiana: they work in Rushville the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Rushville or Rush County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Rushville and all of Rush County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Rushville?
The typical home value in Rushville is $127,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rush County it is $166,800.
How much does it cost to rent in Rushville?
Typical rent in Rushville is $911 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rush County is $1,014.
What is the FHA loan limit in Rushville?
Rushville uses the FHA limit for all of Rush County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Rushville?
The typical homeowner in Rushville pays $922 a year, according to the U.S. Census Bureau. That is 0.72% of the home’s value; in Rush County, the rate is 0.65%.
Where can I find free help to buy or rent in Rushville?
We found no HUD-approved counseling agencies with an office in Rush County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
