In Crown Point, a typical home is worth $294,800 and typical rent is $1,485 a month. Compared with all of Lake County, typical household income is 42% higher, typical rent is 31% higher, and the share of households that own their home is 14 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $307,830 to $361,195.
Typical rent
$1,718a month
▲ 5.2% more than 12 months ago
Typical rent from Zillow, March 2024 to September 2026: from $1,571 to $1,718.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Crown Point is in Lake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Crown Point is $101,686,42% more than in Lake County as a whole ($71,493).
2
Nearby, in St. John, the typical rent is $989: 33% less than in Crown Point ($1,485).
3
Nearby, in Merrillville, the typical home value is $211,400: 28% less than in Crown Point ($294,800).
4
The typical rent in Crown Point is $1,485 a month, 31% more than in Lake County as a whole ($1,131).
5
The typical home in Crown Point is worth $294,800,28% more than in Lake County as a whole ($230,600).
6
86% of households in Crown Point own their home, against 72% in Lake County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Crown Point
What homes there are in Crown Point, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Crown Point
Lake County
Indiana
United States
Kind of home: Crown Point and its comparisons
Measure
Crown Point
Lake County
Indiana
United States
Detached house
71%
71%
73%
61%
Attached house
15%
8%
4%
6%
Building of 2 to 4
4%
7%
6%
8%
Apartments (5 or more)
8%
13%
13%
19%
Mobile home
Unreliable estimate
2%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Lake County, most homes in Crown Point are detached houses (71%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Crown Point
Lake County
Indiana
United States
Year built: Crown Point and its comparisons
Measure
Crown Point
Lake County
Indiana
United States
Before 1960
17%
39%
31%
26%
1960–1979
24%
27%
24%
24%
1980–1999
17%
16%
23%
25%
2000–2009
23%
11%
12%
14%
2010 or later
19%
7%
10%
11%
Homes in Crown Point are newer: the typical year built is 1993; in Lake County, 1968.
There is more room for a big family here: 74% of homes have 3 bedrooms or more, against 64% in Lake County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K9%
$200K–$300K37%
$300K–$500K37%
$500K–$750K8%
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Crown Point and its comparisons
Measure
Crown Point
Under $100K
Unreliable estimate
$100K–$200K
9%
$200K–$300K
37%
$300K–$500K
37%
$500K–$750K
8%
$750K–$1M
2%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49938%
$1,500–$1,99937%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Crown Point and its comparisons
Measure
Crown Point
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
38%
$1,500–$1,999
37%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,781 a month
Lake County: $1,529 a month
Without a mortgage
$614 a month
Lake County: $569 a month
Owners with a mortgage
68%
Lake County: 63%
In Crown Point, 68% of owners have a mortgage, and their typical cost is $1,781 a month, against $1,529 in Lake County. Without one it drops to $614.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Crown Point+52%
Lake County+54%
Indiana+54%
United States+53%
Typical rent
Crown Point+42%
Lake County+28%
Indiana+29%
United States+33%
Typical household income
Crown Point+32%
Lake County+27%
Indiana+28%
United States+29%
Change since 2015–2019: Crown Point and its comparisons
Measure
Crown Point
Lake County
Indiana
United States
Typical home value
+52%
+54%
+54%
+53%
Typical rent
+42%
+28%
+29%
+33%
Typical household income
+32%
+27%
+28%
+29%
Much as in Lake County, the typical home value in Crown Point rose 52% since 2015–2019.
The typical rent in Crown Point rose 42% over the same time; in Lake County, it rose 28%.
Housing prices ran ahead of income in Crown Point: typical income rose 32%, against +52% for home values and +42% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Crown Point and its comparisons
Measure
Crown Point
Lake County
Indiana
United States
Rental vacancy
Unreliable estimate
5.1%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
Unreliable estimate
2.3%
1.8%
3.4%
People per household
2.70
2.54
2.46
2.53
Drive alone
82%
80%
76%
69%
Carpool
5%
8%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
11%
8%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Crown Point has 2.70 people, more than in Lake County (2.54).
To get to work, 82% of workers in Crown Point drive alone; in Lake County, 80%.
Do the math
What would you pay each month for a home in Crown Point?
A typical home is tight for the typical income
We start with a typical home in Crown Point, worth $294,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Crown Point, which is $101,686 a year. For that payment to be 28% of income, a household would need to earn about $104,367 a year.
The calculator's FHA and conventional loan limits are those of all of Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Crown Point. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,318 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,435
at 7.18% · 30 years
Loan amount
$289,460
Total interest
$416,466
Paid off in
November 2056
Includes $4,978 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,373 a month
Tight
$2,373 to $3,051 a month
Your payment · 29%
Hard
more than $3,051 a month
Compared with the typical household income in Crown Point ($101,686 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,961
Property tax
$221
Home insurance
$123
FHA mortgage insurance (MIP)
$130
You need at least $10,318 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,435; principal and interest $1,961.
The city and its county
Crown Point and Lake County
Crown Point is in Lake County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Crown Point
Map of Lake County, Indiana, with Crown Point marked. Around it, the neighboring counties.
Crown Point
Lake County
Other cities with a page
Crown Point's own numbers
Typical home value
$294,800
Typical monthly rent
$1,485
Typical yearly household income
$101,686
Households that own their home
86%
Effective property tax rate
0.9%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lake County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,429
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lake County.
A typical home in Crown Point is worth $294,800: 28% above the county and 35% above Indiana. With the typical household income in Crown Point ($101,686 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Crown Point2.9 years
Lake3.2 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lake County
According to FHFA’s house price index, home prices in Lake County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lake County.
Yearly change in FHFA’s price index in Lake County, 2016 to 2025
2016: +2.6% +2.6% 2016
2017: +4.0% +4.0% 2017
2018: +5.9% +5.9% 2018
2019: +5.5% +5.5% 2019
2020: +3.7% +3.7% 2020
2021: +12.0% +12.0% 2021
2022: +14.3% +14.3% 2022
2023: +6.9% +6.9% 2023
2024: +4.7% +4.7% 2024
2025: +3.2% +3.2% 2025
Change in FHFA’s price index in Lake County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+3.2%
+4.3%
+2.9%
5 years (2020–2025)
+48%
+53%
+47%
10 years (2015–2025)
+82%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Crown Point next to Lake County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Crown Point$294,800
Lake$230,600
Indiana$218,200
United States$332,700
Typical monthly rent
Crown Point$1,485
Lake$1,131
Indiana$1,062
United States$1,413
Typical yearly household income
Crown Point$101,686
Lake$71,493
Indiana$71,957
United States$80,734
See the full table
Crown Point next to Lake County and Indiana
Measure
Crown Point
Lake County
Indiana
U.S.
Typical home value
$294,800 ▲28% above the county
$230,600
$218,200
$332,700
Typical monthly rent
$1,485 ▲31% above the county
$1,131
$1,062
$1,413
Typical yearly household income
$101,686 ▲42% above the county
$71,493
$71,957
$80,734
Households that own their home
86% ▲14 points above the county
72%
71%
65%
Typical yearly property tax
$2,660 ▲26% above the county
$2,112
$1,614
$3,119
Effective property tax rate
0.9% ▼0.02 points below the county
0.92%
0.74%
0.94%
Renters with high rent for their income
47% ▼5 points below the county
52%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Crown Point
For a typical $294,800 home in Crown Point, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Crown Point's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,435a month
Least cash to close
Down payment
$10,318
Cash to close
$19,162
Rate
7.18%
Mortgage insurance
FHA MIP · $130
Conventional, 5% down$2,381a month
Down payment
$14,740
Cash to close
$23,584
Rate
7.18%
Mortgage insurance
PMI · $140
Conventional, 20% down, no PMI$1,942a month
Down payment
$58,960
Cash to close
$67,804
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,214a month
Down payment
$44,220
Cash to close
$53,064
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Crown Point
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,435
$10,318
$289,460
7.18%
FHA MIP · $130
$19,162
580
Conventional, 5% down
$2,381
$14,740
$280,060
7.18%
PMI · $140
$23,584
620*
Conventional, 20% down, no PMI
$1,942
$58,960
$235,840
7.18%
None
$67,804
620*
ITIN, 15% down (example)
$2,214
$44,220
$250,580
8.18%
None
$53,064
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Crown Point is $1,485 a month: 31% above the county. In Crown Point, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lake County, by unit size. To pay the 2-bedroom one ($1,429 a month) without spending more than 30% of your income, you would need to earn $27.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lake County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,117
$21.48
$44,680
1 bedroom
$1,176
$22.62
$47,040
2 bedrooms
$1,429
$27.48
$57,160
3 bedrooms
$1,739
$33.44
$69,560
4 bedrooms
$1,898
$36.50
$75,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Crown Point
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Crown Point is in ZIP code 46307.
For 2 bedrooms it is $1,650: $221 more than the fair market rent for Lake County ($1,429).
Fair market rent by ZIP code and size in Crown Point, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
46307
$1,290
$1,360
$1,650
$2,010
$2,190
ZIP code2 bd3 bd
46307 $1,650$2,010
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Crown Point when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lake County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Crown Point or Lake County. The ones below are statewide in Indiana: they work in Crown Point the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Crown Point or Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Crown Point and all of Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Crown Point?
The typical home value in Crown Point is $294,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lake County it is $230,600.
How much does it cost to rent in Crown Point?
Typical rent in Crown Point is $1,485 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lake County is $1,429.
What is the FHA loan limit in Crown Point?
Crown Point uses the FHA limit for all of Lake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Crown Point?
The typical homeowner in Crown Point pays $2,660 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Lake County, the rate is 0.92%.
Where can I find free help to buy or rent in Crown Point?
There are 3 HUD-approved counseling agencies with an office in Lake County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
