In Beech Grove, a typical home is worth $182,600 and typical rent is $1,091 a month. Compared with all of Marion County, typical household income is 25% lower and the typical home value is 18% lower.
Typical home value from Zillow, September 2021 to September 2026: from $154,721 to $189,925.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Beech Grove is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Beech Grove fell 1.5%; in Indiana, it rose 2.9%.
2
The typical household income in Beech Grove is $49,973,25% less than in Marion County as a whole ($66,346).
3
The typical home in Beech Grove is worth $182,600,18% less than in Marion County as a whole ($224,000).
4
Beech Grove has the 9th largest share of rent-burdened renters of the 120 cities in Indiana with more than 5,000 people (62%).
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Beech Grove
What homes there are in Beech Grove, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Beech Grove
Marion County
Indiana
United States
Kind of home: Beech Grove and its comparisons
Measure
Beech Grove
Marion County
Indiana
United States
Detached house
56%
59%
73%
61%
Attached house
Unreliable estimate
8%
4%
6%
Building of 2 to 4
8%
9%
6%
8%
Apartments (5 or more)
25%
23%
13%
19%
Mobile home
Unreliable estimate
2%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Beech Grove, 6 in 10 homes are single-family detached houses; in Marion County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Beech Grove
Marion County
Indiana
United States
Year built: Beech Grove and its comparisons
Measure
Beech Grove
Marion County
Indiana
United States
Before 1960
39%
33%
31%
26%
1960–1979
34%
26%
24%
24%
1980–1999
20%
23%
23%
25%
2000–2009
4%
10%
12%
14%
2010 or later
Unreliable estimate
8%
10%
11%
The typical home in Beech Grove was built in 1968, 5 years before the typical one in Marion County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K51%
$200K–$300K32%
$300K–$500K6%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Beech Grove and its comparisons
Measure
Beech Grove
Under $100K
10%
$100K–$200K
51%
$200K–$300K
32%
$300K–$500K
6%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
The FHA limit for Marion County is high ($541,287): at least 100% of owner-occupied homes in Beech Grove are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99920%
$1,000–$1,49962%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Beech Grove and its comparisons
Measure
Beech Grove
Under $500
Unreliable estimate
$500–$999
20%
$1,000–$1,499
62%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,192 a month
Marion County: $1,453 a month
Without a mortgage
$483 a month
Marion County: $550 a month
Owners with a mortgage
71%
Marion County: 68%
In Beech Grove, 71% of owners have a mortgage, and their typical cost is $1,192 a month, against $1,453 in Marion County. Without one it drops to $483.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Beech Grove+80%
Marion County+64%
Indiana+54%
United States+53%
Typical rent
Beech Grove+40%
Marion County+30%
Indiana+29%
United States+33%
Typical household income
Beech Grove+14%
Marion County+37%
Indiana+28%
United States+29%
Change since 2015–2019: Beech Grove and its comparisons
Measure
Beech Grove
Marion County
Indiana
United States
Typical home value
+80%
+64%
+54%
+53%
Typical rent
+40%
+30%
+29%
+33%
Typical household income
+14%
+37%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Beech Grove rose 80%; in Marion County, it rose 64%.
Since 2015–2019, the typical rent in Beech Grove rose 40%, more than in Marion County (30%).
Housing prices ran ahead of income in Beech Grove: typical income rose 14%, against +80% for home values and +40% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Beech Grove and its comparisons
Measure
Beech Grove
Marion County
Indiana
United States
Rental vacancy
Unreliable estimate
4.9%
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
0.8%
0.9%
More than one person per room
Unreliable estimate
2.8%
1.8%
3.4%
People per household
2.16
2.40
2.46
2.53
Drive alone
82%
72%
76%
69%
Carpool
9%
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
8%
14%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Beech Grove are smaller: 2.16 people on average; in Marion County, 2.40.
To get to work, 82% of workers in Beech Grove drive alone; in Marion County, 72%.
Do the math
What would you pay each month for a home in Beech Grove?
A typical home costs more than the typical income allows
We start with a typical home in Beech Grove, worth $182,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Beech Grove, which is $49,973 a year. For that payment to be 28% of income, a household would need to earn about $65,232 a year.
The calculator's FHA and conventional loan limits are those of all of Marion County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Beech Grove. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,391 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,522
at 7.18% · 30 years
Loan amount
$179,293
Total interest
$257,960
Paid off in
November 2056
Includes $3,084 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,166 a month
Tight
$1,166 to $1,499 a month
Hard
more than $1,499 a month
Your payment · 37%
Compared with the typical household income in Beech Grove ($49,973 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,215
Property tax
$151
Home insurance
$76
FHA mortgage insurance (MIP)
$81
You need at least $6,391 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,522; principal and interest $1,215.
The city and its county
Beech Grove and Marion County
Beech Grove is in Marion County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Beech Grove
Map of Marion County, Indiana, with Beech Grove marked. Around it, the neighboring counties.
Beech Grove
Marion County
Other cities with a page
Beech Grove's own numbers
Typical home value
$182,600
Typical monthly rent
$1,091
Typical yearly household income
$49,973
Households that own their home
56%
Effective property tax rate
0.99%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marion County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,536
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
3.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.
A typical home in Beech Grove is worth $182,600: 18% below the county and 16% below Indiana. With the typical household income in Beech Grove ($49,973 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Beech Grove3.7 years
Marion3.4 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marion County
According to FHFA’s house price index, home prices in Marion County rose 100% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marion County.
Yearly change in FHFA’s price index in Marion County, 2016 to 2025
2016: +4.5% +4.5% 2016
2017: +6.4% +6.4% 2017
2018: +8.9% +8.9% 2018
2019: +6.3% +6.3% 2019
2020: +5.3% +5.3% 2020
2021: +12.6% +12.6% 2021
2022: +15.3% +15.3% 2022
2023: +6.3% +6.3% 2023
2024: +3.6% +3.6% 2024
2025: +3.4% +3.4% 2025
Change in FHFA’s price index in Marion County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+3.4%
+4.3%
+2.9%
5 years (2020–2025)
+48%
+53%
+47%
10 years (2015–2025)
+100%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Beech Grove next to Marion County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Beech Grove$182,600
Marion$224,000
Indiana$218,200
United States$332,700
Typical monthly rent
Beech Grove$1,091
Marion$1,153
Indiana$1,062
United States$1,413
Typical yearly household income
Beech Grove$49,973
Marion$66,346
Indiana$71,957
United States$80,734
See the full table
Beech Grove next to Marion County and Indiana
Measure
Beech Grove
Marion County
Indiana
U.S.
Typical home value
$182,600 ▼18% below the county
$224,000
$218,200
$332,700
Typical monthly rent
$1,091 ▼5% below the county
$1,153
$1,062
$1,413
Typical yearly household income
$49,973 ▼25% below the county
$66,346
$71,957
$80,734
Households that own their home
56%
57%
71%
65%
Typical yearly property tax
$1,805 ▼11% below the county
$2,028
$1,614
$3,119
Effective property tax rate
0.99% ▲0.08 points above the county
0.91%
0.74%
0.94%
Renters with high rent for their income
62% ▲11 points above the county
51%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Beech Grove
For a typical $182,600 home in Beech Grove, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Beech Grove's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,522a month
Least cash to close
Down payment
$6,391
Cash to close
$11,869
Rate
7.18%
Mortgage insurance
FHA MIP · $81
Conventional, 5% down$1,489a month
Down payment
$9,130
Cash to close
$14,608
Rate
7.18%
Mortgage insurance
PMI · $87
Conventional, 20% down, no PMI$1,216a month
Down payment
$36,520
Cash to close
$41,998
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,385a month
Down payment
$27,390
Cash to close
$32,868
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Beech Grove
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,522
$6,391
$179,293
7.18%
FHA MIP · $81
$11,869
580
Conventional, 5% down
$1,489
$9,130
$173,470
7.18%
PMI · $87
$14,608
620*
Conventional, 20% down, no PMI
$1,216
$36,520
$146,080
7.18%
None
$41,998
620*
ITIN, 15% down (example)
$1,385
$27,390
$155,210
8.18%
None
$32,868
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Beech Grove is $1,091 a month: 5% below the county. In Beech Grove, 62% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,536 a month) without spending more than 30% of your income, you would need to earn $29.54 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marion County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,187
$22.83
$47,480
1 bedroom
$1,336
$25.69
$53,440
2 bedrooms
$1,536
$29.54
$61,440
3 bedrooms
$1,991
$38.29
$79,640
4 bedrooms
$2,425
$46.63
$97,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Beech Grove
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Beech Grove has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,380 in 46203 to $1,420 in 46107.
None is above the fair market rent for Marion County ($1,536).
Fair market rent by ZIP code and size in Beech Grove, fiscal year 2027.
46107
$1,100
$1,230
$1,420
$1,840
$2,240
46203
$1,070
$1,200
$1,380
$1,790
$2,180
ZIP code2 bd3 bd
46107 $1,420$1,840
46203 $1,380$1,790
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Beech Grove when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in Marion County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Beech Grove or Marion County. The ones below are statewide in Indiana: they work in Beech Grove the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Beech Grove or Marion County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Beech Grove and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Beech Grove?
The typical home value in Beech Grove is $182,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $224,000.
How much does it cost to rent in Beech Grove?
Typical rent in Beech Grove is $1,091 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,536.
What is the FHA loan limit in Beech Grove?
Beech Grove uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Beech Grove?
The typical homeowner in Beech Grove pays $1,805 a year, according to the U.S. Census Bureau. That is 0.99% of the home’s value; in Marion County, the rate is 0.91%.
Where can I find free help to buy or rent in Beech Grove?
There are 4 HUD-approved counseling agencies with an office in Marion County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
