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City · 54,164 residents · Twin Falls County, Idaho

Twin Falls , Idaho

In Twin Falls, a typical home is worth $321,300 and typical rent is $1,082 a month. Compared with all of Twin Falls County, typical household income is 9% lower and the share of households that own their home is 6 points lower.

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  • Typical home value

    $321,300

    5% below the county

    23% below Idaho

    • Twin Falls
    • County
    • Idaho

  • Typical rent

    $1,082a month

    About the same as the county

    13% below Idaho

    • Twin Falls
    • County
    • Idaho

  • Typical household income

    $61,205a year

    9% below the county

    21% below Idaho

    • Twin Falls
    • County
    • Idaho

  • Households that own their home

    64%

    6 points below the county

    8 points below Idaho

    • Twin Falls
    • County
    • Idaho

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$370,431
3.2% more than 12 months ago
Typical rent
$1,565 a month
3.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Twin Falls is in Twin Falls County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Twin Falls County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Twin Falls apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Rupert, the typical home value is $205,200: 36% less than in Twin Falls ($321,300).

  2. Nearby, in Rupert, the typical rent is $856: 21% less than in Twin Falls ($1,082).

  3. 64% of households in Twin Falls own their home, against 70% in Twin Falls County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Twin Falls

What homes there are in Twin Falls, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Twin Falls, but it weighs less than in Twin Falls County: 70% against 75%.

Year built

In Twin Falls, half of the homes were built before 1982; in Twin Falls County, before 1982.

In Twin Falls, 10% of homes have 1 bedroom or none (studios); 64% have 3 bedrooms or more, against 70% in Twin Falls County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Twin Falls sit under the FHA limit for Twin Falls County ($541,287): about 91%.

Monthly rent with utilities

About 64% of rented homes in Twin Falls cost less than HUD's 2-bedroom fair market rent for Twin Falls County ($1,285); the rest cost more.

With a mortgage

$1,493 a month

Twin Falls County: $1,530 a month

Without a mortgage

$474 a month

Twin Falls County: $502 a month

Owners with a mortgage

66%

Twin Falls County: 63%

Owning costs about the same in Twin Falls as in Twin Falls County: with a mortgage, $1,493 a month; without one, $474.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Twin Falls rose 98% since 2015–2019, less than in Twin Falls County (103%).

The typical rent in Twin Falls rose 32% over the same time; in Twin Falls County, it rose 36%.

Here income did not keep up with housing: it rose 21%, while home values changed +98% and rent +32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTwin FallsTwin Falls CountyIdahoUnited States
Rental vacancy 3.9%3.4%3.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room 2.5%3.1%3.1%3.4%
People per household 2.542.652.642.53
Drive alone 79%79%73%69%
Carpool 11%11%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 2%1%3%3%
Work from home 7%7%13%15%
Other means 2%2%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Twin Falls County, the rental vacancy rate in Twin Falls is 3.9%.

Much as in Twin Falls County, 2.5% of households in Twin Falls have more than one person per room.

A household in Twin Falls has 2.54 people on average, about the same as in Twin Falls County (2.65).

To get to work, 79% of workers in Twin Falls drive alone; in Twin Falls County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Twin Falls?

A typical home costs more than the typical income allows

We start with a typical home in Twin Falls, worth $321,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Twin Falls, which is $61,205 a year. For that payment to be 28% of income, a household would need to earn about $111,224 a year.

The calculator's FHA and conventional loan limits are those of all of Twin Falls County.

Your numbers

Local data
$

Starts at the typical home value in Twin Falls. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,246 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,595

at 7.18% · 30 years

Loan amount
$315,480
Total interest
$453,902
Paid off in
November 2056

Includes $5,426 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,428 a month

  • Tight

    $1,428 to $1,836 a month

  • Hard

    more than $1,836 a month

    Your payment · 51%

Compared with the typical household income in Twin Falls ($61,205 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,595
Principal & interest$2,137
Property tax$182
Home insurance$134
FHA mortgage insurance (MIP)$142

You need at least $11,246 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Twin Falls and Twin Falls County

Twin Falls is in Twin Falls County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Twin Falls's own numbers

Typical home value
$321,300
Typical monthly rent
$1,082
Typical yearly household income
$61,205
Households that own their home
64%
Effective property tax rate
0.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Twin Falls County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,285
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Twin Falls County.

Everything about Twin Falls County

Buying

Buying a home in Twin Falls

A typical home in Twin Falls is worth $321,300: 5% below the county and 23% below Idaho. With the typical household income in Twin Falls ($61,205 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Twin Falls 5.2 years
  • County 5.0 years
  • Idaho 5.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Twin Falls County

According to FHFA’s house price index, home prices in Twin Falls County rose 134% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Twin Falls County.

Period County Idaho U.S.
Last year (2025) +0.8% +2.3% +2.9%
5 years (2020–2025) +59% +57% +47%
10 years (2015–2025) +134% +149% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Twin Falls next to Twin Falls County, Idaho and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Twin Falls $321,300
  • County $337,900
  • Idaho $418,600
  • United States $332,700
Typical monthly rent
  • Twin Falls $1,082
  • County $1,089
  • Idaho $1,238
  • United States $1,413
Typical yearly household income
  • Twin Falls $61,205
  • County $67,409
  • Idaho $77,800
  • United States $80,734
See the full table
Twin Falls next to Twin Falls County and Idaho
Measure Twin Falls Twin Falls County Idaho U.S.
Typical home value $321,300 $337,900 $418,600 $332,700
Typical monthly rent $1,082 $1,089 $1,238 $1,413
Typical yearly household income $61,205 $67,409 $77,800 $80,734
Households that own their home 64% 70% 72% 65%
Typical yearly property tax $2,182 $2,066 $2,038 $3,119
Effective property tax rate 0.68% 0.61% 0.49% 0.94%
Renters with high rent for their income 54% 52% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Twin Falls County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Twin Falls

For a typical $321,300 home in Twin Falls, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Twin Falls's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,595a month

    Least cash to close
    Down payment
    $11,246
    Cash to close
    $20,885
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $142

  • Conventional, 5% down $2,536a month

    Down payment
    $16,065
    Cash to close
    $25,704
    Rate
    7.18%
    Mortgage insurance
    PMI · $153

  • Conventional, 20% down, no PMI $2,057a month

    Down payment
    $64,260
    Cash to close
    $73,899
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,354a month

    Down payment
    $48,195
    Cash to close
    $57,834
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Twin Falls and for Twin Falls County.

Property tax

Effective rate in Twin Falls

0.68%of the home’s value each year

$2,182 a year for the typical owner in Twin Falls.

  • Twin Falls 0.68%
  • County 0.61%
  • Idaho 0.49%

What Idaho publishes Homeowner’s exemption (Idaho State Tax Commission)

Exemptions and deadlines in Idaho

Flood risk in Twin Falls County

FEMA does not publish these numbers by city: they are for all of Twin Falls County.

Homes in the high-risk zone
0.8%
263
Of those, with NFIP insurance
21%
County Idaho U.S.
Homes in the high-risk zone 0.8% 2% 3.5%
Of those, with NFIP insurance 21% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Twin Falls

Typical rent in Twin Falls is $1,082 a month: about the same as the county. In Twin Falls, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Twin Falls County, by unit size. To pay the 2-bedroom one ($1,285 a month) without spending more than 30% of your income, you would need to earn $24.71 an hour working full time.

HUD fair market rent for all of Twin Falls County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $895 $17.21 $35,800
1 bedroom $982 $18.88 $39,280
2 bedrooms $1,285 $24.71 $51,400
3 bedrooms $1,779 $34.21 $71,160
4 bedrooms $2,148 $41.31 $85,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Twin Falls

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Twin Falls is in ZIP code 83301.

For 2 bedrooms it is $1,260: $25 less than the fair market rent for Twin Falls County ($1,285).

  • 83301 $1,260$1,740

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Twin Falls when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Twin Falls

HUD lists 13 buildings with rents for lower incomes in Twin Falls. These are the largest.

  • Duvall 240 Maurice St, Twin Falls 83301 196 low-income homes · Run by Twin Falls Housing Authority · Average payment: $449 a month · Average wait: 20 months (208) 733-5765
  • Fawnbrook 647 Fawnbrook Ct, Twin Falls 83301 94 low-income homes · 1 bd: 20 · 2 bd: 49 · 3 bd: 25 · In service since 1993 · For families
  • Timberlake Village 176 Meadowview Ln, Twin Falls 83301 67 homes, 66 low-income · 2 bd: 50 · 3 bd: 13 · 4 bd: 4 · In service since 2009 · For families
  • Fawnbrook II 647 Fawnbrook Ct, Twin Falls 83301 64 low-income homes · 2 bd: 42 · 3 bd: 22 · In service since 1994 · For families
  • Valley Vista Village 665 Rose St N, Twin Falls 83301 61 homes, 60 low-income · For older adults (208) 733-3500

See all 19 buildings in Twin Falls County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Twin Falls

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Twin Falls County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Twin Falls

No down payment, repair or rent-help program on our list is for Twin Falls or Twin Falls County. The ones below are statewide in Idaho: they work in Twin Falls the same as in the rest of the state.

Which programs do I qualify for? All programs in Idaho

Housing counselors near Twin Falls

The HUD-approved agencies closest to the center of Twin Falls, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Idaho Housing and Finance Association--Twin Falls Branch Office

    841 Meadows Dr, Twin Falls · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 4 more
    (866) 234-3435

  • Pocatello Neighborhood Housing Services, Inc DBA Neighborworks Pocatello

    206 N Arthur Ave, Pocatello · 104 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (208) 232-9468

  • Idaho Housing and Finance Association

    565 West Myrtle, Boise · 114 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (877) 695-2655

Every agency in Twin Falls County All counseling agencies in Idaho

Help in Spanish near Twin Falls

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Twin Falls

HUD’s record names them for Twin Falls or Twin Falls County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Twin Falls County: see the list Source: HUD

Cities

Other cities in Twin Falls County

These cities are also in Twin Falls County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Twin Falls County Housing in Idaho

Nearby cities

The cities closest to Twin Falls, with the typical home value.

Neighboring counties

If Twin Falls County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Twin Falls.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Twin Falls

Short answers with the numbers for Twin Falls and all of Twin Falls County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Twin Falls?

The typical home value in Twin Falls is $321,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Twin Falls County it is $337,900.

How much does it cost to rent in Twin Falls?

Typical rent in Twin Falls is $1,082 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Twin Falls County is $1,285.

What is the FHA loan limit in Twin Falls?

Twin Falls uses the FHA limit for all of Twin Falls County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Twin Falls?

The typical homeowner in Twin Falls pays $2,182 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Twin Falls County, the rate is 0.61%.

Where can I find free help to buy or rent in Twin Falls?

There is 1 HUD-approved counseling agency with an office in Twin Falls County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).