In Rupert, a typical home is worth $205,200 and typical rent is $856 a month. Compared with all of Minidoka County, typical household income is 22% lower, the typical home value is 22% lower, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $256,277 to $323,252.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Rupert is in Minidoka County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Minidoka County. See the county
What this place has that others do not, from public data, most unusual first.
1
Rupert has the lowest typical home value of the 36 cities in Idaho with more than 5,000 people: $205,200.
2
Rupert has the 3rd lowest typical household income of the 36 cities in Idaho with more than 5,000 people ($54,741).
3
64% of households in Rupert own their home, against 69% in Minidoka County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Rupert
What homes there are in Rupert, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Rupert
Minidoka County
Idaho
United States
Kind of home: Rupert and its comparisons
Measure
Rupert
Minidoka County
Idaho
United States
Detached house
78%
78%
74%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
Unreliable estimate
8%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
9%
19%
Mobile home
Unreliable estimate
10%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Rupert, 8 in 10 homes are single-family detached houses, about the same as in Minidoka County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Rupert
Minidoka County
Idaho
United States
Year built: Rupert and its comparisons
Measure
Rupert
Minidoka County
Idaho
United States
Before 1960
34%
24%
17%
26%
1960–1979
48%
34%
22%
24%
1980–1999
Unreliable estimate
21%
25%
25%
2000–2009
Unreliable estimate
8%
18%
14%
2010 or later
7%
13%
18%
11%
Homes in Rupert are older: the typical year built is 1971; in Minidoka County, 1976.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K35%
$200K–$300K37%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Rupert and its comparisons
Measure
Rupert
Under $100K
Unreliable estimate
$100K–$200K
35%
$200K–$300K
37%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99944%
$1,000–$1,49936%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Rupert and its comparisons
Measure
Rupert
Under $500
Unreliable estimate
$500–$999
44%
$1,000–$1,499
36%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,346 a month
Minidoka County: $1,379 a month
Without a mortgage
$399 a month
Minidoka County: $413 a month
Owners with a mortgage
68%
Minidoka County: 58%
The typical cost for an owner with a mortgage in Rupert is $1,346 a month, near the figure in Minidoka County ($1,379).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Rupert+82%
Minidoka County+76%
Idaho+97%
United States+53%
Typical rent
Rupert+33%
Minidoka County+28%
Idaho+45%
United States+33%
Typical household income
Rupert+36%
Minidoka County+32%
Idaho+40%
United States+29%
Change since 2015–2019: Rupert and its comparisons
Measure
Rupert
Minidoka County
Idaho
United States
Typical home value
+82%
+76%
+97%
+53%
Typical rent
+33%
+28%
+45%
+33%
Typical household income
+36%
+32%
+40%
+29%
The typical home value in Rupert rose 82% since 2015–2019, more than in Minidoka County (76%).
Since 2015–2019, the typical rent in Rupert rose 33%, more than in Minidoka County (28%).
To compare: typical income in Rupert rose 36%; the home, +82%; the rent, +33%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Rupert and its comparisons
Measure
Rupert
Minidoka County
Idaho
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
3.9%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
3.1%
3.4%
People per household
2.80
2.73
2.64
2.53
Drive alone
80%
81%
73%
69%
Carpool
11%
12%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
Unreliable estimate
5%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
A household in Rupert has 2.80 people on average, about the same as in Minidoka County (2.73).
To get to work, 80% of workers in Rupert drive alone; in Minidoka County, 81%.
Do the math
What would you pay each month for a home in Rupert?
A typical home is tight for the typical income
We start with a typical home in Rupert, worth $205,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Rupert, which is $54,741 a year. For that payment to be 28% of income, a household would need to earn about $69,568 a year.
The calculator's FHA and conventional loan limits are those of all of Minidoka County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Rupert. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,182 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,623
at 7.18% · 30 years
Loan amount
$201,483
Total interest
$289,887
Paid off in
November 2056
Includes $3,465 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,277 a month
Tight
$1,277 to $1,642 a month
Your payment · 36%
Hard
more than $1,642 a month
Compared with the typical household income in Rupert ($54,741 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,365
Property tax
$82
Home insurance
$86
FHA mortgage insurance (MIP)
$91
You need at least $7,182 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,623; principal and interest $1,365.
The city and its county
Rupert and Minidoka County
Rupert is in Minidoka County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Rupert
Map of Minidoka County, Idaho, with Rupert marked. Around it, the neighboring counties.
Rupert
Minidoka County
Other cities with a page
Rupert's own numbers
Typical home value
$205,200
Typical monthly rent
$856
Typical yearly household income
$54,741
Households that own their home
64%
Effective property tax rate
0.48%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Minidoka County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,062
Price change over 5 years (FHFA)
+72%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Minidoka County.
A typical home in Rupert is worth $205,200: 22% below the county and 51% below Idaho. With the typical household income in Rupert ($54,741 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Rupert3.7 years
Minidoka3.7 years
Idaho5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Minidoka County
According to FHFA’s house price index, home prices in Minidoka County rose 148% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Minidoka County.
Yearly change in FHFA’s price index in Minidoka County, 2016 to 2025
2016: +1.9% +1.9% 2016
2017: +16.1% +16.1% 2017
2018: +6.2% +6.2% 2018
2019: +9.8% +9.8% 2019
2020: +4.8% +4.8% 2020
2021: +21.3% +21.3% 2021
2022: +21.9% +21.9% 2022
2023: +3.1% +3.1% 2023
2024: +7.3% +7.3% 2024
2025: +5.1% +5.1% 2025
Change in FHFA’s price index in Minidoka County, Idaho and the United States
Period
County
Idaho
U.S.
Last year (2025)
+5.1%
+2.3%
+2.9%
5 years (2020–2025)
+72%
+57%
+47%
10 years (2015–2025)
+148%
+149%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Rupert next to Minidoka County, Idaho and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Rupert$205,200
Minidoka$262,600
Idaho$418,600
United States$332,700
Typical monthly rent
Rupert$856
Minidoka$900
Idaho$1,238
United States$1,413
Typical yearly household income
Rupert$54,741
Minidoka$70,377
Idaho$77,800
United States$80,734
See the full table
Rupert next to Minidoka County and Idaho
Measure
Rupert
Minidoka County
Idaho
U.S.
Typical home value
$205,200 ▼22% below the county
$262,600
$418,600
$332,700
Typical monthly rent
$856 ▼5% below the county
$900
$1,238
$1,413
Typical yearly household income
$54,741 ▼22% below the county
$70,377
$77,800
$80,734
Households that own their home
64% ▼5 points below the county
69%
72%
65%
Typical yearly property tax
$992 ▼21% below the county
$1,261
$2,038
$3,119
Effective property tax rate
0.48%
0.48%
0.49%
0.94%
Renters with high rent for their income
50% ▲14 points above the county
36%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Minidoka County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Rupert
For a typical $205,200 home in Rupert, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rupert's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,623a month
Least cash to close
Down payment
$7,182
Cash to close
$13,338
Rate
7.18%
Mortgage insurance
FHA MIP · $91
Conventional, 5% down$1,586a month
Down payment
$10,260
Cash to close
$16,416
Rate
7.18%
Mortgage insurance
PMI · $97
Conventional, 20% down, no PMI$1,280a month
Down payment
$41,040
Cash to close
$47,196
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,469a month
Down payment
$30,780
Cash to close
$36,936
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Rupert
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,623
$7,182
$201,483
7.18%
FHA MIP · $91
$13,338
580
Conventional, 5% down
$1,586
$10,260
$194,940
7.18%
PMI · $97
$16,416
620*
Conventional, 20% down, no PMI
$1,280
$41,040
$164,160
7.18%
None
$47,196
620*
ITIN, 15% down (example)
$1,469
$30,780
$174,420
8.18%
None
$36,936
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Rupert is $856 a month: 5% below the county. In Rupert, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Minidoka County, by unit size. To pay the 2-bedroom one ($1,062 a month) without spending more than 30% of your income, you would need to earn $20.42 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Minidoka County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$936
$18.00
$37,440
1 bedroom
$951
$18.29
$38,040
2 bedrooms
$1,062
$20.42
$42,480
3 bedrooms
$1,471
$28.29
$58,840
4 bedrooms
$1,775
$34.13
$71,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Rupert
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rupert is in ZIP code 83350.
For 2 bedrooms it is $1,440: $378 more than the fair market rent for Minidoka County ($1,062).
Fair market rent by ZIP code and size in Rupert, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
83350
$1,000
$1,100
$1,440
$1,900
$2,170
ZIP code2 bd3 bd
83350 $1,440$1,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rupert when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Minidoka County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Rupert or Minidoka County. The ones below are statewide in Idaho: they work in Rupert the same as in the rest of the state.
Idaho state association second mortgage for up to 8% of the price for the down payment or closing costs, repaid in small monthly installments along with the first mortgage; you do not need to be a first-time buyer.Offered by Idaho Housing and Finance Association.
No legal help resource on our list is for Rupert or Minidoka County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Rupert and all of Minidoka County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Rupert?
The typical home value in Rupert is $205,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Minidoka County it is $262,600.
How much does it cost to rent in Rupert?
Typical rent in Rupert is $856 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Minidoka County is $1,062.
What is the FHA loan limit in Rupert?
Rupert uses the FHA limit for all of Minidoka County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Rupert?
The typical homeowner in Rupert pays $992 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Minidoka County, the rate is 0.48%.
Where can I find free help to buy or rent in Rupert?
We found no HUD-approved counseling agencies with an office in Minidoka County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
