In Chubbuck, a typical home is worth $341,700 and typical rent is $1,048 a month. Compared with all of Bannock County, typical household income is 25% higher and the typical home value is 14% higher.
Typical home value from Zillow, September 2021 to September 2026: from $330,025 to $382,921.
Typical rent
$1,216a month
Typical rent from Zillow, June 2025 to September 2026: from $1,229 to $1,216.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Chubbuck is in Bannock County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bannock County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Blackfoot, the typical home value is $262,500: 23% less than in Chubbuck ($341,700).
2
Nearby, in Blackfoot, the typical rent is $839: 20% less than in Chubbuck ($1,048).
3
The typical household income in Chubbuck is $82,977,25% more than in Bannock County as a whole ($66,499).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Chubbuck
What homes there are in Chubbuck, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Chubbuck
Bannock County
Idaho
United States
Kind of home: Chubbuck and its comparisons
Measure
Chubbuck
Bannock County
Idaho
United States
Detached house
68%
67%
74%
61%
Attached house
4%
6%
4%
6%
Building of 2 to 4
14%
11%
7%
8%
Apartments (5 or more)
10%
9%
9%
19%
Mobile home
4%
7%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Chubbuck: 68% of homes, near the figure in Bannock County (67%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Chubbuck
Bannock County
Idaho
United States
Year built: Chubbuck and its comparisons
Measure
Chubbuck
Bannock County
Idaho
United States
Before 1960
4%
28%
17%
26%
1960–1979
28%
30%
22%
24%
1980–1999
30%
20%
25%
25%
2000–2009
22%
12%
18%
14%
2010 or later
17%
10%
18%
11%
Homes in Chubbuck are newer: the typical year built is 1995; in Bannock County, 1976.
Homes in Chubbuck are bigger: 74% have 3 bedrooms or more; in Bannock County, 68%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K6%
$200K–$300K23%
$300K–$500K59%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Chubbuck and its comparisons
Measure
Chubbuck
Under $100K
Unreliable estimate
$100K–$200K
6%
$200K–$300K
23%
$300K–$500K
59%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99945%
$1,000–$1,49935%
$1,500–$1,99914%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Chubbuck and its comparisons
Measure
Chubbuck
Under $500
Unreliable estimate
$500–$999
45%
$1,000–$1,499
35%
$1,500–$1,999
14%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,592 a month
Bannock County: $1,458 a month
Without a mortgage
$527 a month
Bannock County: $472 a month
Owners with a mortgage
61%
Bannock County: 59%
Owning costs more in Chubbuck: with a mortgage, the typical cost is $1,592 a month; in Bannock County, $1,458. Without one, $527.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Chubbuck+94%
Bannock County+88%
Idaho+97%
United States+53%
Typical rent
Chubbuck+24%
Bannock County+39%
Idaho+45%
United States+33%
Typical household income
Chubbuck+40%
Bannock County+29%
Idaho+40%
United States+29%
Change since 2015–2019: Chubbuck and its comparisons
Measure
Chubbuck
Bannock County
Idaho
United States
Typical home value
+94%
+88%
+97%
+53%
Typical rent
+24%
+39%
+45%
+33%
Typical household income
+40%
+29%
+40%
+29%
From 2015–2019 to 2020–2024, the typical home value in Chubbuck rose 94%; in Bannock County, it rose 88%.
Since 2015–2019, the typical rent in Chubbuck rose 24%, less than in Bannock County (39%).
To compare: typical income in Chubbuck rose 40%; the home, +94%; the rent, +24%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Chubbuck and its comparisons
Measure
Chubbuck
Bannock County
Idaho
United States
Rental vacancy
Unreliable estimate
4.7%
3.9%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
2.1%
3.1%
3.4%
People per household
2.82
2.58
2.64
2.53
Drive alone
75%
75%
73%
69%
Carpool
11%
9%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
11%
11%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Chubbuck has 2.82 people, more than in Bannock County (2.58).
To get to work, 75% of workers in Chubbuck drive alone; in Bannock County, 75%.
Do the math
What would you pay each month for a home in Chubbuck?
A typical home costs more than the typical income allows
We start with a typical home in Chubbuck, worth $341,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Chubbuck, which is $82,977 a year. For that payment to be 28% of income, a household would need to earn about $118,530 a year.
The calculator's FHA and conventional loan limits are those of all of Bannock County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Chubbuck. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,960 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,766
at 7.18% · 30 years
Loan amount
$335,510
Total interest
$482,721
Paid off in
November 2056
Includes $5,770 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,936 a month
Tight
$1,936 to $2,489 a month
Hard
more than $2,489 a month
Your payment · 40%
Compared with the typical household income in Chubbuck ($82,977 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,273
Property tax
$199
Home insurance
$142
FHA mortgage insurance (MIP)
$151
You need at least $11,960 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,766; principal and interest $2,273.
The city and its county
Chubbuck and Bannock County
Chubbuck is in Bannock County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Chubbuck
Map of Bannock County, Idaho, with Chubbuck marked. Around it, the neighboring counties.
Chubbuck
Bannock County
Other cities with a page
Chubbuck's own numbers
Typical home value
$341,700
Typical monthly rent
$1,048
Typical yearly household income
$82,977
Households that own their home
73%
Effective property tax rate
0.7%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bannock County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,251
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
2.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bannock County.
A typical home in Chubbuck is worth $341,700: 14% above the county and 18% below Idaho. With the typical household income in Chubbuck ($82,977 a year), a typical home costs 4.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Chubbuck4.1 years
Bannock4.5 years
Idaho5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bannock County
According to FHFA’s house price index, home prices in Bannock County rose 137% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bannock County.
Yearly change in FHFA’s price index in Bannock County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +5.5% +5.5% 2017
2018: +11.0% +11.0% 2018
2019: +10.9% +10.9% 2019
2020: +8.5% +8.5% 2020
2021: +23.7% +23.7% 2021
2022: +21.3% +21.3% 2022
2023: +2.3% +2.3% 2023
2024: +4.8% +4.8% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Bannock County, Idaho and the United States
Period
County
Idaho
U.S.
Last year (2025)
+0.6%
+2.3%
+2.9%
5 years (2020–2025)
+62%
+57%
+47%
10 years (2015–2025)
+137%
+149%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Chubbuck next to Bannock County, Idaho and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Chubbuck$341,700
Bannock$300,700
Idaho$418,600
United States$332,700
Typical monthly rent
Chubbuck$1,048
Bannock$960
Idaho$1,238
United States$1,413
Typical yearly household income
Chubbuck$82,977
Bannock$66,499
Idaho$77,800
United States$80,734
See the full table
Chubbuck next to Bannock County and Idaho
Measure
Chubbuck
Bannock County
Idaho
U.S.
Typical home value
$341,700 ▲14% above the county
$300,700
$418,600
$332,700
Typical monthly rent
$1,048 ▲9% above the county
$960
$1,238
$1,413
Typical yearly household income
$82,977 ▲25% above the county
$66,499
$77,800
$80,734
Households that own their home
73% ▲3 points above the county
70%
72%
65%
Typical yearly property tax
$2,401 ▲25% above the county
$1,920
$2,038
$3,119
Effective property tax rate
0.7% ▲0.06 points above the county
0.64%
0.49%
0.94%
Renters with high rent for their income
50% ▲1 points above the county
48%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bannock County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Chubbuck
For a typical $341,700 home in Chubbuck, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Chubbuck's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,766a month
Least cash to close
Down payment
$11,960
Cash to close
$22,211
Rate
7.18%
Mortgage insurance
FHA MIP · $151
Conventional, 5% down$2,703a month
Down payment
$17,085
Cash to close
$27,336
Rate
7.18%
Mortgage insurance
PMI · $162
Conventional, 20% down, no PMI$2,194a month
Down payment
$68,340
Cash to close
$78,591
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,509a month
Down payment
$51,255
Cash to close
$61,506
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Chubbuck
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,766
$11,960
$335,511
7.18%
FHA MIP · $151
$22,211
580
Conventional, 5% down
$2,703
$17,085
$324,615
7.18%
PMI · $162
$27,336
620*
Conventional, 20% down, no PMI
$2,194
$68,340
$273,360
7.18%
None
$78,591
620*
ITIN, 15% down (example)
$2,509
$51,255
$290,445
8.18%
None
$61,506
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Chubbuck is $1,048 a month: 9% above the county. In Chubbuck, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bannock County, by unit size. To pay the 2-bedroom one ($1,251 a month) without spending more than 30% of your income, you would need to earn $24.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bannock County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$871
$16.75
$34,840
1 bedroom
$956
$18.38
$38,240
2 bedrooms
$1,251
$24.06
$50,040
3 bedrooms
$1,732
$33.31
$69,280
4 bedrooms
$2,091
$40.21
$83,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Chubbuck
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Chubbuck is in ZIP code 83202.
For 2 bedrooms it is $1,320: $69 more than the fair market rent for Bannock County ($1,251).
Fair market rent by ZIP code and size in Chubbuck, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
83202
$920
$1,010
$1,320
$1,830
$2,210
ZIP code2 bd3 bd
83202 $1,320$1,830
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Chubbuck when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Bannock County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Chubbuck or Bannock County. The ones below are statewide in Idaho: they work in Chubbuck the same as in the rest of the state.
Idaho state association second mortgage for up to 8% of the price for the down payment or closing costs, repaid in small monthly installments along with the first mortgage; you do not need to be a first-time buyer.Offered by Idaho Housing and Finance Association.
No legal help resource on our list is for Chubbuck or Bannock County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Chubbuck and all of Bannock County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Chubbuck?
The typical home value in Chubbuck is $341,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bannock County it is $300,700.
How much does it cost to rent in Chubbuck?
Typical rent in Chubbuck is $1,048 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bannock County is $1,251.
What is the FHA loan limit in Chubbuck?
Chubbuck uses the FHA limit for all of Bannock County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Chubbuck?
The typical homeowner in Chubbuck pays $2,401 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Bannock County, the rate is 0.64%.
Where can I find free help to buy or rent in Chubbuck?
There is 1 HUD-approved counseling agency with an office in Bannock County. They can help you get ready to buy, with your credit, or with rent.
