In Pocatello, a typical home is worth $271,000 and typical rent is $948 a month. Compared with all of Bannock County, the typical home value is 10% lower, typical household income is 9% lower, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $283,041 to $339,631.
Typical rent
$1,049a month
= about the same as 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $905 to $1,049.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Pocatello is in Bannock County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bannock County. See the county
What this place has that others do not, from public data, most unusual first.
1
64% of households in Pocatello own their home, against 70% in Bannock County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Pocatello
What homes there are in Pocatello, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pocatello
Bannock County
Idaho
United States
Kind of home: Pocatello and its comparisons
Measure
Pocatello
Bannock County
Idaho
United States
Detached house
63%
67%
74%
61%
Attached house
7%
6%
4%
6%
Building of 2 to 4
12%
11%
7%
8%
Apartments (5 or more)
11%
9%
9%
19%
Mobile home
7%
7%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Pocatello, 6 in 10 homes are single-family detached houses; in Bannock County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Pocatello
Bannock County
Idaho
United States
Year built: Pocatello and its comparisons
Measure
Pocatello
Bannock County
Idaho
United States
Before 1960
35%
28%
17%
26%
1960–1979
31%
30%
22%
24%
1980–1999
17%
20%
25%
25%
2000–2009
9%
12%
18%
14%
2010 or later
8%
10%
18%
11%
The typical home in Pocatello was built in 1971, 5 years before the typical one in Bannock County.
There are fewer big homes in Pocatello than in Bannock County: 62% have 3 bedrooms or more, against 68%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K10%
$100K–$200K16%
$200K–$300K31%
$300K–$500K30%
$500K–$750K9%
FHA limit: $541,287
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Pocatello and its comparisons
Measure
Pocatello
Under $100K
10%
$100K–$200K
16%
$200K–$300K
31%
$300K–$500K
30%
$500K–$750K
9%
$750K–$1M
2%
$1M or more
Unreliable estimate
By price, most homes in Pocatello sit under the FHA limit for Bannock County ($541,287): about 89%.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5008%
$500–$99948%
$1,000–$1,49934%
HUD fair market rent, 2 bedrooms: $1,251
$1,500–$1,9998%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Pocatello and its comparisons
Measure
Pocatello
Under $500
8%
$500–$999
48%
$1,000–$1,499
34%
$1,500–$1,999
8%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Pocatello cost less than HUD's 2-bedroom fair market rent ($1,251): about 73%.
With a mortgage
$1,370 a month
Bannock County: $1,458 a month
Without a mortgage
$463 a month
Bannock County: $472 a month
Owners with a mortgage
61%
Bannock County: 59%
Owning costs less in Pocatello: with a mortgage, the typical cost is $1,370 a month; in Bannock County, $1,458. Without one, $463.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Pocatello+83%
Bannock County+88%
Idaho+97%
United States+53%
Typical rent
Pocatello+45%
Bannock County+39%
Idaho+45%
United States+33%
Typical household income
Pocatello+30%
Bannock County+29%
Idaho+40%
United States+29%
Change since 2015–2019: Pocatello and its comparisons
Measure
Pocatello
Bannock County
Idaho
United States
Typical home value
+83%
+88%
+97%
+53%
Typical rent
+45%
+39%
+45%
+33%
Typical household income
+30%
+29%
+40%
+29%
From 2015–2019 to 2020–2024, the typical home value in Pocatello rose 83%; in Bannock County, it rose 88%.
The typical rent in Pocatello rose 45% over the same time; in Bannock County, it rose 39%.
The typical household income in Pocatello rose 30%: less than home values (+83%) and rent (+45%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pocatello and its comparisons
Measure
Pocatello
Bannock County
Idaho
United States
Rental vacancy
5.4%
4.7%
3.9%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
2.2%
2.1%
3.1%
3.4%
People per household
2.46
2.58
2.64
2.53
Drive alone
75%
75%
73%
69%
Carpool
8%
9%
9%
9%
Public transit
1%
1%
1%
3%
Walk or bike
4%
3%
3%
3%
Work from home
11%
11%
13%
15%
Other means
1%
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Open rentals in Pocatello look like those in Bannock County: the rental vacancy rate is 5.4%.
Much as in Bannock County, 2.2% of households in Pocatello have more than one person per room.
A household in Pocatello has 2.46 people on average, about the same as in Bannock County (2.58).
To get to work, 75% of workers in Pocatello drive alone; in Bannock County, 75%.
Do the math
What would you pay each month for a home in Pocatello?
A typical home costs more than the typical income allows
We start with a typical home in Pocatello, worth $271,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Pocatello, which is $60,418 a year. For that payment to be 28% of income, a household would need to earn about $93,909 a year.
The calculator's FHA and conventional loan limits are those of all of Bannock County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pocatello. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,485 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,191
at 7.18% · 30 years
Loan amount
$266,092
Total interest
$382,843
Paid off in
November 2056
Includes $4,577 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,410 a month
Tight
$1,410 to $1,813 a month
Hard
more than $1,813 a month
Your payment · 44%
Compared with the typical household income in Pocatello ($60,418 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,803
Property tax
$156
Home insurance
$113
FHA mortgage insurance (MIP)
$120
You need at least $9,485 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,191; principal and interest $1,803.
The city and its county
Pocatello and Bannock County
Pocatello is in Bannock County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pocatello
Map of Bannock County, Idaho, with Pocatello marked. Around it, the neighboring counties.
Pocatello
Bannock County
Other cities with a page
Pocatello's own numbers
Typical home value
$271,000
Typical monthly rent
$948
Typical yearly household income
$60,418
Households that own their home
64%
Effective property tax rate
0.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bannock County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,251
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
2.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bannock County.
A typical home in Pocatello is worth $271,000: 10% below the county and 35% below Idaho. With the typical household income in Pocatello ($60,418 a year), a typical home costs 4.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pocatello4.5 years
Bannock4.5 years
Idaho5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bannock County
According to FHFA’s house price index, home prices in Bannock County rose 137% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bannock County.
Yearly change in FHFA’s price index in Bannock County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +5.5% +5.5% 2017
2018: +11.0% +11.0% 2018
2019: +10.9% +10.9% 2019
2020: +8.5% +8.5% 2020
2021: +23.7% +23.7% 2021
2022: +21.3% +21.3% 2022
2023: +2.3% +2.3% 2023
2024: +4.8% +4.8% 2024
2025: +0.6% +0.6% 2025
Change in FHFA’s price index in Bannock County, Idaho and the United States
Period
County
Idaho
U.S.
Last year (2025)
+0.6%
+2.3%
+2.9%
5 years (2020–2025)
+62%
+57%
+47%
10 years (2015–2025)
+137%
+149%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pocatello next to Bannock County, Idaho and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pocatello$271,000
Bannock$300,700
Idaho$418,600
United States$332,700
Typical monthly rent
Pocatello$948
Bannock$960
Idaho$1,238
United States$1,413
Typical yearly household income
Pocatello$60,418
Bannock$66,499
Idaho$77,800
United States$80,734
See the full table
Pocatello next to Bannock County and Idaho
Measure
Pocatello
Bannock County
Idaho
U.S.
Typical home value
$271,000 ▼10% below the county
$300,700
$418,600
$332,700
Typical monthly rent
$948
$960
$1,238
$1,413
Typical yearly household income
$60,418 ▼9% below the county
$66,499
$77,800
$80,734
Households that own their home
64% ▼5 points below the county
70%
72%
65%
Typical yearly property tax
$1,877 ▼2% below the county
$1,920
$2,038
$3,119
Effective property tax rate
0.69% ▲0.05 points above the county
0.64%
0.49%
0.94%
Renters with high rent for their income
48%
48%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bannock County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pocatello
For a typical $271,000 home in Pocatello, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pocatello's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,191a month
Least cash to close
Down payment
$9,485
Cash to close
$17,615
Rate
7.18%
Mortgage insurance
FHA MIP · $120
Conventional, 5% down$2,142a month
Down payment
$13,550
Cash to close
$21,680
Rate
7.18%
Mortgage insurance
PMI · $129
Conventional, 20% down, no PMI$1,737a month
Down payment
$54,200
Cash to close
$62,330
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,988a month
Down payment
$40,650
Cash to close
$48,780
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pocatello
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,191
$9,485
$266,092
7.18%
FHA MIP · $120
$17,615
580
Conventional, 5% down
$2,142
$13,550
$257,450
7.18%
PMI · $129
$21,680
620*
Conventional, 20% down, no PMI
$1,737
$54,200
$216,800
7.18%
None
$62,330
620*
ITIN, 15% down (example)
$1,988
$40,650
$230,350
8.18%
None
$48,780
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pocatello is $948 a month: about the same as the county. In Pocatello, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bannock County, by unit size. To pay the 2-bedroom one ($1,251 a month) without spending more than 30% of your income, you would need to earn $24.06 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bannock County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$871
$16.75
$34,840
1 bedroom
$956
$18.38
$38,240
2 bedrooms
$1,251
$24.06
$50,040
3 bedrooms
$1,732
$33.31
$69,280
4 bedrooms
$2,091
$40.21
$83,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pocatello
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pocatello has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,060 in 83209 to $1,200 in 83201.
None is above the fair market rent for Bannock County ($1,251).
2-bedroom fair market rent in each of the 3 ZIP codes of Pocatello, beside the one for Bannock County. For 2 bedrooms it runs from $1,060 in 83209 to $1,200 in 83201. None is above the fair market rent for Bannock County ($1,251).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,251
Lowest: $1,060 (83209)Highest: $1,200 (83201)
Fair market rent by ZIP code, HUD area and size in Pocatello, fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.
83201
Pocatello, ID
$840
$920
$1,200
$1,660
$2,010
83204
Power County, ID
$750
$820
$1,080
$1,490
$1,800
83209
Pocatello, ID
$730
$810
$1,060
$1,470
$1,780
ZIP code2 bd3 bd
83201 $1,200$1,660
83204 $1,080$1,490
83209 $1,060$1,470
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pocatello when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Pocatello. These are the largest.
ST. Anthony Place650 N 7th Ave, Pocatello 8320188 low-income homes · For older adults(208) 232-1114
Christensen Court711 N 6th Ave, Pocatello 8320175 homes, 72 low-income · Run by Housing Alliance and Community Partnerships · Average payment: $323 a month · Average wait: 5 months(208) 233-6276
Portneuf Towers666 W Day St, Pocatello 8320472 low-income homes · For older adults(208) 233-6276
Whitman Hotel122 S Main St, Pocatello 8320425 low-income homes · Studio: 4 · 1 bd: 21 · In service since 2009 · For families
Cedar View1155 E Cedar St, Pocatello 8320132 homes, 17 low-income · 2 bd: 20 · 3 bd: 12 · In service since 1994 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Bannock County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Pocatello or Bannock County. The ones below are statewide in Idaho: they work in Pocatello the same as in the rest of the state.
Idaho state association second mortgage for up to 8% of the price for the down payment or closing costs, repaid in small monthly installments along with the first mortgage; you do not need to be a first-time buyer.Offered by Idaho Housing and Finance Association.
No legal help resource on our list is for Pocatello or Bannock County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pocatello and all of Bannock County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pocatello?
The typical home value in Pocatello is $271,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bannock County it is $300,700.
How much does it cost to rent in Pocatello?
Typical rent in Pocatello is $948 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bannock County is $1,251.
What is the FHA loan limit in Pocatello?
Pocatello uses the FHA limit for all of Bannock County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pocatello?
The typical homeowner in Pocatello pays $1,877 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Bannock County, the rate is 0.64%.
Where can I find free help to buy or rent in Pocatello?
There is 1 HUD-approved counseling agency with an office in Bannock County. They can help you get ready to buy, with your credit, or with rent.
