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City · 82,990 residents · Houston County, Georgia

Warner Robins , Georgia

In Warner Robins, a typical home is worth $185,700 and typical rent is $1,212 a month. Compared with all of Houston County, typical household income is 17% lower, the typical home value is 16% lower, and the share of households that own their home is 13 points lower.

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  • Typical home value

    $185,700

    16% below the county

    39% below Georgia

    • Warner Robins
    • Houston
    • Georgia

  • Typical rent

    $1,212a month

    About the same as the county

    13% below Georgia

    • Warner Robins
    • Houston
    • Georgia

  • Typical household income

    $66,970a year

    17% below the county

    13% below Georgia

    • Warner Robins
    • Houston
    • Georgia

  • Households that own their home

    53%

    13 points below the county

    12 points below Georgia

    • Warner Robins
    • Houston
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$214,901
3.1% more than 12 months ago
Typical rent
$1,421 a month
3.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Warner Robins is in Houston County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Houston County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Warner Robins apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Eastman, the typical rent is $770: 36% less than in Warner Robins ($1,212).

  2. Nearby, in Fort Valley, the typical home value is $127,100: 32% less than in Warner Robins ($185,700).

  3. 53% of households in Warner Robins own their home, against 67% in Houston County.

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Warner Robins rose 3.1%; in Georgia, it fell 0.6%.

  5. The typical household income in Warner Robins is $66,970, 17% less than in Houston County as a whole ($80,698).

  6. The typical home in Warner Robins is worth $185,700, 16% less than in Houston County as a whole ($219,800).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Warner Robins

What homes there are in Warner Robins, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Warner Robins (67%), but less so than in Houston County (74%).

Year built

The typical home in Warner Robins was built in 1989, 5 years before the typical one in Houston County.

There are fewer big homes in Warner Robins than in Houston County: 65% have 3 bedrooms or more, against 75%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Houston County is $541,287, and about 96% of owner-occupied homes in Warner Robins are worth less than that.

Monthly rent with utilities

Measured against HUD's 2-bedroom fair market rent ($1,396), about 65% of rented homes in Warner Robins cost less.

With a mortgage

$1,455 a month

Houston County: $1,554 a month

Without a mortgage

$429 a month

Houston County: $475 a month

Owners with a mortgage

66%

Houston County: 66%

The typical cost for an owner with a mortgage in Warner Robins is $1,455 a month, less than in Houston County ($1,554); without one, $429.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Warner Robins rose 59%; in Houston County, it rose 54%.

Much as in Houston County, the typical rent in Warner Robins rose 31% since 2015–2019.

The typical household income in Warner Robins rose 29% over that time; home values changed +59% and rent +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWarner RobinsHouston CountyGeorgiaUnited States
Rental vacancy 9.1%8.1%6.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room 2.9%2.1%2.4%3.4%
People per household 2.592.632.622.53
Drive alone 78%79%71%69%
Carpool 11%9%9%9%
Public transit 0%Unreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 10%10%16%15%
Other means 1%1%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

In Warner Robins, the rental vacancy rate is 9.1%, about the same as in Houston County.

Much as in Houston County, 2.9% of households in Warner Robins have more than one person per room.

By size, households in Warner Robins look like those in Houston County: 2.59 people on average.

In Warner Robins, 78% of workers drive alone to work; in Houston County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Warner Robins?

A typical home is within reach of the typical income

We start with a typical home in Warner Robins, worth $185,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Warner Robins, which is $66,970 a year.

The calculator's FHA and conventional loan limits are those of all of Houston County.

Your numbers

Local data
$

Starts at the typical home value in Warner Robins. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,500 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,531

at 7.18% · 30 years

Loan amount
$182,336
Total interest
$262,339
Paid off in
November 2056

Includes $3,136 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,563 a month

    Your payment · 27%

  • Tight

    $1,563 to $2,009 a month

  • Hard

    more than $2,009 a month

Compared with the typical household income in Warner Robins ($66,970 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,531
Principal & interest$1,235
Property tax$136
Home insurance$77
FHA mortgage insurance (MIP)$82

You need at least $6,500 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Warner Robins and Houston County

Warner Robins is in Houston County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Warner Robins's own numbers

Typical home value
$185,700
Typical monthly rent
$1,212
Typical yearly household income
$66,970
Households that own their home
53%
Effective property tax rate
0.88%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Houston County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,396
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Houston County.

Everything about Houston County

Buying

Buying a home in Warner Robins

A typical home in Warner Robins is worth $185,700: 16% below the county and 39% below Georgia. With the typical household income in Warner Robins ($66,970 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Warner Robins 2.8 years
  • Houston 2.7 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Houston County

According to FHFA’s house price index, home prices in Houston County rose 96% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Houston County.

Period County Georgia U.S.
Last year (2025) +6.1% +2.2% +2.9%
5 years (2020–2025) +62% +58% +47%
10 years (2015–2025) +96% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Warner Robins next to Houston County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Warner Robins $185,700
  • Houston $219,800
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Warner Robins $1,212
  • Houston $1,208
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Warner Robins $66,970
  • Houston $80,698
  • Georgia $77,353
  • United States $80,734
See the full table
Warner Robins next to Houston County and Georgia
Measure Warner Robins Houston County Georgia U.S.
Typical home value $185,700 $219,800 $303,300 $332,700
Typical monthly rent $1,212 $1,208 $1,393 $1,413
Typical yearly household income $66,970 $80,698 $77,353 $80,734
Households that own their home 53% 67% 66% 65%
Typical yearly property tax $1,641 $1,835 $2,341 $3,119
Effective property tax rate 0.88% 0.83% 0.77% 0.94%
Renters with high rent for their income 49% 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Houston County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Warner Robins

For a typical $185,700 home in Warner Robins, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Warner Robins's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,531a month

    Least cash to close
    Down payment
    $6,500
    Cash to close
    $12,071
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $82

  • Conventional, 5% down $1,497a month

    Down payment
    $9,285
    Cash to close
    $14,856
    Rate
    7.18%
    Mortgage insurance
    PMI · $88

  • Conventional, 20% down, no PMI $1,220a month

    Down payment
    $37,140
    Cash to close
    $42,711
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,392a month

    Down payment
    $27,855
    Cash to close
    $33,426
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Warner Robins and for Houston County.

Property tax

Effective rate in Warner Robins

0.88%of the home’s value each year

$1,641 a year for the typical owner in Warner Robins.

  • Warner Robins 0.88%
  • Houston 0.83%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Houston County

FEMA does not publish these numbers by city: they are for all of Houston County.

Homes in the high-risk zone
1%
566
Of those, with NFIP insurance
30%
County Georgia U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 30% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Warner Robins

Typical rent in Warner Robins is $1,212 a month: about the same as the county. In Warner Robins, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Houston County, by unit size. To pay the 2-bedroom one ($1,396 a month) without spending more than 30% of your income, you would need to earn $26.85 an hour working full time.

HUD fair market rent for all of Houston County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,122 $21.58 $44,880
1 bedroom $1,248 $24.00 $49,920
2 bedrooms $1,396 $26.85 $55,840
3 bedrooms $1,860 $35.77 $74,400
4 bedrooms $2,238 $43.04 $89,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Warner Robins

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Warner Robins has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,230 in 31093 to $1,490 in 31088.

1 of the 2 is above the fair market rent for Houston County ($1,396).

  • 31088 $1,490$1,990
  • 31093 $1,230$1,640

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Warner Robins when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Warner Robins

HUD lists 21 buildings with rents for lower incomes in Warner Robins. These are the largest.

  • The Pines at Westdale 1127 S Houston Lake Rd, Warner Robins 31088 180 low-income homes · 1 bd: 42 · 2 bd: 102 · 3 bd: 36 · For older adults (478) 832-1718
  • Cam Campbell Homes 106 Oak Grove Rd, Warner Robins 31088 130 low-income homes · Run by Housing Authority of the City of Warner Robins · Average payment: $331 a month · Average wait: 10 months (478) 929-0229
  • Pacific Park Apartments 1205 Leverett Rd, Warner Robins 31088 160 homes, 127 low-income · 1 bd: 40 · 2 bd: 80 · 3 bd: 39 · In service since 2001
  • Kemp Harrison Homes 200A Memorial Ter, Warner Robins 31093 104 homes, 103 low-income · Run by Housing Authority of the City of Warner Robins · Average payment: $300 a month · Average wait: 12 months (478) 929-0229
  • Mary B. Terry Homes 1112 Calhoun Dr, Warner Robins 31093 73 low-income homes · Run by Housing Authority of the City of Warner Robins · Average payment: $399 a month · Average wait: 9 months (478) 929-0229

See all 30 buildings in Houston County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Warner Robins

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Houston County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Warner Robins

No down payment, repair or rent-help program on our list is for Warner Robins or Houston County. The ones below are statewide in Georgia: they work in Warner Robins the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Warner Robins

The HUD-approved agencies closest to the center of Warner Robins, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Homefirst Housing Resource Services, Inc.

    688 Walnut St, Macon · 17 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (478) 219-3957

  • Telamon Corporation - Macon Branch

    2150 Northside Xing, Macon · 21 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Family Visions Outreach, Inc.

    601 West Price St., Sylvester · 74 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (229) 777-7704

All counseling agencies in Georgia

Help in Spanish near Warner Robins

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Warner Robins

HUD’s record names them for Warner Robins or Houston County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Warner Robins Public housing (478) 929-0229
  • Housing Authority of the County of Houston Public housing (912) 929-0229

One other authority has an office in Houston County: see the list Source: HUD

Cities

Other cities in Houston County

These cities are also in Houston County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Houston County Housing in Georgia

Nearby cities

The cities closest to Warner Robins, with the typical home value.

Neighboring counties

If Houston County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Warner Robins.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Warner Robins

Short answers with the numbers for Warner Robins and all of Houston County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Warner Robins?

The typical home value in Warner Robins is $185,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Houston County it is $219,800.

How much does it cost to rent in Warner Robins?

Typical rent in Warner Robins is $1,212 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Houston County is $1,396.

What is the FHA loan limit in Warner Robins?

Warner Robins uses the FHA limit for all of Houston County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Warner Robins?

The typical homeowner in Warner Robins pays $1,641 a year, according to the U.S. Census Bureau. That is 0.88% of the home’s value; in Houston County, the rate is 0.83%.

Where can I find free help to buy or rent in Warner Robins?

We found no HUD-approved counseling agencies with an office in Houston County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).