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City · 5,584 residents · Dodge County, Georgia

Eastman , Georgia

In Eastman, a typical home is worth $129,800 and typical rent is $770 a month. Compared with all of Dodge County, the typical home value is 10% higher, typical rent is 7% higher, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $129,800

    10% above the county

    57% below Georgia

    • Eastman
    • Dodge
    • Georgia

  • Typical rent

    $770a month

    7% above the county

    45% below Georgia

    • Eastman
    • Dodge
    • Georgia

  • Typical household income

    $52,394a year

    About the same as the county

    32% below Georgia

    • Eastman
    • Dodge
    • Georgia

  • Households that own their home

    54%

    17 points below the county

    12 points below Georgia

    • Eastman
    • Dodge
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$156,832
13.5% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Eastman is in Dodge County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dodge County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Eastman apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Eastman rose 13.5%; in Georgia, it fell 0.6%.

  2. 54% of households in Eastman own their home, against 71% in Dodge County.

  3. Eastman has the 9th lowest typical rent of the 162 cities in Georgia with more than 5,000 people ($770).

  4. Nearby, in Fitzgerald, the typical home value is $99,000: 24% less than in Eastman ($129,800).

  5. Eastman has the 12th lowest typical home value of the 164 cities in Georgia with more than 5,000 people ($129,800).

  6. Eastman has the 14th smallest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (42%).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Eastman

What homes there are in Eastman, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Eastman: 71% of homes, more than in Dodge County (63%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$476 a month

Dodge County: $464 a month

Owners with a mortgage

46%

Dodge County: 40%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Eastman rose 52%; in Dodge County, it rose 55%.

Rents in Eastman rose faster than in Dodge County: 23% since 2015–2019, against 17%.

To compare: typical income in Eastman rose 47%; the home, +52%; the rent, +23%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEastmanDodge CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.4%3.4%
People per household 2.372.632.622.53
Drive alone 75%84%71%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home Unreliable estimate6%16%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Eastman are smaller: 2.37 people on average; in Dodge County, 2.63.

In Eastman, 75% of workers drive alone to work; in Dodge County, 84%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Eastman?

A typical home is within reach of the typical income

We start with a typical home in Eastman, worth $129,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Eastman, which is $52,394 a year.

The calculator's FHA and conventional loan limits are those of all of Dodge County.

Your numbers

Local data
$

Starts at the typical home value in Eastman. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,543 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,084

at 7.18% · 30 years

Loan amount
$127,449
Total interest
$183,369
Paid off in
November 2056

Includes $2,192 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,223 a month

    Your payment · 25%

  • Tight

    $1,223 to $1,572 a month

  • Hard

    more than $1,572 a month

Compared with the typical household income in Eastman ($52,394 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,084
Principal & interest$863
Property tax$109
Home insurance$54
FHA mortgage insurance (MIP)$57

You need at least $4,543 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Eastman and Dodge County

Eastman is in Dodge County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Eastman's own numbers

Typical home value
$129,800
Typical monthly rent
$770
Typical yearly household income
$52,394
Households that own their home
54%
Effective property tax rate
1.01%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dodge County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,002
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dodge County.

Everything about Dodge County

Buying

Buying a home in Eastman

A typical home in Eastman is worth $129,800: 10% above the county and 57% below Georgia. With the typical household income in Eastman ($52,394 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Eastman 2.5 years
  • Dodge 2.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dodge County

According to FHFA’s house price index, home prices in Dodge County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dodge County.

Period County Georgia U.S.
Last year (2025) −0.3% +2.2% +2.9%
5 years (2020–2025) +47% +58% +47%
10 years (2015–2025) +80% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Eastman next to Dodge County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Eastman $129,800
  • Dodge $118,100
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Eastman $770
  • Dodge $723
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Eastman $52,394
  • Dodge $51,587
  • Georgia $77,353
  • United States $80,734
See the full table
Eastman next to Dodge County and Georgia
Measure Eastman Dodge County Georgia U.S.
Typical home value $129,800 $118,100 $303,300 $332,700
Typical monthly rent $770 $723 $1,393 $1,413
Typical yearly household income $52,394 $51,587 $77,353 $80,734
Households that own their home 54% 71% 66% 65%
Typical yearly property tax $1,310 $1,030 $2,341 $3,119
Effective property tax rate 1.01% 0.87% 0.77% 0.94%
Renters with high rent for their income 42% 40% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dodge County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Eastman

For a typical $129,800 home in Eastman, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Eastman's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,084a month

    Least cash to close
    Down payment
    $4,543
    Cash to close
    $8,437
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $57

  • Conventional, 5% down $1,060a month

    Down payment
    $6,490
    Cash to close
    $10,384
    Rate
    7.18%
    Mortgage insurance
    PMI · $62

  • Conventional, 20% down, no PMI $867a month

    Down payment
    $25,960
    Cash to close
    $29,854
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $987a month

    Down payment
    $19,470
    Cash to close
    $23,364
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Eastman and for Dodge County.

Property tax

Effective rate in Eastman

1.01%of the home’s value each year

$1,310 a year for the typical owner in Eastman.

  • Eastman 1.01%
  • Dodge 0.87%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Dodge County

FEMA does not publish these numbers by city: they are for all of Dodge County.

Homes in the high-risk zone
0.8%
67
Of those, with NFIP insurance
7.5%
County Georgia U.S.
Homes in the high-risk zone 0.8% 2% 3.5%
Of those, with NFIP insurance 7.5% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Eastman

Typical rent in Eastman is $770 a month: 7% above the county. In Eastman, 42% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dodge County, by unit size. To pay the 2-bedroom one ($1,002 a month) without spending more than 30% of your income, you would need to earn $19.27 an hour working full time.

HUD fair market rent for all of Dodge County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $761 $14.63 $30,440
1 bedroom $766 $14.73 $30,640
2 bedrooms $1,002 $19.27 $40,080
3 bedrooms $1,194 $22.96 $47,760
4 bedrooms $1,317 $25.33 $52,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Eastman

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Eastman is in ZIP code 31023.

For 2 bedrooms it is $1,020: $18 more than the fair market rent for Dodge County ($1,002).

  • 31023 $1,020$1,210

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Eastman when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Eastman

HUD lists 5 buildings with rents for lower incomes in Eastman. These are the largest.

  • Stuckey Homes 1143 Dr Mlk Jr Dr, Eastman 31023 219 low-income homes · Run by Housing Authority of the City of Eastman · Average payment: $376 a month · Average wait: 4 months · Homes at several sites (478) 374-5414
  • Eastman Gardens 525 Plaza Ave, Eastman 31023 65 low-income homes · For older adults (478) 374-4656
  • Dodge Court Apartments 926E Ward St, Eastman 31023 56 low-income homes · For older adults (912) 374-7903
  • Oak Forest 963 Oak Forrest Dr, Eastman 31023 40 homes · In service since 1993
  • Oak Forest Apartments II 963 Oak Forrest Dr, Eastman 31023 40 homes · 1 bd: 38 · 2 bd: 2 · In service since 1993

See all 6 buildings in Dodge County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Eastman

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Dodge County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Eastman

No down payment, repair or rent-help program on our list is for Eastman or Dodge County. The ones below are statewide in Georgia: they work in Eastman the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Eastman

The HUD-approved agencies closest to the center of Eastman, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Homefirst Housing Resource Services, Inc.

    688 Walnut St, Macon · 52 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (478) 219-3957

  • Telamon Corporation - Macon Branch

    2150 Northside Xing, Macon · 58 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Family Visions Outreach, Inc.

    601 West Price St., Sylvester · 60 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (229) 777-7704

All counseling agencies in Georgia

Help in Spanish near Eastman

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Eastman

HUD’s record names them for Eastman or Dodge County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Eastman Public housing (478) 374-5414

All housing agencies in Georgia Source: HUD

Cities

Nearby cities

The cities closest to Eastman, with the typical home value.

Everything about Dodge County Housing in Georgia

Neighboring counties

If Dodge County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Eastman.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Eastman

Short answers with the numbers for Eastman and all of Dodge County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Eastman?

The typical home value in Eastman is $129,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dodge County it is $118,100.

How much does it cost to rent in Eastman?

Typical rent in Eastman is $770 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dodge County is $1,002.

What is the FHA loan limit in Eastman?

Eastman uses the FHA limit for all of Dodge County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Eastman?

The typical homeowner in Eastman pays $1,310 a year, according to the U.S. Census Bureau. That is 1.01% of the home’s value; in Dodge County, the rate is 0.87%.

Where can I find free help to buy or rent in Eastman?

We found no HUD-approved counseling agencies with an office in Dodge County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).