In LaGrange, a typical home is worth $216,300 and typical rent is $1,073 a month. Compared with all of Troup County, typical household income is 23% lower and the share of households that own their home is 21 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $169,851 to $237,561.
Typical rent
$1,359a month
▲ 10.9% more than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $1,165 to $1,359.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
LaGrange is in Troup County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Troup County. See the county
What this place has that others do not, from public data, most unusual first.
1
40% of households in LaGrange own their home, against 61% in Troup County.
2
The typical household income in LaGrange is $43,708,23% less than in Troup County as a whole ($56,776).
3
According to Zillow, in the 12 months to September 2026 the typical home value in LaGrange rose 2.4%; in Georgia, it fell 0.6%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in LaGrange
What homes there are in LaGrange, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
LaGrange
Troup County
Georgia
United States
Kind of home: LaGrange and its comparisons
Measure
LaGrange
Troup County
Georgia
United States
Detached house
60%
74%
66%
61%
Attached house
Unreliable estimate
2%
4%
6%
Building of 2 to 4
10%
6%
5%
8%
Apartments (5 or more)
26%
13%
16%
19%
Mobile home
2%
5%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in LaGrange (60%), but less so than in Troup County (74%).
Year built
Before 19601960–19791980–19992000–20092010 or later
LaGrange
Troup County
Georgia
United States
Year built: LaGrange and its comparisons
Measure
LaGrange
Troup County
Georgia
United States
Before 1960
26%
21%
12%
26%
1960–1979
21%
20%
20%
24%
1980–1999
26%
30%
33%
25%
2000–2009
17%
20%
21%
14%
2010 or later
10%
9%
14%
11%
In LaGrange, half of the homes were built before 1982; in Troup County, before 1986.
There are fewer big homes in LaGrange than in Troup County: 49% have 3 bedrooms or more, against 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K23%
$100K–$200K24%
$200K–$300K15%
$300K–$500K26%
$500K–$750K6%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: LaGrange and its comparisons
Measure
LaGrange
Under $100K
23%
$100K–$200K
24%
$200K–$300K
15%
$300K–$500K
26%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA loan limit for Troup County is $541,287, and about 89% of owner-occupied homes in LaGrange are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5005%
$500–$99934%
$1,000–$1,49947%
HUD fair market rent, 2 bedrooms: $1,194
$1,500–$1,9999%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: LaGrange and its comparisons
Measure
LaGrange
Under $500
5%
$500–$999
34%
$1,000–$1,499
47%
$1,500–$1,999
9%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 58% of rented homes in LaGrange cost less than HUD's 2-bedroom fair market rent for Troup County ($1,194); the rest cost more.
With a mortgage
$1,638 a month
Troup County: $1,520 a month
Without a mortgage
$502 a month
Troup County: $562 a month
Owners with a mortgage
58%
Troup County: 61%
Owning costs more in LaGrange: with a mortgage, the typical cost is $1,638 a month; in Troup County, $1,520. Without one, $502.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
LaGrange+70%
Troup County+59%
Georgia+72%
United States+53%
Typical rent
LaGrange+32%
Troup County+32%
Georgia+39%
United States+33%
Typical household income
LaGrange+26%
Troup County+24%
Georgia+32%
United States+29%
Change since 2015–2019: LaGrange and its comparisons
Measure
LaGrange
Troup County
Georgia
United States
Typical home value
+70%
+59%
+72%
+53%
Typical rent
+32%
+32%
+39%
+33%
Typical household income
+26%
+24%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in LaGrange rose 70%; in Troup County, it rose 59%.
Much as in Troup County, the typical rent in LaGrange rose 32% since 2015–2019.
The typical household income in LaGrange rose 26%: less than home values (+70%) and rent (+32%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: LaGrange and its comparisons
Measure
LaGrange
Troup County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
2.7%
2.5%
2.4%
3.4%
People per household
2.41
2.56
2.62
2.53
Drive alone
71%
79%
71%
69%
Carpool
12%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
12%
9%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 2.7% of households in LaGrange live, near the figure in Troup County (2.5%).
On average, a household in LaGrange has 2.41 people, fewer than in Troup County (2.56).
In LaGrange, 12% of workers work from home, more than in Troup County (9%).
Do the math
What would you pay each month for a home in LaGrange?
A typical home costs more than the typical income allows
We start with a typical home in LaGrange, worth $216,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in LaGrange, which is $43,708 a year. For that payment to be 28% of income, a household would need to earn about $76,190 a year.
The calculator's FHA and conventional loan limits are those of all of Troup County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in LaGrange. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,571 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,778
at 7.18% · 30 years
Loan amount
$212,382
Total interest
$305,568
Paid off in
November 2056
Includes $3,653 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,020 a month
Tight
$1,020 to $1,311 a month
Hard
more than $1,311 a month
Your payment · 49%
Compared with the typical household income in LaGrange ($43,708 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,439
Property tax
$153
Home insurance
$90
FHA mortgage insurance (MIP)
$96
You need at least $7,571 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,778; principal and interest $1,439.
The city and its county
LaGrange and Troup County
LaGrange is in Troup County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
LaGrange
Map of Troup County, Georgia, with LaGrange marked. Around it, the neighboring counties.
LaGrange
Troup County
LaGrange's own numbers
Typical home value
$216,300
Typical monthly rent
$1,073
Typical yearly household income
$43,708
Households that own their home
40%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Troup County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,194
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Troup County.
A typical home in LaGrange is worth $216,300: about the same as the county and 29% below Georgia. With the typical household income in LaGrange ($43,708 a year), a typical home costs 4.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
LaGrange4.9 years
Troup3.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Troup County
According to FHFA’s house price index, home prices in Troup County rose 96% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Troup County.
Yearly change in FHFA’s price index in Troup County, 2016 to 2025
2016: +4.6% +4.6% 2016
2017: +2.8% +2.8% 2017
2018: +6.4% +6.4% 2018
2019: +3.6% +3.6% 2019
2020: +4.8% +4.8% 2020
2021: +11.8% +11.8% 2021
2022: +16.5% +16.5% 2022
2023: +11.7% +11.7% 2023
2024: +8.6% +8.6% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Troup County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
−0.1%
+2.2%
+2.9%
5 years (2020–2025)
+58%
+58%
+47%
10 years (2015–2025)
+96%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
LaGrange next to Troup County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
LaGrange$216,300
Troup$217,200
Georgia$303,300
United States$332,700
Typical monthly rent
LaGrange$1,073
Troup$1,087
Georgia$1,393
United States$1,413
Typical yearly household income
LaGrange$43,708
Troup$56,776
Georgia$77,353
United States$80,734
See the full table
LaGrange next to Troup County and Georgia
Measure
LaGrange
Troup County
Georgia
U.S.
Typical home value
$216,300
$217,200
$303,300
$332,700
Typical monthly rent
$1,073
$1,087
$1,393
$1,413
Typical yearly household income
$43,708 ▼23% below the county
$56,776
$77,353
$80,734
Households that own their home
40% ▼21 points below the county
61%
66%
65%
Typical yearly property tax
$1,842 ▼9% below the county
$2,024
$2,341
$3,119
Effective property tax rate
0.85% ▼0.08 points below the county
0.93%
0.77%
0.94%
Renters with high rent for their income
59% ▲2 points above the county
56%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Troup County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in LaGrange
For a typical $216,300 home in LaGrange, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, LaGrange's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,778a month
Least cash to close
Down payment
$7,571
Cash to close
$14,060
Rate
7.18%
Mortgage insurance
FHA MIP · $96
Conventional, 5% down$1,738a month
Down payment
$10,815
Cash to close
$17,304
Rate
7.18%
Mortgage insurance
PMI · $103
Conventional, 20% down, no PMI$1,416a month
Down payment
$43,260
Cash to close
$49,749
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,616a month
Down payment
$32,445
Cash to close
$38,934
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in LaGrange
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,778
$7,571
$212,382
7.18%
FHA MIP · $96
$14,060
580
Conventional, 5% down
$1,738
$10,815
$205,485
7.18%
PMI · $103
$17,304
620*
Conventional, 20% down, no PMI
$1,416
$43,260
$173,040
7.18%
None
$49,749
620*
ITIN, 15% down (example)
$1,616
$32,445
$183,855
8.18%
None
$38,934
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in LaGrange is $1,073 a month: about the same as the county. In LaGrange, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Troup County, by unit size. To pay the 2-bedroom one ($1,194 a month) without spending more than 30% of your income, you would need to earn $22.96 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Troup County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$831
$15.98
$33,240
1 bedroom
$1,023
$19.67
$40,920
2 bedrooms
$1,194
$22.96
$47,760
3 bedrooms
$1,480
$28.46
$59,200
4 bedrooms
$1,935
$37.21
$77,400
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in LaGrange
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). LaGrange has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,190 in 30240 to $1,220 in 30241.
1 of the 2 is above the fair market rent for Troup County ($1,194).
Fair market rent by ZIP code and size in LaGrange, fiscal year 2027.
30240
$830
$1,020
$1,190
$1,470
$1,930
30241
$850
$1,050
$1,220
$1,510
$1,980
ZIP code2 bd3 bd
30240 $1,190$1,470
30241 $1,220$1,510
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for LaGrange when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Troup County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for LaGrange or Troup County. The ones below are statewide in Georgia: they work in LaGrange the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for LaGrange or Troup County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for LaGrange and all of Troup County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in LaGrange?
The typical home value in LaGrange is $216,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Troup County it is $217,200.
How much does it cost to rent in LaGrange?
Typical rent in LaGrange is $1,073 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Troup County is $1,194.
What is the FHA loan limit in LaGrange?
LaGrange uses the FHA limit for all of Troup County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in LaGrange?
The typical homeowner in LaGrange pays $1,842 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Troup County, the rate is 0.93%.
Where can I find free help to buy or rent in LaGrange?
We found no HUD-approved counseling agencies with an office in Troup County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
