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City · 5,302 residents · Walker County, Georgia

Fairview , Georgia

In Fairview, a typical home is worth $183,600 and typical rent is $989 a month. Compared with all of Walker County, typical household income is 8% higher and the typical home value is 7% lower.

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  • Typical home value

    $183,600

    7% below the county

    39% below Georgia

    • Fairview
    • Walker
    • Georgia

  • Typical rent

    $989a month

    5% above the county

    29% below Georgia

    • Fairview
    • Walker
    • Georgia

  • Typical household income

    $64,050a year

    8% above the county

    17% below Georgia

    • Fairview
    • Walker
    • Georgia

  • Households that own their home

    80%

    2 points above the county

    14 points above Georgia

    • Fairview
    • Walker
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$208,527
1.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fairview is in Walker County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Walker County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fairview apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in LaFayette, the typical home value is $144,800: 21% less than in Fairview ($183,600).

  2. Nearby, in LaFayette, the typical rent is $840: 15% less than in Fairview ($989).

  3. Fairview has the 16th highest homeownership rate of the 165 cities in Georgia with more than 5,000 people (80%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fairview

What homes there are in Fairview, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Fairview, 8 in 10 homes are single-family detached houses; in Walker County, 8.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,176 a month

Walker County: $1,328 a month

Without a mortgage

$334 a month

Walker County: $442 a month

Owners with a mortgage

58%

Walker County: 52%

In Fairview, 58% of owners have a mortgage, and their typical cost is $1,176 a month, against $1,328 in Walker County. Without one it drops to $334.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Fairview gained value faster than in Walker County: 74% against 63%.

Rents in Fairview rose faster than in Walker County: 30% since 2015–2019, against 25%.

To compare: typical income in Fairview rose 38%; the home, +74%; the rent, +30%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFairviewWalker CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimate1.7%1.1%0.9%
More than one person per room Unreliable estimate1.6%2.4%3.4%
People per household 2.292.552.622.53
Drive alone 79%76%71%69%
Carpool 15%11%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home Unreliable estimate11%16%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Fairview has 2.29 people, fewer than in Walker County (2.55).

In Fairview, 15% of workers share a car to get to work; in Walker County, 11%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fairview?

A typical home is within reach of the typical income

We start with a typical home in Fairview, worth $183,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Fairview, which is $64,050 a year.

The calculator's FHA and conventional loan limits are those of all of Walker County.

Your numbers

Local data
$

Starts at the typical home value in Fairview. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,426 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,483

at 7.18% · 30 years

Loan amount
$180,275
Total interest
$259,373
Paid off in
November 2056

Includes $3,101 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,495 a month

    Your payment · 28%

  • Tight

    $1,495 to $1,922 a month

  • Hard

    more than $1,922 a month

Compared with the typical household income in Fairview ($64,050 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,483
Principal & interest$1,221
Property tax$104
Home insurance$77
FHA mortgage insurance (MIP)$81

You need at least $6,426 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fairview and Walker County

Fairview is in Walker County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fairview's own numbers

Typical home value
$183,600
Typical monthly rent
$989
Typical yearly household income
$64,050
Households that own their home
80%
Effective property tax rate
0.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Walker County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,340
Price change over 5 years (FHFA)
+70%
Homes in a high flood-risk zone
2.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Walker County.

Everything about Walker County

Buying

Buying a home in Fairview

A typical home in Fairview is worth $183,600: 7% below the county and 39% below Georgia. With the typical household income in Fairview ($64,050 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fairview 2.9 years
  • Walker 3.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Walker County

According to FHFA’s house price index, home prices in Walker County rose 117% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Walker County.

Period County Georgia U.S.
Last year (2025) +3.8% +2.2% +2.9%
5 years (2020–2025) +70% +58% +47%
10 years (2015–2025) +117% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fairview next to Walker County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fairview $183,600
  • Walker $197,100
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Fairview $989
  • Walker $940
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Fairview $64,050
  • Walker $59,469
  • Georgia $77,353
  • United States $80,734
See the full table
Fairview next to Walker County and Georgia
Measure Fairview Walker County Georgia U.S.
Typical home value $183,600 $197,100 $303,300 $332,700
Typical monthly rent $989 $940 $1,393 $1,413
Typical yearly household income $64,050 $59,469 $77,353 $80,734
Households that own their home 80% 77% 66% 65%
Typical yearly property tax $1,243 $1,479 $2,341 $3,119
Effective property tax rate 0.68% 0.75% 0.77% 0.94%
Renters with high rent for their income 59% 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Walker County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fairview

For a typical $183,600 home in Fairview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fairview's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,483a month

    Least cash to close
    Down payment
    $6,426
    Cash to close
    $11,934
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $81

  • Conventional, 5% down $1,449a month

    Down payment
    $9,180
    Cash to close
    $14,688
    Rate
    7.18%
    Mortgage insurance
    PMI · $87

  • Conventional, 20% down, no PMI $1,176a month

    Down payment
    $36,720
    Cash to close
    $42,228
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,345a month

    Down payment
    $27,540
    Cash to close
    $33,048
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fairview and for Walker County.

Property tax

Effective rate in Fairview

0.68%of the home’s value each year

$1,243 a year for the typical owner in Fairview.

  • Fairview 0.68%
  • Walker 0.75%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Walker County

FEMA does not publish these numbers by city: they are for all of Walker County.

Homes in the high-risk zone
2.7%
742
Of those, with NFIP insurance
14%
County Georgia U.S.
Homes in the high-risk zone 2.7% 2% 3.5%
Of those, with NFIP insurance 14% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fairview

Typical rent in Fairview is $989 a month: 5% above the county. In Fairview, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Walker County, by unit size. To pay the 2-bedroom one ($1,340 a month) without spending more than 30% of your income, you would need to earn $25.77 an hour working full time.

HUD fair market rent for all of Walker County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,181 $22.71 $47,240
1 bedroom $1,231 $23.67 $49,240
2 bedrooms $1,340 $25.77 $53,600
3 bedrooms $1,657 $31.87 $66,280
4 bedrooms $1,761 $33.87 $70,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fairview

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fairview has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,070 in 30707 to $1,200 in 30741.

None is above the fair market rent for Walker County ($1,340).

  • 30707 $1,070$1,320
  • 30741 $1,200$1,480

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fairview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fairview

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Walker County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Fairview

No down payment, repair or rent-help program on our list is for Fairview or Walker County. The ones below are statewide in Georgia: they work in Fairview the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Fairview

The HUD-approved agencies closest to the center of Fairview, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dalton-Whitfield Community Dev. Corp.

    710 S Thornton Ave, Dalton · 22 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (706) 529-8270

  • Horizon Counseling Inc.

    135 Village Ctr W Ste 200, Woodstock · 75 miles away · Spanish

    • Reverse mortgage counseling
    (888) 315-4326

  • National Faith Homebuyers, Atlanta Branch

    2470 Windy Hill Rd SE, Marietta · 85 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (678) 553-3770

All counseling agencies in Georgia

Help in Spanish near Fairview

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fairview

In HUD’s record, no housing authority with an office in Walker County is named for Fairview or Walker County.

One other authority has an office in Walker County: see the list Source: HUD

Cities

Other cities in Walker County

These cities are also in Walker County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Walker County Housing in Georgia

Nearby cities

The cities closest to Fairview, with the typical home value.

Neighboring counties

If Walker County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fairview.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Fairview

Short answers with the numbers for Fairview and all of Walker County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fairview?

The typical home value in Fairview is $183,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Walker County it is $197,100.

How much does it cost to rent in Fairview?

Typical rent in Fairview is $989 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Walker County is $1,340.

What is the FHA loan limit in Fairview?

Fairview uses the FHA limit for all of Walker County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fairview?

The typical homeowner in Fairview pays $1,243 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Walker County, the rate is 0.75%.

Where can I find free help to buy or rent in Fairview?

We found no HUD-approved counseling agencies with an office in Walker County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).