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City · 35,741 residents · Cherokee County, Georgia

Canton , Georgia

In Canton, a typical home is worth $407,800 and typical rent is $1,680 a month. Compared with all of Cherokee County, typical household income is 26% lower, typical rent is 7% lower, and the share of households that own their home is 22 points lower.

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  • Typical home value

    $407,800

    6% below the county

    34% above Georgia

    • Canton
    • Cherokee
    • Georgia

  • Typical rent

    $1,680a month

    7% below the county

    21% above Georgia

    • Canton
    • Cherokee
    • Georgia

  • Typical household income

    $80,091a year

    26% below the county

    4% above Georgia

    • Canton
    • Cherokee
    • Georgia

  • Households that own their home

    56%

    22 points below the county

    10 points below Georgia

    • Canton
    • Cherokee
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$511,686
0.5% less than 12 months ago
Typical rent
$1,898 a month
1.2% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Canton is in Cherokee County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Cherokee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Canton apart

What this place has that others do not, from public data, most unusual first.

  1. 56% of households in Canton own their home, against 77% in Cherokee County.

  2. The typical household income in Canton is $80,091, 26% less than in Cherokee County as a whole ($108,115).

  3. Nearby, in Kennesaw, the typical home value is $335,400: 18% less than in Canton ($407,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Canton

What homes there are in Canton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Canton, but it weighs less than in Cherokee County: 61% against 79%.

Year built

Homes in Canton are newer: the typical year built is 2005; in Cherokee County, 2001.

Homes in Canton are smaller: 64% have 3 bedrooms or more; in Cherokee County, 82%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,858 a month

Cherokee County: $2,032 a month

Without a mortgage

$600 a month

Cherokee County: $616 a month

Owners with a mortgage

68%

Cherokee County: 70%

The typical cost for an owner with a mortgage in Canton is $1,858 a month, less than in Cherokee County ($2,032); without one, $600.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Canton rose 89% since 2015–2019, more than in Cherokee County (72%).

Much as in Cherokee County, the typical rent in Canton rose 47% since 2015–2019.

Here income did not keep up with housing: it rose 31%, while home values changed +89% and rent +47%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCantonCherokee CountyGeorgiaUnited States
Rental vacancy Unreliable estimate6.1%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room 6.0%1.2%2.4%3.4%
People per household 2.852.752.622.53
Drive alone 62%68%71%69%
Carpool 15%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 20%22%16%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

In Canton, 6.0% of households live with more than one person per room, against 1.2% in Cherokee County.

By size, households in Canton look like those in Cherokee County: 2.85 people on average.

More people carpool to work in Canton than in Cherokee County: 15% against 8%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Canton?

A typical home costs more than the typical income allows

We start with a typical home in Canton, worth $407,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in Canton, which is $80,091 a year. For that payment to be 28% of income, a household would need to earn about $140,294 a year.

The calculator's FHA and conventional loan limits are those of all of Cherokee County.

Your numbers

Local data
$

Starts at the typical home value in Canton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,273 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,273

at 7.18% · 30 years

Loan amount
$400,414
Total interest
$576,101
Paid off in
November 2056

Includes $6,887 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,869 a month

  • Tight

    $1,869 to $2,403 a month

  • Hard

    more than $2,403 a month

    Your payment · 49%

Compared with the typical household income in Canton ($80,091 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,273
Principal & interest$2,713
Property tax$211
Home insurance$170
FHA mortgage insurance (MIP)$180

You need at least $14,273 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Canton and Cherokee County

Canton is in Cherokee County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Canton's own numbers

Typical home value
$407,800
Typical monthly rent
$1,680
Typical yearly household income
$80,091
Households that own their home
56%
Effective property tax rate
0.62%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cherokee County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+67%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cherokee County.

Everything about Cherokee County

Buying

Buying a home in Canton

A typical home in Canton is worth $407,800: 6% below the county and 34% above Georgia. With the typical household income in Canton ($80,091 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Canton 5.1 years
  • Cherokee 4.0 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cherokee County

According to FHFA’s house price index, home prices in Cherokee County rose 138% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cherokee County.

Period County Georgia U.S.
Last year (2025) +2.0% +2.2% +2.9%
5 years (2020–2025) +67% +58% +47%
10 years (2015–2025) +138% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Canton next to Cherokee County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Canton $407,800
  • Cherokee $435,100
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Canton $1,680
  • Cherokee $1,799
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Canton $80,091
  • Cherokee $108,115
  • Georgia $77,353
  • United States $80,734
See the full table
Canton next to Cherokee County and Georgia
Measure Canton Cherokee County Georgia U.S.
Typical home value $407,800 $435,100 $303,300 $332,700
Typical monthly rent $1,680 $1,799 $1,393 $1,413
Typical yearly household income $80,091 $108,115 $77,353 $80,734
Households that own their home 56% 77% 66% 65%
Typical yearly property tax $2,548 $2,985 $2,341 $3,119
Effective property tax rate 0.62% 0.69% 0.77% 0.94%
Renters with high rent for their income 64% 57% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cherokee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Canton

For a typical $407,800 home in Canton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Canton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,274a month

    Least cash to close
    Down payment
    $14,273
    Cash to close
    $26,507
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $180

  • Conventional, 5% down $3,199a month

    Down payment
    $20,390
    Cash to close
    $32,624
    Rate
    7.18%
    Mortgage insurance
    PMI · $194

  • Conventional, 20% down, no PMI $2,591a month

    Down payment
    $81,560
    Cash to close
    $93,794
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,968a month

    Down payment
    $61,170
    Cash to close
    $73,404
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Canton and for Cherokee County.

Property tax

Effective rate in Canton

0.62%of the home’s value each year

$2,548 a year for the typical owner in Canton.

  • Canton 0.62%
  • Cherokee 0.69%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Cherokee County

FEMA does not publish these numbers by city: they are for all of Cherokee County.

Homes in the high-risk zone
0.2%
187
Of those, with NFIP insurance
34%
County Georgia U.S.
Homes in the high-risk zone 0.2% 2% 3.5%
Of those, with NFIP insurance 34% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Canton

Typical rent in Canton is $1,680 a month: 7% below the county. In Canton, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cherokee County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Cherokee County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Canton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Canton is in ZIP code 30114.

For 2 bedrooms it is $1,820: $58 more than the fair market rent for Cherokee County ($1,762).

  • 30114 $1,820$2,170

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Canton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Canton

HUD lists 10 buildings with rents for lower incomes in Canton. These are the largest.

  • Hickory Knoll Apartments 800 Oakdale Rd, Canton 30114 145 homes, 143 low-income · 1 bd: 24 · 2 bd: 91 · 3 bd: 30 · In service since 1995
  • Laurels at Greenwood 1215 Greenwood Drive, Canton 30115 142 homes, 140 low-income · 2 bd: 70 · 3 bd: 70 · In service since 2001
  • Oakside Drive Apartments Canton 30114 75 low-income homes · Run by Housing Authority of the City of Canton · Average payment: $517 a month (770) 479-4969
  • Tanner Place 1400 Oakside Dr, Canton 30114 70 low-income homes · For families (706) 378-3949
  • Hearthstone Landing 100 Hearthstone Landing Dr, Canton 30114 72 homes, 57 low-income · 2 bd: 36 · 4 bd: 12 · In service since 2004

See all 18 buildings in Cherokee County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Canton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Cherokee County; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Canton

No down payment, repair or rent-help program on our list is for Canton or Cherokee County. The ones below are statewide in Georgia: they work in Canton the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Canton

The HUD-approved agencies closest to the center of Canton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Horizon Counseling Inc.

    135 Village Ctr W Ste 200, Woodstock · 11 miles away · Spanish

    • Reverse mortgage counseling
    (888) 315-4326

  • National Faith Homebuyers, Atlanta Branch

    2470 Windy Hill Rd SE, Marietta · 24 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (678) 553-3770

  • NSC (naca Counseling Subsidiary) - Atlanta, GA

    3690 N Peachtree Rd, Atlanta · 26 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 377-4545

Every agency in Cherokee County All counseling agencies in Georgia

Help in Spanish near Canton

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Canton

HUD’s record names them for Canton or Cherokee County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Canton Public housing (770) 479-4969

All housing agencies in Georgia Source: HUD

Cities

Other cities in Cherokee County

These cities are also in Cherokee County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cherokee County Housing in Georgia

Nearby cities

The cities closest to Canton, with the typical home value.

Neighboring counties

If Cherokee County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Canton.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Canton

Short answers with the numbers for Canton and all of Cherokee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Canton?

The typical home value in Canton is $407,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cherokee County it is $435,100.

How much does it cost to rent in Canton?

Typical rent in Canton is $1,680 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cherokee County is $1,762.

What is the FHA loan limit in Canton?

Canton uses the FHA limit for all of Cherokee County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Canton?

The typical homeowner in Canton pays $2,548 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Cherokee County, the rate is 0.69%.

Where can I find free help to buy or rent in Canton?

There is 1 HUD-approved counseling agency with an office in Cherokee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).