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City · 26,077 residents · St. Johns County, Florida

World Golf Village , Florida

In World Golf Village, a typical home is worth $477,000 and typical rent is $2,299 a month. Compared with all of St. Johns County, typical rent is 20% higher, typical household income is 7% higher, and the share of households that own their home is 7 points higher.

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  • Typical home value

    $477,000

    2% below the county

    33% above Florida

    • World Golf Village
    • St. Johns
    • Florida

  • Typical rent

    $2,299a month

    20% above the county

    38% above Florida

    • World Golf Village
    • St. Johns
    • Florida

  • Typical household income

    $117,212a year

    7% above the county

    57% above Florida

    • World Golf Village
    • St. Johns
    • Florida

  • Households that own their home

    89%

    7 points above the county

    22 points above Florida

    • World Golf Village
    • St. Johns
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

World Golf Village is in St. Johns County. The FHA loan limit ($580,750 for a one-unit home), the fair market rents and the help on this page are those of all of St. Johns County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets World Golf Village apart

What this place has that others do not, from public data, most unusual first.

  1. World Golf Village has the 5th largest share of rent-burdened renters of the 434 cities in Florida with more than 5,000 people (84%).

  2. Nearby, in Green Cove Springs, the typical rent is $1,114: 52% less than in World Golf Village ($2,299).

  3. Nearby, in St. Augustine Shores, the typical home value is $339,300: 29% less than in World Golf Village ($477,000).

  4. The typical rent in World Golf Village is $2,299 a month, 20% more than in St. Johns County as a whole ($1,922).

  5. World Golf Village has the 36th highest homeownership rate of the 481 cities in Florida with more than 5,000 people (89%).

  6. World Golf Village has the 37th highest typical household income of the 480 cities in Florida with more than 5,000 people ($117,212).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in World Golf Village

What homes there are in World Golf Village, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In World Golf Village, 9 in 10 homes are single-family detached houses; in St. Johns County, 7.

Year built

Here half of the homes date from 2009 or later; in St. Johns County, from 2004 or later.

There is more room for a big family here: 86% of homes have 3 bedrooms or more, against 74% in St. Johns County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,299 a month

St. Johns County: $2,351 a month

Without a mortgage

$729 a month

St. Johns County: $728 a month

Owners with a mortgage

77%

St. Johns County: 66%

In World Golf Village, 77% of owners have a mortgage; their typical cost is $2,299 a month, about the same as in St. Johns County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in World Golf Village gained value faster than in St. Johns County: 74% against 61%.

Rents in World Golf Village rose more slowly than in St. Johns County: 35% since 2015–2019, against 47%.

The typical household income in World Golf Village rose 28%: less than home values (+74%) and rent (+35%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWorld Golf VillageSt. Johns CountyFloridaUnited States
Rental vacancy Unreliable estimate5.2%7.6%5.5%
Homeowner vacancy Unreliable estimate1.6%1.4%0.9%
More than one person per room Unreliable estimate1.1%3.3%3.4%
People per household 2.792.622.512.53
Drive alone 65%64%70%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 24%27%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.79 on average, against 2.62 in St. Johns County.

The car rules in World Golf Village: 65% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in World Golf Village?

A typical home costs more than the typical income allows

We start with a typical home in World Golf Village, worth $477,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in World Golf Village, which is $117,212 a year. For that payment to be 28% of income, a household would need to earn about $168,359 a year.

The calculator's FHA and conventional loan limits are those of all of St. Johns County.

Your numbers

Local data
$

Starts at the typical home value in World Golf Village. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,695 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,928

at 7.18% · 30 years

Loan amount
$468,360
Total interest
$673,861
Paid off in
November 2056

Includes $8,055 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,735 a month

  • Tight

    $2,735 to $3,516 a month

  • Hard

    more than $3,516 a month

    Your payment · 40%

Compared with the typical household income in World Golf Village ($117,212 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,928
Principal & interest$3,173
Property tax$346
Home insurance$199
FHA mortgage insurance (MIP)$211

You need at least $16,695 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

World Golf Village and St. Johns County

World Golf Village is in St. Johns County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

World Golf Village's own numbers

Typical home value
$477,000
Typical monthly rent
$2,299
Typical yearly household income
$117,212
Households that own their home
89%
Effective property tax rate
0.87%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of St. Johns County

FHA limit, one-unit home
$580,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,694
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
2.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of St. Johns County.

Everything about St. Johns County

Buying

Buying a home in World Golf Village

A typical home in World Golf Village is worth $477,000: 2% below the county and 33% above Florida. With the typical household income in World Golf Village ($117,212 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • World Golf Village 4.1 years
  • St. Johns 4.5 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in St. Johns County

According to FHFA’s house price index, home prices in St. Johns County rose 115% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of St. Johns County.

Period County Florida U.S.
Last year (2025) +1.8% −0.5% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +115% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

World Golf Village next to St. Johns County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • World Golf Village $477,000
  • St. Johns $489,200
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • World Golf Village $2,299
  • St. Johns $1,922
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • World Golf Village $117,212
  • St. Johns $109,839
  • Florida $74,568
  • United States $80,734
See the full table
World Golf Village next to St. Johns County and Florida
Measure World Golf Village St. Johns County Florida U.S.
Typical home value $477,000 $489,200 $359,000 $332,700
Typical monthly rent $2,299 $1,922 $1,669 $1,413
Typical yearly household income $117,212 $109,839 $74,568 $80,734
Households that own their home 89% 82% 68% 65%
Typical yearly property tax $4,170 $3,721 $2,730 $3,119
Effective property tax rate 0.87% 0.76% 0.76% 0.94%
Renters with high rent for their income 84% 60% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below St. Johns County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in World Golf Village

For a typical $477,000 home in World Golf Village, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, World Golf Village's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,928a month

    Least cash to close
    Down payment
    $16,695
    Cash to close
    $31,005
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $211

  • Conventional, 5% down $3,841a month

    Down payment
    $23,850
    Cash to close
    $38,160
    Rate
    7.18%
    Mortgage insurance
    PMI · $227

  • Conventional, 20% down, no PMI $3,130a month

    Down payment
    $95,400
    Cash to close
    $109,710
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,571a month

    Down payment
    $71,550
    Cash to close
    $85,860
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for World Golf Village and for St. Johns County.

Property tax

Effective rate in World Golf Village

0.87%of the home’s value each year

$4,170 a year for the typical owner in World Golf Village.

  • World Golf Village 0.87%
  • St. Johns 0.76%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in St. Johns County

FEMA does not publish these numbers by city: they are for all of St. Johns County.

Homes in the high-risk zone
2.9%
2,783
Of those, with NFIP insurance
—
County Florida U.S.
Homes in the high-risk zone 2.9% 13% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in World Golf Village

Typical rent in World Golf Village is $2,299 a month: 20% above the county. In World Golf Village, 84% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of St. Johns County, by unit size. To pay the 2-bedroom one ($1,694 a month) without spending more than 30% of your income, you would need to earn $32.58 an hour working full time.

HUD fair market rent for all of St. Johns County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,401 $26.94 $56,040
1 bedroom $1,421 $27.33 $56,840
2 bedrooms $1,694 $32.58 $67,760
3 bedrooms $2,077 $39.94 $83,080
4 bedrooms $2,594 $49.88 $103,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in World Golf Village

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). World Golf Village is in ZIP code 32092.

For 2 bedrooms it is $2,540: $846 more than the fair market rent for St. Johns County ($1,694).

  • 32092 $2,540$3,110

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for World Golf Village when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in World Golf Village

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in St. Johns County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in World Golf Village

No down payment, repair or rent-help program on our list is for World Golf Village or St. Johns County. The ones below are statewide in Florida: they work in World Golf Village the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near World Golf Village

The HUD-approved agencies closest to the center of World Golf Village, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • ST. Johns County Board of County Commissioners

    200 San Sebastian Vw, St Augustine · 10 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (904) 209-6062

  • Credit.org - Jacksonville, FL Branch

    4720 Salisbury Rd, Jacksonville · 20 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

  • Community Legal Services of Mid-Florida, Inc. - Palatka Office

    605 Saint Johns Ave, Palatka · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (386) 255-6573

Every agency in St. Johns County All counseling agencies in Florida

Help in Spanish near World Golf Village

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of World Golf Village

HUD lists no housing authority with an office in St. Johns County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Florida Source: HUD

Cities

Other cities in St. Johns County

These cities are also in St. Johns County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about St. Johns County Housing in Florida

Nearby cities

The cities closest to World Golf Village, with the typical home value.

Neighboring counties

If St. Johns County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in World Golf Village.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about World Golf Village

Short answers with the numbers for World Golf Village and all of St. Johns County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in World Golf Village?

The typical home value in World Golf Village is $477,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in St. Johns County it is $489,200.

How much does it cost to rent in World Golf Village?

Typical rent in World Golf Village is $2,299 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in St. Johns County is $1,694.

What is the FHA loan limit in World Golf Village?

World Golf Village uses the FHA limit for all of St. Johns County (2026): $580,750 for a one-unit home and $1,116,850 for a four-unit home.

How much property tax do owners pay in World Golf Village?

The typical homeowner in World Golf Village pays $4,170 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in St. Johns County, the rate is 0.76%.

Where can I find free help to buy or rent in World Golf Village?

There is 1 HUD-approved counseling agency with an office in St. Johns County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).