In Brush, a typical home is worth $273,000 and typical rent is $692 a month. Compared with all of Morgan County, typical rent is 32% lower, the typical home value is 19% lower, and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $265,346 to $292,891.
Typical rent
$1,292a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Brush is in Morgan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Morgan County. See the county
What this place has that others do not, from public data, most unusual first.
1
Brush has the 2nd lowest typical rent of the 109 cities in Colorado with more than 5,000 people ($692).
2
Nearby, in Sterling, the typical home value is $217,400: 20% less than in Brush ($273,000).
3
The typical home in Brush is worth $273,000,19% less than in Morgan County as a whole ($338,600).
4
60% of households in Brush own their home, against 67% in Morgan County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Brush
What homes there are in Brush, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Brush
Morgan County
Colorado
United States
Kind of home: Brush and its comparisons
Measure
Brush
Morgan County
Colorado
United States
Detached house
64%
69%
61%
61%
Attached house
Unreliable estimate
3%
8%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
10%
23%
19%
Mobile home
Unreliable estimate
12%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Brush, but it weighs less than in Morgan County: 64% against 69%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Brush
Morgan County
Colorado
United States
Year built: Brush and its comparisons
Measure
Brush
Morgan County
Colorado
United States
Before 1960
42%
33%
16%
26%
1960–1979
29%
27%
24%
24%
1980–1999
19%
17%
28%
25%
2000–2009
Unreliable estimate
12%
17%
14%
2010 or later
Unreliable estimate
11%
16%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K38%
$300K–$500K35%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Brush and its comparisons
Measure
Brush
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
38%
$300K–$500K
35%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Brush and its comparisons
Measure
Brush
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,988 a month
Morgan County: $1,965 a month
Without a mortgage
$653 a month
Morgan County: $622 a month
Owners with a mortgage
47%
Morgan County: 61%
In Brush, 47% of owners have a mortgage; their typical cost is $1,988 a month, about the same as in Morgan County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Brush+74%
Morgan County+68%
Colorado+57%
United States+53%
Typical rent
BrushNo clear change
Morgan County+23%
Colorado+39%
United States+33%
Typical household income
Brush+67%
Morgan County+37%
Colorado+32%
United States+29%
Change since 2015–2019: Brush and its comparisons
Measure
Brush
Morgan County
Colorado
United States
Typical home value
+74%
+68%
+57%
+53%
Typical rent
No clear change
+23%
+39%
+33%
Typical household income
+67%
+37%
+32%
+29%
Since 2015–2019, homes in Brush gained value faster than in Morgan County: 74% against 68%.
Since 2015–2019, the typical rent in Brush did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Brush and its comparisons
Measure
Brush
Morgan County
Colorado
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
4.9%
2.4%
3.4%
People per household
2.46
2.62
2.42
2.53
Drive alone
66%
75%
65%
69%
Carpool
Unreliable estimate
11%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
6%
3%
3%
Work from home
Unreliable estimate
9%
21%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Brush has 2.46 people, fewer than in Morgan County (2.62).
In Brush, 66% of workers drive alone to work; in Morgan County, 75%.
Do the math
What would you pay each month for a home in Brush?
A typical home is tight for the typical income
We start with a typical home in Brush, worth $273,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Brush, which is $73,382 a year. For that payment to be 28% of income, a household would need to earn about $93,139 a year.
The calculator's FHA and conventional loan limits are those of all of Morgan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Brush. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,555 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,173
at 7.18% · 30 years
Loan amount
$268,055
Total interest
$385,669
Paid off in
November 2056
Includes $4,610 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,712 a month
Tight
$1,712 to $2,201 a month
Your payment · 36%
Hard
more than $2,201 a month
Compared with the typical household income in Brush ($73,382 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,816
Property tax
$123
Home insurance
$114
FHA mortgage insurance (MIP)
$121
You need at least $9,555 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,173; principal and interest $1,816.
The city and its county
Brush and Morgan County
Brush is in Morgan County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Brush
Map of Morgan County, Colorado, with Brush marked. Around it, the neighboring counties.
Brush
Morgan County
Other cities with a page
Brush's own numbers
Typical home value
$273,000
Typical monthly rent
$692
Typical yearly household income
$73,382
Households that own their home
60%
Effective property tax rate
0.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Morgan County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,261
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
12%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Morgan County.
A typical home in Brush is worth $273,000: 19% below the county and 49% below Colorado. With the typical household income in Brush ($73,382 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Brush3.7 years
Morgan4.6 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Morgan County
According to FHFA’s house price index, home prices in Morgan County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Morgan County.
Yearly change in FHFA’s price index in Morgan County, 2016 to 2025
2016: +7.1% +7.1% 2016
2017: +11.9% +11.9% 2017
2018: +9.3% +9.3% 2018
2019: +10.1% +10.1% 2019
2020: +1.2% +1.2% 2020
2021: +12.6% +12.6% 2021
2022: +15.9% +15.9% 2022
2023: +4.5% +4.5% 2023
2024: +1.9% +1.9% 2024
2025: +0.3% +0.3% 2025
Change in FHFA’s price index in Morgan County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
+0.3%
+0.1%
+2.9%
5 years (2020–2025)
+40%
+38%
+47%
10 years (2015–2025)
+104%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Brush next to Morgan County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Brush$273,000
Morgan$338,600
Colorado$539,400
United States$332,700
Typical monthly rent
Brush$692
Morgan$1,025
Colorado$1,761
United States$1,413
Typical yearly household income
Brush$73,382
Morgan$73,278
Colorado$95,470
United States$80,734
See the full table
Brush next to Morgan County and Colorado
Measure
Brush
Morgan County
Colorado
U.S.
Typical home value
$273,000 ▼19% below the county
$338,600
$539,400
$332,700
Typical monthly rent
$692 ▼32% below the county
$1,025
$1,761
$1,413
Typical yearly household income
$73,382
$73,278
$95,470
$80,734
Households that own their home
60% ▼7 points below the county
67%
66%
65%
Typical yearly property tax
$1,480 ▼15% below the county
$1,751
$2,602
$3,119
Effective property tax rate
0.54% ▲0.02 points above the county
0.52%
0.48%
0.94%
Renters with high rent for their income
67% ▲16 points above the county
51%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Morgan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Brush
For a typical $273,000 home in Brush, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brush's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,173a month
Least cash to close
Down payment
$9,555
Cash to close
$17,745
Rate
7.18%
Mortgage insurance
FHA MIP · $121
Conventional, 5% down$2,123a month
Down payment
$13,650
Cash to close
$21,840
Rate
7.18%
Mortgage insurance
PMI · $130
Conventional, 20% down, no PMI$1,716a month
Down payment
$54,600
Cash to close
$62,790
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,969a month
Down payment
$40,950
Cash to close
$49,140
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Brush
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,173
$9,555
$268,055
7.18%
FHA MIP · $121
$17,745
580
Conventional, 5% down
$2,123
$13,650
$259,350
7.18%
PMI · $130
$21,840
620*
Conventional, 20% down, no PMI
$1,716
$54,600
$218,400
7.18%
None
$62,790
620*
ITIN, 15% down (example)
$1,969
$40,950
$232,050
8.18%
None
$49,140
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Brush is $692 a month: 32% below the county. In Brush, 67% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Morgan County, by unit size. To pay the 2-bedroom one ($1,261 a month) without spending more than 30% of your income, you would need to earn $24.25 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Morgan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$937
$18.02
$37,480
1 bedroom
$964
$18.54
$38,560
2 bedrooms
$1,261
$24.25
$50,440
3 bedrooms
$1,746
$33.58
$69,840
4 bedrooms
$1,959
$37.67
$78,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Brush
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brush is in ZIP code 80723.
For 2 bedrooms it is $1,210: $51 less than the fair market rent for Morgan County ($1,261).
Fair market rent by ZIP code and size in Brush, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
80723
$900
$930
$1,210
$1,680
$1,880
ZIP code2 bd3 bd
80723 $1,210$1,680
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brush when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Brush. These are the largest.
Brush Village1 Weisbart St, Brush 8072360 low-income homes · 2 bd: 25 · 3 bd: 35 · In service since 1994
Centennial Manor East612 Ray St, Brush 8072332 low-income homes · For older adults(970) 842-5046
Brush616 Ray St, Brush 8072330 low-income homes · Run by Housing Authority of the City of Brush · Average payment: $403 a month · Average wait: 8 months(970) 842-5046
Tabor Apts1900 Edison St, Brush 8072330 low-income homes · For older adults(970) 842-2371
Centennial Supportive Housing610 Ray St, Brush 8072330 homes, 29 low-income · For older adults(970) 842-5046
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Morgan County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Brush or Morgan County. The ones below are statewide in Colorado: they work in Brush the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Brush or Morgan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Brush and all of Morgan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Brush?
The typical home value in Brush is $273,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Morgan County it is $338,600.
How much does it cost to rent in Brush?
Typical rent in Brush is $692 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Morgan County is $1,261.
What is the FHA loan limit in Brush?
Brush uses the FHA limit for all of Morgan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Brush?
The typical homeowner in Brush pays $1,480 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Morgan County, the rate is 0.52%.
Where can I find free help to buy or rent in Brush?
There is 1 HUD-approved counseling agency with an office in Morgan County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
