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City · 5,972 residents · Eagle County, Colorado

Avon , Colorado

In Avon, a typical home is worth $548,900 and typical rent is $2,192 a month. Compared with all of Eagle County, the typical home value is 35% lower, typical household income is 14% lower, and the share of households that own their home is 18 points lower.

Avon in numbers

  • Typical home value

    $548,900

    35% below the county

    About the same as Colorado

    • Avon
    • Eagle
    • Colorado
  • Typical rent

    $2,192a month

    9% above the county

    24% above Colorado

    • Avon
    • Eagle
    • Colorado
  • Typical household income

    $89,027a year

    14% below the county

    7% below Colorado

    • Avon
    • Eagle
    • Colorado
  • Households that own their home

    48%

    18 points below the county

    18 points below Colorado

    • Avon
    • Eagle
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,269,044
0.7% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $900,109 to $1,269,044.
Typical rent
$3,942 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Avon is in Eagle County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Eagle County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Avon apart

What this place has that others do not, from public data, most unusual first.

  1. Avon has the 4th largest share of rent-burdened renters of the 94 cities in Colorado with more than 5,000 people (72%).

  2. Avon has the 5th lowest homeownership rate of the 111 cities in Colorado with more than 5,000 people (48%).

  3. The typical home in Avon is worth $548,900, 35% less than in Eagle County as a whole ($839,500).

  4. Nearby, in Eagle, the typical rent is $1,820: 17% less than in Avon ($2,192).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Avon

What homes there are in Avon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Avon and its comparisons
MeasureAvonEagle CountyColoradoUnited States
Detached house 17%36%61%61%
Attached house 15%16%8%6%
Building of 2 to 4 Unreliable estimate7%5%8%
Apartments (5 or more) 57%36%23%19%
Mobile home Unreliable estimate5%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

There are more apartments in Avon than in Eagle County: 57% of homes, against 36%.

Year built
Year built: Avon and its comparisons
MeasureAvonEagle CountyColoradoUnited States
Before 1960 8%4%16%26%
1960–1979 Unreliable estimate17%24%24%
1980–1999 66%49%28%25%
2000–2009 18%22%17%14%
2010 or later Unreliable estimate8%16%11%

In Avon, half of the homes were built before 1990; in Eagle County, before 1993.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Avon and its comparisons
MeasureAvon
Under $100K Unreliable estimate
$100K–$200K Unreliable
$200K–$300K 19%
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more 37%
Monthly rent with utilities
Monthly rent with utilities: Avon and its comparisons
MeasureAvon
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 53%
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

Without a mortgage

$846 a month

Eagle County: $859 a month

Owners with a mortgage

68%

Eagle County: 67%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Avon and its comparisons
MeasureAvonEagle CountyColoradoUnited States
Typical home value No clear change+49%+57%+53%
Typical rent +57%+27%+39%+33%
Typical household income No clear change+23%+32%+29%

The typical home value in Avon stayed about the same since 2015–2019: the Census sees no clear change.

Rents in Avon rose faster than in Eagle County: 57% since 2015–2019, against 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Avon and its comparisons
MeasureAvonEagle CountyColoradoUnited States
Rental vacancy Unreliable estimate16.1%5.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate3.9%2.4%3.4%
People per household 2.332.502.422.53
Drive alone 59%64%65%69%
Carpool Unreliable estimate13%8%9%
Public transit Unreliable estimate6%2%3%
Walk or bike 9%4%3%3%
Work from home Unreliable estimate13%21%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.33 on average, against 2.50 in Eagle County.

In Avon, 9% of workers walk or bike to work; in Eagle County, 4%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Avon?

A typical home costs more than the typical income allows

We start with a typical home in Avon, worth $548,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 56% of the typical household income in Avon, which is $89,027 a year. For that payment to be 28% of income, a household would need to earn about $176,682 a year.

The calculator's FHA and conventional loan limits are those of all of Eagle County.

Your numbers

Local data
$

Starts at the typical home value in Avon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $19,212 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,315

at 7.18% · 30 years

Loan amount
$538,958
Total interest
$775,433
Paid off in
November 2056

Includes $9,270 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,077 a month

  • Tight

    $2,077 to $2,671 a month

  • Hard

    more than $2,671 a month

    Your payment · 58%

Compared with the typical household income in Avon ($89,027 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,315
Monthly payment breakdown
Principal & interest$3,651
Property tax$192
Home insurance$229
FHA mortgage insurance (MIP)$243

You need at least $19,212 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $4,315; principal and interest $3,651.

The city and its county

Avon and Eagle County

Avon is in Eagle County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Eagle County, Colorado, with Avon marked. Around it, the neighboring counties.

Avon's own numbers

Typical home value
$548,900
Typical monthly rent
$2,192
Typical yearly household income
$89,027
Households that own their home
48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Eagle County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,607
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
1.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Eagle County.

Everything about Eagle County

Buying

Buying a home in Avon

A typical home in Avon is worth $548,900: 35% below the county and about the same as Colorado. With the typical household income in Avon ($89,027 a year), a typical home costs 6.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Avon 6.2 years
  • Eagle 8.1 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Eagle County

According to FHFA’s house price index, home prices in Eagle County rose 121% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Eagle County.

Yearly change in FHFA’s price index in Eagle County, 2016 to 2025
  1. 2020: +3.3%
  2. 2021: +9.4%
  3. 2022: +21.4%
  4. 2023: +12.3%
  5. 2024: +12.0%
  6. 2025: −1.3%
Change in FHFA’s price index in Eagle County, Colorado and the United States
Period County Colorado U.S.
Last year (2025) −1.3% +0.1% +2.9%
5 years (2020–2025) +65% +38% +47%
10 years (2015–2025) +121% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Avon next to Eagle County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Avon $548,900
  • Eagle $839,500
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Avon $2,192
  • Eagle $2,019
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Avon $89,027
  • Eagle $104,096
  • Colorado $95,470
  • United States $80,734
See the full table
Avon next to Eagle County and Colorado
Measure Avon Eagle County Colorado U.S.
Typical home value $548,900 35% below the county $839,500 $539,400 $332,700
Typical monthly rent $2,192 9% above the county $2,019 $1,761 $1,413
Typical yearly household income $89,027 14% below the county $104,096 $95,470 $80,734
Households that own their home 48% 18 points below the county 66% 66% 65%
Typical yearly property tax $1,879 46% below the county $3,510 $2,602 $3,119
Renters with high rent for their income 72% 7 points above the county 65% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Eagle County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Avon

For a typical $548,900 home in Avon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Avon's rate.

  • FHA, 3.5% down $4,123a month

    Least cash to close
    Down payment
    $19,212
    Cash to close
    $35,679
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $243
  • Conventional, 5% down $4,022a month

    Down payment
    $27,445
    Cash to close
    $43,912
    Rate
    7.18%
    Mortgage insurance
    PMI · $261
  • Conventional, 20% down, no PMI $3,203a month

    Down payment
    $109,780
    Cash to close
    $126,247
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $3,711a month

    Down payment
    $82,335
    Cash to close
    $98,802
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Avon and for Eagle County.

Property tax

Data not available for this place

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in Eagle County

FEMA does not publish these numbers by city: they are for all of Eagle County.

Homes in the high-risk zone
1.6%
309
Of those, with NFIP insurance
29%
Homes in the high-risk zone and with NFIP insurance: Eagle County, Colorado and the U.S.
Measure County Colorado U.S.
Homes in the high-risk zone 1.6% 1.1% 3.5%
Of those, with NFIP insurance 29% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Avon

Typical rent in Avon is $2,192 a month: 9% above the county. In Avon, 72% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Eagle County, by unit size. To pay the 2-bedroom one ($2,607 a month) without spending more than 30% of your income, you would need to earn $50.13 an hour working full time.

HUD fair market rent for all of Eagle County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Eagle County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,815 $34.90 $72,600
1 bedroom $1,993 $38.33 $79,720
2 bedrooms $2,607 $50.13 $104,280
3 bedrooms $3,106 $59.73 $124,240
4 bedrooms $4,357 $83.79 $174,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Avon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Avon is in ZIP code 81620.

For 2 bedrooms it is $2,870: $263 more than the fair market rent for Eagle County ($2,607).

  • 81620 $2,870$3,420

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Avon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Avon

HUD lists 2 buildings with rents for lower incomes in Avon. These are the largest.

  • Buffalo Ridge II 1020 Swift Gulch Rd, Avon 81620 176 homes, 132 low-income · Studio: 44 · 1 bd: 44 · 2 bd: 88 · In service since 2003 · For families
  • Riverview Apts Avon 39169 Highway 6, Avon 81620 73 homes, 72 low-income · In service since 2011 · For families (970) 949-5840

See all 9 buildings in Eagle County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Avon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Eagle County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Avon

No down payment, repair or rent-help program on our list is for Avon or Eagle County. The ones below are statewide in Colorado: they work in Avon the same as in the rest of the state.

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

Housing counselors near Avon

The HUD-approved agencies closest to the center of Avon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Brothers Redevelopment, Inc.

    2250 Eaton St Ste B, Edgewater · 78 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
  • Southwest Improvement Council

    5045 W 1st Ave, Denver · 78 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Denver Housing Authority

    3550 W 13th Ave, Denver · 79 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more

All counseling agencies in Colorado

Help in Spanish near Avon

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Avon

HUD lists no housing authority with an office in Eagle County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Colorado Source: HUD

Cities

Other cities in Eagle County

These cities are also in Eagle County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Avon

Short answers with the numbers for Avon and all of Eagle County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Avon?

The typical home value in Avon is $548,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Eagle County it is $839,500.

How much does it cost to rent in Avon?

Typical rent in Avon is $2,192 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Eagle County is $2,607.

What is the FHA loan limit in Avon?

Avon uses the FHA limit for all of Eagle County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Avon?

The typical homeowner in Avon pays $1,879 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Eagle County, the rate is 0.42%.

Where can I find free help to buy or rent in Avon?

We found no HUD-approved counseling agencies with an office in Eagle County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).