In Sausalito, a typical home is worth $1,894,600 and typical rent is $3,501 a month. Compared with all of Marin County, typical rent is 31% higher, the typical home value is 26% higher, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $1,631,930 to $1,589,416.
Typical rent
$3,984a month
▲ 6.9% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $3,254 to $3,984.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Sausalito is in Marin County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Marin County. See the county
What this place has that others do not, from public data, most unusual first.
1
Sausalito has the highest typical rent of the 648 cities in California with more than 5,000 people: $3,501.
2
The typical home in Sausalito is worth $1,894,600,26% more than in Marin County as a whole ($1,507,300).
3
The typical household income in Sausalito is $182,357,22% more than in Marin County as a whole ($149,091).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Sausalito rose 3.9%; in California, it rose 0.6%.
5
Nearby, in Strawberry, the typical rent is $2,958: 16% less than in Sausalito ($3,501).
6
60% of households in Sausalito own their home, against 65% in Marin County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Sausalito
What homes there are in Sausalito, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Sausalito
Marin County
California
United States
Kind of home: Sausalito and its comparisons
Measure
Sausalito
Marin County
California
United States
Detached house
42%
63%
57%
61%
Attached house
19%
8%
7%
6%
Building of 2 to 4
26%
9%
8%
8%
Apartments (5 or more)
13%
19%
24%
19%
Mobile home
Unreliable estimate
1%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
No kind of home is the majority in Sausalito; the largest group, detached houses, adds up to 42%, less than in Marin County (63%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Sausalito
Marin County
California
United States
Year built: Sausalito and its comparisons
Measure
Sausalito
Marin County
California
United States
Before 1960
45%
37%
27%
26%
1960–1979
40%
38%
29%
24%
1980–1999
10%
17%
25%
25%
2000–2009
4%
5%
11%
14%
2010 or later
Unreliable estimate
3%
8%
11%
In Sausalito, half of the homes were built before 1964; in Marin County, before 1967.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1M7%
$1M or more77%
Value of owner-occupied homes: Sausalito and its comparisons
Measure
Sausalito
Under $100K
Unreliable estimate
$100K–$200K
Unreliable
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
7%
$1M or more
77%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49915%
$2,500–$2,99911%
$3,000 or more67%
Monthly rent with utilities: Sausalito and its comparisons
Measure
Sausalito
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
15%
$2,500–$2,999
11%
$3,000 or more
67%
Owners with a mortgage
72%
Marin County: 67%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Sausalito+41%
Marin County+51%
California+46%
United States+53%
Typical household income
Sausalito+63%
Marin County+29%
California+32%
United States+29%
Change since 2015–2019: Sausalito and its comparisons
Measure
Sausalito
Marin County
California
United States
Typical home value
+41%
+51%
+46%
+53%
Typical rent
No data
+29%
+36%
+33%
Typical household income
+63%
+29%
+32%
+29%
Homes in Sausalito gained value more slowly than in Marin County: 41% since 2015–2019, against 51%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Sausalito and its comparisons
Measure
Sausalito
Marin County
California
United States
Rental vacancy
Unreliable estimate
3.8%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
0.8%
0.9%
More than one person per room
Unreliable estimate
4.4%
8.2%
3.4%
People per household
1.79
2.44
2.84
2.53
Drive alone
40%
52%
66%
69%
Carpool
Unreliable estimate
7%
10%
9%
Public transit
6%
4%
3%
3%
Walk or bike
5%
5%
3%
3%
Work from home
46%
32%
17%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 1.79 on average, against 2.44 in Marin County.
In Sausalito, 46% of workers work from home, more than in Marin County (32%).
Do the math
What would you pay each month for a home in Sausalito?
A typical home costs more than the typical income allows
We start with a typical home in Sausalito, worth $1,894,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 101% of the typical household income in Sausalito, which is $182,357 a year. For that payment to be 28% of income, a household would need to earn about $658,761 a year. Note: at that price the loan is above the FHA limit for Marin County ($1,249,125), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Marin County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Sausalito. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $66,311 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$15,371
at 7.18% · 30 years
Loan amount
$1,860,284
Total interest
$2,676,512
Paid off in
November 2056
Includes $31,995 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $4,255 a month
Tight
$4,255 to $5,471 a month
Hard
more than $5,471 a month
Your payment · 101%
Compared with the typical household income in Sausalito ($182,357 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$12,602
Property tax
$837
Home insurance
$789
FHA mortgage insurance (MIP)
$1,143
This loan is over the FHA limit
You'd borrow $1,828,289, but the FHA limit for a one-unit home in Sausalito is $1,249,125. You'd need a bigger down payment or a different loan.
You need at least $66,311 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $15,371; principal and interest $12,602.
The city and its county
Sausalito and Marin County
Sausalito is in Marin County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Marin County, California, with Sausalito marked. Around it, the neighboring counties.
Marin County
Sausalito's own numbers
Typical home value
$1,894,600
Typical monthly rent
$3,501
Typical yearly household income
$182,357
Households that own their home
60%
Effective property tax rate
0.53%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marin County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,697
Price change over 5 years (FHFA)
+25%
Homes in a high flood-risk zone
12%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marin County.
A typical home in Sausalito is worth $1,894,600: 26% above the county and 158% above California. With the typical household income in Sausalito ($182,357 a year), a typical home costs 10.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Sausalito10.4 years
Marin10.1 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marin County
According to FHFA’s house price index, home prices in Marin County rose 45% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marin County.
Yearly change in FHFA’s price index in Marin County, 2016 to 2025
2016: +9.0% +9.0% 2016
2017: +2.5% +2.5% 2017
2018: +5.5% +5.5% 2018
2019: +0.2% +0.2% 2019
2020: −2.1% −2.1% 2020
2021: +6.8% +6.8% 2021
2022: +12.5% +12.5% 2022
2023: +3.1% +3.1% 2023
2024: +2.2% +2.2% 2024
2025: −0.8% −0.8% 2025
Change in FHFA’s price index in Marin County, California and the United States
Period
County
California
U.S.
Last year (2025)
−0.8%
+0.8%
+2.9%
5 years (2020–2025)
+25%
+40%
+47%
10 years (2015–2025)
+45%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Sausalito next to Marin County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Sausalito$1,894,600
Marin$1,507,300
California$734,700
United States$332,700
Typical monthly rent
Sausalito$3,501
Marin$2,668
California$2,036
United States$1,413
Typical yearly household income
Sausalito$182,357
Marin$149,091
California$99,122
United States$80,734
See the full table
Sausalito next to Marin County and California
Measure
Sausalito
Marin County
California
U.S.
Typical home value
$1,894,600 ▲26% above the county
$1,507,300
$734,700
$332,700
Typical monthly rent
$3,501 ▲31% above the county
$2,668
$2,036
$1,413
Typical yearly household income
$182,357 ▲22% above the county
$149,091
$99,122
$80,734
Households that own their home
60% ▼5 points below the county
65%
56%
65%
Typical yearly property tax
$10,001
$10,001
$5,124
$3,119
Effective property tax rate
0.53% ▼0.13 points below the county
0.66%
0.7%
0.94%
Renters with high rent for their income
45% ▼11 points below the county
56%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Sausalito
For a typical $1,894,600 home in Sausalito, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sausalito's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$15,371a month
Above the FHA limit for Marin County ($1,249,125)
Down payment
$66,311
Cash to close
$123,149
Rate
7.18%
Mortgage insurance
FHA MIP · $1,143
Conventional, 5% down$14,719a month
Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
Down payment
$94,730
Cash to close
$151,568
Rate
7.18%
Mortgage insurance
PMI · $900
Conventional, 20% down, no PMI$11,894a month
Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
Down payment
$378,920
Cash to close
$435,758
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$13,646a month
Down payment
$284,190
Cash to close
$341,028
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Sausalito
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Marin County ($1,249,125)
$15,371
$66,311
$1,860,284
7.18%
FHA MIP · $1,143
$123,149
580
Conventional, 5% down Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
$14,719
$94,730
$1,799,870
7.18%
PMI · $900
$151,568
620*
Conventional, 20% down, no PMI Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
$11,894
$378,920
$1,515,680
7.18%
None
$435,758
620*
ITIN, 15% down (example)
$13,646
$284,190
$1,610,410
8.18%
None
$341,028
Set by the lender
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Sausalito is $3,501 a month: 31% above the county. In Sausalito, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marin County, by unit size. To pay the 2-bedroom one ($3,697 a month) without spending more than 30% of your income, you would need to earn $71.10 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marin County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,574
$49.50
$102,960
1 bedroom
$3,003
$57.75
$120,120
2 bedrooms
$3,697
$71.10
$147,880
3 bedrooms
$4,832
$92.92
$193,280
4 bedrooms
$5,439
$104.60
$217,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Sausalito
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sausalito is in ZIP code 94965.
For 2 bedrooms it is $4,140: $443 more than the fair market rent for Marin County ($3,697).
Fair market rent by ZIP code and size in Sausalito, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
94965
$2,880
$3,360
$4,140
$5,410
$6,090
ZIP code2 bd3 bd
94965 $4,140$5,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sausalito when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Marin County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Sausalito or Marin County. The ones below are statewide in California: they work in Sausalito the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Sausalito or Marin County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Sausalito and all of Marin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Sausalito?
The typical home value in Sausalito is $1,894,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marin County it is $1,507,300.
How much does it cost to rent in Sausalito?
Typical rent in Sausalito is $3,501 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marin County is $3,697.
What is the FHA loan limit in Sausalito?
Sausalito uses the FHA limit for all of Marin County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Sausalito?
The typical homeowner in Sausalito pays $10,001 a year, according to the U.S. Census Bureau. That is 0.53% of the home’s value; in Marin County, the rate is 0.66%.
Where can I find free help to buy or rent in Sausalito?
There is 1 HUD-approved counseling agency with an office in Marin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
