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City · 12,085 residents · Marin County, California

Tamalpais-Homestead Valley , California

In Tamalpais-Homestead Valley, a typical home is worth $1,863,900 and typical rent is $3,501 a month. Compared with all of Marin County, typical household income is 63% higher, typical rent is 31% higher, and the share of households that own their home is 21 points higher.

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  • Typical home value

    $1,863,900

    24% above the county

    154% above California

    • Tamalpais-Homestead Valley
    • Marin
    • California

  • Typical rent

    $3,501a month

    31% above the county

    72% above California

    • Tamalpais-Homestead Valley
    • Marin
    • California

  • Typical household income

    $243,227a year

    63% above the county

    145% above California

    • Tamalpais-Homestead Valley
    • Marin
    • California

  • Households that own their home

    85%

    21 points above the county

    30 points above California

    • Tamalpais-Homestead Valley
    • Marin
    • California

Source: U.S. Census Bureau, Average 2020–2024

Tamalpais-Homestead Valley is in Marin County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Marin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tamalpais-Homestead Valley apart

What this place has that others do not, from public data, most unusual first.

  1. Tamalpais-Homestead Valley has the highest typical rent of the 648 cities in California with more than 5,000 people: $3,501.

  2. The typical household income in Tamalpais-Homestead Valley is $243,227, 63% more than in Marin County as a whole ($149,091).

  3. 85% of households in Tamalpais-Homestead Valley own their home, against 65% in Marin County.

  4. Tamalpais-Homestead Valley has the 22nd smallest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (38%).

  5. Nearby, in Kentfield, the typical rent is $2,741: 22% less than in Tamalpais-Homestead Valley ($3,501).

  6. The typical home in Tamalpais-Homestead Valley is worth $1,863,900, 24% more than in Marin County as a whole ($1,507,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tamalpais-Homestead Valley

What homes there are in Tamalpais-Homestead Valley, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Tamalpais-Homestead Valley: 91% of homes, more than in Marin County (63%).

Year built

In Tamalpais-Homestead Valley, half of the homes were built before 1966; in Marin County, before 1967.

In Tamalpais-Homestead Valley, 71% of homes have 3 bedrooms or more, more than in Marin County (59%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

78%

Marin County: 67%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Tamalpais-Homestead Valley rose 50% since 2015–2019, about the same as in Marin County (51%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTamalpais-Homestead ValleyMarin CountyCaliforniaUnited States
Rental vacancy Unreliable estimate3.8%4.2%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate4.4%8.2%3.4%
People per household 2.652.442.842.53
Drive alone 38%52%66%69%
Carpool 8%7%10%9%
Public transit Unreliable estimate4%3%3%
Walk or bike Unreliable estimate5%3%3%
Work from home 49%32%17%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.65 on average, against 2.44 in Marin County.

Many people here do not commute at all: 49% work from home; in Marin County, 32%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tamalpais-Homestead Valley?

A typical home costs more than the typical income allows

We start with a typical home in Tamalpais-Homestead Valley, worth $1,863,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 75% of the typical household income in Tamalpais-Homestead Valley, which is $243,227 a year. For that payment to be 28% of income, a household would need to earn about $648,752 a year. Note: at that price the loan is above the FHA limit for Marin County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Marin County.

Your numbers

Local data
$

Starts at the typical home value in Tamalpais-Homestead Valley. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $65,237 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$15,138

at 7.18% · 30 years

Loan amount
$1,830,140
Total interest
$2,633,142
Paid off in
November 2056

Includes $31,477 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $5,675 a month

  • Tight

    $5,675 to $7,297 a month

  • Hard

    more than $7,297 a month

    Your payment · 75%

Compared with the typical household income in Tamalpais-Homestead Valley ($243,227 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$15,138
Principal & interest$12,398
Property tax$839
Home insurance$777
FHA mortgage insurance (MIP)$1,124

This loan is over the FHA limit

You'd borrow $1,798,663, but the FHA limit for a one-unit home in Tamalpais-Homestead Valley is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $65,237 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tamalpais-Homestead Valley and Marin County

Tamalpais-Homestead Valley is in Marin County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tamalpais-Homestead Valley's own numbers

Typical home value
$1,863,900
Typical monthly rent
$3,501
Typical yearly household income
$243,227
Households that own their home
85%
Effective property tax rate
0.54%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marin County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,697
Price change over 5 years (FHFA)
+25%
Homes in a high flood-risk zone
12%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marin County.

Everything about Marin County

Buying

Buying a home in Tamalpais-Homestead Valley

A typical home in Tamalpais-Homestead Valley is worth $1,863,900: 24% above the county and 154% above California. With the typical household income in Tamalpais-Homestead Valley ($243,227 a year), a typical home costs 7.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tamalpais-Homestead Valley 7.7 years
  • Marin 10.1 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marin County

According to FHFA’s house price index, home prices in Marin County rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marin County.

Period County California U.S.
Last year (2025) −0.8% +0.8% +2.9%
5 years (2020–2025) +25% +40% +47%
10 years (2015–2025) +45% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tamalpais-Homestead Valley next to Marin County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tamalpais-Homestead Valley $1,863,900
  • Marin $1,507,300
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Tamalpais-Homestead Valley $3,501
  • Marin $2,668
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Tamalpais-Homestead Valley $243,227
  • Marin $149,091
  • California $99,122
  • United States $80,734
See the full table
Tamalpais-Homestead Valley next to Marin County and California
Measure Tamalpais-Homestead Valley Marin County California U.S.
Typical home value $1,863,900 $1,507,300 $734,700 $332,700
Typical monthly rent $3,501 $2,668 $2,036 $1,413
Typical yearly household income $243,227 $149,091 $99,122 $80,734
Households that own their home 85% 65% 56% 65%
Typical yearly property tax $10,001 $10,001 $5,124 $3,119
Effective property tax rate 0.54% 0.66% 0.7% 0.94%
Renters with high rent for their income 38% 56% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tamalpais-Homestead Valley

For a typical $1,863,900 home in Tamalpais-Homestead Valley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tamalpais-Homestead Valley's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $15,138a month

    Above the FHA limit for Marin County ($1,249,125)
    Down payment
    $65,237
    Cash to close
    $121,154
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $1,124

  • Conventional, 5% down $14,496a month

    Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $93,195
    Cash to close
    $149,112
    Rate
    7.18%
    Mortgage insurance
    PMI · $885

  • Conventional, 20% down, no PMI $11,717a month

    Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $372,780
    Cash to close
    $428,697
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $13,440a month

    Down payment
    $279,585
    Cash to close
    $335,502
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tamalpais-Homestead Valley and for Marin County.

Property tax

Effective rate in Tamalpais-Homestead Valley

0.54%of the home’s value each year

$10,001 a year for the typical owner in Tamalpais-Homestead Valley.

  • Tamalpais-Homestead Valley 0.54%
  • Marin 0.66%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Marin County

FEMA does not publish these numbers by city: they are for all of Marin County.

Homes in the high-risk zone
12%
9,823
Of those, with NFIP insurance
38%
County California U.S.
Homes in the high-risk zone 12% 2.8% 3.5%
Of those, with NFIP insurance 38% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tamalpais-Homestead Valley

Typical rent in Tamalpais-Homestead Valley is $3,501 a month: 31% above the county. In Tamalpais-Homestead Valley, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marin County, by unit size. To pay the 2-bedroom one ($3,697 a month) without spending more than 30% of your income, you would need to earn $71.10 an hour working full time.

HUD fair market rent for all of Marin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,574 $49.50 $102,960
1 bedroom $3,003 $57.75 $120,120
2 bedrooms $3,697 $71.10 $147,880
3 bedrooms $4,832 $92.92 $193,280
4 bedrooms $5,439 $104.60 $217,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tamalpais-Homestead Valley

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tamalpais-Homestead Valley is in ZIP code 94941.

For 2 bedrooms it is $4,110: $413 more than the fair market rent for Marin County ($3,697).

  • 94941 $4,110$5,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tamalpais-Homestead Valley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Tamalpais-Homestead Valley

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Marin County; 1 says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Tamalpais-Homestead Valley

No down payment, repair or rent-help program on our list is for Tamalpais-Homestead Valley or Marin County. The ones below are statewide in California: they work in Tamalpais-Homestead Valley the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Tamalpais-Homestead Valley

The HUD-approved agencies closest to the center of Tamalpais-Homestead Valley, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Fair Housing Advocates of Northern California

    851 Irwin St, San Rafael · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (415) 457-5025

  • San Francisco LGBT Community Center

    1800 Market St, San Francisco · 10 miles away · Spanish

    Also serves in Mandarin Chinese.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (415) 865-5555

  • Asian Incorporated

    1167 Mission Street, 4th Floor, San Francisco · 10 miles away

    Also serves in Cantonese, Mandarin Chinese, and Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    415-928-5910-6

Every agency in Marin County All counseling agencies in California

Help in Spanish near Tamalpais-Homestead Valley

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tamalpais-Homestead Valley

HUD’s record names them for Tamalpais-Homestead Valley or Marin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of County of Marin Public housing and Section 8 vouchers (415) 491-2525

All housing agencies in California Source: HUD

Cities

Other cities in Marin County

These cities are also in Marin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Marin County Housing in California

Nearby cities

The cities closest to Tamalpais-Homestead Valley, with the typical home value.

Neighboring counties

If Marin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tamalpais-Homestead Valley.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Tamalpais-Homestead Valley

Short answers with the numbers for Tamalpais-Homestead Valley and all of Marin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tamalpais-Homestead Valley?

The typical home value in Tamalpais-Homestead Valley is $1,863,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marin County it is $1,507,300.

How much does it cost to rent in Tamalpais-Homestead Valley?

Typical rent in Tamalpais-Homestead Valley is $3,501 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marin County is $3,697.

What is the FHA loan limit in Tamalpais-Homestead Valley?

Tamalpais-Homestead Valley uses the FHA limit for all of Marin County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Tamalpais-Homestead Valley?

The typical homeowner in Tamalpais-Homestead Valley pays $10,001 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Marin County, the rate is 0.66%.

Where can I find free help to buy or rent in Tamalpais-Homestead Valley?

There is 1 HUD-approved counseling agency with an office in Marin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).