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City · 12,679 residents · Marin County, California

San Anselmo , California

In San Anselmo, a typical home is worth $1,576,700 and typical rent is $2,797 a month. Compared with all of Marin County, typical household income is 16% higher.

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  • Typical home value

    $1,576,700

    5% above the county

    115% above California

    • San Anselmo
    • Marin
    • California

  • Typical rent

    $2,797a month

    5% above the county

    37% above California

    • San Anselmo
    • Marin
    • California

  • Typical household income

    $173,641a year

    16% above the county

    75% above California

    • San Anselmo
    • Marin
    • California

  • Households that own their home

    68%

    4 points above the county

    13 points above California

    • San Anselmo
    • Marin
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,695,549
6.1% more than 12 months ago
Typical rent
$4,027 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

San Anselmo is in Marin County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Marin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets San Anselmo apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in San Anselmo rose 6.1%; in California, it rose 0.6%.

  2. Nearby, in Fairfax, the typical home value is $1,163,600: 26% less than in San Anselmo ($1,576,700).

  3. Nearby, in Fairfax, the typical rent is $2,367: 15% less than in San Anselmo ($2,797).

  4. The typical household income in San Anselmo is $173,641, 16% more than in Marin County as a whole ($149,091).

  5. San Anselmo has the 61st highest typical home value of the 654 cities in California with more than 5,000 people ($1,576,700).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in San Anselmo

What homes there are in San Anselmo, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in San Anselmo: 77% of homes, more than in Marin County (63%).

Year built

In San Anselmo, half of the homes were built before 1955; in Marin County, before 1967.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$1,167 a month

Marin County: $1,315 a month

Owners with a mortgage

69%

Marin County: 67%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in San Anselmo rose 48% since 2015–2019, less than in Marin County (51%).

Since 2015–2019, the typical rent in San Anselmo rose 45%, more than in Marin County (29%).

The typical household income in San Anselmo rose 35%: less than home values (+48%) and rent (+45%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSan AnselmoMarin CountyCaliforniaUnited States
Rental vacancy Unreliable estimate3.8%4.2%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate4.4%8.2%3.4%
People per household 2.412.442.842.53
Drive alone 51%52%66%69%
Carpool Unreliable estimate7%10%9%
Public transit Unreliable estimate4%3%3%
Walk or bike 6%5%3%3%
Work from home 35%32%17%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Marin County, a household in San Anselmo has 2.41 people on average.

In San Anselmo, 35% of workers work from home, more than in Marin County (32%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in San Anselmo?

A typical home costs more than the typical income allows

We start with a typical home in San Anselmo, worth $1,576,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 89% of the typical household income in San Anselmo, which is $173,641 a year. For that payment to be 28% of income, a household would need to earn about $553,857 a year. Note: at that price the loan is above the FHA limit for Marin County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Marin County.

Your numbers

Local data
$

Starts at the typical home value in San Anselmo. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $55,185 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$12,923

at 7.18% · 30 years

Loan amount
$1,548,142
Total interest
$2,227,412
Paid off in
November 2056

Includes $26,627 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,052 a month

  • Tight

    $4,052 to $5,209 a month

  • Hard

    more than $5,209 a month

    Your payment · 89%

Compared with the typical household income in San Anselmo ($173,641 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$12,923
Principal & interest$10,488
Property tax$828
Home insurance$657
FHA mortgage insurance (MIP)$951

This loan is over the FHA limit

You'd borrow $1,521,515, but the FHA limit for a one-unit home in San Anselmo is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $55,185 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

San Anselmo and Marin County

San Anselmo is in Marin County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

San Anselmo's own numbers

Typical home value
$1,576,700
Typical monthly rent
$2,797
Typical yearly household income
$173,641
Households that own their home
68%
Effective property tax rate
0.63%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marin County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,697
Price change over 5 years (FHFA)
+25%
Homes in a high flood-risk zone
12%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marin County.

Everything about Marin County

Buying

Buying a home in San Anselmo

A typical home in San Anselmo is worth $1,576,700: 5% above the county and 115% above California. With the typical household income in San Anselmo ($173,641 a year), a typical home costs 9.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • San Anselmo 9.1 years
  • Marin 10.1 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marin County

According to FHFA’s house price index, home prices in Marin County rose 45% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marin County.

Period County California U.S.
Last year (2025) −0.8% +0.8% +2.9%
5 years (2020–2025) +25% +40% +47%
10 years (2015–2025) +45% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

San Anselmo next to Marin County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • San Anselmo $1,576,700
  • Marin $1,507,300
  • California $734,700
  • United States $332,700
Typical monthly rent
  • San Anselmo $2,797
  • Marin $2,668
  • California $2,036
  • United States $1,413
Typical yearly household income
  • San Anselmo $173,641
  • Marin $149,091
  • California $99,122
  • United States $80,734
See the full table
San Anselmo next to Marin County and California
Measure San Anselmo Marin County California U.S.
Typical home value $1,576,700 $1,507,300 $734,700 $332,700
Typical monthly rent $2,797 $2,668 $2,036 $1,413
Typical yearly household income $173,641 $149,091 $99,122 $80,734
Households that own their home 68% 65% 56% 65%
Typical yearly property tax $10,001 $10,001 $5,124 $3,119
Effective property tax rate 0.63% 0.66% 0.7% 0.94%
Renters with high rent for their income 61% 56% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in San Anselmo

For a typical $1,576,700 home in San Anselmo, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Anselmo's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $12,923a month

    Above the FHA limit for Marin County ($1,249,125)
    Down payment
    $55,185
    Cash to close
    $102,486
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $951

  • Conventional, 5% down $12,381a month

    Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $78,835
    Cash to close
    $126,136
    Rate
    7.18%
    Mortgage insurance
    PMI · $749

  • Conventional, 20% down, no PMI $10,030a month

    Above the conventional limit for Marin County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $315,340
    Cash to close
    $362,641
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $11,487a month

    Down payment
    $236,505
    Cash to close
    $283,806
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for San Anselmo and for Marin County.

Property tax

Effective rate in San Anselmo

0.63%of the home’s value each year

$10,001 a year for the typical owner in San Anselmo.

  • San Anselmo 0.63%
  • Marin 0.66%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Marin County

FEMA does not publish these numbers by city: they are for all of Marin County.

Homes in the high-risk zone
12%
9,823
Of those, with NFIP insurance
38%
County California U.S.
Homes in the high-risk zone 12% 2.8% 3.5%
Of those, with NFIP insurance 38% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in San Anselmo

Typical rent in San Anselmo is $2,797 a month: 5% above the county. In San Anselmo, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marin County, by unit size. To pay the 2-bedroom one ($3,697 a month) without spending more than 30% of your income, you would need to earn $71.10 an hour working full time.

HUD fair market rent for all of Marin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,574 $49.50 $102,960
1 bedroom $3,003 $57.75 $120,120
2 bedrooms $3,697 $71.10 $147,880
3 bedrooms $4,832 $92.92 $193,280
4 bedrooms $5,439 $104.60 $217,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in San Anselmo

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Anselmo is in ZIP code 94960.

For 2 bedrooms it is $3,880: $183 more than the fair market rent for Marin County ($3,697).

  • 94960 $3,880$5,070

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Anselmo when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in San Anselmo

HUD lists one building with rents for lower incomes in San Anselmo.

  • Oak Hill Apartments 27 Mariposa Ave, San Anselmo 94960 14 homes, 13 low-income · For people with disabilities (415) 453-6810

See all 54 buildings in Marin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in San Anselmo

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Marin County; 1 says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in San Anselmo

No down payment, repair or rent-help program on our list is for San Anselmo or Marin County. The ones below are statewide in California: they work in San Anselmo the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near San Anselmo

The HUD-approved agencies closest to the center of San Anselmo, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Fair Housing Advocates of Northern California

    851 Irwin St, San Rafael · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (415) 457-5025

  • Community Housing Development Corporation of North Richmond

    1535 Fred Jackson Way Ste A, Richmond · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (510) 412-9290

  • Richmond Neighborhood Housing Services, Inc

    3220 Blume Dr Ste 198, Richmond · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    510-237-6459-1601

Every agency in Marin County All counseling agencies in California

Help in Spanish near San Anselmo

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of San Anselmo

HUD’s record names them for San Anselmo or Marin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of County of Marin Public housing and Section 8 vouchers (415) 491-2525

All housing agencies in California Source: HUD

Cities

Other cities in Marin County

These cities are also in Marin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Marin County Housing in California

Nearby cities

The cities closest to San Anselmo, with the typical home value.

Neighboring counties

If Marin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in San Anselmo.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about San Anselmo

Short answers with the numbers for San Anselmo and all of Marin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in San Anselmo?

The typical home value in San Anselmo is $1,576,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marin County it is $1,507,300.

How much does it cost to rent in San Anselmo?

Typical rent in San Anselmo is $2,797 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marin County is $3,697.

What is the FHA loan limit in San Anselmo?

San Anselmo uses the FHA limit for all of Marin County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in San Anselmo?

The typical homeowner in San Anselmo pays $10,001 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Marin County, the rate is 0.66%.

Where can I find free help to buy or rent in San Anselmo?

There is 1 HUD-approved counseling agency with an office in Marin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).