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City · 83,732 residents · Santa Clara County, California

Mountain View , California

In Mountain View, a typical home is worth $1,927,000 and typical rent is $3,062 a month. Compared with all of Santa Clara County, the typical home value is 29% higher, typical household income is 16% higher, and the share of households that own their home is 16 points lower.

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  • Typical home value

    $1,927,000

    29% above the county

    162% above California

    • Mountain View
    • Santa Clara
    • California

  • Typical rent

    $3,062a month

    7% above the county

    50% above California

    • Mountain View
    • Santa Clara
    • California

  • Typical household income

    $189,917a year

    16% above the county

    92% above California

    • Mountain View
    • Santa Clara
    • California

  • Households that own their home

    39%

    16 points below the county

    17 points below California

    • Mountain View
    • Santa Clara
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,929,681
2.5% more than 12 months ago
Typical rent
$4,535 a month
9.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Mountain View is in Santa Clara County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Santa Clara County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mountain View apart

What this place has that others do not, from public data, most unusual first.

  1. Mountain View has the 24th smallest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (38%).

  2. Nearby, in Stanford, the typical rent is $1,976: 35% less than in Mountain View ($3,062).

  3. 39% of households in Mountain View own their home, against 55% in Santa Clara County.

  4. The typical home in Mountain View is worth $1,927,000, 29% more than in Santa Clara County as a whole ($1,490,600).

  5. The typical household income in Mountain View is $189,917, 16% more than in Santa Clara County as a whole ($164,281).

  6. Mountain View has the 60th highest typical rent of the 648 cities in California with more than 5,000 people ($3,062).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mountain View

What homes there are in Mountain View, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Mountain View, the apartment is the most common kind of home: 49%, against 29% in Santa Clara County.

Year built

By age, homes in Mountain View look like those in Santa Clara County: the typical year built is 1975.

In Mountain View, 35% of homes have 1 bedroom or none (studios); 35% have 3 bedrooms or more, against 56% in Santa Clara County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a HUD fair market rent of $3,272 for 2 bedrooms, at least 48% of rented homes in Mountain View sit below it.

Without a mortgage

$1,303 a month

Santa Clara County: $1,155 a month

Owners with a mortgage

65%

Santa Clara County: 67%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Mountain View rose 36%; in Santa Clara County, it rose 52%.

The typical rent in Mountain View rose 25% since 2015–2019, about the same as in Santa Clara County (26%).

To compare: typical income in Mountain View rose 36%; the home, +36%; the rent, +25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMountain ViewSanta Clara CountyCaliforniaUnited States
Rental vacancy 8.6%5.1%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room 7.2%7.5%8.2%3.4%
People per household 2.332.822.842.53
Drive alone 52%60%66%69%
Carpool 5%9%10%9%
Public transit 4%2%3%3%
Walk or bike 6%3%3%3%
Work from home 31%24%17%15%
Other means 2%2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Mountain View is 8.6%, higher than in Santa Clara County (5.1%).

Much as in Santa Clara County, 7.2% of households in Mountain View have more than one person per room.

On average, a household in Mountain View has 2.33 people, fewer than in Santa Clara County (2.82).

In Mountain View, 31% of workers work from home, more than in Santa Clara County (24%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mountain View?

A typical home costs more than the typical income allows

We start with a typical home in Mountain View, worth $1,927,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 99% of the typical household income in Mountain View, which is $189,917 a year. For that payment to be 28% of income, a household would need to earn about $669,338 a year. Note: at that price the loan is above the FHA limit for Santa Clara County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Santa Clara County.

Your numbers

Local data
$

Starts at the typical home value in Mountain View. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $67,445 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$15,618

at 7.18% · 30 years

Loan amount
$1,892,097
Total interest
$2,722,284
Paid off in
November 2056

Includes $32,542 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,431 a month

  • Tight

    $4,431 to $5,698 a month

  • Hard

    more than $5,698 a month

    Your payment · 99%

Compared with the typical household income in Mountain View ($189,917 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$15,618
Principal & interest$12,818
Property tax$835
Home insurance$803
FHA mortgage insurance (MIP)$1,162

This loan is over the FHA limit

You'd borrow $1,859,555, but the FHA limit for a one-unit home in Mountain View is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $67,445 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mountain View and Santa Clara County

Mountain View is in Santa Clara County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mountain View's own numbers

Typical home value
$1,927,000
Typical monthly rent
$3,062
Typical yearly household income
$189,917
Households that own their home
39%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Santa Clara County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,272
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
6.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Santa Clara County.

Everything about Santa Clara County

Buying

Buying a home in Mountain View

A typical home in Mountain View is worth $1,927,000: 29% above the county and 162% above California. With the typical household income in Mountain View ($189,917 a year), a typical home costs 10.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mountain View 10.1 years
  • Santa Clara 9.1 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Santa Clara County

According to FHFA’s house price index, home prices in Santa Clara County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Santa Clara County.

Period County California U.S.
Last year (2025) −0.6% +0.8% +2.9%
5 years (2020–2025) +35% +40% +47%
10 years (2015–2025) +64% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mountain View next to Santa Clara County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mountain View $1,927,000
  • Santa Clara $1,490,600
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Mountain View $3,062
  • Santa Clara $2,857
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Mountain View $189,917
  • Santa Clara $164,281
  • California $99,122
  • United States $80,734
See the full table
Mountain View next to Santa Clara County and California
Measure Mountain View Santa Clara County California U.S.
Typical home value $1,927,000 $1,490,600 $734,700 $332,700
Typical monthly rent $3,062 $2,857 $2,036 $1,413
Typical yearly household income $189,917 $164,281 $99,122 $80,734
Households that own their home 39% 55% 56% 65%
Typical yearly property tax $10,001 $10,001 $5,124 $3,119
Effective property tax rate 0.52% 0.67% 0.7% 0.94%
Renters with high rent for their income 38% 45% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Santa Clara County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mountain View

For a typical $1,927,000 home in Mountain View, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mountain View's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $15,618a month

    Above the FHA limit for Santa Clara County ($1,249,125)
    Down payment
    $67,445
    Cash to close
    $125,255
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $1,162

  • Conventional, 5% down $14,955a month

    Above the conventional limit for Santa Clara County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $96,350
    Cash to close
    $154,160
    Rate
    7.18%
    Mortgage insurance
    PMI · $915

  • Conventional, 20% down, no PMI $12,081a month

    Above the conventional limit for Santa Clara County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $385,400
    Cash to close
    $443,210
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $13,863a month

    Down payment
    $289,050
    Cash to close
    $346,860
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mountain View and for Santa Clara County.

Property tax

Effective rate in Mountain View

0.52%of the home’s value each year

$10,001 a year for the typical owner in Mountain View.

  • Mountain View 0.52%
  • Santa Clara 0.67%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Santa Clara County

FEMA does not publish these numbers by city: they are for all of Santa Clara County.

Homes in the high-risk zone
6.7%
32,371
Of those, with NFIP insurance
22%
County California U.S.
Homes in the high-risk zone 6.7% 2.8% 3.5%
Of those, with NFIP insurance 22% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mountain View

Typical rent in Mountain View is $3,062 a month: 7% above the county. In Mountain View, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Santa Clara County, by unit size. To pay the 2-bedroom one ($3,272 a month) without spending more than 30% of your income, you would need to earn $62.92 an hour working full time.

HUD fair market rent for all of Santa Clara County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,458 $47.27 $98,320
1 bedroom $2,778 $53.42 $111,120
2 bedrooms $3,272 $62.92 $130,880
3 bedrooms $4,396 $84.54 $175,840
4 bedrooms $4,688 $90.15 $187,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mountain View

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mountain View has 3 ZIP codes with their own.

For 2 bedrooms it runs from $3,670 in 94043 to $4,050 in 94040.

3 of the 3 are above the fair market rent for Santa Clara County ($3,272).

  • 94040 $4,050$5,440
  • 94041 $3,710$4,980
  • 94043 $3,670$4,930

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mountain View when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Mountain View

HUD lists 18 buildings with rents for lower incomes in Mountain View. These are the largest.

  • Monte Vista Terrace 1101 Grant Rd, Mountain View 94040 150 low-income homes · Studio: 74 · 1 bd: 75 · 2 bd: 1 · In service since 2005 · For older adults (650) 965-1060
  • Central Park Apts 90 Sierra Vista Ave, Mountain View 94043 149 homes, 148 low-income · 1 bd: 149 · In service since 1999
  • Shorebreeze Apts 460 N Shoreline Blvd, Mountain View 94043 119 low-income homes · 1 bd: 72 · 2 bd: 36 · 3 bd: 12 · In service since 1997
  • San Antonio Place 210 San Antonio Cir, Mountain View 94040 120 homes, 118 low-income · Studio: 118 · 1 bd: 1 · 2 bd: 1 · In service since 2006
  • Fountains 2005 San Ramon Ave, Mountain View 94043 124 homes, 117 low-income · In service since 1989 · For older adults

See all 314 buildings in Santa Clara County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Mountain View

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Santa Clara County; 2 say they serve in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Mountain View

No down payment, repair or rent-help program on our list is for Mountain View or Santa Clara County. The ones below are statewide in California: they work in Mountain View the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Mountain View

The HUD-approved agencies closest to the center of Mountain View, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Project Sentinel

    1490 El Camino Real, Santa Clara · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (408) 470-3730

  • Santa Clara County Asian Law Alliance

    991 W Hedding St, San Jose · 10 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, Korean, and Vietnamese.

    • Fair housing pre-purchase workshops
    • Homelessness services
    • and 2 more
    (408) 287-9710

  • Habitat for Humanity East Bay/Silicon Valley - Milpitas

    1608 Las Plumas Ave, San Jose · 12 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (510) 803-3362

Every agency in Santa Clara County All counseling agencies in California

Help in Spanish near Mountain View

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mountain View

HUD’s record names them for Mountain View or Santa Clara County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Santa Clara County Housing Authority Public housing and Section 8 vouchers (408) 275-8770

One other authority has an office in Santa Clara County: see the list Source: HUD

Cities

Other cities in Santa Clara County

These cities are also in Santa Clara County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Santa Clara County Housing in California
See 6 more cities in Santa Clara County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Mountain View, with the typical home value.

Neighboring counties

If Santa Clara County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mountain View.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Mountain View

Short answers with the numbers for Mountain View and all of Santa Clara County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mountain View?

The typical home value in Mountain View is $1,927,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Santa Clara County it is $1,490,600.

How much does it cost to rent in Mountain View?

Typical rent in Mountain View is $3,062 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Santa Clara County is $3,272.

What is the FHA loan limit in Mountain View?

Mountain View uses the FHA limit for all of Santa Clara County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Mountain View?

The typical homeowner in Mountain View pays $10,001 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Santa Clara County, the rate is 0.67%.

Where can I find free help to buy or rent in Mountain View?

There are 3 HUD-approved counseling agencies with an office in Santa Clara County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).