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Renting · Section 8

Data from November 2026

Renting in Union County, Arkansas

Union County has a HUD fair market rent of $962 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $847 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.50 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$962
a month, HUD, Fiscal year 2027
9% less than in Arkansas
Typical rent
$847
a month, Census, Average 2020–2024
11% less than in Arkansas
Wage needed
$18.50
an hour, 2 bedrooms
Or $38,480 a year, to spend no more than 30% of income on rent.
Rent-burdened households
44%
spend 30% or more of income on rent
About the same as in Arkansas

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Union County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Columbia County, the typical rent is $649: 23% less than in Union County ($847).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Union County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $734 $14.12 $29,360
1 bedroom $739 $14.21 $29,560
2 bedrooms $962 $18.50 $38,480
3 bedrooms $1,146 $22.04 $45,840
4 bedrooms $1,349 $25.94 $53,960

HUD area: Union County, AR. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 11 ZIP codes in Union County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $910 in 71747 to $1,000 in 71724. 5 ZIP codes are above the county's fair market rent ($962).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 71724 · Union County, AR $1,000$1,200
  • 71730 · Union County, AR $970$1,160
  • 71747 · Union County, AR $910$1,100
  • 71749 · Claiborne Parish, LA $930$1,190
  • 71749 · Monroe, LA $930$1,190
  • 71749 · Union County, AR $930$1,190
  • 71758 · Union County, AR $940$1,170
  • 71759 · Union County, AR $970$1,160
  • 71762 · Ouachita County, AR $990$1,190
  • 71762 · Union County, AR $990$1,190
  • 71765 · Union County, AR $910$1,080

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Union County, 44% of renter households are in that position; in Arkansas, 45%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

44%

of renter households spend 30% or more of their income on rent.

4,097 households rent in Union County

  • Spend half or more of their income 23%
  • Spend 30% or more, but less than half 21%
  • Spend less than 30% 56%

Compared with the state and the country

  • Union 44%
  • Arkansas 45%
  • United States 51%

Low-income apartments

Low-income apartments in Union County

HUD lists 12 properties with homes for low-income households in Union County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
4
HUD-assisted
8

1,019 homes in all; 997 of them low-income, according to HUD.

  • Christopher Homes Inc. HUD-assisted 1323 W 5th St, El Dorado 71730 418 homes, 414 low-income · For older adults · (501) 268-7804
  • Hillsboro Townhouse Apartments HUD-assisted 1600 E Hillsboro St, El Dorado 71730 152 homes, 150 low-income · For families · (870) 862-9121
  • Mitchell Park HUD-assisted 1307 W 1st St, El Dorado 71730 104 low-income homes · For families · (870) 862-6061
  • Chapel Ridge of El Dorado Phase I Tax credit (LIHTC) 301 Moorewood St, El Dorado 71730 64 low-income homes · 1 bd: 16 · 2 bd: 32 · 3 bd: 16 · In service since 1999 · For families
  • Bradley Woods Apartments HUD-assisted 909 N Yocum Ave, El Dorado 71730 56 low-income homes · For families · (870) 862-5858
  • Legacy at El Dorado Tax credit (LIHTC) 560 Beverly Dr, El Dorado 71730 51 homes, 50 low-income · Studio: 1 · 1 bd: 16 · 2 bd: 34 · In service since 2014
  • Vineyards at El Dorado Phase II Tax credit (LIHTC) 550 Beverly Dr, El Dorado 71730 48 homes, 47 low-income · Studio: 1 · 1 bd: 6 · 2 bd: 17 · 3 bd: 24 · In service since 2012
  • Vineyards at El Dorado Tax credit (LIHTC) 550 Beverly Dr, El Dorado 71730 48 homes, 38 low-income · 1 bd: 6 · 2 bd: 18 · 3 bd: 24 · In service since 2008
  • Christopher Homes of Strong HUD-assisted 21 Christopher Pl, Strong 71765 20 low-income homes · For older adults · (870) 572-9433
  • Creative Housing IV HUD-assisted 1200 Trinity St, El Dorado 71730 20 low-income homes · For older adults
  • Creative Housing HUD-assisted 209 N Newton Ave, El Dorado 71730 20 homes, 18 low-income · For people with disabilities · (870) 863-8194
  • Creative Housing II HUD-assisted 712 E 19th St, El Dorado 71730 18 homes, 16 low-income · For people with disabilities · (870) 863-8194

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Union County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Union County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Union County, AR.
People Extremely low (30%) Very low (50%) Low
1 person $15,960 $26,600 $42,500
2 people $21,640 $30,400 $48,600
3 people $27,320 $34,200 $54,650
4 people $33,000 $37,950 $60,700
5 people $38,680 $41,000 $65,600
6 people $44,050 $44,050 $70,450
7 people $47,100 $47,100 $75,300
8 people $50,100 $50,100 $80,150

Area median income: $75,900. HUD income limits by family size, Fiscal year 2026. Area: Union County, AR. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $661 – $807
  • 1 bedroom $665 – $813
  • 2 bedrooms $866 – $1,058
  • 3 bedrooms $1,031 – $1,261
  • 4 bedrooms $1,214 – $1,484

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Union County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD

Housing agencies in Arkansas HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Arkansas

What Arkansas law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 2 months of rent
Ark. Code §18-16-304
When must they return my deposit?
60 days
Ark. Code §18-16-305
If I fall behind on rent, what notice must I get?
3 days
Ark. Code §18-60-304

Help

Where to get help with rent in Union County

HUD lists no counseling agencies near in Union County. Free legal aid and your housing agency can guide you.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Union County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Arkansas, the average home bill was $129 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$1,924

What you need before you get the keys.

What adds up

First month
$962
Security deposit
$962
Total
$1,924

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Union County?

According to HUD (Fiscal year 2027): Studio: $734; 1 bedroom: $739; 2 bedrooms: $962; 3 bedrooms: $1,146; 4 bedrooms: $1,349. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Union County?

Paying the 2-bedroom fair market rent ($962) without spending more than 30% of income takes $18.50 an hour full time, or $38,480 a year.

Who qualifies for Section 8 in Union County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $37,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Union County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $866 and $1,058 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Union County?

For 2 bedrooms they run from $910 in 71747 to $1,000 in 71724. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Union County?

HUD lists 12 properties with homes for low-income households in Union County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Union County?

HUD counts rent as a burden when it reaches 30% of income or more. In Union County, 44% of renter households are in that position; in Arkansas, 45%, and nationwide, 51% (Average 2020–2024, Census).